Rally Credit Union Mcallen TX | Best Auto Loans & Personal Banking

Introduction

Welcome to Rally at our Northcross Branch, located at 4015 N 10Th St, McAllen, TX 78504. Since opening our doors in 1955, we have been dedicated to serving the financial needs of our community. With a robust membership base of over 225,835, we take pride in being a trusted partner for families and businesses alike. At Rally, we understand that financial stability is key to achieving personal and professional goals. That's why we've built a solid foundation with total assets reaching an impressive $4,442,938,185. Our commitment to you is reflected in our total deposits of $395,334,738 and cash in hand totaling $49,949,610. Under the leadership of CEO Dana Sisk and Board President John Chapman, our team of 806 employees is here to ensure you receive top-notch service tailored to your needs. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services such as merchant services and business loans, we have you covered. While members can visit us at our branch location for friendly face-to-face service, official correspondence should be sent to the same address: 4015 N 10th St, McAllen, TX 78504. We invite you to discover how we can help you achieve your financial goals. Feel free to reach out to us at 361-986-4500 or explore our offerings online at rallycu.com. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to Rally, your trusted credit union located in the heart of McAllen, Texas. Since opening our doors in 1955, we have built a rich legacy of service and commitment to our community. Our branch at 4015 N 10th St, McAllen, TX 78504 has always aimed to provide exceptional financial services while fostering strong relationships with our members. Over the years, Rally has evolved significantly. We started with a small group of dedicated members and have grown into a thriving community with a total membership of 225,835. Our commitment to meeting the needs of our members is evident in our impressive asset base of $4,442,938,185. This growth reflects not just our success but also the trust that the community has placed in us. At Rally, we believe that everyone deserves access to quality financial services. Our mission is straightforward: to empower individuals and families by providing personal banking solutions that enhance their financial well-being. We understand that each member's journey is unique, which is why we offer tailored products such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 4015 N 10th St, McAllen, TX 78504 as well. We are proud to offer convenient operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 5:30 PM; and Saturday from 9:00 AM to 1:00 PM. In addition to traditional banking services, we have embraced digital advancements to enhance your experience. With features like online banking and mobile payments available through our user-friendly platform, accessing your finances has never been easier. We are also committed to being ADA compliant so that everyone can enjoy our services without barriers. Our dedication extends beyond banking; we actively engage in community outreach initiatives that support local organizations and projects. Through partnerships with schools and charities, we strive to make a positive impact on the lives of those around us. If you're looking for a financial partner who genuinely cares about your needs and aspirations, consider joining Rally. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Visit us today or call us at 361-986-4500 for more information!

Branch Location & Accessibility

Convenient Parking and Accessibility Features

Our parking lot offers ample space so you can park with ease. The branch is fully ADA compliant, ensuring that everyone has access to our services. If you need assistance entering the building or require any special accommodations, our friendly staff is always ready to help.

Get in Touch Today!

We invite you to come visit us at Rally Northcross Branch or give us a call at 361-986-4500 if you have any questions. Let's start working together towards your financial success!

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why we offer flexible hours for your convenience. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're stopping by during lunch or on the weekend, we strive to be available when you need us most.

Services Tailored Just for You

At Rally Northcross Branch, we offer a wide range of services tailored to meet your needs whether it's personal banking options like checking and savings accounts or auto loans and credit cards with rewards. Plus, enjoy the convenience of ATM services right on-site for quick cash withdrawals or balance checks. Although we don't have drive-thru banking available at this location, our dedicated team is here inside the branch ready to assist you with all your banking needs.

Member Eligibility

At Rally, we believe that everyone deserves a chance to be part of a caring community. If you're looking to join us at our McAllen location, it's easy! Our membership is open to individuals who live, work, worship, or attend school in the surrounding areas. We welcome you to explore the many benefits of being a member, including competitive rates on loans and savings accounts, personalized financial guidance, and access to a range of services designed to help you thrive. To get started, simply check out the eligibility details on our website at https://rallycu.com/about/membership/. If you're ready to take the next step, opening an account is a breeze just visit our account opening page here: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad1ceg-izmteyolr-l9-hxvluvanqn04xdg9-lb6py46jvpq6fmuylcp5hk74fqvvkrtc5leklkgcmfssbvnzntvx-pj9fwbx1gkyg71hizal. Should you have any questions or need assistance, feel free to reach out to us at (361) 986-4500. We're here to help you every step of the way as you become part of the Rally family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $234 in commercial loans for our members, helping businesses scale and succeed. This could be the boost you need to hire new staff, purchase equipment, or expand your operations. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that fit different needs. - With an outstanding commercial loan portfolio of $204,350,611, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, being able to accept payments quickly and securely is crucial. Our merchant services allow you to process transactions efficiently, helping you manage your cash flow better. Imagine being able to serve customers without delays, making their shopping experience smooth while keeping your revenue on track. Whether you're looking to secure a loan or enhance your payment processing capabilities, Rally is here for you at 4015 N 10Th St Mcallen Tx 78504, Mcallen, TX. Let us help you take your business to new heights! For more information, call us at (361) 986-4500 or visit our website at https://rallycu.com/.

Comprehensive List Of Services

Business Banking

For our business members, Rally provides comprehensive Business Banking solutions including merchant services and business loans. If you're an entrepreneur looking to expand or start a new venture, we're here to support you every step of the way.

Credit Solutions

Managing debt can be stressful, but it doesn't have to be. With our Personal Loans & Debt Consolidation services, you can simplify your finances by combining multiple debts into one manageable payment. This approach not only reduces stress but may also lower your interest rate. Don't forget about building credit! Our Credit Cards with Rewards program offers benefits for everyday purchases, allowing you to earn points for cash back or travel rewards simply by using your card for things you already buy.

Digital Access

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services ensure that accessing your money is quick and easy whether through ATMs or basic balance checks.

Get Started Today!

At Rally, we're here to support your financial journey with personalized service and innovative solutions. For more information about any of these services or to open an account today, give us a call at 361-986-4500 or visit us online at Rally. Your financial success starts with us!

Personal Banking Services

For individuals seeking reliable banking solutions, we offer Personal Banking options that include checking and savings accounts. Imagine having an account that not only keeps your money safe but also allows you to earn interest. Our checking accounts come with no monthly fees and easy access to your funds whenever you need them. Are you in the market for a new car? Look no further than our Auto Loans & Vehicle Financing options. We provide competitive rates that can help make your dream car a reality. Picture yourself driving off in that new vehicle while knowing you've secured a great loan deal. If homeownership is on your horizon, our Mortgage Loans & Refinancing services can help make it happen. We understand that buying a home is one of the biggest decisions you'll make. That's why we work with you to find the right mortgage solution that fits your budget and lifestyle.

Digital & Online Banking

E-Statements for Easy Tracking

Say goodbye to paper clutter! With Yes, you can receive your account statements electronically. This not only helps the environment but also allows for easier tracking of your financial activities over time.

Embrace Mobile Payments

Looking for a quick way to make purchases? Our mobile payments feature lets you pay for goods and services directly from your phone, making transactions simple and swift. At Rally, we're committed to providing accessible and efficient banking solutions that meet your needs. Experience the convenience of digital and online banking today! For more information about our services or to get started, visit us at https://rallycu.com/.

Key Services

Our online banking services allow you to check your balances, pay bills, and transfer funds 24/7. Whether you're at home or on the go, you can rely on our user-friendly interface to manage your finances with ease. Plus, our mobile application makes it even more convenient to access your accounts right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature lets you do just that in a few simple taps. And if you prefer using electronic signatures for documents, you're in luck Yes is available to make signing up for new services hassle-free.

Security You Can Trust

Your security is our top priority. Our online banking system uses advanced encryption technology to keep your information safe. We know that peace of mind is essential when it comes to banking online, so you can focus on what matters most without worrying about the safety of your personal data.

Financial Strength

At Rally, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a reliable financial partner, and our robust performance metrics reflect this commitment to you. With a net worth of $601,500,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,350 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,708,014,698 in share certificates and $167,686,222 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $567,066,974 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $57,125 in used auto loans and $3,878,475,694 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $21,231,972, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 774 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 414,119, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rally is your trusted partner. Visit us at 4015 N 10Th St Mcallen Tx 78504 or call (361) 986-4500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

For business owners in our community, our outstanding commercial loans totaling $204,350,611 provide the capital needed to grow and expand your business. Additionally, we offer refinancing options for those looking to adjust their current loan conditions for better rates or terms. Our team is dedicated to working with you to explore eligibility options and ensure you find the best solution for your financial situation. For more details on any of our loan products or to start your application process, please reach out to us at (361) 986-4500, or visit us at 4015 N 10Th St Mcallen Tx 78504 in Mcallen. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you with all your lending needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,293,447,573 in used vehicle loans and $860,934,078 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find the right financing option for your next vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,486,352, make buying or refinancing simple. We offer personalized service to guide you through each step of the process whether you're a first-time buyer or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

Managing expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,519 in loans helping members manage their finances effectively. Our credit cards come with rewards that make every purchase count.

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Rally

Type of Loan Offerings

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Parking and Accessibility Features

Get in Touch Today!

Operating Hours That Fit Your Schedule

Services Tailored Just for You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Credit Solutions

Digital Access

Get Started Today!

Personal Banking Services

Digital & Online Banking

E-Statements for Easy Tracking

Embrace Mobile Payments

Key Services

Security You Can Trust

Financial Strength

Loan Offering

Additional Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

Join Our Community