Radiant Credit Union Gainesville FL | Convenient ATM Services

Introduction

Welcome to Radiant, your trusted partner in financial wellness since 1957. Located at 4440 NW 25th Pl, Gainesville, FL 32606, we are dedicated to serving our community with the highest level of care and commitment. With a proud membership of 48,457, we aim to empower individuals and families by providing tailored financial solutions that meet their unique needs. At Radiant, our assets total an impressive $842,536,430, allowing us to offer a wide range of services including loans and deposits that cater to our members' aspirations. Currently, our total loans stand at 30,373, reflecting our dedication to helping you achieve your financial goals. Additionally, with total deposits reaching $47,029,370, we ensure that your funds are safe and accessible when you need them. Our leadership team, guided by CEO Tom Barnard and Board President Chad King, is committed to fostering a welcoming environment where every member feels valued. We understand that banking is more than just numbers; it's about building relationships within our community. Our team of 183 employees is here to assist you with personalized service every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 4440 NW 25th Pl, Gainesville, FL 32606-6563. If you have any questions or need assistance, feel free to reach out by calling us at 352-381-5200 during our operating hours from 8:00 am to 5:00 pm, Monday through Friday. Join us today and discover how Radiant can illuminate your financial path. Visit our website at Radiant Credit Union for more information on our services and how we can help you thrive!

Branch History & Mission

Commitment to Innovation

As we move forward into a digital age, Radiant remains committed to embracing technology that enhances member experience. From online banking services to mobile payments, we ensure that your banking needs are met conveniently and securely. We also maintain compliance with ADA standards so that all members can access our services without barriers. Our operating hours are designed with your convenience in mind open from 8:00 AM to 5:00 PM Monday through Friday to accommodate your busy schedule.

Join Us Today!

If you're looking for a financial partner who genuinely cares about your well-being and success, look no further than Radiant. Experience the benefits of membership firsthand by visiting us or exploring our services online at Radiant's website. Join us today and become part of a community-focused credit union dedicated to helping you achieve your financial goals!

Our Evolution

Located at 4440 NW 25th Pl in Gainesville, our branch has been a cornerstone of the community for decades. With a focus on building trust and fostering relationships, we have expanded our offerings to include various loan products, savings accounts, and financial education resources. Throughout our journey, we've adapted to the changing needs of our members while maintaining our core values of integrity and service. While members can visit us at 4440 Nw 25Th Pl Gainesville Fl 32606, official correspondence should be sent to 4440 NW 25th Pl, Gainesville, FL 32606-6563. Our branch is easily accessible and situated near local landmarks that are familiar to residents. This strategic location allows us to connect with the community better and serve you more effectively.

Our Mission

At Radiant, our mission is simple: to empower individuals and families by providing them with the tools they need for financial success. We believe in not just offering financial products but also in supporting our members through educational initiatives that promote smart money management. Our goal is to create an environment where every member feels valued and understood. In addition to our focus on financial services, we actively engage in community outreach programs that make a difference. From partnering with local organizations to hosting events that bring people together, we strive to give back to the neighborhoods that support us.

Branch Location & Accessibility

Connect With Us

Have questions or want to learn more? Don't hesitate to call us at (352) 381-5200. We look forward to welcoming you at Radiant and helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Nestled near popular spots like [insert nearby landmark or notable place], our location is easy to find. Parking is ample and accessible, ensuring that everyone can visit us without hassle. We prioritize accessibility for all members, featuring ADA-compliant facilities that include ramps and designated parking spaces.

Operating Hours and Services

Our doors are open from 8:00 AM to 5:00 PM, Monday through Friday, making it simple for you to stop by during your busy week. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is ready to assist you with all your financial needs inside the branch. If you need to send official correspondence, please note that while you can visit us at 4440 Nw 25Th Pl Gainesville Fl 32606, you can also reach us through our mailing address: 4440 NW 25th Pl, Gainesville, FL 32606-6563.

Member Eligibility

Joining the Radiant family is like stepping into a warm community where your financial well-being matters. To become a member, you'll find that eligibility is quite welcoming! If you live, work, or worship in Alachua County, you're already on the right path. Additionally, those related to current members or affiliated with certain organizations can also join us. This means a wide range of people can benefit from the personalized services we offer. Becoming part of Radiant means gaining access to fantastic resources and support tailored just for you. Ready to take the next step? Opening an account at our branch located at 4440 Nw 25Th Pl Gainesville Fl 32606 is easy and straightforward. You can find all the details about the eligibility criteria by visiting this link. If you have any questions or need assistance, don't hesitate to give us a call at (352) 381-5200. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services Made Simple

Imagine a local café using our merchant services to streamline payments. With easy-to-use tools, they can accept card payments quickly, manage transactions efficiently, and focus on what they love most serving delicious coffee. Our goal is to make banking as straightforward as possible so you can concentrate on growing your business. Located at 4440 Nw 25Th Pl Gainesville Fl 32606 in Gainesville, FL, we're here to help you thrive. For more information about our services, call us at (352) 381-5200 or visit our website at Radiant Operations Center (roc).

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,237,203, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Community Commitment

At Radiant, we believe in supporting our community by offering tailored financial solutions that cater to the unique needs of our members in Gainesville and surrounding areas. As part of this commitment, we focus on ensuring that all our services are accessible and user-friendly. In summary, whether you're utilizing our ATM services for quick cash access or taking advantage of our online banking features for day-to-day management of your finances, Radiant is here for you every step of the way. Explore how we can assist you with your financial goals today! Ready to get started? Visit us at Radiant's Website or call us at 352-381-5200 for more information!

Digital Banking Features

In today's fast-paced world, managing your finances digitally is crucial. With options like online banking, you can easily monitor your accounts, pay bills, and transfer money anytime, anywhere. Our mobile application also allows you to handle transactions right from your smartphone. Imagine being able to check your balance while waiting in line or making payments with just a few taps on your screen!

Everyday Banking Solutions

Our members enjoy convenient access to essential banking services. For instance, if you're on the go and need cash or want to check your account balance, our ATM Services Only make it easy to get what you need without any hassle. Simply find one of our ATMs nearby and enjoy 24/7 access to your funds.

Personalized Support

We know that sometimes you might need assistance beyond digital solutions. That's why our friendly staff is available during our operating hours from 8:00 AM to 5:00 PM, Monday through Friday. If you have questions about your accounts or need help navigating our services, don't hesitate to reach out at 352-381-5200.

Digital & Online Banking

Key Features

Security is paramount when it comes to online transactions, and we take it seriously. Our electronic signature authorization allows you to sign documents securely without needing to visit a branch. Plus, with e-statements available, you can say goodbye to paper clutter and manage your financial records easily. For those who love using their smartphones, our mobile application makes banking even more accessible. You can make person-to-person transfers quickly and effortlessly, ensuring that sending money to friends or family is just a tap away. And if you're into mobile payments, you'll be pleased to know that we support this feature as well making it simple to pay for purchases directly from your phone. At Radiant, we strive to provide user-friendly tools that help you manage your finances effectively. Our digital services are designed not only for convenience but also for a smooth experience that fits into your busy life. Whether you're looking to handle everyday transactions or need access to important account information, we've got you covered every step of the way. Experience the future of banking today with Radiant!

Financial Strength

Commitment to Growth

We are dedicated to reinvesting in our community and enhancing our services. With $71,472,676 in undivided earnings, we can invest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as demonstrated by $6,290 in used auto loans and $645,190,642 in total loans and leases.

Growing Member Base

Our commitment to excellence is reflected in the trust of our members. We manage a total of 119,170 share and deposit accounts, showing a strong and growing member base that relies on us for their financial needs. Additionally, net shares available for lending stand at $117,871, further solidifying our capacity to support your financial aspirations. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Radiant is your trusted partner. Visit us at 4440 Nw 25Th Pl Gainesville Fl 32606 or call (352) 381-5200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Your savings are secure with us. We have $263,662,341 in share certificates and $107,598,567 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $256,265, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $3,827,704, which enables us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 182 full-time employees and 1 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $76,068,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $114,535,384 in used vehicle loans and $74,107,908 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles so you can choose what fits best with your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $114,237,203 provide the capital needed to grow and expand your enterprise. Whether you're starting a new venture or need funding for an existing business, we are here to support your journey. At Radiant, we believe in making finance accessible. If you're interested in refinancing any existing loans or exploring eligibility options for our various products, please don't hesitate to reach out. For more information or to speak with one of our representatives about how we can assist you further, contact us at (352) 381-5200 or visit us at 4440 Nw 25Th Pl Gainesville Fl 32606. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your lending options today and let Radiant help illuminate your financial path!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $32,320,547, making it easier for you to invest in your future. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $42,435,921 in loans helping members manage their finances effectively, these cards can be a great tool for both building credit and handling unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the true market landscape. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's effectiveness in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers when comparing loans.

Radiant