RALEIGH CO. EDUCATORS FEDERAL CREDIT UNION

Welcome to Raleigh County Educators Federal Credit Union, a trusted financial institution proudly serving the community since 1980. Our mission is rooted in empowering individuals and families through exceptional service and a commitment to financial well-being. Under the leadership of CEO Damon Hamby and Board President Evert Mills, we strive to provide our members with personalized banking solutions that enhance their financial journeys. Headquartered in Beckley, WV, we are proud to be a part of this vibrant community, offering NCUA insurance since November 17, 1980, ensuring that your deposits are safe and secure.

At Raleigh County Educators FCU, we understand the importance of accessibility in today’s fast-paced world. That’s why we offer a suite of modern banking tools designed to make your life easier. With features like online banking, a user-friendly mobile application, person-to-person transfers, e-statements, and more, managing your finances has never been more convenient. We prioritize a member-first approach and are dedicated to fostering trust and reliability within our community. For more information about our services or to connect with us directly, visit our website at https://www.raleighcountyefcu.com/ or reach us via fax at 3042560888. Join us as we continue to grow together and support each other in achieving financial success.

At Raleigh County Educators Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions like checking and savings accounts, or you need assistance with auto loans, mortgage refinancing, or even business banking options such as merchant services and business loans, we have you covered. Our credit cards come with rewards that add extra value to your everyday purchases. We understand that managing finances can be challenging, which is why our online banking platform and mobile app make it easy for you to access your accounts anytime, anywhere. With features like person-to-person transfers and e-statements, we provide tools that simplify your banking experience.

Our commitment to accessibility means that we strive to help every member navigate their financial journey seamlessly. If you're interested in joining our community or learning more about eligibility requirements, please visit . Additionally, for those considering loan options, we recommend checking out https://www.lendmesh.com/loans/mortgage_loans for comparing rates and finding the best fit for your financial goals. Our dedicated team is here to support you—feel free to reach out at (304) 256-0888 for any personalized assistance or questions you might have. At Raleigh County Educators Federal Credit Union, we're more than just a financial institution; we're a partner in helping you achieve your life milestones and grow your small business effectively.

Raleigh County Educators Federal Credit Union stands as a beacon of financial stability and trustworthiness in the community. With a Total Membership of 2,300, this institution has built strong relationships with its members, providing personalized service that fosters loyalty and satisfaction. The Credit Union's commitment to its members is reflected in its robust financial standing, boasting Total Assets of 21,148,175 and a commendable Net Worth of 5,190,739. This solid foundation allows Raleigh County Educators to navigate the financial landscape confidently and effectively.

In terms of profitability, the Credit Union has achieved a Net Income of 132,358, demonstrating its ability to not only meet but exceed operational expectations. This performance is further underscored by Total Deposits amounting to 1,365,656, showcasing the trust that members place in their financial partner. With a diverse portfolio encompassing Total Loans and Leases of 576, Raleigh County Educators offers various financing options tailored to meet individual needs, from auto loans—amounting to 376—to credit card services with a volume of .

Raleigh County Educators maintains a healthy Net Worth Ratio of 2,453, indicative of its sound management practices and financial resilience. Employing just 5 dedicated professionals ensures that members receive attentive service while keeping operational costs efficient. Furthermore, with no reliance on external borrowings—Total Borrowings are at 0—the Credit Union emphasizes its independence and strength.

In an era where transparency and member-centric services are paramount, Raleigh County Educators Federal Credit Union exemplifies these values through its operations and offerings. Performance insights and financial data can be accessed from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , allowing potential members to verify the credibility and performance metrics firsthand.

If you're seeking a reliable financial partner that prioritizes your needs, consider exploring loan options today. Compare real-time loan offers at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.