Rah Credit Union Randolph MA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Rah Federal Cu, your trusted financial partner located at 45 Diauto Dr, Randolph, MA 02368. Since our establishment in 1962, we have proudly served our community with a commitment to providing personalized banking solutions. With a robust membership of 1,885 and total assets reaching an impressive $21,402,533, we are dedicated to ensuring that your financial needs are met with care and expertise. At Rah Federal Cu, we understand that life can sometimes present challenges. That's why we offer a variety of services designed to support you in every stage of your financial journey from personal checking and savings accounts to auto loans and mortgages. Our total deposits currently stand at $1,482,247, demonstrating the trust our members place in us. Moreover, with a net worth of $2,356,290 and cash in hand amounting to $100,094, you can rest assured that your finances are in safe hands. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 45 DIAUTO DR, RANDOLPH, MA 02368-4501. Led by our dedicated CEO, Donna Maguire, and Board President, Kenneth Ouellette, our small yet efficient team of 4 employees is here to assist you. We strive to create lasting relationships with each member through outstanding service and community involvement. Whether you're looking for business loans or credit cards with rewards, Rah Federal Cu has the tools you need to thrive financially. Feel free to reach out to us at 781-961-2417 during our operating hours Monday through Friday from 9:00 AM to 4:30 PM (with extended hours on Wednesday) and let us help you achieve your financial goals today! Discover more about what we offer by visiting our website at http://www.rahfcu.org . Your journey towards better banking starts here!

Branch History & Mission

Community-Centric Approach

Rah has always been about more than just numbers. With a dedicated staff of four full-time employees led by CEO Donna Maguire and Board President Kenneth Ouellette, we prioritize customer service and community engagement. Whether you're seeking assistance with personal loans or exploring business banking options, we're here to help you navigate your financial goals. While members can visit us at 45 Diauto Dr, official correspondence should be sent to 45 DIAUTO DR, RANDOLPH, MA 02368-4501. Although we do not have ATM availability at this location, we encourage you to utilize our online banking services for your convenience.

Join Us Today

As we look ahead, Rah remains committed to evolving alongside our members' needs. If you're interested in becoming part of our family or want to learn more about how we can assist you on your financial journey, don't hesitate to reach out! Call us at 781-961-2417 or visit our website at rahfcu.org for more information. Experience the difference with Rah where your financial well-being is our priority!

Our Mission

The mission of Rah is clear: we aim to empower our members by offering personalized financial solutions that foster growth and enhance their quality of life. Our services range from checking and savings accounts to auto loans and credit cards with rewards. We understand that each member's financial journey is unique, which is why we strive to create a welcoming environment where everyone feels valued and supported. We believe that banking goes beyond transactions; it's about building relationships within our community. Our commitment extends beyond financial services we actively engage in outreach efforts to support local initiatives and partnerships that uplift our neighbors and strengthen the fabric of Randolph.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We understand that life can get hectic. That's why our lobby hours are designed to accommodate your needs. Visit us from 9:00 AM to 4:30 PM Monday, Tuesday, Thursday, and Friday. On Wednesdays, we're open a bit later, from 11:00 AM to 4:30 PM. Whether you need help with personal banking or have questions about loans, our friendly staff is here to assist you during these hours.

Connect With Us

Have questions? Feel free to give us a call at (781) 961-2417. We invite you to stop by and discover how Rah can help you with all your banking needs from checking accounts and savings options to auto loans and credit cards with rewards. Come see us today; we look forward to welcoming you!

Convenient Access

At Rah, we prioritize your experience. Our branch features ample parking, making it easy to stop by during your busy day. We are also committed to accessibility, with ADA-compliant entrances and ramps so everyone can visit us comfortably.

Drive-Thru Convenience

For those on the go, our drive-thru service allows you to conduct simple transactions like deposits and withdrawals without leaving your vehicle. It's perfect for busy mornings or when you're running errands! While members can visit us at 45 Diauto Dr Randolph Ma 02368, official correspondence should be sent to our mailing address: 45 DIAUTO DR, RANDOLPH, MA 02368-4501.

Member Eligibility

At Rah, we believe that everyone deserves a chance to be part of a supportive community that cares about your financial well-being. Joining us is easy and welcoming! If you live, work, or go to school in the area, you're likely eligible for membership. We embrace individuals from all walks of life, so whether you're just starting out or looking for a place that understands your needs, we're here for you. To get the most up-to-date details on eligibility, feel free to visit our website at . Opening an account with us is a simple process designed with you in mind. All you need to do is reach out or visit our branch at 45 Diauto Dr Randolph Ma 02368. Our friendly team is ready to assist you every step of the way, ensuring that you feel right at home. If you have any questions, don't hesitate to call us at (781) 961-2417. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance customer experiences. Imagine having the ability to accept various payment methods seamlessly this not only boosts sales but also builds customer trust. Our services include easy payment processing options that ensure your business runs smoothly, allowing you to focus on what you do best. Visit us at 45 Diauto Dr Randolph Ma 02368 in Randolph, MA or call us at (781) 961-2417 to discover how we can partner together for your business success!

Comprehensive List Of Services

Accessible Services

For those times when you need in-person assistance, our branch offers basic drive-thru banking for quick deposits and withdrawals. While we currently do not have ATM services on-site, our drive-thru allows for easy access to essential transactions. We invite you to experience the difference at Rah Federal Cu. If you have questions or need assistance with any of our services, feel free to call us at (781) 961-2417 during our operating hours: 9:00 AM - 4:30 PM Monday through Thursday and 11:00 AM - 4:30 PM on Wednesday. Join us at Rah today and discover how we can support your financial journey!

Business Banking Made Easy

For entrepreneurs and small business owners, we offer comprehensive business banking services. From merchant services that help streamline your transactions to business loans that support your growth, we're committed to helping your business thrive.

Convenient Online Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features so you can manage your accounts anytime, anywhere. Whether you want to check balances, transfer funds, or pay bills, our user-friendly platform makes it simple.

Financial Support When You Need It

Life can be unpredictable, and when unexpected expenses arise, our personal loans and debt consolidation options give you the flexibility to handle those challenges head-on. Plus, with our credit cards featuring rewards, every purchase can earn you points towards exciting rewards or cash back.

Personal Banking Solutions

We offer a variety of personal banking services tailored to meet your everyday needs. With our checking and savings accounts, you can easily manage your finances while enjoying competitive interest rates. Need to make a big purchase? Our auto loans and vehicle financing options can help you hit the road without breaking the bank. If you're looking to buy a home, our mortgage loans and refinancing solutions provide flexible terms that fit your lifestyle.

Digital & Online Banking

Easy Online Access

With our 24/7 online banking services available at http://www.rahfcu.org/ , you can check your account balances, pay bills, and transfer funds anytime you need. It's all about giving you control over your money when it suits you best. Plus, our platform is user-friendly, ensuring that even those new to online banking can navigate it with ease.

Flexible Money Transfers

Need to send money to a friend? Our person-to-person transfer feature lets you quickly and securely send funds directly from your account. It's a simple way to split bills or share expenses without the hassle of cash or checks.

On-the-Go Banking

Although we don't have a mobile application or mobile payment options just yet, our website is fully optimized for mobile devices. This means you can still access all your banking needs from your smartphone or tablet without missing a beat. At Rah, we're dedicated to providing accessible and efficient banking solutions tailored for our members' needs. Explore our digital services today and see how easy managing your finances can be!

Secure Transactions

We prioritize your security. While we currently do not offer electronic signature authorization, rest assured that our online systems are equipped with strong security measures to protect your personal information. You can bank with peace of mind knowing that your data is safe.

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available at Rah, you can view and download your statements electronically whenever you want. This not only helps the environment but also makes it easy for you to keep track of your financial activity.

Financial Strength

Focused on Member Benefits

With $1,920,398 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $130 in used auto loans and $15,046,011 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

With a total of 2,340 share and deposit accounts, it's clear that our growing member base trusts us with their finances. The funds available for lending and investments stand at $99,782, highlighting our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rah is your trusted partner. Visit us at 45 Diauto Dr Randolph Ma 02368 or call (781) 961-2417 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $5,109,966 in share certificates and $2,003,609 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,356,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,101 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,063,890 in used vehicle loans and $380,132 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used car, we have options tailored just for you.

Contact Us

For more information about our loan offerings or to discuss eligibility and refinancing options, please feel free to reach out! You can contact us at (781) 961-2417, or visit us at our branch located at 45 Diauto Dr Randolph Ma 02368 in Randolph, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Rah, we're here to support you every step of the way!

Credit Lines and Unsecured Credit Cards

Managing finances can sometimes be challenging. That's where our credit lines come in handy. With total credit lines available at $200,000, you can access funds when needed without the hassle of applying for a new loan every time. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $852,662 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,400,193, make buying or refinancing simple. We guide you through the process and ensure that you find the best solution for your unique situation.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users receive fair and transparent offers, as all participating lenders adhere to rigorous guidelines.

RAH FEDERAL CREDIT UNION