Randolph-Brooks Credit Union Austin TX | Cheap Mortgage Refinance & Business Banking

Introduction

Welcome to Randolph-brooks, your trusted financial partner located at 10712 Burnet Road, Austin, TX 78758. Established in 1952, we've been dedicated to serving our community for over 70 years. With a strong membership of 1,158,867 and total assets of $17,549,897,730, we pride ourselves on being a cornerstone of financial support for individuals and families alike. At Randolph-brooks, we believe that everyone deserves access to reliable banking solutions tailored to their needs. Our diverse offerings include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also cater to businesses with merchant services and business loans designed to help them thrive. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148. With over 2,366 employees committed to excellence and customer satisfaction, you can count on us for personalized service that meets your unique financial goals. Under the leadership of CEO Mark Sekula and Board President Edward Polansky, we continuously strive to enhance our member experience. Our team is here to guide you through every step of your financial journey. Whether you're looking for guidance on loans or simply need assistance with online banking options like mobile payments and e-statements, Randolph-brooks is ready to serve you. Feel free to reach out at 210-945-3333 or explore our website at rbfcu.org for more information. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Join Us

We invite you to become part of the Randolph-brooks family today! Experience firsthand how we can help you manage your finances better while being an active participant in your community. Visit us online at rbfcu.org or call us at 210-945-3333 for more information about membership and services available at our Austin branch. Together, let's build a brighter financial future!

Our Evolution

Over the decades, Randolph-brooks has consistently adapted to meet the changing needs of our members. With total assets reaching an impressive $17,549,897,730, we've expanded our services while maintaining a focus on personalized care. We are not just about numbers; we are about people. Our mission is to provide exceptional financial services while enhancing the lives of those we serve in Austin and beyond. Our operating hours reflect our dedication to accessibility: Lobby Hours are Monday through Friday from 9 AM to 5 PM, and Saturdays from 9 AM to 4 PM. For those who prefer convenience, our Drive-Thru Banking service operates Monday through Thursday from 7 AM to 6 PM, Friday from 7 AM to 7 PM, and Saturday from 9 AM to 4 PM. We also offer ATM availability for quick cash withdrawals and balance checks.

Our Mission

Randolph-brooks is more than just a credit union; we strive to empower individuals with financial knowledge and resources. Our mission is simple yet profound: we aim to help our members achieve their financial goals through a range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, business banking solutions, and online/mobile banking options. Community outreach is at the heart of what we do. We partner with local organizations to support initiatives that improve lives in Austin. Whether it's sponsoring local events or offering educational workshops on financial literacy, we are dedicated to making a positive impact. While members can visit us at 10712 Burnet Road Austin Tx 78758, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148.

Branch Location & Accessibility

A Convenient Spot for Everyone

At Randolph-brooks, we understand the importance of convenience. Our branch features ample parking and is equipped with ADA-compliant accessibility features, making it easy for everyone to visit us. Plus, if you prefer to conduct your transactions without stepping inside, our drive-thru service is here to help you with deposits, withdrawals, and simple transactions.

Operating Hours Tailored to You

We aim to accommodate our members' busy schedules. Our lobby hours are open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. If you need to visit us for quick transactions, our drive-thru hours are even more generous: Monday through Thursday from 7 AM to 6 PM, Friday from 7 AM to 7 PM, and Saturday from 9 AM to 4 PM.

Services Designed for Your Needs

As a member of Randolph-brooks, you'll enjoy a variety of services tailored just for you. Whether it's opening checking and savings accounts, securing auto loans, or exploring mortgage options, we have something for everyone. And don't forget about our ATM availability! You can easily access your funds whenever you need them. While members can visit us at 10712 Burnet Road for all their banking needs, official correspondence should be sent to P.O. Box 2097 in Universal City if needed. We invite you to come by our branch or give us a call at 210-945-3333 if you have any questions. At Randolph-brooks, we're here to make your banking experience as smooth and enjoyable as possible!

Member Eligibility

At Randolph-brooks, we believe that everyone deserves the opportunity to be part of a caring and supportive financial community. Becoming a member is easy and welcoming, especially if you live, work, or worship in our service areas. You can also qualify through family members who are already part of our credit union. This means that if you share the spirit of cooperation and mutual support, you're more than welcome here! By joining Randolph-brooks, you'll enjoy benefits like lower fees, competitive loan rates, and personalized service that puts your needs first. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at http://www.rbfcu.org#membership . If you're ready to start your membership journey or have questions, give us a call at (210) 945-3333 or visit us at our branch located at 10712 Burnet Road Austin Tx 78758. We're excited to help you open an account and become part of our thriving community! For more information on how to get started with opening an account, visit http://www.rbfcu.org/fragments/apply-for-a-loan-cta .

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine a bustling café where customers can easily pay with their phones while you focus on crafting the perfect brew. Our merchant services streamline payment processes, making it easier for you to serve your customers without hassle. From point-of-sale systems to online payment options, we provide tools that help you manage transactions efficiently. Let us partner with you at Randolph-brooks, located at 10712 Burnet Road Austin Tx 78758, Austin, TX, as you navigate the path to success in your business endeavors. For more information about our offerings, visit us online or give us a call!

Comprehensive List Of Services

Business Banking Services

For our members who are entrepreneurs, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your business thrive. We know how important it is to have reliable financial support when managing your enterprise.

Credit Options That Reward You

We also offer credit cards with rewards to enhance your purchasing power while earning points for future use. It's like getting rewarded for spending on things you already need!

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our robust online and mobile banking features, accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. Our services include easy ATM access for withdrawals and balance checks whenever you need them.

Join Us Today!

With all these services and more available at Randolph-brooks, we invite you to explore how we can assist you in achieving your financial goals. If you're ready to take the next step or have questions about our offerings, don't hesitate to reach out at (210) 945-3333 or visit us online at Domain. Together, let's build a brighter financial future!

Personal Banking Solutions

Our personal banking services are tailored to meet a variety of everyday needs. From checking and savings accounts that fit your lifestyle to flexible auto loans and vehicle financing, we make it easy for you to manage your finances. Imagine driving off in a new car with a loan that offers competitive rates our auto loan options can make that dream a reality. If you're considering buying a home, our mortgage loans and refinancing options provide the support needed to navigate the housing market. Plus, if you're looking to consolidate debt or fund a special project, our personal loans can offer the financial boost you require.

Streamlined Transactions

We also offer basic drive-thru banking for simple transactions like deposits and withdrawals, so you can quickly take care of banking without stepping inside the branch. This way, whether you're in a hurry or just prefer not to go inside, we've got you covered.

Digital & Online Banking

Key Features for Your Convenience

We offer electronic signature authorization, so signing documents online is quick and hassle-free no more printing or mailing forms! Additionally, you can opt for e-statements which are not only environmentally friendly but also provide instant access to your financial records without cluttering your mailbox. Need to send money to a friend? Our person-to-person transfer feature makes it simple to send cash directly from your account to theirs perfect for splitting bills or sharing gifts. Plus, if you're always on the move, our mobile payments feature allows you to make purchases right from your phone with ease.

Security You Can Trust

Your safety is our priority. All transactions are protected with advanced security measures to ensure that your personal information stays safe while you manage your accounts online. Rest easy knowing that at Randolph-brooks, we take every precaution to protect your data. With all these features combined, our digital banking services empower you with real-time account management and accessibility whenever and wherever you need it. Join us today at Randolph-brooks and discover how easy banking can be!

Financial Strength

Commitment to Service

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,354 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $143,604 in used auto loans and $12,267,157,184 in total loans and leases, supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Growth

Total Share Accounts: 2,468,446, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 ensures that we have the ability to support your needs when it matters most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 10712 Burnet Road Austin Tx 78758 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $889,860,383 provide the capital needed to grow and expand. We understand the challenges small businesses face and are dedicated to supporting local entrepreneurs by offering tailored financial solutions.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $538,599,591 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending while providing a safety net for unforeseen expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471, make buying or refinancing simple. We offer guidance through the entire process, ensuring that you understand your options and find the best fit for your budget.

Refinancing Options

If you're considering refinancing any existing loans, we have options available to help reduce your monthly payments or lower your interest rates. Our knowledgeable staff can guide you through eligibility requirements and help you determine if refinancing is right for you. For more information about our loan products or to discuss your specific needs, feel free to reach out at (210) 945-3333 or visit us at 10712 Burnet Road Austin Tx 78758, Austin, TX. Our friendly team is ready to assist you during our lobby hours: M-F 9-5, Sat 9-4. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial goals!

Loan Aggregator

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RANDOLPH BROOKS FEDERAL CREDIT UNION