Railway Credit Union Mandan ND | Affordable Auto Loans & Checking

Introduction

Welcome to Railway Credit Union, your trusted financial partner in Mandan, ND. Established in 1954, we have been dedicated to serving our community for nearly seven decades. Located at 1006 E Main St, Mandan, ND 58554, our branch is more than just a place for transactions; it's a hub of support and guidance for over 8,343 members who rely on us for their banking needs. At Railway Credit Union, we understand that financial choices can shape your future. That's why we offer a range of services tailored to meet your needs, from checking and savings accounts to auto loans and mortgages. With total assets amounting to an impressive $187,541,099, we are well-equipped to help you achieve your financial goals. Our commitment goes beyond numbers; it's about fostering relationships and building trust within our community. With $14,125,085 in total deposits and a solid net worth of $22,870,494, you can feel confident knowing your money is safe with us. Under the leadership of our CEO, Paul Brucker, and Board President, Douglas Erhart, our team of 26 employees is here to assist you with personalized service that meets your unique needs. For any inquiries or assistance, don't hesitate to reach out by calling us at 701-667-9500 or visit our website at Railway Credit Union. We look forward to helping you navigate your financial journey! Whether you're looking to open an account or explore loan options, we invite you to join our family today.

Branch History & Mission

Our Journey

From our humble beginnings nearly seven decades ago, Railway Credit Union has always been driven by a mission to provide accessible financial services to our community. We were founded on the belief that everyone deserves a chance to achieve their financial goals. As we opened our doors in 1954, we set out to create a member-focused institution that prioritizes service above all else. Throughout the years, we've embraced change and innovation while staying true to our core values. Our commitment to personal banking has only strengthened as we introduced new services like online banking and mobile payments to meet the evolving needs of our members. Today, we are proud to offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services.

Our Mission

The mission of Railway Credit Union is simple yet powerful: to improve the financial well-being of our members and enhance the communities we serve. We understand that finance can sometimes be overwhelming. That's why we strive to make every interaction personable and supportive. Whether you walk into our branch or connect with us online at railwaycu.com, you'll find friendly faces eager to help you navigate your financial journey. We also recognize the importance of giving back. Through partnerships with local organizations and active community outreach programs, we aim to make a positive impact in Mandan and beyond. We are not just about transactions; we're about building lasting relationships.

Visit Us

While members can visit us at 1006 E Main St in Mandan for personalized service during our operating hours from 7:30 AM to 5:30 PM Monday through Friday, official correspondence should be sent to the same address or reach out via phone at 701-667-9500 if you have any questions. With ATM availability and drive-thru banking options for your convenience, Railway Credit Union is dedicated to providing a member-friendly experience. Join us today and discover how we can help you achieve your financial dreams while being part of something bigger a community committed to each other's success. Let's embark on this journey together! Experience the benefits of membership at Railway Credit Union today!

Branch Location & Accessibility

Contact Us Anytime

While you're welcome to visit us at our branch address, if you need to send any official correspondence, please use our mailing address: 1006 E Main St, Mandan, ND 58554-3762. Have questions or need assistance? Don't hesitate to give us a call at 701-667-9500; our team is always ready to help. We invite you to experience the personalized service and support that sets Railway Credit Union apart. Stop by today or check out our website at Railway Credit Union for more information about our services!

Convenient Access and Features

Parking is plentiful and easy to navigate, ensuring that your visit is hassle-free. We take pride in making our facilities accessible to everyone, including those with mobility challenges. Our branch features ADA-compliant ramps for easy access, so you can focus on what matters most your banking needs. At Railway Credit Union, we understand that life doesn't stop for banking hours. That's why our lobby is open from 7:30 AM to 5:30 PM, Monday through Friday. For added convenience, we also offer drive-thru banking services for quick transactions without leaving your vehicle. Need cash? Our ATM is readily available for withdrawals and balance checks.

Member Eligibility

At Railway, we believe that everyone deserves the chance to be part of a welcoming community that supports your financial journey. Becoming a member is simple and inclusive, as our eligibility criteria cater to a wide range of individuals and families. If you live, work, or worship in the area, you're likely eligible to join us! We also welcome family members of existing members, so you can share the benefits with your loved ones. To find out all the details about who can join, feel free to visit our website at http://www.railwaycu.com/apply/become-a-member for the latest updates. Joining Railway means gaining access to a variety of financial services designed with you in mind from personal banking options like checking and savings accounts to loans for vehicles and mortgages. The application process is easy; just head over to https://mobicint.net/rwy/autoenrollment/start, where you'll find everything you need to get started. If you have any questions or need assistance, don't hesitate to reach out at (701) 667-9500. We're here for you at our branch located at 1006 E Main St Mandan Nd 58554, ready to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,817,635, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Every Transaction

In today's fast-paced environment, smooth transactions are key. Our merchant services help you manage payments effortlessly, whether you're accepting credit cards or online payments. Imagine serving your customers without worry transactions processed quickly and securely so you can focus on what really matters: growing your business. Located at 1006 E Main St Mandan Nd 58554, Mandan, ND, we invite you to explore how our tailored financial solutions can empower your business. Reach out to us at (701) 667-9500 to learn more about what we can do for you!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick deposits, withdrawals, and simple transactions. If you prefer using an ATM, our basic ATM access allows for easy withdrawals and balance checks. With so many services available at Railway Credit Union, we're here to help you every step of the way. Whether you're interested in personal finance management or business solutions, we've got you covered. Ready to take control of your financial future? Visit us at 1006 E Main St Mandan Nd 58554 or give us a call at (701) 667-9500. We're excited to assist you!

Business Banking

For entrepreneurs and business owners, we offer business banking services that include merchant services and business loans. We believe in supporting local businesses because they are the backbone of our community.

Convenient Digital Banking

Embracing technology is key at Railway. Our online and mobile banking features give you access to your accounts anytime, anywhere. With just a few taps on your phone, you can check balances, transfer funds, or pay bills without having to visit a branch. Plus, our ATM services ensure that cash withdrawal is never an inconvenience.

Credit and Loans

In addition to these essential banking services, Railway also offers personal loans and debt consolidation solutions to help you manage expenses or consolidate existing debt into one manageable payment. Our credit cards come with rewards that allow you to earn points on everyday purchases, making them a smart choice for savvy spenders.

Personal Banking

We understand that managing your finances can be a challenge, which is why we offer personal banking services that include checking and savings accounts designed to fit your lifestyle. Need a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without straining your budget. For those looking to buy a home, our mortgage loans and refinancing options provide flexible terms and competitive rates, ensuring you find the right fit for your needs.

Digital & Online Banking

Key Features

One standout feature is the ability to authorize electronic signatures. This means you can complete important transactions without needing to visit a branch in person, saving you time and hassle. We also provide e-statements, allowing you to receive and manage your account statements electronically. It's an eco-friendly option that helps keep your information organized. For those on the go, our mobile application brings all these features right into the palm of your hand. Enjoy mobile payments for quick transactions at participating retailers, and send money easily with person-to-person transfers no need for cash or checks anymore!

Security and Support

We take your security seriously. Our digital banking platform uses advanced encryption technology to protect your information while providing a straightforward experience that's easy to navigate. Plus, if you ever have questions or need assistance, our dedicated team is just a phone call away at (701) 667-9500. With all these features combined, managing your finances has never been easier! Join us at Railway today and discover how our digital banking services can make your life simpler and more secure.

Financial Strength

At Railway, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially sound can provide peace of mind, which is why we are proud to share key insights about our financial strength. With a net worth of $22,870,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,218 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $72,176,474 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,673,720 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,526 in used auto loans and $135,571,716 in total loans and leases. Our impressive $995,774 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 16,175, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Railway is your trusted partner. Visit us at 1006 E Main St Mandan Nd 58554 or call (701) 667-9500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,960,150 in used vehicle loans and $2,596,009 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or looking for a reliable used car, we've got you covered with options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $48,817,635 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or services for your business, we are here to support you. Our commitment to serving our community is evident in our wide range of loan offerings. If you're interested in any of these products or want to explore your options further, please don't hesitate to reach out! You can contact us at 701-667-9500 or visit us at 1006 E Main St Mandan ND 58554 during our lobby hours from 7:30 AM to 5:30 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority at Railway!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,977,086, make buying or refinancing simple. We work with you to find the right solution that makes sense for your financial situation. If you're considering refinancing your current mortgage or exploring eligibility options, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $616,139 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that make every purchase more valuable.

Loan Aggregator

No Sponsored Listings

LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all your options clearly without any hidden agendas.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions. You can compare various loans side by side, allowing you to find the best fit for your financial situation. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this platform in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see is not only current but also comes from reputable sources.

Railway