Rally Credit Union Harlingen TX | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Rally, your trusted financial partner located at 202 Camelot Drive, Harlingen, TX 78550. Since our establishment in 1955, we've proudly served our community, growing to a robust membership of over 225,835 individuals. At Rally, we understand that each member's financial journey is unique, and we're committed to providing personalized solutions that meet your needs. With total assets exceeding $4.4 billion, we are well-equipped to support your financial aspirations be it through auto loans, personal banking services, or business financing options. Our members enjoy the peace of mind that comes with knowing their deposits are safe; currently, we hold $395,334,738 in total deposits and have a net worth of $601,500,616. Our dedicated team of 806 employees, led by CEO Dana Sisk and Board President John Chapman, is here to ensure you receive the highest level of service. Whether you're visiting our branch or accessing online banking from home, we strive to make your experience seamless and enjoyable. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 81349, Corpus Christi, TX 78468. Ready to take the next step? We invite you to call us at 361-985-7300 or explore our website at https://rallycu.com for more information on how we can assist you with your financial goals. Join us today and become part of a community that values trust and commitment!

Branch History & Mission

At Rally, our Harlingen Branch has a rich history that dates back to 1955. Since opening our doors at 202 Camelot Drive, Harlingen, TX 78550, we have been dedicated to serving our community with financial services that truly make a difference. Over the years, we have grown tremendously and now proudly serve over 225,835 members. Our total assets have reached an impressive $4,442,938,185, reflecting our commitment to responsible growth and member satisfaction. Our mission is clear: we strive to empower our members through personalized financial solutions while actively supporting the communities we serve. We believe that banking should be accessible and beneficial for everyone. This mission drives us to offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. We also provide modern conveniences like online and mobile banking to ensure our members can manage their finances easily and efficiently. While you can visit us at our branch address mentioned above, any official correspondence should be directed to our mailing address at PO Box 81349, Corpus Christi, TX 78468. Rally's dedication goes beyond just providing financial services. We are deeply involved in community outreach initiatives and partner with local organizations to foster economic growth in Harlingen and surrounding areas. Our team is not only here to help you with your financial needs but also to support local causes that matter most to our members. With operating hours designed for your convenience lobby hours from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 5:30 PM on Fridays, and 9:00 AM to 1:00 PM on Saturdays we make it easy for you to stop by when it suits you best. Plus, with a drive-thru service available from 8:00 AM to 6:00 PM on weekdays and 9:00 AM to 1:00 PM on Saturdays, accessing your funds has never been easier. We are proud to offer ATM services as well as a full suite of banking products designed with your needs in mind. With a focus on customer service and community impact, Rally is here for you every step of the way. We invite you to become part of the Rally family today! Experience firsthand the benefits of membership and discover how we can help you achieve your financial goals. Visit us at rallycu.com or give us a call at 361-985-7300 for more information. Join us in making a positive impact in our community!

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 361-985-7300. We're excited to help you navigate your financial journey! Stop by today; we look forward to welcoming you into the Rally family!

Getting Here

Finding us is easy! Our location offers ample parking for all members, ensuring you can visit without any hassle. The branch is fully accessible, featuring ADA-compliant ramps and entrances for those who need them. Whether you're coming in for a quick transaction or to chat about your financial goals, we want your experience to be smooth and welcoming.

Operating Hours

We are here for you during convenient hours: our lobby is open from 9 AM to 5 PM Monday through Thursday, with extended hours until 5:30 PM on Friday and a shorter day from 9 AM to 1 PM on Saturday. If you prefer drive-thru banking, we have you covered there too! Our drive-thru service operates from 8 AM to 6 PM on weekdays and from 9 AM to 1 PM on Saturdays, making it easy to handle your banking needs without leaving your car.

Services Offered

At Rally, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards there's something for everyone. You'll also find online and mobile banking solutions that let you manage your accounts anytime, anywhere. Plus, our ATM is always available for cash withdrawals and balance checks. While members can visit us at 202 Camelot Drive Harlingen Tx 78550, official correspondence should be sent to PO Box 81349 in Corpus Christi if needed.

Member Eligibility

Becoming a member of Rally is like joining a warm and welcoming family dedicated to helping you achieve your financial goals. If you live, work, worship, or attend school in the area, you're already on the right path to membership! We embrace a diverse community and believe everyone deserves access to exceptional financial services tailored to their needs. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at https://rallycu.com/about/membership/. Once you see how easy it is to join us at Rally, you'll want to take the next step toward opening your account. The process is straightforward and designed with you in mind just visit us or use our online application available at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad1ceg-izmteyolr-l9-hxvluvanqn04xdg9-lb6py46jvpq6fmuylcp5hk74fqvvkrtc5leklkgcmfssbvnzntvx-pj9fwbx1gkyg71hizal. If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at (361) 985-7300. Your journey toward better banking starts here at 202 Camelot Drive Harlingen Tx 78550!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $234 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $204,350,611, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your shop with the confidence that your payment processes are smooth and reliable. Our merchant services are designed for local businesses like yours. From credit card processing to online payment solutions, we provide the resources you need to keep your cash flow steady while focusing on what you do best serving your customers. If you're ready to take the next step for your business, visit us at 202 Camelot Drive Harlingen Tx 78550 or call us at (361) 985-7300. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, our Business Banking services are tailored to support growth. From Merchant Services that simplify payment processing to Business Loans that provide essential funding, we are committed to helping your business thrive.

Credit Options

Credit plays a significant role in financial health. At Rally, we offer Credit Cards with Rewards that allow you to earn while you spend. Enjoy benefits that align with your lifestyle, whether it's cashback on groceries or travel rewards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime and anywhere. Whether you're making transfers or checking balances from your smartphone, we've got you covered. Plus, with access to ATMs for cash withdrawals and basic drive-thru banking services for deposits and simple transactions, banking with us is straightforward and efficient.

Join Us Today!

At Rally, we pride ourselves on being more than just a credit union; we're part of the community fabric here in Harlingen. If you're ready to take charge of your financial journey or need assistance navigating any aspect of banking, don't hesitate to reach out! Call us at 361-985-7300 or visit our website at Rally Credit Union for more information on how we can assist you today.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer Personal Banking options that include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts provide easy access and competitive rates. If you're considering purchasing a vehicle, look no further than our Auto Loans & Vehicle Financing services. We make it simple to get behind the wheel of your dream car with flexible terms and competitive rates. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options ensure you receive the best possible support throughout the process. Additionally, if unexpected expenses arise or if you're trying to consolidate debt, our Personal Loans & Debt Consolidation services are here for you. We can help navigate through tough financial times and work towards building a more secure future.

Digital & Online Banking

Convenient Features

Our online banking platform makes it simple to check your balance, transfer funds, and manage your account with just a few clicks. You can also enjoy the convenience of electronic signature authorization, allowing you to complete transactions securely without the need for paper forms. Plus, our e-statements give you instant access to your financial documents without cluttering your mailbox. If you're always on the go, our mobile application is here to help. Easily make mobile payments and send money through person-to-person transfers right from your smartphone. Whether you're splitting a dinner bill or paying rent, these features ensure that sending money is quick and hassle-free.

Safe and User-Friendly

Security is a top priority at Rally. We use advanced encryption technology to protect your personal information, so you can bank with peace of mind. Our user-friendly interface ensures that even those new to online banking can navigate their accounts easily. Whether you're checking your balance during lunch or making payments late at night, our services are designed for real-time account management that fits into your life seamlessly. Explore all that digital banking has to offer by visiting https://rallycu.com/ today!

Financial Strength

Focused on Growth

With $567,066,974 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is strong; we have $57,125 in used auto loans and $3,878,475,694 in total loans and leases available to support your financial goals across various sectors.

Member Trust

Total Share Accounts: 414,119, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, which underscores our commitment to maintaining a healthy balance sheet while focusing on member benefits. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rally is your trusted partner. Visit us at 202 Camelot Drive Harlingen Tx 78550 or call (361) 985-7300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our financial performance is evident with a net income of $21,231,972, reflecting our operational efficiency. This efficiency enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 774 full-time employees and 32 part-time employees who are committed to serving you effectively.

Secure Savings Options

Members' savings are secured through $1,708,014,698 in share certificates and $167,686,222 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $601,500,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,350 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For business owners, our outstanding commercial loans totaling $204,350,611 provide the capital needed to grow and expand. We are committed to supporting local businesses with personalized service and competitive rates. If you're considering refinancing any of your current loans or exploring eligibility options for our various products, don't hesitate to reach out. Our dedicated team at Rally is ready to assist you with tailored solutions that fit your unique situation. You can visit us at 202 Camelot Drive Harlingen Tx 78550 in Harlingen, TX, or call us at (361) 985-7300 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial goals with our diverse range of loan products designed just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,293,447,573 in used vehicle loans and $860,934,078 in new vehicle loans already helping members get on the road. We provide flexible financing options and competitive interest rates that make it easier than ever to drive away in your dream vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,486,352, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing loan, our experienced team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,519 in loans helping members manage their finances effectively. This option is perfect for those who want to consolidate debt or cover unexpected expenses without dipping into savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to find the right fit for their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, so users can trust that they are seeing accurate rates.

Rally

Type of Loan Offerings

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Getting Here

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Business Banking Services

Credit Options

Digital Banking Convenience

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Convenient Features

Safe and User-Friendly

Financial Strength

Focused on Growth

Member Trust

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Additional Loan Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community