Radifi Credit Union Jacksonville FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Radifi, your trusted financial partner located at 11406 San Jose Blvd Ste 2, Jacksonville, FL 32223. Since our establishment in 1935, we have dedicated ourselves to serving our community with integrity and a commitment to personal service. With over 43,000 members and a strong foundation of $599,189,946 in total assets, we take pride in providing a safe and supportive banking environment for everyone. At Radifi, we understand that each member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our total loans amount to 19,506, demonstrating our dedication to helping you achieve your financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 2357, Jacksonville, FL 32232. Our experienced team, led by CEO John Servos and Board President Eugene Worth, is here to assist you every step of the way. With $22,011,662 in total deposits and a net worth of $63,616,156, we are committed to maintaining a healthy financial institution that puts its members first. Our friendly staff of 124 employees is available during lobby hours from 9 AM to 5 PM, ready to provide personalized service that makes banking easy and accessible. Join us at Radifi today! Explore our offerings on our website radificu.org or give us a call at 904-475-8000. We're excited to support you on your path toward financial success!

Branch History & Mission

Community Engagement

Community is at the core of what we do. We actively seek partnerships with local organizations and engage in outreach efforts that positively impact lives in Jacksonville and beyond. Whether it's sponsoring local events or providing financial education programs, we are dedicated to giving back. Although we do not currently offer ATM or drive-thru services at this branch, we provide shared service center options for basic transactions like deposits and withdrawals for partner credit union members. This ensures that even without those amenities, you can still access essential services conveniently. Join us on this journey! Experience the benefits of being part of Radifi where your financial well-being is our top priority. Whether you're looking for loans or simple banking solutions, we're here to help you succeed financially. For inquiries or assistance, feel free to call us at 904-475-8000 during our lobby hours from 9 AM to 5 PM on weekdays. Become part of a credit union that truly cares about its members and community!

Our Journey

Radifi started as a small financial institution focused on providing its members with essential banking services. Since our opening, we've seen tremendous growth and transformation. Our commitment to serving the needs of our community has always driven our evolution. We've embraced technological advancements to improve member experiences while ensuring that personal touch remains at the heart of what we do. Our branch is situated near notable landmarks in Jacksonville, making it easily accessible for all our members. While members can visit us at our physical location, official correspondence should be directed to our mailing address: P.O. Box 2357, Jacksonville, FL 32232.

Our Mission

At Radifi, our mission is clear: We strive to empower our members through comprehensive financial services while actively supporting community initiatives. We understand that financial wellness goes beyond just banking; it's about building relationships and fostering trust within our community. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our online and mobile banking platforms make it easier for you to manage your finances anytime and anywhere.

Branch Location & Accessibility

Accessibility and Parking

We understand how important accessibility is for our members. Our branch is designed with ADA-compliant features including ramps and designated parking spaces to ensure that everyone can visit us comfortably. Ample parking is available right outside the branch, making it simple to pop in for your banking needs.

Connect with Us

Have questions or want more information? Feel free to give us a call at 904-475-8000. We're here to help you navigate your financial journey! We look forward to welcoming you at Radifi Mandarin Branch soon your trusted partner in finance right here in Jacksonville!

Operating Hours

At Radifi, we aim to serve you when it's most convenient for you! Our lobby hours are Monday through Friday from 9 AM to 5 PM. Whether you're looking to open an account, apply for a loan, or simply ask questions about your finances, our friendly team is ready to assist you during these hours.

Services Offered

We offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have you covered. Plus, if you're a member of another credit union, feel free to take advantage of our shared service center for basic transactions such as deposits and withdrawals.

Member Eligibility

Welcome to the friendly community at Radifi! Joining us is simple and welcoming, as we believe everyone should have access to the financial services they deserve. To become a member, you just need to meet a few straightforward eligibility criteria. Generally, anyone who lives, works, worships, or attends school in the Jacksonville area can apply. We encourage individuals from all walks of life to explore membership with us and enjoy the benefits that come with being part of our family. If you're ready to start your journey with Radifi, opening an account is easy! You can find more detailed information on the eligibility requirements by visiting this link: https://radificu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=630&key=4c876af2-40a2-4ed6-bf3f-47296b688c9b#/thingsyouneed . If you have any questions or need assistance, feel free to reach out to us at (904) 475-8000. We're excited to welcome you into our community at 11406 San Jose Blvd Ste 2 Jacksonville Fl 32223 and help you achieve your financial goals!

Business Banking & Commercial Services

At Radifi, we understand that every business has unique challenges and aspirations. Whether you're a startup looking to make your mark or an established company seeking to expand, our business banking and commercial services are designed to fuel your growth. Imagine having the financial support you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $39 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,312,602, we continue to drive economic growth by financing new and expanding businesses. In addition, our merchant services make transactions smooth and efficient, allowing you to focus on what you do best running your business. From point-of-sale solutions to online payment processing, we equip you with the tools necessary to thrive in today's market. Join us at Radifi, located at 11406 San Jose Blvd Ste 2 Jacksonville Fl 32223, Jacksonville, FL, and let's work together to build your business success story! For more information, feel free to call us at (904) 475-8000 during our operating hours from 9 AM to 5 PM, Monday through Friday.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we understand that managing finances can be challenging. That's why we offer comprehensive Business Banking services including Merchant Services & Business Loans. Whether you need capital to expand or tools to streamline transactions, we have resources available to support your growth.

Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. With options like mobile payments and person-to-person transfers, handling your finances has never been easier. Plus, our secure online platform ensures that your information remains protected.

Personal Banking Services

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that help you manage your day-to-day finances easily. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options can get you behind the wheel with competitive rates and flexible terms. For those considering homeownership or refinancing their current mortgage, our Mortgage Loans & Refinancing services provide tailored solutions to fit your situation. Need extra cash for unforeseen expenses? Our Personal Loans & Debt Consolidation options allow you to take control of your finances without added stress. Don't forget about our Credit Cards with Rewards, which let you earn points for every purchase perfect for those who love to travel or shop!

Shared Branch Transactions

As part of our commitment to community and collaboration, we also provide basic shared branch transactions. This means that partner credit union members can make deposits and withdrawals here at Radifi without any hassle. For any inquiries or further assistance, feel free to reach out at (904) 475-8000. Our team is ready to help you navigate through your financial journey. We invite you to visit us at Mandarin Branch, where personalized service meets modern convenience! Explore how we can assist you today by calling us or visiting our website here. Your financial success is just a step away!

Digital & Online Banking

Always Here for You

We take security seriously. Our online banking services are built with top-notch security measures to protect your information. So when you log in to manage your accounts from home or on the move, you can have peace of mind knowing that you're protected. In summary, whether you're using our website at https://www.radificu.org/ or our mobile app, Radifi provides the tools you need for real-time account management with unmatched convenience. Join us today and experience the future of banking right from the palm of your hand!

Key Features for You

Managing your money has never been easier with features like electronic signature authorization and e-statements. Say goodbye to paper clutter! With e-statements available, you'll receive all your account statements electronically, making it easy to keep track of your finances while being environmentally friendly. Plus, you can sign documents securely online without the hassle of printing and mailing them back just one more way we prioritize your time. Our mobile application brings banking right to your fingertips. You can make person-to-person transfers quickly and securely, ensuring that sending money to friends or family is as easy as sending a text. If you're on the go, our mobile payments feature allows you to make purchases directly from your phone no need for cash or cards.

Financial Strength

A Strong Foundation

With a net worth of $63,616,156, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Radifi is your trusted partner. Visit us at 11406 San Jose Blvd Ste 2 Jacksonville Fl 32223 or call (904) 475-8000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investments in Your Future

Our commitment to our members is further demonstrated by our $62,469,227 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $4,101 in used auto loans and $431,790,712 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Our Team's Dedication

We also take pride in having 122 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable, committed team. This ensures that when you reach out to us whether by phone at (904) 475-8000 or during your visit to our branch at 11406 San Jose Blvd Ste 2 Jacksonville Fl 32223 you'll find assistance from professionals dedicated to helping you achieve your financial goals.

Secured Savings

Members' savings are secured through $135,037,093 in share certificates and $112,900,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,429,761 in used vehicle loans and $63,180,896 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our competitive rates can make your purchase more affordable.

Credit Lines and Business Loans

For those needing additional flexibility or funding for business ventures, our total credit lines amount to $125,303,448. Additionally, our outstanding commercial loans totaling $18,312,602 provide the capital needed for business owners to grow and expand their operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,306,772, make buying or refinancing simple. We provide various financing solutions to fit your budget and lifestyle so that you can move forward with confidence.

Refinancing Options

If you are interested in lowering your monthly payments or taking advantage of better rates available today, we also offer refinancing options across all our loan products. Eligibility criteria vary based on the type of loan but generally prioritize making it easier for you to take advantage of favorable market conditions. You can explore more about our lending options and start your application process by visiting our website at Radifi or check out specific loan types through this link. For performance insights and financial data related to our credit union's offerings and overall health statistics sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Radifi, we strive to empower our members through accessible financial solutions that help build a secure future. Let us be part of your journey towards financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $29,801,688 in loans helping members manage their finances effectively. This product is perfect for those looking to consolidate debt or cover unexpected expenses without putting up collateral.

Loan Aggregator

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RADIFI FEDERAL CREDIT UNION