Radiant Credit Union Hawthorne FL | Best Auto Loans & Business Banking

Introduction

Welcome to Radiant, your trusted community credit union located at 6005 SE US Highway 301 Ste 101, Hawthorne, FL 32640. Since our establishment in 1957, we have proudly served over 48,457 members, providing a range of financial services tailored to meet your needs. Our commitment to the community shines through as we manage total assets of $842,536,430 and total deposits of $47,029,370. At Radiant, we believe in building strong relationships with our members. Under the leadership of our CEO, Tom Barnard, and Board President, Chad King, we strive to create a welcoming environment that fosters financial growth and stability. With a dedicated team of 183 employees, we are here to help you navigate all your financial endeavors whether it's securing an auto loan or opening a new savings account. While you can visit us at our Hawthorne branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 6005 SE US Highway 301, Unit 101, Hawthorne, FL 32640-7322. Our members benefit from a variety of services including personal banking options like checking and savings accounts, competitive auto loans, mortgage refinancing, and rewarding credit card choices. We also offer business banking services tailored for local entrepreneurs. With total loans amounting to 30,373 and a robust net worth of $76,068,407, Radiant stands as a pillar of financial health in the community. Our cash in hand totals $5,619,290, ensuring we have the resources available when you need them most. We invite you to explore all that we offer by visiting our website at radiantcu.org. Have questions? Feel free to reach out to us at (352) 381-5301. Join us today and experience the difference that comes with being part of a member-focused credit union!

Branch History & Mission

At Radiant, our story began in 1957, when we opened our doors in the vibrant community of Hawthorne, FL. Over the decades, we have grown from a small credit union into a trusted financial partner for over 48,000 members. Our journey has been marked by a commitment to providing exceptional service and fostering financial literacy, which has helped us build strong relationships within our community. You can find us at 6005 SE US Highway 301 Ste 101, Hawthorne, FL 32640, conveniently located near local landmarks that make it easy to drop by. If you need to send official correspondence, please use our mailing address: 6005 SE US Highway 301, Unit 101, Hawthorne, FL 32640-7322. At Radiant, our mission is simple yet profound: to empower our members with the financial tools they need to achieve their dreams. We provide a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. We believe that everyone deserves access to quality financial services that can transform their lives and enhance their community. Our branch is not just about transactions; it's about relationships. We pride ourselves on being involved in local outreach efforts and partnerships that uplift our community. Whether it's hosting financial education workshops or supporting local events, we strive to give back and make a positive impact. In today's fast-paced world, we also recognize the importance of technology in enhancing member experience. Our digital advancements include online banking and mobile payments that allow members to manage their finances anytime and anywhere. Plus, with an ADA-compliant facility featuring both ATM availability and drive-thru banking options, we ensure everyone can access our services comfortably. As we look towards the future with total assets exceeding $842 million and continued growth in membership and services, we invite you to join us on this exciting journey. Experience the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! If you're ready to become a member or want more information about what we offer, don't hesitate to contact us at 352-381-5301 or visit us at Radiant's website. Join us today!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

You can spot us just a short drive from popular local spots like the scenic Lake Santa Fe and the bustling downtown area of Hawthorne. Our location offers ample parking, making it simple for you to stop by, whether you're running errands or coming in for a more involved banking visit. We also ensure that our facilities are ADA compliant, with ramps and easy access points for everyone.

Get in Touch!

While members can visit us at our branch address, official correspondence should be sent to 6005 SE US Highway 301, Unit 101, Hawthorne, FL 32640-7322. Should you have any questions or need assistance, don't hesitate to call us at (352) 381-5301. Our dedicated team is ready to help you achieve your financial goals! We invite you to come see what makes Radiant special. Visit us today!

Operating Hours and Services

Radiant's lobby hours are designed with your convenience in mind, open Monday through Friday from 9:00 AM to 5:00 PM. If you prefer a quicker visit, our drive-thru service is available from 8:00 AM to 5:30 PM during the same days. We understand that your time is valuable, which is why we offer various services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. For those who prefer digital banking, enjoy the convenience of our online and mobile services. You can manage your accounts, transfer funds, and access ATM services without stepping foot outside your home.

Member Eligibility

Becoming a member of Radiant feels like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Hawthorne area, you're likely eligible to join us! We believe in creating a supportive community where everyone can thrive, and our membership is open to individuals who meet these simple criteria. Once you're part of our family, you'll enjoy benefits like competitive rates on loans and savings, personalized service, and access to a variety of financial products tailored just for you. Opening an account is a breeze! Just head over to our website at https://offers.radiantcu.org/apply-for-checking-membership to get started on your journey with us. If you have any questions or need assistance, don't hesitate to reach out at (352) 381-5301. For more detailed eligibility information, feel free to check out https://offers.radiantcu.org/apply-for-checking-membership. We can't wait to welcome you to Radiant, located conveniently at 6005 Se Us Highway 301 Ste 101 Hawthorne Fl 32640!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,237,203, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer robust merchant services designed to simplify payment processing. Imagine effortlessly accepting payments from customers, whether they are using cards or mobile wallets. This not only enhances customer satisfaction but also improves cash flow critical elements for any thriving business. Located at 6005 Se Us Highway 301 Ste 101 Hawthorne Fl 32640 in Hawthorne, FL, we invite you to explore how our business banking services can empower you to reach new heights. Let's grow together! For more information, contact us at (352) 381-5301.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM services available at convenient locations, withdrawing money has never been easier. Plus, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle.

Business Banking

For our local entrepreneurs, Radiant offers robust business banking solutions. From merchant services that help you process transactions smoothly to business loans designed to fuel your growth, we've got your back every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. You can easily manage your accounts from anywhere using our mobile app or website. Whether it's making transfers, paying bills, or accessing e-statements, everything is just a click away! We also support person-to-person payments for quick transfers between friends and family.

Personal Banking

We understand that everyone's financial journey is unique. That's why our personal banking services include checking and savings accounts designed to help you manage your money effectively. If you're looking to purchase a new car or refinance an existing one, our auto loans and vehicle financing options provide competitive rates and flexible terms. For those who dream of owning a home, we offer mortgage loans and refinancing solutions that fit various budgets. Need extra cash for unexpected expenses? Our personal loans can assist with debt consolidation or any other financial needs you may have. Plus, don't forget about our credit cards with rewards that allow you to earn while you spend!

Shared Branch Services

If you're a member of another partner credit union, we offer shared branch transactions as well. This means you can make deposits and withdrawals even when you're not at your home branch. At Radiant, located at 6005 Se Us Highway 301 Ste 101 Hawthorne Fl 32640, we are here to serve you with friendly faces and expert guidance. If you have any questions or need assistance with any of our services, don't hesitate to reach out at (352) 381-5301. Ready to take the next step in managing your finances? Visit us online at Hawthorne or come by the branch today!

Digital & Online Banking

Convenient Online Services

Explore the full range of our online banking features at https://www.radiantcu.org/. Our 24/7 online banking service allows you to check balances, pay bills, and transfer funds from the comfort of your home or on the go. Need to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your phone.

Mobile Solutions

For those who prefer banking on their mobile devices, our mobile application puts everything at your fingertips. Whether you're making mobile payments or checking account activity, our app is designed for ease of use and security. You can also enjoy the convenience of mobile payments simply tap and go! With all these features combined, Radiant makes it easy for you to manage your financial life with confidence. Embrace the convenience of digital banking today and experience how simple it can be!

Secure Access

Security is a top priority at Radiant. We provide electronic signature authorization, making it easier for you to complete transactions safely without the hassle of printing and mailing documents. Plus, you can access e-statements whenever you need them, helping you keep track of your finances effortlessly while reducing paper clutter.

Financial Strength

At Radiant, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, allowing us to serve our community effectively. With a net worth of $76,068,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $263,662,341 in share certificates and $107,598,567 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $256,265, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,472,676 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,290 in used auto loans and $645,190,642 in total loans and leases. Our operational efficiency is evident in our $3,827,704, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 182 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 119,170 reflect a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Radiant is your trusted partner. Visit us at 6005 Se Us Highway 301 Ste 101 Hawthorne Fl 32640 or call (352) 381-5301 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $114,535,384 in used vehicle loans and $74,107,908 in new vehicle loans already helping members get on the road. We provide financing options that cater to various budgets and preferences so that you can find the right fit for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $114,237,203 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are here to support your journey toward success. If you're considering refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to ask us about how we can assist you further. All performance insights and financial data provided here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Radiant, we believe in empowering our members with clear information and accessible financial products tailored just for them. Explore your options today!

Credit Lines and Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $42,435,921 in loans helping members manage their finances effectively. Additionally, our total credit lines amounting to $237,003,764 provide access to funds when you need them most whether it's for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,320,547, make buying or refinancing simple. We aim to guide you through every step of the process so that you can secure the home you've always wanted.

Loan Aggregator

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Radiant