Radiant Credit Union Gainesville FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Radiant, your trusted financial partner located at 6305 Sw Archer Rd, Gainesville, FL 32608. Established in 1957, we have proudly served our community for over six decades, growing alongside our 48,457 members. At Radiant, we believe in building lasting relationships with our members by offering exceptional service and a wide range of financial products tailored to meet your needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 6305 SW Archer Rd, Gainesville, FL 32608. With total assets reaching an impressive $842,536,430, and total deposits amounting to $47,029,370, Radiant stands strong as a pillar of stability in our community. Our commitment to helping you achieve your financial goals is reflected in the 30,373 loans and leases we've provided to our members. We also maintain a robust net worth of $76,068,407, ensuring that we are well-positioned to support your financial aspirations. Our dedicated team of 183 employees, led by CEO Tom Barnard and Board President Chad King, is here to assist you every step of the way. Whether you're looking for personal banking services like checking and savings accounts or need support with auto loans and mortgages, we're committed to making your experience seamless and satisfying. We invite you to discover how Radiant can help brighten your financial future. Don't hesitate to reach out! Call us at 352-373-9334 or visit our website at Radiant Credit Union for more information about our services. Let's take this journey together!

Branch History & Mission

Commitment to Innovation

In this modern age, Radiant embraces digital advancements while ensuring ADA compliance for all members. We offer online banking services, mobile payments, and electronic signatures for your convenience. Our ATM availability enhances accessibility as well helping you manage your finances whenever you need. Join us at Radiant and experience firsthand how we prioritize your needs while supporting our shared community. Whether you're looking for checking accounts, loans, or simply advice on managing your finances better, we're here to help you shine bright on your financial journey. Ready to take the next step? Visit us today or check out our website at Radiant Credit Union to learn more about membership benefits!

Our Mission

At Radiant, our mission is simple yet profound: to improve the financial well-being of our members while supporting the community we call home. We believe in fostering relationships built on trust and transparency. This guiding principle shapes every interaction, whether you're accessing online banking or visiting us in person. While members can visit us at 6305 Sw Archer Rd Gainesville Fl 32608, official correspondence should be sent to 6305 SW Archer Rd, Gainesville, FL 32608. We take pride in being more than just a financial institution; we are a partner in your journey towards financial health. Our focus extends beyond financial transactions. We actively engage in community outreach programs and partnerships that uplift those around us. Whether it's through educational workshops or sponsoring local events, we strive to make a positive impact in Gainesville and beyond.

Branch Location & Accessibility

Call-to-Action

If you have questions or would like more information about our services, don't hesitate to give us a call at 352-373-9334. Our friendly staff is here to assist you! We invite you to stop by Radiant at Archer Road today we can't wait to help you with all your banking needs!

Operating Hours

At Radiant, we understand that your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, while our drive-thru service extends from 8:00 AM to 5:30 PM on weekdays. This flexibility allows you to manage your banking tasks at a time that suits you best.

Services Offered

We're proud to offer a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our drive-thru offers basic services including deposits and withdrawals for those on the go. Plus, with ATM availability right here at the branch, accessing cash is quick and easy.

Member Eligibility

Becoming a member of Radiant is like joining a welcoming family where your financial well-being is the top priority. If you live, work, or attend school in Alachua County, or have a family member who is already a member, you're eligible to enjoy all the benefits we offer. This means you can access personalized banking services that are tailored just for you, from checking and savings accounts to auto loans and credit cards with rewards. We believe that everyone deserves financial support and guidance, which is why we strive to make the membership process easy and inclusive. To get started on your journey with us at Radiant, simply visit us at our branch located at 6305 Sw Archer Rd Gainesville Fl 32608 or give us a call at (352) 373-9334. You can also check out more detailed eligibility criteria by visiting https://offers.radiantcu.org/apply-for-checking-membership. Opening an account is straightforward; just follow the steps outlined at https://offers.radiantcu.org/apply-for-checking-membership, and you'll be on your way to experiencing all the advantages of being part of our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,237,203, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services streamline daily operations, making transactions easy and efficient. Imagine being able to accept payments quickly from customers using various methods, whether it's credit cards, mobile payments, or online transactions. This flexibility not only enhances customer satisfaction but also boosts your sales potential. Visit us at 6305 Sw Archer Rd Gainesville Fl 32608 in Gainesville, FL, or call us at (352) 373-9334 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive business banking services, including merchant services and business loans. We aim to support local businesses by providing the financial tools they need to thrive.

Convenient Banking Services

If you're on the move but need to conduct basic transactions, our drive-thru banking offers quick access for deposits, withdrawals, and simple transactions without leaving your vehicle. At Radiant, we are proud of our commitment to serving our members with dedication and care. Our goal is not just to be a place where you bank but a partner in achieving your financial dreams. Ready to explore how we can support you? Visit us at 6305 Sw Archer Rd Gainesville Fl 32608 or call us at (352) 373-9334 today!

Digital Banking Features

In today's fast-paced world, having access to your finances at any time is crucial. That's why we offer robust online and mobile banking platforms. Whether you're checking your balance, transferring funds, or paying bills, our digital features ensure you can manage your money whenever it's convenient for you. You can also take advantage of ATM services for cash withdrawals and balance checks, making it easy to access your funds on the go.

Loans and Credit Options

We know that sometimes life requires a little extra financial support. Our personal loans and debt consolidation solutions help you tackle unexpected expenses or consolidate existing debts into one manageable payment. Plus, our credit cards with rewards allow you to earn points on your everyday purchases, turning spending into savings.

Personal Banking

Our personal banking services cater to everyone, whether you're just starting out or looking to manage your finances more effectively. With options like checking and savings accounts, you can easily manage your day-to-day expenses while saving for the future. If you're considering a new vehicle, our auto loans and vehicle financing options are tailored to help you drive away in the car you want without breaking the bank. For those larger purchases or projects, our mortgage loans and refinancing services provide flexible terms that fit your budget.

Digital & Online Banking

Accessing Your Accounts

With our robust online banking system available at https://www.radiantcu.org/, you can easily check balances, pay bills, and transfer funds with just a few clicks. Plus, if you're looking for instant access to your money, our mobile application makes it even easier to manage your accounts right from your smartphone.

Always Available Support

Our 24/7 online banking services Yes mean that assistance is always just a click away. Whether it's day or night, you can manage your finances when it's most convenient for you. In short, at Radiant, we're committed to providing accessible, easy-to-use digital banking solutions that fit into your lifestyle. Experience the freedom and control over your finances today!

Quick Payments and Transfers

Need to send money to a friend? With our person-to-person transfers Yes, it's easy! Plus, take advantage of mobile payments Yes for quick purchases directly from your phone no wallet needed!

Security You Can Trust

When it comes to your financial information, security is our top priority. We offer electronic signature authorization Yes to ensure that your transactions are safe and secure. You can feel confident knowing that your sensitive data is protected as you navigate through your banking tasks.

Stay Updated with E-Statements

Keeping track of your finances has never been simpler with e-statements Yes. They're not only environmentally friendly but also allow you to access your statements quickly without waiting for them to arrive in the mail.

Financial Strength

Commitment to Growth

With $71,472,676 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $6,290 in used auto loans and $645,190,642 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $3,827,704, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 182 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Community Trust

Total Share and Deposit Accounts stand at 119,170, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $117,871, we have the resources necessary to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Radiant is your trusted partner. Visit us at 6305 Sw Archer Rd Gainesville Fl 32608 or call (352) 373-9334 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $263,662,341 in share certificates and $107,598,567 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $256,265, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $76,068,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $114,535,384 in used vehicle loans and $74,107,908 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used car, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $114,237,203 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to help you find solutions that work for you. If you're interested in exploring refinancing options or determining your eligibility for any of these loan products, feel free to reach out. You can contact us at 352-373-9334 or visit us at 6305 Sw Archer Rd Gainesville FL 32608 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Radiant be your partner in navigating your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,320,547, make buying or refinancing simple. We provide guidance throughout the process and ensure you have access to the financing you need.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $42,435,921 in loans helping members manage their finances effectively. This option allows you to enjoy the convenience of cashless transactions while earning rewards for your purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust the information presented when comparing loans.

Radiant