Radius Credit Union Kenmore NY | Best Auto Loans & Business Banking

Introduction

Welcome to Radius, your trusted partner in financial wellness, located at 2853 Delaware Ave, Kenmore, NY 14217. Since our establishment in 1942, we have been dedicated to providing exceptional financial services tailored to meet the needs of our community. With over 5,055 members, we pride ourselves on being more than just a credit union; we are a family committed to helping you achieve your financial goals. At Radius, we understand that every member's journey is unique. That's why we offer a diverse range of services, from checking and savings accounts to auto loans and mortgage refinancing. Our total assets stand at an impressive $65,355,687, while our total deposits reach $3,756,648, reflecting the trust and confidence our members place in us. Led by CEO Lisa Hilton and Board President William Kearney, our team of 13 dedicated employees is here to serve you with personalized care. Whether you're looking for loans totaling 2,330 or simply want to explore options for saving more effectively, we're here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 4130, Kenmore, NY 14217. For inquiries or assistance, don't hesitate to call us at 716-875-1747. We invite you to explore more about our offerings by visiting our website. Join us in building a stronger community together!

Branch History & Mission

At Radius, we take pride in our rich history and unwavering commitment to serving the community of Kenmore, NY. Established in 1942, our branch has been a cornerstone for financial support and growth for over eight decades. Located at 2853 Delaware Ave, Kenmore, NY 14217, we have witnessed the evolution of our members' needs and adapted our services to meet them. Our proximity to local landmarks makes us easily accessible for all your banking needs. From humble beginnings, Radius has grown significantly, currently boasting a total membership of over 5,000 members and total assets amounting to an impressive $65,355,687. This growth reflects not just our success but also the trust placed in us by our community. Our mission is clear: to provide exceptional financial services while fostering a supportive environment where every member feels valued and empowered. Our branch operates with dedication during convenient hours Monday, Tuesday, Thursday, and Friday from 8:30 AM to 4:30 PM, and Wednesday from 9:00 AM to 4:30 PM. While you can visit us at our physical location for personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, we also embrace technology. Members can enjoy online banking and mobile payment options that make managing finances easier than ever. While members can visit us at 2853 Delaware Ave Kenmore Ny 14217, official correspondence should be sent to PO Box 4130, Kenmore, NY 14217. We understand the importance of accessibility; thus, we offer ATM services as well as shared service center availability for added convenience. At Radius, we believe in giving back to our community. Through various partnerships and outreach efforts, we strive to support local initiatives that uplift and enhance the lives of those around us. Our mission extends beyond just financial services; it's about building lasting relationships with our members and contributing positively to their journeys. Join us today at Radius! Experience firsthand how our personalized services can help you achieve your financial goals while being part of a community-focused institution. Visit us online at Radius FCU or call us at (716) 875-1747 to learn more about becoming a member. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

Our friendly staff is here to assist you during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 4:30 PM, and on Wednesday from 9:00 AM to 4:30 PM. Whether you need help with personal banking services like checking and savings accounts or more complex needs such as auto loans or mortgage refinancing, we're ready to provide support.

Services and Features

At Radius Credit Union, we offer a range of services tailored to meet the diverse needs of our members. Enjoy the convenience of ATM access for cash withdrawals and balance checks whenever you need it. Although we don't have drive-thru banking available at this location, our shared service center allows you to perform basic transactions even if you're a member of another credit union. Feel free to reach out with any questions or concerns by calling us at 716-875-1747. We invite you to stop by and discover how Radius Credit Union can serve you better!

Member Eligibility

Joining Radius is like becoming part of a close-knit family that truly cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in certain areas around Kenmore or have family who are already members, you're likely eligible! We welcome everyone with open arms and provide a range of benefits designed to help you thrive financially. For the most up-to-date and detailed information about eligibility, be sure to check out our website at https://radiusfcu.com/radius-membership/ . Once you know you're eligible, opening an account is a breeze! Our team is here to guide you through the process, whether you're visiting us at our branch located at 2853 Delaware Ave Kenmore Ny 14217 or giving us a call at (716) 875-1747. We can't wait for you to start enjoying all the perks that come with being part of our community at Radius! If you're ready to take the next step, visit us online for account opening details at https://www.financial-net.com/radiusfcu/lending/internetloans .

Business Banking & Commercial Services

Business Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine processing payments swiftly while keeping your customers happy. At Radius, our merchant services allow you to accept various payment methods seamlessly, ensuring you never miss a sale. Whether you're running a brick-and-mortar store or an online shop, our team is here to help streamline your operations. Located conveniently at 2853 Delaware Ave Kenmore Ny 14217, Kenmore, NY, we invite you to explore how our business banking solutions can empower your enterprise. For more information or assistance, feel free to reach out at (716) 875-1747. Your success is our priority!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? At Radius, we offer competitive auto loans and vehicle financing options designed to make your dream car more attainable. Our friendly team will guide you through the process, ensuring you find the best rates and terms that fit your budget.

Business Banking Services

If you're a business owner, you'll appreciate our range of services tailored for entrepreneurs. From merchant services that simplify transactions to business loans that support growth, we're committed to helping local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With these tools at your fingertips, you can manage accounts, pay bills, and transfer funds anytime whether you're at home or on the go. Plus, our ATM services ensure you can access cash when needed without hassle.

Home Financing Made Easy

Owning a home is one of life's greatest achievements, and we're here to help with our comprehensive mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage, our experienced staff will work with you every step of the way.

Personal Banking Solutions

Our personal banking services are tailored for those who want simplicity and flexibility. You can open a checking or savings account that suits your lifestyle, making it easy to manage your everyday expenses. Need some extra cash? Our personal loans and debt consolidation options can help you regain control over your finances. Plus, with our credit cards featuring rewards, every purchase can bring you closer to exciting benefits.

Shared Branching & Community Support

We also participate in shared branching networks, allowing members of partner credit unions to conduct basic transactions like deposits and withdrawals at our branch. This means greater flexibility no matter where you are in the country. For any questions about our services or how we can assist you further, don't hesitate to reach out! You can call us at (716) 875-1747 during our lobby hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 4:30 PM; Wednesday from 9:00 AM to 4:30 PM. Visit us at Delaware Avenue, where we're committed to serving our members with care and expertise! Explore how we can help improve your financial journey today!

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can check balances, pay bills, and transfer funds with just a few clicks. Visit us at https://radiusfcu.com/ to get started! Our user-friendly platform makes it simple to manage your finances from anywhere.

Easy Access to E-Statements

Say goodbye to paper clutter! At Radius, we provide e-statements that let you view your account activity online whenever you want. This service not only helps reduce paper waste but also keeps your financial information secure.

Person-to-Person Transfers

Need to send money quickly? Our person-to-person transfer feature allows you to send funds easily to family and friends without any hassle. It's a fast way to share expenses or help someone out in a pinch.

Secure Mobile Application

For those who prefer banking on the go, our mobile application is available for download. It allows you to conduct transactions securely and conveniently from your smartphone. You can also take advantage of our mobile payments feature, making it easy to pay friends or make purchases directly from your device.

Security You Can Trust

Your security is our priority. While we currently do not offer electronic signature authorization, we employ robust measures to protect your personal and financial information during every transaction. With all these features at your fingertips, managing your finances has never been easier. Join us at Radius today and experience the convenience of modern banking!

Financial Strength

Growing Trust

Total Share Accounts: 8,455, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $8,934. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Radius is your trusted partner. Visit us at 2853 Delaware Ave Kenmore NY 14217 or call 716-875-1747 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $10,242,633 in share certificates and $2,112,221 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $529,274 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 13 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Future Growth

With $7,933,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $44,470,784 in total loans and leases and 658 used auto loans.

Solid Financial Health

With a net worth of $8,876,859, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,503,847 in used vehicle loans and $3,870,543 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, we have options that fit your budget and lifestyle.

Credit Lines

For those who need additional flexibility with their finances, our total credit lines amount to $3,100,000. These lines are perfect for unexpected expenses or larger purchases that may arise throughout the year. At Radius, we prioritize your needs. If you're interested in refinancing options or want to check your eligibility for any of our loan products, please visit our website or give us a call. We're here to help you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $4,449,327. With competitive rates and flexible terms, we can help turn your dream of owning a home into reality.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $808,436 in loans available, these cards provide an excellent way for members to manage their finances effectively while enjoying the benefits of rewards and low-interest rates.

Loan Aggregator

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RADIUS FEDERAL CREDIT UNION - Kenmore, NY