Radifi Credit Union Jacksonville FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Radifi, your trusted financial partner right here in Jacksonville, FL! Located at 7254 103Rd St, our Westside Branch has been serving the community since 1935, making us a longstanding member of this vibrant area. With over 43,000 members and a solid foundation of trust, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. At Radifi, we pride ourselves on being more than just a credit union; we're a part of your community. Our total assets amount to an impressive $599,189,946, demonstrating our strength and stability. We currently offer loans and leases totaling 19,506, along with deposits that reach $22,011,662. Our net worth stands strong at $63,616,156, ensuring that your finances are in capable hands. Led by our CEO John Servos and Board President Eugene Worth, our team of 124 employees is here to provide you with exceptional service. We understand the importance of convenience and accessibility in today's fast-paced world. That's why we offer services like online banking, mobile payments, and ATMs for hassle-free transactions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2357, Jacksonville, FL 32232. Whether you're looking for personal banking options like checking accounts or auto loans, or business solutions such as merchant services and business loans, Radifi is committed to helping you achieve your financial goals. Explore the various ways we can assist you today by visiting our website at Radifi or give us a call at 904-475-8000. Your journey toward better financial health starts here!

Branch History & Mission

Community Commitment

Radifi strives to create meaningful connections within Jacksonville by partnering with local organizations and participating in community outreach efforts. We understand that strong communities are built on trust and mutual support, which is why we offer resources and programs tailored to help our neighbors thrive. While members can visit us at 7254 103Rd St for all their banking needs including access to ATMs and drive-thru services we also encourage you to reach out via phone at 904-475-8000 for any inquiries or assistance. For official correspondence, please send mail to PO Box 2357, Jacksonville, FL 32232.

Join Us Today

As we continue to grow and adapt, we invite you to become part of the Radifi family. Experience firsthand how we can assist you with your financial goals while staying true to our mission of community support. Visit us online at Radifi's website or stop by our branch today! Together, let's build a brighter future for Jacksonville!

Our Journey

Since opening our doors nearly nine decades ago, Radifi has continually evolved to meet the changing needs of our members. With total assets now exceeding $599 million, we've managed to maintain a strong financial foundation while expanding our range of services. Over the years, we've introduced various banking solutions including personal and business loans, auto financing, and credit card options with rewards that truly benefit our members. Our mission goes beyond just providing financial services; it's about making a real impact in our community. We believe in empowering individuals through education and support while fostering a sense of belonging among our members. This commitment is reflected in everything we do from our friendly customer service to our involvement in local events and initiatives.

Branch Location & Accessibility

Convenient Access

Finding us is easy! Whether you're coming from nearby neighborhoods or visiting from further away, our location offers ample parking space for your convenience. We understand that accessibility is key, which is why our branch features ADA-compliant entrances and ramps to ensure everyone can visit us without hassle.

Get in Touch

Ready to experience exceptional service? Give us a call at 904-475-8000 or stop by during our operating hours. The team at Radifi's Westside Branch looks forward to helping you with all your banking needs! Visit us today and discover how we can support you on your financial journey.

Operating Hours

At Radifi, we value your time. Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM, with extended hours on Friday until 6 PM. Need to stop by on Saturday? Our drive-thru service welcomes you from 9 AM to 1 PM, making it easy for you to handle your banking needs when it suits you best.

Services Offered

Our Westside Branch provides a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and personal loans, we have something for everyone. Plus, our drive-thru banking allows for quick deposits and withdrawals without leaving your car. If you're a member of another credit union, take advantage of our shared services for basic transactions! While members can visit us at 7254 103Rd St, official correspondence should be sent to PO Box 2357, Jacksonville, FL 32232.

Member Eligibility

At Radifi, we believe that everyone deserves access to financial support and community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Jacksonville area, you're already eligible to join us at our branch located at 7254 103Rd St Jacksonville Fl 32210. We strive to create an inclusive environment where you can enjoy various services tailored to your needs, from checking and savings accounts to loans and credit cards. To get started on your membership journey, check out the detailed eligibility criteria available at https://radificu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=630&key=4c876af2-40a2-4ed6-bf3f-47296b688c9b#/thingsyouneed . It's designed to help you understand what you need to join our family. Once you're ready, opening an account is easy just visit us or follow the instructions on our website at https://www.radificu.org/personal/credit-cards-loans/ . If you have any questions, feel free to give us a call at (904) 475-8000. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a partner who makes transactions effortless. Our merchant services are designed to simplify payment processing, so you can focus on what matters most running your business. Accept payments quickly and securely, whether in-store or online, giving your customers the convenience they expect. Discover how Radifi, located at 7254 103Rd St Jacksonville Fl 32210 in Jacksonville, FL, can empower your business journey today! For more information, give us a call at (904) 475-8000 or visit our website at Radifi.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $39 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,312,602, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to purchase a new car? Our Auto Loans & Vehicle Financing options make it simple for you to get behind the wheel without breaking the bank. We offer competitive rates and flexible terms to ensure your monthly payments fit comfortably within your budget.

Business Banking Services

For our business members, we offer tailored Business Banking solutions including merchant services and business loans. We understand how crucial it is for businesses to have reliable financial support, so we strive to provide resources that help your enterprise thrive.

Convenient Access and Additional Services

At Radifi, convenience is key. We provide ATM and cash withdrawal services for quick access to your funds, as well as basic drive-thru banking for deposits and withdrawals. If you're a member of a partner credit union, enjoy basic shared branch transactions right here at our location. Our commitment extends beyond traditional banking; we also support digital banking features like person-to-person payments, making it easier than ever to send money to friends or family. Ready to explore what we can do for you? Visit us at 7254 103Rd St Jacksonville Fl 32210 in Jacksonville, FL or give us a call at (904) 475-8000. Join us today and experience how Radifi can simplify your banking needs!

Credit Cards with Rewards

Maximize your spending with our Credit Cards with Rewards program! Enjoy benefits while making everyday purchases. Whether it's cashback or travel points, we have options that suit various lifestyles.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, we've got you covered with our Mortgage Loans & Refinancing services. With personalized support from our knowledgeable staff, you can navigate the complexities of home financing confidently.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why we offer Personal Banking options including checking and savings accounts designed to help you reach your financial goals. With our user-friendly online and mobile banking platforms, you can access your accounts anytime, anywhere. Imagine paying bills or transferring funds with just a few taps on your phone it's that easy!

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to consolidate debt, our Personal Loans & Debt Consolidation options provide the financial relief you need. We work with you to find a solution that aligns with your unique situation.

Digital & Online Banking

Key Features of Our Online Banking Services

With our online banking services, available at https://www.radificu.org/ , you can enjoy 24/7 access to your accounts. This means you can check balances, transfer funds, and pay bills without stepping foot in a branch. Plus, with electronic signature authorization, signing important documents is a breeze, making your transactions quicker and more efficient. For those who prefer a paperless option, we provide e-statements that keep your financial information organized and easily accessible. No more cluttering up your mailbox! You'll also love our mobile payments feature that allows you to make purchases directly from your smartphone all while keeping your information secure.

Mobile Banking Made Easy

Stay connected with our mobile application. It's user-friendly and packed with features that help you manage your finances effortlessly. From checking your account balances to making person-to-person transfers, everything is just a tap away. Whether you're out shopping or relaxing at home, you'll have full control over your finances right at your fingertips. At Radifi, we prioritize security in every transaction. Our systems are designed to protect your personal information while providing the ease of access you need for real-time account management. Discover how easy banking can be by exploring our digital services today! With Radifi, managing your money has never been more straightforward or secure.

Financial Strength

Member Trust

Total Share Accounts stand at 87,922, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) are currently at $0, highlighting our capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Radifi is your trusted partner. Visit us at 7254 103Rd St Jacksonville Fl 32210 or call (904) 475-8000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $62,469,227 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,101 in used auto loans and $431,790,712 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $135,037,093 in share certificates and $112,900,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $63,616,156, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,429,761 in used vehicle loans and $63,180,896 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $18,312,602 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support your journey toward success. At Radifi, we pride ourselves on transparency and providing helpful financial insights. All performance data and financial figures are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in exploring our loan products further or checking your eligibility for any of these offerings, please feel free to reach out. You can contact us at 904-475-8000 or visit us at 7254 103Rd St Jacksonville Fl 32210. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,306,772, make buying or refinancing simple. With our dedicated team ready to guide you through the process, achieving your dream of owning a home is within reach.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $29,801,688 in loans helping members manage their finances effectively. These cards are designed to give you access to funds when you need them most while offering rewards that can benefit your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers every time they compare loans.

RADIFI FEDERAL CREDIT UNION