RAILS WEST FEDERAL CREDIT UNION - Chubbuck, ID

Welcome to Rails West, your trusted partner in financial growth and community support! Located at 4708 Yellowstone Ave, Chubbuck, ID 83202, our branch has proudly served the needs of our members since 1935. With a strong commitment to providing personalized banking solutions, we have grown to support over 7,932 members, helping them achieve their financial dreams. At Rails West, we understand that every member's journey is unique. That's why we offer a range of services tailored to fit your needs from checking and savings accounts to auto loans and mortgage refinancing. Our total assets currently stand at an impressive $74,535,798, with total deposits reaching $4,045,453. This solid foundation allows us to provide you with competitive rates and exceptional service. Under the leadership of our dedicated CEO, Paul Contreras, and Board President Jon Lamb, we foster a culture of trust and transparency. We also pride ourselves on being an integral part of the Chubbuck community, working diligently to make a positive impact through various initiatives and support programs. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO BOX 1450, Pocatello, ID 83204-1450. Our friendly team is here to assist you during our lobby hours Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. Whether you're looking for a new account or need assistance with loans, don't hesitate to reach out! You can call us at 208-232-5746 or explore more about what we offer at railswestcu.org. Join us today in experiencing a banking relationship built on trust and community!

At Rails West, we take pride in our rich legacy of serving the Chubbuck community since our doors opened in 1935. With a commitment to providing exceptional financial services, we have grown alongside our members, evolving to meet their needs while staying true to our mission of enhancing the lives of those we serve. Located at 4708 Yellowstone Ave, Chubbuck, ID 83202, our branch stands as a beacon of support for over 7,932 members. Our total assets have reached an impressive $74,535,798, reflecting our dedication to responsible management and growth. We are more than just a credit union; we are a community partner that believes in fostering strong relationships and empowering individuals through sound financial education and services. Rails West was founded with a mission to provide accessible financial solutions while uplifting our local community. We offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Beyond banking, we are dedicated to supporting community outreach initiatives that make a real difference in people's lives. We understand that convenience matters. That's why we provide ATM availability and drive-thru banking for easy access to your funds. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9:00 AM to 5:30 PM, and Friday until 6:00 PM. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at PO BOX 1450, Pocatello, ID 83204-1450 if it differs from the branch address. In an ever-changing world, we've embraced digital advancements like online banking and mobile payments to enhance your experience. Our commitment to accessibility includes ADA compliance to ensure everyone can enjoy our services without barriers. As we continue this journey together, we invite you to join us at Rails West. Experience the difference of being part of a credit union that truly cares about its members and the community. Let's build a brighter future together! For more information or to get started on your membership journey, visit us online at Rails West or call us at 208-232-5746 today!

At Rails West, we believe that everyone deserves a chance to be part of a friendly and supportive community. Becoming a member is not just about opening an account; it's about joining a family that prioritizes your financial well-being. If you live, work, worship, or attend school in our local area, you're likely eligible to join us! You can easily check the specific eligibility details on our website at http://www.railswestcu.org/membership . Once you confirm your eligibility, opening an account is a breeze! We're here to guide you every step of the way, ensuring a smooth and welcoming experience. Whether you're interested in checking and savings accounts, auto loans, or any of our other services, our dedicated team is ready to assist you. If you have any questions or need further assistance, feel free to call us at (208) 232-5746. Join us at Rails West located at 4708 Yellowstone Ave Chubbuck Id 83202 we can't wait to welcome you into our community!

At Rails West, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you. With a net worth of $7,446,026, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,077,718 in share certificates and $1,034,425 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further highlighted by having $7,446,026 in undivided earnings, allowing us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,166 in used auto loans and $42,260,807 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 13,508, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rails West is your trusted partner. Visit us at 4708 Yellowstone Ave Chubbuck Id 83202 or call (208) 232-5746 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.