Rally Credit Union Corpus Christi TX | Top Checking & Auto Loans

Introduction

Welcome to Rally, your trusted financial partner located at 4802 Crosstown Expy, Corpus Christi, TX 78415. Since our establishment in 1955, we have been committed to serving our community with a wide range of financial services designed to meet the diverse needs of our 225,835 members. With total assets exceeding $4.4 billion, and total deposits reaching $395 million, we pride ourselves on being a reliable resource for your banking needs. At Rally, we understand that financial decisions can be daunting. That's why our dedicated team of 806 employees, led by our CEO Dana Sisk and Board President John Chapman, is here to provide personalized support and guidance every step of the way. Whether you're looking for auto loans, personal banking options, or business loans, we offer competitive rates and flexible solutions tailored just for you. While members can visit us at our branch location, official correspondence should be sent to PO Box 81349, Corpus Christi, TX 78468-1349. Feel free to reach out at 361-986-4500 for any inquiries or assistance you may need. Join us at Rally as we continue to strengthen our community through financial empowerment and support. Explore more about what we offer on our website here. We invite you to experience the difference a member-focused credit union can make in your financial journey!

Branch History & Mission

Call to Action

We invite you to join the Rally family! Experience firsthand the benefits of being part of a credit union that prioritizes its members' needs while promoting community growth. Visit us during our operating hours Lobby hours are from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 5:30 PM on Fridays, and 9:00 AM to 1:00 PM on Saturdays or reach out via phone at 361-986-4500 for any inquiries. Together, let's build a brighter financial future!

Community Focus

Our commitment extends beyond banking; we actively engage in community outreach initiatives that uplift those around us. We collaborate with local organizations to support education, health, and wellness programs that enrich lives in Corpus Christi. By fostering these partnerships, we aim to create lasting change that benefits everyone in our community.

Our Mission

At Rally, our mission is centered around empowering individuals and families by providing personalized financial services that cater to their unique needs. We believe that everyone deserves access to quality banking options that foster financial literacy and independence. Our range of services includes checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We take pride in being a member-driven organization, meaning that every decision we make is focused on enhancing your experience and supporting your goals. Whether you're looking for straightforward banking solutions or advanced online services like mobile payments and online banking, we are here to meet you where you are.

Branch Location & Accessibility

Accessibility Features

At Rally, we prioritize accessibility for all our members. Our branch is designed with features like ADA compliance and convenient ramps to ensure everyone can comfortably access our services. Plus, you'll find ample parking available right outside the entrance, making your visit hassle-free.

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and until 5:30 PM on Fridays. Need to stop by on Saturday? We're here for you from 9:00 AM to 1:00 PM. If you're in a hurry, take advantage of our drive-thru service available from 7:30 AM to 6:30 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays.

Services Offered

Rally provides a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we are committed to helping you achieve your financial goals. Our drive-thru banking allows for quick deposits and withdrawals without having to step inside. And if you need cash on the go, our ATM is always available for your convenience. We invite you to stop by or give us a call at 361-986-4500 if you have any questions or need assistance. Join us at Rally's Crosstown branch today your trusted partner in personal finance!

Member Eligibility

At Rally, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to anyone who meets our simple eligibility criteria. If you live, work, worship, or attend school in the Corpus Christi area, you are likely eligible to join us! We also welcome family members of existing members, which means you can share the benefits of membership with your loved ones. The perks include access to a range of financial services designed to help you achieve your goals, from checking and savings accounts to loans and credit cards. To get started on your journey with us at Rally, simply visit our membership page for more details about eligibility. When you're ready to open an account, check out our account opening process. If you have any questions, feel free to call us at (361) 986-4500. We can't wait to welcome you into the Rally family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $234 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $204,350,611, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. Whether you're accepting payments online or in-store, our tools are designed to enhance customer experiences and streamline your operations. Visit us at 4802 Crosstown Expy Corpus Christi Tx 78415 in Corpus Christi, TX or call us at (361) 986-4500 to discover how Rally can support your business's financial journey today!

Comprehensive List Of Services

ATM and Drive-Thru Services

Convenience is key at Rally. We provide ATM services for quick cash withdrawals and balance checks without stepping inside the branch. Our drive-thru banking allows you to handle deposits and withdrawals with ease perfect for busy days when time is short.

Access Anytime

With features like person-to-person payments and electronic signatures, managing your finances has never been easier. You can send money to friends instantly or sign important documents from the comfort of your home. At Rally, we are committed to making banking accessible and convenient for everyone in Corpus Christi and beyond. If you're ready to explore our services further or have any questions, don't hesitate to reach out! Call us at 361-986-4500 or visit us online at Rally's Website today! Let us help you achieve your financial goals with confidence.

Business Banking

We also cater to business owners with specialized services such as merchant services and business loans. If you're looking to expand your business or need help managing daily transactions, Rally is here to ensure your operations run smoothly.

Credit Cards

For those who like rewards while spending, our credit cards come with benefits designed for everyday purchases. Whether it's earning cash back on groceries or points for travel, you can enjoy the perks while managing your finances efficiently.

Loans and Financing

If you're considering purchasing a car or refinancing your home, Rally provides auto loans and mortgage loans with competitive rates. Picture driving off in that new car you've been eyeing or finally owning your dream home. Additionally, our personal loans can assist with debt consolidation or unexpected expenses, giving you peace of mind during tough times.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts that help you manage your money effectively. Imagine having easy access to your funds anytime you need them, whether you're paying bills or saving for a vacation. Our online and mobile banking features make it simple to check balances, transfer funds, and pay bills from wherever you are.

Digital & Online Banking

Accessibility Whenever You Need It

No matter where life takes you, Rally offers real-time account management at your fingertips. Our online banking services are available around the clock, so whether it's day or night, you can keep track of your finances with ease. Join us today and experience the convenience of modern banking tailored just for you!

Key Features for Your Convenience

Our online platform is user-friendly and packed with features that make banking easier than ever. You can enjoy the benefits of e-statements, allowing you to view your account statements electronically no more waiting for paper copies in the mail! If you're on the go, our mobile application gives you the flexibility to manage your accounts right from your smartphone. Plus, with our mobile payments feature, paying for purchases is just a tap away.

Secure Transactions Made Simple

Security is a top priority at Rally. We use electronic signature authorization to ensure that your transactions are safe and secure. You can also make person-to-person transfers quickly and conveniently without needing cash or checks. Whether you're splitting a bill or sending money to family, our services have got you covered.

Financial Strength

Growing Member Base

Our total share accounts stand at 414,119, showing a strong and growing member base that trusts us with their finances. This trust is vital as it allows us to manage resources effectively while continually enhancing our services for everyone involved. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rally is your trusted partner. Visit us at 4802 Crosstown Expy Corpus Christi Tx 78415 or call (361) 986-4500 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $567,066,974 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our diverse loan offerings. We have $57,125 in used auto loans and a total of $3,878,475,694 in loans and leases to support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is evident with a reported $21,231,972, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 774 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,708,014,698 in share certificates and $167,686,222 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $601,500,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,350 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,293,447,573 in used vehicle loans and $860,934,078 in new vehicle loans already helping members get on the road. We provide financing options that can fit any budget, ensuring you have the flexibility needed for your next vehicle purchase.

Business Financing

For business owners, our outstanding commercial loans totaling $204,350,611 provide the capital needed to grow and expand your business. We work closely with local businesses to understand their unique needs and deliver tailored solutions that support growth.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,486,352, make buying or refinancing simple. We strive to guide you through every step of the mortgage process, making it easier for you to settle into your dream home.

Refinancing Options

If you're considering refinancing any existing loans, we offer competitive rates and terms that may better suit your current financial situation. Whether it's an auto loan or mortgage, our team is ready to assist you with eligibility options that fit your needs. You can visit us at our branch located at 4802 Crosstown Expy Corpus Christi Tx 78415, Corpus Christi, TX or give us a call at (361) 986-4500 for more information about our loan offerings. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,519 in loans helping members manage their finances effectively. This is a great option for those who need quick access to funds without tying up their assets as collateral.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality means that users can trust they are viewing fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: All loan offers on LendMesh come from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our focus is purely on providing unbiased results. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, enabling you to make well-informed financial decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Rally

Type of Loan Offerings

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Call to Action

Community Focus

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Options for Growth

Practical Merchant Services

Comprehensive List Of Services

ATM and Drive-Thru Services

Access Anytime

Business Banking

Credit Cards

Loans and Financing

Personal Banking

Digital & Online Banking

Accessibility Whenever You Need It

Key Features for Your Convenience

Secure Transactions Made Simple

Financial Strength

Growing Member Base

Investment in Member Services

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Comparisons

Benefits of Using LendMesh

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