Racine Municipal Employees CU Racine WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Racine Municipal Employees, your trusted partner in financial well-being since 1953. Nestled at 1907 Lathrop Ave, Racine, WI 53405, our credit union is dedicated to serving the local community with personalized banking solutions. Whether you're looking for a new auto loan, savings account, or mortgage refinancing, we offer a wide range of services designed to meet your unique needs. With over 1,878 members and total assets amounting to an impressive $22,538,627, we pride ourselves on being a financially strong institution. Our commitment to our members is further reflected in our total deposits of $2,489,514 and a net worth of $2,849,307. At Racine Municipal Employees, we believe in building lasting relationships that empower you to achieve your financial goals. Our dedicated team is led by CEO Nicole Christensen-Zabler and Board President Scott Sharp, who are passionate about providing exceptional service and support. With a small but mighty workforce of just 6 employees, we ensure that every member receives the attention they deserve. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1907 Lathrop Avenue, Racine, WI 53405. Feel free to reach out to us at (262) 637-7274 or send a fax to (262) 637-0491 if you have any questions or require assistance. Explore our website at http://rmecu.org for more information about our services or stop by during our convenient hours: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday until 5:30 PM, and Saturday from 9:00 AM to 12:30 PM. We look forward to serving you!

Branch History & Mission

At Racine Municipal Employees, we take pride in our rich history and commitment to serving our community. Established in 1953, our branch has grown alongside the vibrant city of Racine, Wisconsin. Located at 1907 Lathrop Ave, we have become a cornerstone for local residents seeking reliable financial services. Over the years, Racine Municipal Employees has seen significant growth. We now serve 1,878 members and manage total assets of $22,538,627. Our mission is simple yet powerful: to empower our members through accessible financial services while fostering a strong sense of community support. From the beginning, our focus has been on providing personal banking solutions that meet the unique needs of our members. This includes checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking services. We understand that financial decisions can be daunting, which is why our friendly staff is always ready to assist you at every step. Our commitment goes beyond just banking. We actively engage with the Racine community through various outreach programs and partnerships aimed at uplifting those around us. We believe in giving back and supporting local initiatives that make a difference in people's lives. While members can visit us at 1907 Lathrop Ave, official correspondence should be sent to 1907 Lathrop Avenue, Racine, WI 53405. We are open Monday through Wednesday from 9:00 am to 5:00 pm, Thursday and Friday from 9:00 am to 5:30 pm, and Saturday from 9:00 am to 12:30 pm. At Racine Municipal Employees, we embrace modern technology to enhance your banking experience. Our online banking platform offers convenience at your fingertips, enabling you to manage your accounts anytime, anywhere. With services like electronic signatures and mobile applications available for use, we ensure that banking remains straightforward and accessible for all. In addition to these advancements, our drive-thru service makes it easy for you to handle quick transactions without stepping inside. Although we currently do not offer ATM services or shared service centers, our dedicated team is here to provide personalized assistance tailored just for you. We invite everyone in the Racine area to join our growing family at Racine Municipal Employees Credit Union. Experience firsthand how we prioritize your financial well-being while nurturing a close-knit community spirit. Together, let's build a brighter future! For more information or assistance, feel free to call us at 262-637-7274 or visit us online at rmecu.org.

Branch Location & Accessibility

Accessibility Features

At Racine Municipal Employees, we prioritize accessibility for all our members. Our facility is ADA compliant, ensuring that everyone can access our services comfortably. Ample parking is available nearby, making it easy for you to visit us without hassle. If you prefer to bank from your car, we also offer drive-thru banking services for quick deposits and withdrawals.

Operating Hours

Our doors are open to serve you Monday through Wednesday from 9:00 AM to 5:00 PM, and Thursday through Friday until 5:30 PM. We even welcome you on Saturdays from 9:00 AM to 12:30 PM for those who need weekend banking options.

Services Offered

At our branch, we provide a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with online and mobile banking options available, managing your finances has never been easier! If you have any questions or need assistance, feel free to reach out at 262-637-7274. We can't wait to see you at Racine Municipal Employees! Come by today and experience personalized service with a smile!

Member Eligibility

Becoming a member of Racine Municipal Employees is like joining a family that cares about your financial well-being. If you live, work, or worship in the Racine area, you're already eligible to become a part of our community. We welcome individuals who are connected to our local area, making it easy for you to access personalized services tailored just for you. As a member, you'll enjoy benefits like lower fees and better rates on loans and savings accounts, which can make a real difference in your financial journey. To learn more about our eligibility criteria, check out this helpful resource: . Getting started is straightforward! You can open your account online or visit us at 1907 Lathrop Ave Racine Wi 53405. If you have any questions or need assistance, don't hesitate to give us a call at (262) 637-7274. We're excited to help you take this important step toward securing your financial future with us at Racine Municipal Employees!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, our merchant services equip your business with the tools needed for seamless transactions. Imagine a bustling café where customers can easily pay using their cards or mobile wallets our services help make that happen. By simplifying payment processing, we enable you to focus more on what you do best: running your business. With a strong foundation in community-focused banking, Racine Municipal Employees is here to support your journey every step of the way. Visit us today or call us at (262) 637-7274 to learn more about how we can assist your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options are tailored to fit your budget. We work with you to find a loan that suits your needs so you can hit the road without financial stress. With competitive rates and flexible terms, owning your dream car could be closer than you think!

Business Banking Services

For small business owners, our business banking services, including merchant services and business loans, can help take your venture to the next level. From setting up checking accounts specifically for businesses to securing funding for expansion, we are committed to helping local businesses thrive.

Convenience at Your Fingertips

With online and mobile banking, managing your finances has never been easier. You can check balances, make transfers, and even deposit checks from the comfort of your home or while on the go. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car. At Racine Municipal Employees, we believe in making banking simple and accessible for everyone in our community. If you're ready to experience personalized service combined with modern convenience, give us a call at (262) 637-7274 or visit us today at 1907 Lathrop Ave Racine Wi 53405. Let's work together toward achieving your financial dreams!

Credit Cards with Rewards

Make everyday purchases more rewarding with our credit cards that come with rewards. You can earn points on what you spend, which can lead to exciting perks like travel discounts or cash back. This means that every time you swipe, you're working towards something special.

Mortgage Loans & Refinancing

If buying a home is on your mind, our mortgage loans and refinancing services provide various solutions for first-time buyers or those looking to lower their monthly payments. Picture yourself settling into a cozy new home with the peace of mind that comes from knowing you made a smart financial choice.

Personal Banking

Our personal banking services are designed with your daily needs in mind. We offer checking and savings accounts that make managing your money simple and convenient. Imagine being able to access your account online or through our mobile app anytime, anywhere! Our digital banking features allow you to transfer funds, pay bills, and monitor your spending without stepping foot in a branch.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help ease financial burdens. Whether it's for unexpected medical bills or consolidating existing debt into one manageable payment, we're here to assist you every step of the way.

Digital & Online Banking

Key Features

We offer several user-friendly features that make banking simple. For example, our e-statements allow you to receive and view your bank statements electronically, reducing paper clutter while keeping your information secure. If you ever need to sign documents, our electronic signature authorization lets you do so quickly and safely without the hassle of printing. For those who enjoy using their smartphones for banking, our mobile application provides an easy-to-navigate interface for all your banking needs. While we currently do not support mobile payments, our app still offers essential features like person-to-person transfers, enabling you to send money directly to friends or family with just a few taps.

Security and Accessibility

We prioritize your security. All transactions through our online services are protected with industry-standard encryption technology, ensuring that your personal information remains safe. This means you can bank confidently, knowing that we have taken every measure to protect your data. In short, digital banking at Racine Municipal Employees is designed with you in mind. With convenient access to important features and a commitment to security, managing your money has never been easier. Explore all that we have to offer today by visiting https://www.rmecu.org/!

Financial Strength

At Racine Municipal Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to reassure you that your trust in us is well-placed, as our financial strength speaks volumes about our commitment to serving you. With a net worth of $2,849,307, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,260 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,840,385 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,676,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $340 in used auto loans and $15,910,148 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $104,816, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand strong at 3,564, showing a growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $470,907, further emphasizing our commitment to empowering you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Racine Municipal Employees is your trusted partner. Visit us at 1907 Lathrop Ave Racine Wi 53405 or call (262) 637-7274 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Loan Options

In addition to auto and mortgage loans, we offer personal loans for debt consolidation and other financial needs. With our total credit lines reaching $2,000,000, our resources are here to help you take control of your financial situation. For business owners, while we currently do not have outstanding commercial loans available, we are dedicated to supporting our community's growth and development whenever possible. If you're interested in refinancing or learning more about eligibility options for any of our loan products, feel free to reach out. Our team at Racine Municipal Employees is ready to assist you! You can contact us at 262-637-7274 or visit us at 1907 Lathrop Ave., Racine WI 53405. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today with Racine Municipal Employees where your financial well-being is our priority!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,782,417 in used vehicle loans and $2,857,449 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have financing options designed to suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,221,337, make buying or refinancing simple. We guide you through every step of the process and provide support so you can secure the home you've always wanted.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $357,183 in loans helping members manage their finances effectively. This product provides an easy way to handle unexpected costs while allowing you to build your credit score.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. Each listing is backed by verified data, ensuring that all loan offers come from legitimate financial institutions.