RALEIGH COUNTY FEDERAL CREDIT UNION - Beckley, WV

At Raleigh County Credit Union, community support is at the heart of what we do. We actively engage in outreach programs and partnerships that uplift our local neighborhoods. By working closely with local organizations and schools, we strive to promote financial literacy and economic well-being in Beckley and beyond. While members can visit us at 200 Veterans Ave for all their banking needs, official correspondence should be sent to the same address as there is no difference between mailing and branch addresses. Our operating hours are Monday through Friday from 8:00 AM to 4:15 PM, making it convenient for you to stop by or give us a call at 304-253-6279.

As we look towards the future, we remain committed to enhancing our services with digital advancements while ensuring that all facilities are ADA compliant for accessibility. With an ATM available on-site and ongoing efforts toward customer-centric initiatives, we're dedicated to providing you with convenient options for managing your finances. We invite you to join us on this journey! Experience firsthand how Raleigh County Credit Union can make a positive impact on your financial life. Together, let's build a stronger community one member at a time. For more information about our services or to become a member today, visit us online at Raleigh County Credit Union.

Located at 200 Veterans Ave, Beckley, WV 25801, our branch has become a cornerstone of the community. We take pride in being more than just a financial institution; we are a part of the lives of those we serve. Over the years, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. This evolution reflects our dedication to adapting to the changing needs of our members while maintaining a strong focus on customer service. Our mission is simple yet powerful: to empower individuals and families by providing them with the tools they need for financial success. We believe that everyone deserves access to quality financial products and education. Whether you are looking to save for your future or secure a loan for your dream vehicle, we are here to help every step of the way.

We understand the importance of accessibility. Our branch is equipped with features to accommodate everyone, including ADA-compliant entrances and parking spaces. If you have any specific needs during your visit, please don't hesitate to ask our friendly staff for assistance.

Our lobby hours are designed to fit your busy schedule, as we're open Monday through Friday from 8:00 AM to 4:15 PM. This means you can stop by before or after work and on your lunch break! We also offer ATM services for quick access to cash and basic transactions when you're on the go. At Raleigh County Credit Union, we provide a variety of services tailored just for you, including personal banking accounts, auto loans, mortgage options, and business banking solutions. Whether you're looking to open a checking account or finance your next vehicle purchase, our knowledgeable team is here to help every step of the way. Feel free to give us a call at 304-253-6279 if you have any questions or would like more information about our services. We invite you to come visit us soon at our Beckley branch your financial journey starts here!

Imagine having the ability to accept payments effortlessly from your customers, helping you streamline operations and improve cash flow. Our merchant services provide you with the tools necessary to enhance customer experiences while managing transactions smoothly. With modern payment solutions at your fingertips, you can focus more on what matters growing your business. If you're ready to explore how Raleigh County can assist in fueling your business ambitions, visit us at 200 Veterans Ave Beckley Wv 25801 in Beckley, WV or give us a call at (304) 253-6279. Let's embark on this journey together!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any specific commercial loans on record, we offer a range of flexible financing options that can be tailored to meet your needs when they arise.

For our business members, we have comprehensive business banking services including merchant services and business loans. This allows local entrepreneurs to thrive while meeting their financial goals. Think about how much easier running your business will be with dedicated support from our knowledgeable staff.

At Raleigh County, we know that access is key. Our members enjoy the convenience of online and mobile banking, allowing for effortless management of accounts no matter where life takes you. Plus, with our ATM services available at multiple locations, accessing cash is simple whenever you need it. If you're in need of assistance or have questions about any of our services, please don't hesitate to reach out! You can contact us at (304) 253-6279 during our operating hours: Monday through Friday from 8:00 AM to 4:15 PM. We're excited to help you navigate your financial journey at Main Office - 200 Veterans Ave located at 200 Veterans Ave Beckley Wv 25801 in Beckley, WV. Join us today and discover how we can assist you in reaching all of your financial goals!

With our credit cards featuring rewards, you can earn points while making everyday purchases. Whether you're buying groceries or planning a vacation, each swipe gets you closer to exciting rewards.

When it comes to financing, we offer auto loans and vehicle financing that make purchasing a new car both affordable and straightforward. Picture driving off in your dream car with a loan tailored just for you! Additionally, our mortgage loans and refinancing options empower you to buy your home or lower your monthly payments on an existing mortgage. For those unexpected expenses or plans that require a little extra cash, our personal loans and debt consolidation options can help simplify your financial life. We strive to provide solutions that ease stress rather than add to it.

Our personal banking services include checking and savings accounts designed for convenience and flexibility. Imagine having a checking account that not only helps you manage your daily expenses but also offers great interest rates on your savings. With our easy online and mobile banking options, you can check your balance, transfer funds, and pay bills all from your smartphone or computer.

With 24/7 online banking services, you can check your balance, transfer funds, and pay bills whenever you need to. Whether you're at home or on the go, our platform ensures that you stay connected to your money with just a few clicks or taps. For those who prefer the convenience of mobile banking, our user-friendly mobile application is available for download. This app allows you to manage your accounts right from your smartphone, making it easier than ever to keep track of your finances. Have you ever needed to send money to a friend or family member quickly? Our person-to-person transfer feature makes this simple and fast. You can send money directly from your account without any hassle. We also prioritize security in everything we do. With electronic signature authorization available, you can complete transactions securely and efficiently without the need for paper forms. Plus, with e-statements offered, you'll receive your statements electronically reducing clutter while ensuring that your information remains protected. While mobile payments may not be an option at this time, our commitment to providing top-notch services means that we're always looking for ways to improve and expand what we offer. In summary, whether you're managing daily expenses or planning for the future, Raleigh County provides robust digital banking tools that make financial management easy and secure. Join us today and experience the benefits of modern banking!

We take pride in having 5 full-time employees who are committed to serving you with expertise and dedication. Our team is always ready to assist you with any questions or needs you may have.

With $252 in used auto loans and $13,725,796 in total loans and leases, our lending capacity supports members' diverse financial needs. This means whether you're looking to purchase a vehicle or make significant investments, we have the resources available to assist you.

Total Share Accounts: 3,071, showing a strong and growing member base that trusts us with their finances. Our community-focused approach ensures that your interests come first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Raleigh County is your trusted partner. Visit us at 200 Veterans Ave Beckley Wv 25801 or call (304) 253-6279 to learn more about how we can help you achieve your financial goals.

Our commitment to you is reflected in our strong earnings. With $2,432,828 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This approach allows us to support your financial goals effectively.

Members' savings are secured through $3,557,539 in share certificates, offering stable and rewarding financial growth opportunities. We also prioritize our members over traditional banking methods; with non-member deposits at $1,745,000, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $2,458,958, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,285 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,969,863 in used vehicle loans and $5,602,130 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, we have flexible options tailored for you.

For those who prefer flexibility, our total credit lines amount to $1,200,000. If you're considering refinancing any existing loans, our team can guide you through the process and help determine eligibility options that suit your financial situation. Our services extend beyond just loans; we are committed to supporting you through all aspects of personal finance. If you have any questions or would like more information about our offerings, don't hesitate to reach out at (304) 253-6279 during our operating hours from Monday to Friday, 8:00 AM to 4:15 PM. For performance insights and financial data related to our offerings, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Raleigh County, we're here to help you take the next step toward achieving your financial aspirations.

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, which can provide the support you need on your journey to owning a home.

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards provide an easy way to handle everyday expenses while building your credit history.

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent, giving users peace of mind as they explore their options.