Randolph-Brooks Credit Union Dripping Springs TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Randolph-brooks, your trusted financial partner located at 1040 Rob Shelton Blvd, Dripping Springs, TX 78620. Since our establishment in 1952, we have proudly served our community with a commitment to helping our members achieve their financial goals. With over 1,158,867 members and total assets of $17,549,897,730, we are dedicated to providing personalized banking solutions that cater to the unique needs of each member. At Randolph-brooks, we understand that your financial journey is personal. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages designed with you in mind. Our experienced team of over 2,366 employees, led by CEO Mark Sekula and Board President Edward Polansky, is always ready to assist you. Whether you're looking for a loan or simply need help managing your finances, we're here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O Box 2097, Universal City, TX 78148. We invite you to explore how we can help you thrive financially. With total deposits reaching $205,518,113 and a net worth of $2,188,129,649, you can trust that your funds are secure with us. Plus, we maintain a cash reserve of $355,007,118, ensuring that we have the resources available when you need them most. Are you ready to start your journey with us? Visit our website at rbfcu.org or give us a call at 210-945-3333 to learn more about how we can support your financial needs today!

Branch History & Mission

At Randolph-Brooks, we take pride in our rich history and unwavering commitment to serving our community. Established in 1952, our branch has grown from a humble start to become a vital part of the Dripping Springs community. Located at 1040 Rob Shelton Blvd, we are easily accessible for members looking to benefit from our array of financial services. For official correspondence, please reach out to us at P.O Box 2097, Universal City, TX 78148. Over the years, we have proudly welcomed over 1.15 million members who have chosen us as their trusted financial partner. With total assets amounting to $17,549,897,730, we continue to support our members with personalized banking solutions that meet their needs. Our commitment extends beyond traditional banking; we actively engage in community outreach programs and partnerships that foster growth and development in Dripping Springs and surrounding areas. Our mission is straightforward: to provide exceptional financial services while empowering our members and uplifting the communities we serve. We believe that everyone deserves access to quality financial resources without compromising on service or experience. Whether you need assistance with checking accounts, auto loans, mortgage financing, or business banking solutions, our dedicated team is here to help you every step of the way. As technology evolves, so do we. Our digital advancements ensure that banking is convenient and accessible anytime you need it. From online and mobile banking features to ATM access available right here at our branch we strive to make your banking experience seamless and user-friendly. Randolph-Brooks values inclusivity and accessibility for all members. We maintain ADA compliance standards and continuously look for ways to enhance customer service initiatives so that everyone can enjoy the benefits of credit union membership. Join us today at Randolph-Brooks and discover how we can help you achieve your financial goals while positively impacting your community. Your journey towards financial empowerment starts here! For any inquiries or assistance, feel free to call us at 210-945-3333 during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. Experience the difference with Randolph-Brooks where community comes first!

Branch Location & Accessibility

Accessibility Features

Our branch is fully accessible for all members. With ADA-compliant features like ramps and spacious parking available right outside, we strive to ensure everyone feels welcome and comfortable when they come through our doors.

Call to Action

We invite you to stop by and see how we can support your financial journey! Feel free to give us a call at 210-945-3333 if you have any questions or need assistance before your visit. We look forward to welcoming you at Randolph-brooks in Dripping Springs!

Operating Hours

We understand that life can get busy. That's why our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. If you're looking for drive-thru service, we offer it Monday through Thursday from 8 AM to 6 PM, on Fridays until 7 PM, and on Saturdays until 4 PM. We aim to provide flexible options so you can manage your banking needs without any stress.

Services Offered

At Randolph-brooks, we offer a variety of services tailored just for you! Whether you're interested in personal banking like checking and savings accounts or need assistance with auto loans or mortgage refinancing, our friendly team is here to help. We also provide credit cards with rewards and business banking solutions. Additionally, you'll find an ATM on-site for quick cash withdrawals and balance checks. While we don't currently have a drive-thru service, our lobby staff is always ready to assist you during operating hours.

Member Eligibility

Becoming a member of Randolph-brooks feels like joining a close-knit community where everyone supports one another. If you're looking to take advantage of our great services, we welcome individuals who live, work, worship, or attend school in the area around 1040 Rob Shelton Blvd Dripping Springs Tx 78620. We also extend membership to family members of existing members, making it easy for your loved ones to benefit from our offerings. For more details on eligibility requirements, you can check out the full list at http://www.rbfcu.org#membership . Opening an account with us is a straightforward process designed with you in mind. Simply visit us at our branch or explore our online application options to get started. Our team is here to help every step of the way! If you have any questions or need assistance, don't hesitate to reach out at (210) 945-3333. Joining Randolph-brooks not only opens up access to financial services but also brings you into a supportive family dedicated to your financial well-being.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine walking into a bustling café, where customers pay effortlessly using various methods credit cards, mobile payments, and more. That's the power of our merchant services at work. We provide your business with the tools it needs to accept payments easily, allowing you to focus on what you do best: serving your customers. With personalized support from our team at Randolph-brooks, you can navigate financial decisions confidently. Let us partner with you on your path to success! For more information about how we can help your business thrive, visit us at 1040 Rob Shelton Blvd Dripping Springs Tx 78620 or call us at (210) 945-3333.

Comprehensive List Of Services

ATM & Cash Services

Need cash? Our ATM services make withdrawals simple and quick. With basic ATM access available at various locations, checking balances and making withdrawals has never been easier. At Randolph-brooks, we believe in making banking accessible while ensuring that each member receives personalized service. Whether you're visiting us in person at our branch or using our digital tools online, we strive to meet all your financial needs with warmth and professionalism. Ready to experience the difference? Visit us at 1040 Rob Shelton Blvd Dripping Springs Tx 78620 in Dripping Springs, TX, or call us at (210) 945-3333 today! Your financial journey starts here with us at Dripping Springs!

Business Banking

If you're a business owner, we have tailored solutions for you too! Our business banking services, including merchant services and business loans, provide the support needed to grow and manage your enterprise effectively.

Credit Cards

For those who enjoy rewards for their spending, our credit cards with rewards program offers great benefits that can enhance your shopping experience. Imagine earning points on purchases that turn into discounts on future buys!

Digital Banking Convenience

In today's busy world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts from anywhere. With just a few taps on your phone, you can check balances, transfer funds, pay bills, and more all designed for your ease of access.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our personal banking services cater to all stages of life. We offer checking and savings accounts that help you manage your everyday finances efficiently. If you're looking to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms tailored to fit your budget. When it comes to buying a home, our mortgage loans and refinancing options can make the process easier, allowing you to find the right loan for your situation. Plus, if you're facing unexpected expenses or need some extra cash, our personal loans and debt consolidation services can help streamline your payments and reduce stress.

Digital & Online Banking

Access Anytime, Anywhere

Our 24/7 online banking services allow you to check your account balances, pay bills, and transfer funds from the comfort of your home or while traveling. Just visit us at https://www.rbfcu.org/ to get started. With our mobile application, you can access your accounts right from your smartphone, making it easy to stay on top of your finances wherever you are.

Embrace Modern Banking

With mobile payments available through our app, you can make quick and secure payments using just your phone. This feature not only saves time but also enhances your overall banking experience by providing flexibility in how you manage your money. In summary, Randolph-brooks offers a comprehensive suite of digital banking services tailored for modern lifestyles. Experience the convenience and security of online banking today!

Secure and Efficient

Security is crucial in today's digital world. At Randolph-brooks, we prioritize your safety with features like electronic signature authorization, ensuring that all your transactions are protected. You can have peace of mind knowing that your personal information is secure.

Simplifying Your Transactions

Need to send money to a friend? Our person-to-person transfer feature allows you to easily send money directly to anyone with just a few taps. Plus, if you prefer going paperless, we offer e-statements that provide an easy way to keep track of your transactions without the clutter.

Financial Strength

Member Trust

Total Share and Deposit Accounts stand at 2,468,446, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 1040 Rob Shelton Blvd Dripping Springs Tx 78620 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,354 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $143,604 in used auto loans and $12,267,157,184 in total loans and leases.

Secure Savings Options

Members' savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we're here to provide competitive rates and flexible terms to fit your budget.

Credit Lines and More

In addition to auto and mortgage loans, we provide credit lines totaling $6,884,240,827 for those looking for ongoing access to funds. This can be particularly useful for managing cash flow or unexpected expenses that arise throughout the month. For business owners seeking growth opportunities, our outstanding commercial loans totaling $889,860,383 provide the capital needed to expand operations or invest in new ventures. If you're considering refinancing any existing loans or checking your eligibility for our various products, we encourage you to reach out! Our team is ready to assist you with options that could lead to lower rates or more favorable terms. For more information about our loan offerings at Randolph-brooks located at 1040 Rob Shelton Blvd Dripping Springs TX 78620, please call us at 210-945-3333. We're here to help you navigate your financing options effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471, ensuring you have access to the funding you need for your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky without the right support. That's why we offer flexible terms on unsecured credit card loans. With a total of $538,599,591 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when needed.

Loan Aggregator

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RANDOLPH BROOKS FEDERAL CREDIT UNION