Rally Credit Union Mcallen TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to Rally, your trusted financial partner located at 9100 N 10th Street, McAllen, TX 78504. Established in 1955, Rally has grown into a vibrant community credit union, proudly serving over 225,835 members. Our commitment to delivering exceptional service and financial solutions is reflected in our impressive total assets of $4,442,938,185 and total deposits amounting to $395,334,738. At Rally, we believe in fostering strong relationships within our community. With a dedicated team of 806 employees, led by CEO Dana Sisk and Board President John Chapman, we are here to provide personalized banking experiences tailored to your needs. Whether you're looking for auto loans, mortgage options, or convenient online banking services, we are ready to assist you. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 9100 N 10th Street, McAllen, TX 78504. With a net worth of $601,500,616 and cash in hand totaling $49,949,610, we ensure that your financial future is secure with us. We invite you to explore our range of services designed for personal banking and business needs alike. Join us today at Rally! Feel free to reach out via phone at 361-986-4500 or visit our website at Rally CU for more information on how we can help you achieve your financial goals. Let's build a brighter future together!

Branch History & Mission

Commitment to Excellence

Our branch not only prioritizes customer service but also ensures compliance with ADA standards so everyone can access our facilities comfortably. With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM you can always find time to meet your banking needs. Additionally, we provide essential features like ATM availability and drive-thru services for added convenience.

Join Us

We invite you to become part of the Rally family! Experience firsthand how we can support you on your financial journey. Visit us at our McAllen branch or reach out via phone at 361-986-4500 for more information about membership benefits and services. Together, let's build a brighter financial future!

Our Journey

Rally started as a small initiative aimed at helping local families achieve their financial goals. Over the years, we've transformed into a robust financial institution that offers a variety of services, from personal banking and auto loans to business financing and mortgage solutions. Our commitment to innovation is reflected in our adoption of digital advancements, allowing members to access services such as online banking and mobile payments conveniently. Our branch is located at 9100 N 10th Street, McAllen, TX 78504, easily accessible for all your banking needs. While you can visit us here for all transactions, please note that official correspondence should be sent to the same address if different mailing details are provided.

Our Mission

At Rally, our mission is simple yet powerful: to empower our members through accessible financial solutions while supporting the growth of our community. We believe that when our members thrive, the entire community flourishes. That's why we offer personalized services tailored to meet your unique needs whether you're opening a checking account or seeking assistance with a loan. We also take pride in our outreach efforts. By partnering with local organizations and hosting community events, we aim to give back and create opportunities for those around us.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure that everyone can visit us comfortably. We offer ample parking space so you can easily find a spot when you arrive.

Get in Touch

Have questions? Our friendly staff is always ready to help! You can reach us at 361-986-4500 for any inquiries or assistance. We invite you to stop by our McAllen branch today and see how we can support your financial journey. Remember, while members can visit us at our branch address, official correspondence should be sent to the same address as well. We look forward to welcoming you soon!

Operating Hours

At Rally, we understand the importance of flexibility. That's why our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and we extend our hours until 5:30 PM on Fridays. We even welcome you on Saturdays from 9:00 AM to 1:00 PM! If you prefer drive-thru services, we're here for you from 8:00 AM to 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays.

Services Offered

We offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we've got you covered. Plus, with ATM access available right here at the branch, withdrawing cash or checking your balance is quick and easy.

Member Eligibility

At Rally, becoming a member means joining a welcoming community that truly cares about your financial well-being. We're excited to share that anyone who lives, works, worships, or attends school in the area is eligible for membership! This means you can easily connect with us and take advantage of the many benefits we offer, from personalized banking services to competitive loan rates. To learn more about specific eligibility requirements, feel free to visit our detailed page at https://rallycu.com/about/membership/ . Opening an account with us is simple and straightforward. Just head over to our account opening page at https://app.loanspq.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad1ceg-izmteyolr-l9-hxvluvanqn04xdg9-lb6py46jvpq6fmuylcp5hk74fqvvkrtc5leklkgcmfssbvnzntvx-pj9fwbx1gkyg71hizal to get started. If you have any questions along the way or need assistance, don't hesitate to give us a call at (361) 986-4500. We're here to help you every step of the way! Join us at our branch located at 9100 N 10Th Street Mcallen Tx 78504, and let's work together towards your financial goals.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $234 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $204,350,611, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop at loans. We also offer comprehensive merchant services that simplify everyday transactions for your business. Imagine being able to accept payments seamlessly, whether your customers pay with cash, card, or mobile apps. With our solutions, you can focus on what you do best running your business. Visit us at 9100 N 10Th Street Mcallen Tx 78504 in Mcallen, TX, or give us a call at (361) 986-4500 to explore how we can help your business grow!

Comprehensive List Of Services

Business Banking

For small business owners, our business banking services include merchant services and business loans that cater specifically to your needs. We understand that running a business requires reliable support, and we're here to help you succeed.

Credit Solutions

Managing debt can be challenging, but at Rally, we offer personal loans and debt consolidation options that help simplify your financial responsibilities. Plus, with our credit cards featuring rewards programs, you can earn benefits while making everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily access your accounts from anywhere, make payments, transfer funds, or check balances all through our user-friendly platforms. Our ATM and cash withdrawal services ensure that you have easy access to your money whenever you need it.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions for simple transactions, our basic drive-thru banking allows for quick deposits and withdrawals without the need to step inside the branch. Additionally, our ATMs provide basic access for cash withdrawals and balance checks around the clock. At Rally, we are committed to ensuring that your financial journey is smooth and stress-free. With a dedicated team ready to assist you every step of the way, there's no better time than now to explore what we have to offer. If you're ready to take advantage of these services or have any questions about how we can assist you further, don't hesitate to reach out! Call us at (361) 986-4500 or visit us at 9100 N 10Th Street Mcallen Tx 78504 in Mcallen. Let's work together toward achieving your financial goals!

Personal Banking

Our personal banking services are designed with you in mind. We offer various checking and savings accounts that can help you manage your day-to-day finances effectively. For those considering a new vehicle, our auto loans and vehicle financing options provide competitive rates to get you on the road without breaking the bank. If homeownership is your goal, our mortgage loans and refinancing services can assist you in finding the right path toward owning your home.

Digital & Online Banking

Easy Account Management

We know how important it is for you to stay updated on your finances. That's why we offer e-statements, allowing you to view and manage your statements electronically. Not only does this help reduce paper clutter, but it also gives you quick access to your financial information right when you need it.

Mobile Features for Your Convenience

For those who prefer banking on their phones, our mobile application is designed just for you. With mobile payments enabled, making purchases or sending money is quick and easy. You can even take advantage of person-to-person transfers sending money to friends or family is just a few taps away! At Rally, we are committed to providing safe and accessible online banking solutions tailored to meet your needs. Explore all our digital banking services today and experience the convenience of managing your finances anytime, anywhere!

Online Banking Services

With our 24/7 online banking services available at https://rallycu.com/ , you can easily check your balances, transfer funds, and pay bills all from the comfort of your own home. Our user-friendly interface makes navigating through your accounts a breeze. Plus, with features like electronic signature authorization, signing important documents has never been simpler or more secure.

Financial Strength

Commitment to Growth

With $567,066,974 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $57,125 in used auto loans and a total of $3,878,475,694 in loans and leases.

Operational Efficiency

Our $21,231,972 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 774 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,708,014,698 in share certificates and $167,686,222 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $601,500,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,350 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts stand at 414,119, showcasing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $0, you can rest assured that your money is working hard for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rally is your trusted partner. Visit us at 9100 N 10Th Street Mcallen Tx 78504 or call (361) 986-4500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,293,447,573 in used vehicle loans and $860,934,078 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $204,350,611 provide the capital needed to grow and expand. We understand that businesses require quick access to funding for various needs, whether it's inventory purchases or operational costs. At Rally, we also recognize the importance of refinancing options. If you're considering refinancing any existing loans or need assistance understanding your eligibility options, our team is here to help you navigate those choices effectively. You can visit us at our branch located at 9100 N 10Th Street Mcallen Tx 78504, Mcallen, TX, or give us a call at (361) 986-4500 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you on your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,486,352, make buying or refinancing simple. We aim to guide you through the process with ease so that you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,519 in loans helping members manage their finances effectively. These credit cards come with no collateral requirement, making them an excellent choice for those who want convenient access to funds without tying up assets.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, guaranteeing a high level of transparency. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. This means users receive unbiased results tailored to their needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh can make a significant difference in financial planning. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent, allowing users to make informed choices without hidden agendas.

RALLY CREDIT UNION - Mcallen, TX

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Excellence

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility and Parking

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking

Credit Solutions

Digital Banking Features

Drive-Thru and ATM Services

Personal Banking

Digital & Online Banking

Easy Account Management

Mobile Features for Your Convenience

Online Banking Services

Financial Strength

Commitment to Growth

Operational Efficiency

Secure Savings Options

Strong Financial Health

Trustworthy Partnership

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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