Radiant Credit Union Chiefland FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Radiant, your trusted financial partner located at 1003 NW 22nd Ct, Chiefland, FL 32626. Since our establishment in 1957, we have been committed to serving our community with integrity and dedication. With a membership base of over 48,457 individuals, we pride ourselves on providing personalized financial solutions tailored to meet your needs. At Radiant, we manage an impressive total of assets amounting to $842,536,430. Our commitment to our members is evident in the over 30,373 loans and leases we've facilitated, helping countless families achieve their dreams. We understand that financial stability is crucial, which is why we maintain robust total deposits of $47,029,370, alongside a strong net worth of $76,068,407. Our leadership team is dedicated to guiding you through your financial journey. Under the stewardship of CEO Tom Barnard and Board President Chad King, our team of 183 employees works tirelessly to ensure your experience with us is nothing short of exceptional. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we're here to help you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to the same location: 1003 NW 22nd Ct, Chiefland, FL 32626-1992. Ready to take the next step towards better financial health? Visit us today or call us at 352-490-5700 to discover how Radiant can assist you in reaching your financial goals! For more information about our services and offerings, explore our website at radiantcu.org.

Branch History & Mission

Join Us

As we look ahead to the future, we invite you to be part of our story. While you can visit us at 1003 NW 22nd Ct, official correspondence should be directed to 1003 NW 22nd Ct, Chiefland, FL 32626-1992 if needed. Our doors are open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM for both lobby and drive-thru services. We encourage you to explore the benefits of membership with Radiant. Experience how we can help you achieve your financial goals while being part of a caring community focused on your success. For more information or to join us today, please call us at 352-490-5700 or visit us online at Radiant Credit Union. Together, let's build a brighter financial future!

Our Evolution

Since our inception, Radiant has proudly embraced the spirit of community. We've continually adapted to meet the changing financial landscape while staying true to our mission: empowering individuals and families through accessible financial services and support. With total assets now exceeding $842 million, we are equipped to offer a wide range of products that include checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond banking. We actively participate in community outreach initiatives and partnerships that enhance the lives of those in Chiefland and surrounding areas. Whether it's sponsoring local events or providing financial education workshops, we strive to make a meaningful impact.

Our Mission

At Radiant, our mission is simple yet powerful: to provide exceptional financial services while fostering a supportive community environment. We believe that everyone deserves access to quality banking options without feeling overwhelmed or lost. That's why we focus on offering personalized service tailored to each member's unique needs. In addition to traditional banking services, we embrace modern technology with features like online banking, mobile payments, and electronic statements. This commitment ensures our members can manage their finances conveniently from anywhere.

Branch Location & Accessibility

Call-to-Action

We invite you to stop by Radiant today! Whether you're looking to open an account or simply ask questions about our services, our friendly team is here to help. Feel free to call us at 352-490-5700 if you need assistance or have any inquiries. We look forward to serving you!

Nearby Landmarks and Accessibility

Our branch is close to notable spots like the beautiful Manatee Springs State Park and just a short drive from downtown Chiefland. With ample parking available, you won't have any trouble finding a spot when you arrive. We also prioritize accessibility with ADA-compliant features, ensuring everyone can visit us comfortably.

Operating Hours

At Radiant, we understand that life can get busy! That's why we offer convenient hours for both our lobby and drive-thru services. You can come by Monday through Friday from 9:00 AM to 5:00 PM or on Saturdays from 9:00 AM to 12:00 PM for your banking needs. Our drive-thru operates slightly longer during the week from 8:00 AM to 5:30 PM, making it easier for you to complete simple transactions on the go.

Services Offered

We're proud to offer a wide range of services tailored just for you from checking and savings accounts to auto loans and mortgage options. Need cash? Our ATM service is available on-site for quick withdrawals and balance checks. Plus, if you prefer the convenience of online banking or mobile payments, we have those options too!

Member Eligibility

At Radiant, we're thrilled to welcome new members into our community where you can find support and services tailored to your needs. Joining us is a breeze! If you live, work, worship, or attend school in Levy County, or have a family member who is already a member, you're likely eligible to become one of us. We believe in creating a friendly environment where everyone feels at home and can benefit from our range of financial products, including checking accounts, loans, and more. For detailed eligibility criteria and to see if you qualify, please check out our eligibility page. Getting started is simple; just give us a call at (352) 490-5700 or visit us at our branch located at 1003 Nw 22Nd Ct Chiefland Fl 32626. We'd love to assist you with opening an account and answering any questions you might have about the process. Our team is here to make your transition smooth and enjoyable as you step into a world of member-focused banking with Radiant!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services tailored for today's marketplace. Imagine having a partner that simplifies payment processing, allowing you to focus on what matters most running your business. Our solutions provide fast and secure transactions, giving your customers a smooth checkout experience while helping you manage your finances effectively. Located at 1003 Nw 22Nd Ct Chiefland Fl 32626, Chiefland, FL 32626, we invite you to explore how our business banking services can enhance your operations. Call us at (352) 490-5700 or visit us online at https://www.radiantcu.org/ for more information. Let's work together to turn your business vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,237,203, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Take advantage of our ATM and cash withdrawal services, along with basic drive-thru banking options for deposits and withdrawals. We're here to ensure that banking is always convenient for you. At Radiant, located at 1003 Nw 22Nd Ct Chiefland Fl 32626, we are committed to supporting our members' financial journeys every step of the way. Our friendly staff is ready to assist you with any questions about our offerings. For more information about how we can serve you or to open an account today, please call us at (352) 490-5700 or visit us online at Chiefland. Let us be your trusted partner in achieving financial success!

Business Banking

If you're running a business or planning to start one, our business banking services, including merchant services and business loans, are here to help you succeed. We provide the tools necessary for managing business finances effectively.

Credit Cards

For those who love rewards, our credit cards with rewards program offers great benefits for everyday purchases. Enjoy points on every dollar spent, which can be redeemed for travel, merchandise, or cash back making each purchase rewarding.

Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking solutions. Manage your accounts from anywhere at any time with features like mobile payments, person-to-person transfers, and e-statements all designed with your busy lifestyle in mind.

Home Financing

Looking to buy a home? Our mortgage loans and refinancing options provide tailored solutions for every homebuyer. Whether you're purchasing your first home or refinancing an existing mortgage, our experienced staff will guide you through the process.

Personal Banking

We understand that managing your personal finances is essential. That's why we offer personal banking services, including checking and savings accounts designed to suit different lifestyles. Whether you're setting up your first account or looking for a better interest rate, our team is here to help you navigate your options.

Personal Loans

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services are designed to give you the financial support you need during tough times. We work with you to find a solution that fits your budget.

Vehicle Financing

If you're dreaming of a new car, our auto loans and vehicle financing options make it simple to drive away in style. With competitive rates and flexible terms, financing your next vehicle can be straightforward and stress-free.

Digital & Online Banking

Key Features for You

Our electronic signature authorization feature lets you sign documents electronically, saving you time and hassle. Plus, if you're looking to go paperless, our e-statements allow you to receive important account information right in your inbox no more clutter or waiting for the mail! For those on the go, our mobile application offers even more convenience. You can easily manage your accounts from your smartphone and take advantage of our mobile payments feature, which makes shopping simpler than ever. Need to send money to a friend? Our person-to-person transfers allow you to do just that with a few taps on your screen.

Security You Can Trust

We prioritize your security with advanced encryption and protective measures so that you can bank confidently online. Your personal information is safe with us, giving you peace of mind while enjoying the flexibility of digital banking. At Radiant, we believe that banking should be accessible and user-friendly. With our digital services tailored for modern life, managing your finances has never been easier! Explore all these features today at https://www.radiantcu.org/ and see how we can help simplify your banking experience.

Financial Strength

Commitment to Growth

With $71,472,676 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,290 in used auto loans and a total of $645,190,642 in loans and leases available for various needs.

Member-Focused Savings

Members' savings are secured through $263,662,341 in share certificates and $107,598,567 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $256,265, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $3,827,704 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 182 full-time employees and 1 part-time employees ready to serve you with a knowledgeable team.

Solid Financial Position

With a net worth of $76,068,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Through Transparency

Net Shares (Funds available for lending and investments): $117,871. Total Share Accounts: 119,170, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Radiant is your trusted partner. Visit us at 1003 Nw 22Nd Ct Chiefland Fl 32626 or call (352) 490-5700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $114,535,384 in used vehicle loans and $74,107,908 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, we have options that fit your budget and lifestyle.

Business Solutions

For business owners, our outstanding commercial loans totaling $114,237,203 provide the capital needed to grow and expand. We understand the unique challenges businesses face, and our tailored solutions can help you meet your objectives. At Radiant, we prioritize understanding your needs so we can guide you through every step of securing a loan. Additionally, if you're considering refinancing or checking eligibility for any of our products, we're here to assist you with that process too. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us at 1003 Nw 22Nd Ct Chiefland Fl 32626 or contact us today to learn more about how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,320,547, make buying or refinancing simple. We offer competitive rates and flexible terms designed to make your home-buying experience as smooth as possible.

Unsecured Credit Cards

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $42,435,921 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while earning rewards along the way.

Loan Aggregator

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RADIANT CREDIT UNION - Chiefland, FL