Randolph-Brooks Credit Union Kerrville TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Randolph-brooks, your trusted partner for financial services right here in Kerrville, TX. Located at 1801 Sidney Baker St, Kerrville, TX 78028, we have been committed to serving our community since our establishment in 1952. With a membership of over 1,158,867 individuals, we pride ourselves on offering personalized banking solutions that cater to your unique needs. At Randolph-brooks, we understand that financial decisions can be daunting. That's why our team is dedicated to providing reliable support and guidance every step of the way. Our total assets stand at an impressive $17,549,897,730, demonstrating our stability and strength as a credit union. We are here not just to offer services but to build lasting relationships with our members. While you can visit us directly at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 2097, Universal City, TX 78148. Our commitment goes beyond just numbers; it's about making a positive impact in the lives of our members and the community. With total deposits of $205,518,113 and a net worth of $2,188,129,649, we ensure that your money is not only safe but also working hard for you. Our experienced team led by CEO Mark Sekula and Board President Edward Polansky is here to guide you through various offerings including auto loans, mortgages, personal loans, and business banking solutions. Curious about what we can do for you? Don't hesitate to reach out! You can contact us at 210-945-3333 or explore more on our website here. We invite you to stop by our branch or call us today your financial journey starts with Randolph-brooks!

Branch History & Mission

Community Engagement

We don't just exist for transactions; we exist for relationships. Our partnerships with local organizations enhance our ability to give back through community outreach initiatives. We are dedicated to supporting local events and programs that strengthen the fabric of Kerrville.

Join Us

We invite you to be part of our journey at Randolph-brooks. Experience the benefits of membership firsthand where your goals become ours. Visit us during our operating hours: Lobby Hours Monday through Friday from 9 AM to 5 PM (Thursday until 6 PM) and Saturday from 9 AM to 4 PM or reach out at 210-945-3333 for any inquiries. Join us today and discover how we can help you achieve your financial dreams!

Our Journey

From our humble beginnings, Randolph-brooks has evolved significantly. What started as a small credit union has grown into a robust institution that prioritizes not just banking but also community support. Our location at 1801 Sidney Baker St, Kerrville, TX 78028 is more than just an address; it's a place where families and businesses find the resources they need to thrive. Nearby landmarks such as the beautiful Guadalupe River and the bustling downtown area connect us even more to the community we serve. While members can visit us at 1801 Sidney Baker St, official correspondence should be sent to our mailing address: P.O. Box 2097, Universal City, TX 78148.

Our Mission

At Randolph-brooks, our mission is simple yet powerful: to provide exceptional financial services while uplifting our community. We believe in making banking accessible and straightforward. Whether you're looking for checking and savings accounts, auto loans, or personal loans, we strive to ensure every member feels valued and understood. In addition to traditional banking services, we embrace technology with features like online banking and mobile payments. We are committed to being ADA compliant so that all members can access our services comfortably. Furthermore, we offer drive-thru banking for added convenience and have ATMs available for easy cash access.

Branch Location & Accessibility

Welcome to the Kerrville branch of Randolph-Brooks, located at 1801 Sidney Baker St, Kerrville, TX 78028! Our branch is conveniently situated near popular local spots, making it easy for you to stop by while you're out and about. Whether you're visiting nearby parks or heading to a local restaurant, we're just a quick drive away. At Randolph-Brooks, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure that everyone can easily access our services. Plus, we offer ample parking right outside the entrance, so you can hop in and out with ease. Our lobby hours are designed with your schedule in mind: we're open Monday through Wednesday from 9 AM to 5 PM, Thursday from 8 AM to 6 PM, Friday from 8 AM to 7 PM, and Saturday from 9 AM to 4 PM. If you're in a rush, take advantage of our drive-thru banking services available during those same hours perfect for quick deposits or withdrawals without leaving your car! We also provide ATM access for your convenience. You can withdraw cash or check your balance any time you need it. If you prefer personal service, don't hesitate to reach out! You can call us at 210-945-3333 with any questions or simply come on down we'd love to help you with all your banking needs. While members can visit us at our physical location, if you need to send official correspondence, please direct it to P.O. Box 2097, Universal City, TX 78148. So why wait? Visit us today at Randolph-Brooks in Kerrville and experience friendly service that meets your financial needs!

Member Eligibility

Joining the Randolph-brooks family is more than just opening an account; it's about becoming part of a community that cares. To become a member, you need to meet some simple eligibility requirements, which include living, working, or worshipping in specific areas or being related to someone who is already a member. It's really that easy! Once you confirm your eligibility, you can start enjoying the benefits that come with membership, such as competitive loan rates and personalized service tailored just for you. If you're curious about the detailed eligibility criteria, feel free to check out our website at http://www.rbfcu.org#membership . Ready to take the next step? Opening an account at Randolph-brooks, located at 1801 Sidney Baker St Kerrville Tx 78028, is a straightforward process designed to welcome everyone with open arms. Whether you have questions or need assistance, we're here for you just give us a call at (210) 945-3333. We can't wait to have you as part of our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services tailored for your needs. Imagine streamlining payment processing, managing transactions effortlessly, and enhancing customer experiences all designed to help you focus on what truly matters: growing your business. Come visit us at 1801 Sidney Baker St Kerrville Tx 78028, Kerrville, TX, and let's discuss how we can partner in your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For business owners, Randolph-brooks offers specialized services like merchant services and business loans to help you thrive in today's competitive market. Whether you're just starting out or looking to expand, we have the tools to support your business growth.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier. You can also access our ATMs for quick cash withdrawals or balance checks without any hassle.

Drive-Thru and ATM Services

If you prefer face-to-face interactions but value efficiency, our drive-thru banking offers basic services such as deposits and withdrawals while keeping you on the move. We also provide basic ATM access for all your withdrawal and balance-checking needs. At Randolph-brooks, we pride ourselves on being more than just a financial institution; we are part of the community. Our commitment is to serve you with care and understanding as we navigate your financial journey together. If you're ready to learn more about how we can assist you or want to open an account today, don't hesitate to reach out! Call us at (210) 945-3333 or visit us at 1801 Sidney Baker St Kerrville Tx 78028 in Kerrville, TX. Explore all that Kerrville has to offer you won't be disappointed!

Loans and Credit Options

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation services, you can find relief and take control of your finances again. Plus, our credit cards come with rewards that can benefit you with cash back or travel points for those who love to explore.

Personal Banking Services

Our personal banking options make managing your finances easier than ever. You can choose from various checking and savings accounts designed to fit your lifestyle. Need funds for a new vehicle? Our auto loans and vehicle financing options offer competitive rates and flexible terms to help you get on the road quickly. If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide tailored solutions to meet your needs.

Digital & Online Banking

Key Services

With our user-friendly online banking platform, accessible at https://www.rbfcu.org/ , you can check your account balances, transfer funds, and pay bills all from the comfort of your own home or wherever life takes you. Our 24/7 online banking services ensure that you can access your accounts whenever you need to, without any hassle. Need to send money to a friend? Our person-to-person transfers make it simple to send cash instantly with just a few taps on your smartphone. Plus, if you're someone who prefers a paperless experience, our e-statements are available for easy access and management of your financial documents.

Security and Convenience

Your security is our top priority. With features like electronic signature authorization, you can sign documents safely without needing to visit a branch. And for those times when you're out shopping, our mobile payments feature allows you to pay quickly and securely right from your phone. For an even more personalized experience, don't forget about our mobile application. Available for download, it puts all these features in the palm of your hand so whether you're checking balances or making payments, everything is just a click away. Experience the ease of managing your finances digitally with Randolph-brooks. We're committed to providing accessible and effective banking solutions that fit your lifestyle. Join us today and take control of your financial future!

Financial Strength

Commitment to Innovation

With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also significant; we provide $143,604 in used auto loans and have a total of $12,267,157,184 in loans and leases that support our members' financial goals across various sectors.

Growing Membership Base

With total share accounts reaching 2,468,446, it's clear that more individuals trust us with their finances every day. This growing membership base strengthens our community ties while enhancing the services we can provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 1801 Sidney Baker St Kerrville Tx 78028 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 2,354 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road. We provide financing options tailored for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $889,860,383 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are here to support your ambitions.

Credit Lines and Unsecured Loans

Managing unexpected expenses or planning a big purchase? We offer flexible terms on unsecured credit card loans, with a total of $538,599,591 in loans helping members manage their finances effectively. Additionally, our credit lines of $6,884,240,827 are available for those who need ongoing access to funds without the hassle of reapplying each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471, make buying or refinancing simple. We guide you through the mortgage process to help you secure the best terms possible.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for our products, don't hesitate to reach out. Our team is ready to assist you in finding solutions that can lower your payments or improve your financial situation. Our branch at 1801 Sidney Baker St Kerrville TX 78028 is equipped with knowledgeable staff who are eager to assist you. You can reach us at 210-945-3333 during our lobby hours: M-F from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Randolph-brooks, we're dedicated to providing you with reliable services tailored to help you succeed financially.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers, allowing users to trust that they are seeing accurate information.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and confidence in the choices presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the genuine impact LendMesh has on its users' financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

RANDOLPH BROOKS FEDERAL CREDIT UNION - Kerrville, TX