Rally Credit Union Palmhurst TX | Affordable Vehicle Loans & ATM Services

Introduction

At Rally, located at 300 E Mile 3 Rd Unit 160, Palmhurst, TX 78573, we believe in building strong relationships with our members. Since our establishment in 1955, we've dedicated ourselves to fostering a community where financial well-being is within everyone's reach. With over 225,000 members and total assets exceeding $4.4 billion, we take pride in offering a wide range of services tailored to meet your unique needs. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans and mortgages, our team is here to help. We currently manage $395 million in deposits and have provided more than 120,000 loans to our members showcasing our commitment to supporting your financial goals. Rally's leadership team, led by CEO Dana Sisk and Board President John Chapman, embodies a spirit of service and dedication. With a workforce of 806 employees, we ensure that you receive personalized attention every time you visit us or reach out via phone at 361-985-7300. While members can visit us at our Palmhurst branch for all their banking needs, official correspondence should be sent to the same address. We invite you to explore what Rally has to offer by visiting our website at rallycu.com. Join us today and experience the difference of being part of a credit union that truly values its members!

Branch History & Mission

Community Impact

Rally is not just about banking; it's about creating a supportive environment where members can thrive. We actively engage in community outreach efforts and form partnerships with local organizations to better serve those around us. This focus on community has always been at the core of what we do. As part of our dedication to serving you effectively, we're proud to offer friendly service without the hassle of ATMs or drive-thru facilities our team is here to assist you directly during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. We invite you to join us at Rally and become part of a credit union that truly cares about its members' well-being. Experience the difference for yourself visit us today or learn more about membership options on our website here. Together, let's build a brighter financial future!

Our Mission

At Rally, our mission is simple yet profound: to provide exceptional financial services while fostering a spirit of community support and engagement. We strive to empower our members by offering a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment goes beyond just transactions; we aim to build lasting relationships with our members and contribute positively to the communities we serve. Over the years, we've made significant strides in enhancing our services through digital advancements. With features like online banking and mobile payments, we ensure that managing finances is convenient and user-friendly for everyone. Additionally, our commitment to accessibility means that we uphold ADA compliance so that all members can enjoy a seamless experience.

Branch Location & Accessibility

Convenient Access

At our Palmhurst branch, we prioritize accessibility for all members. The facility is compliant with ADA standards, featuring ramps and accessible entrances to ensure everyone can visit us comfortably. While we currently do not have an ATM or drive-thru banking service, our lobby is open and ready to serve you during convenient hours. We invite you to come by Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM.

Get in Touch

Have questions or want more information? Feel free to give us a call at 361-985-7300. We're excited to assist you with all your financial needs and look forward to welcoming you at the Rally Palmhurst branch!

More Than Just Banking

Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards, our friendly staff is here to help. We also offer business banking solutions tailored for local entrepreneurs. For any official correspondence, please note that you can send mail to the same address as our branch location.

Member Eligibility

At Rally, we believe that everyone deserves a supportive community where they can thrive. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Palmhurst area, you're likely eligible to join our family. We value inclusivity and are excited to offer you access to a range of financial services designed with your needs in mind. With benefits like personalized banking solutions and competitive rates, membership here means you're not just a number; you're part of something bigger. Ready to take the next step? You can find all the details about eligibility at https://rallycu.com/about/membership/. If you're eager to open an account and start enjoying the perks of membership, just visit our account opening page at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad1ceg-izmteyolr-l9-hxvluvanqn04xdg9-lb6py46jvpq6fmuylcp5hk74fqvvkrtc5leklkgcmfssbvnzntvx-pj9fwbx1gkyg71hizal. Should you have any questions or need assistance, feel free to reach out to us at (361) 985-7300. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $234 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $204,350,611, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner to handle your payment processing while you focus on what you do best running your business. Our merchant services offer seamless transactions that make it easy for your customers to pay, whether in-store or online. By simplifying payments, we help you enhance customer satisfaction and grow your bottom line. Located conveniently at 300 E Mile 3 Rd Unit 160 Palmhurst Tx 78573, Palmhurst, TX, our team is here to guide you every step of the way. Reach out today at (361) 985-7300 to learn more about how we can support your business's financial journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, our services don't stop there. We provide tailored business banking solutions, including merchant services that help streamline transactions and ensure you get paid quickly. Additionally, our business loans can support your growth aspirations, whether you're expanding operations or investing in new equipment.

Cash Withdrawal Services

While we currently do not have ATM facilities at this branch, we are dedicated to ensuring that accessing cash is straightforward through other means. At Rally, we're here to meet all of your financial needs with personalized service and community-focused values. If you're ready to take the next step towards financial wellness or if you have any questions about our offerings, don't hesitate to give us a call at (361) 985-7300 or visit us at 300 E Mile 3 Rd Unit 160 Palmhurst Tx 78573. Join us today and experience the difference in personalized banking!

Credit Cards

For those who enjoy the benefits of using credit, our credit cards with rewards are an excellent choice. Picture yourself earning points on everyday purchases that can be redeemed for travel, shopping, or cash back making every swipe work for you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that let you manage your accounts on the go. With features like person-to-person payments and electronic statements, handling your finances has never been easier.

Loans and Financing

Are you planning to buy a new vehicle? Our auto loans and vehicle financing solutions make it easy to drive away in the car you want without breaking the bank. Plus, if you're thinking about homeownership, check out our mortgage loans and refinancing options perfect for first-time buyers or those looking to reduce their monthly payments. We also offer personal loans and debt consolidation, helping you simplify your finances by combining multiple debts into one manageable payment.

Personal Banking

Managing your finances can be simple and rewarding with our personal banking options. We offer checking and savings accounts designed to help you reach your financial goals. Imagine easily tracking your spending while saving for that dream vacation or a new car. Our accounts come with features like online banking and mobile access, so you can manage your money whenever and wherever you need.

Digital & Online Banking

Key Services Available

With just a few clicks, you can access our robust online banking platform at https://rallycu.com/. Here, you can view your account balances, pay bills, transfer funds, and much more all from the comfort of your own home. Plus, our 24/7 online banking services mean you have control over your finances any time of day or night. Security is paramount in our digital offerings. We utilize electronic signature authorization to ensure that all your transactions are safe and secure. You can also opt for e-statements, which allow you to receive your account statements electronically, reducing paper clutter while keeping your information protected.

Mobile Banking Made Easy

For those who prefer banking on the go, our mobile application makes it simple to manage your accounts right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier or faster. Simply download the app and enjoy seamless access to all your banking needs at your fingertips. At Rally, we prioritize making banking accessible for everyone. Our user-friendly platform is designed for members of all ages, ensuring that managing your finances is both straightforward and efficient. Experience the ease of real-time account management with our digital banking solutions today!

Financial Strength

At Rally, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trusting your finances with us is a big decision, and we want to assure you that our strong financial standing supports that trust. With a net worth of $601,500,616, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,350 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,708,014,698 in share certificates and $167,686,222 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is reflected in our $567,066,974 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $57,125 in used auto loans and $3,878,475,694 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $21,231,972, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 774 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 414,119, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rally is your trusted partner. Visit us at 300 E Mile 3 Rd Unit 160 Palmhurst Tx 78573 or call (361) 985-7300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,293,447,573 in used vehicle loans and $860,934,078 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to ensure you can drive away in your desired vehicle without delay.

Business Loans

For business owners, our outstanding commercial loans totaling $204,350,611 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your current business operations, we have tailored solutions that can support your ambitions. If you're considering refinancing any of your existing loans or want to learn about eligibility options for our various products, please reach out. Our knowledgeable staff is ready to assist you with all your questions and help find the best fit for your financial situation. You can contact us at 361-985-7300 during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 5:30 pm, and Saturday from 9:00 am to 1:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and see how we can help you take the next step toward financial well-being!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,486,352, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage for better rates, our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $9,519 in loans helping members manage their finances effectively. This can be an excellent option for those looking for easy access to funds without collateral requirements.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs. Each comparison is backed by reliable data, allowing individuals to make informed decisions about their borrowing options.

Rally

Type of Loan Offerings

Mortgage Loans

Personal Loans