R T P Credit Union Raleigh NC | Affordable Auto Loans & Business Banking

Introduction

At R T P, we believe in building a strong financial community that supports each member like family. Located at 7560 Creedmoor Rd, Raleigh, NC 27613, our Stonehenge Branch has been serving the needs of our members since 1968. With over 10,000 members, we pride ourselves on delivering personalized banking solutions tailored to your unique financial goals. As of now, our total assets stand at an impressive $139,332,309, reflecting our commitment to stability and growth for all members. With a robust deposit base of $13,597,326 and a solid net worth of $10,853,208, we ensure that your funds are secure while providing competitive loans that have reached a total of 8,064. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: P O Box 12807, RTP, NC 27709. Under the leadership of CEO Charles Venable and Board President Walt O'Neal, our dedicated team of 30 employees is here to assist you from 8:30 a.m. to 5:30 p.m., Monday through Friday. We offer a variety of services including personal banking accounts, auto loans, credit cards with rewards, and business banking solutions. Join us as we continue to foster a welcoming environment where your financial aspirations are within reach. If you're ready to take the next step or have any questions about our services, don't hesitate to give us a call at 919-844-1730 or explore more on our website here. Your journey toward financial well-being starts with R T P!

Branch History & Mission

At R T P, we take pride in our rich history and strong commitment to serving the community of Raleigh, North Carolina. Founded in 1968, our branch has grown alongside its members, evolving into a trusted financial partner for over 10,000 individuals and families. Located at 7560 Creedmoor Rd, Raleigh, NC 27613, we are easily accessible to those in our neighborhood and beyond. From our humble beginnings, R T P has consistently focused on meeting the financial needs of our members. Over the years, we have expanded our services and enhanced our offerings. Today, we proudly manage assets totaling $139,332,309 while providing a wide range of products that include personal banking accounts, auto loans, mortgage loans, and credit cards with rewards. Our dedicated team ensures that every member receives personalized service tailored to their unique financial situations. Our mission is straightforward: to empower our members by providing affordable financial services while supporting the community. We believe that everyone deserves access to quality banking solutions without compromising on service. This commitment goes beyond just numbers; it reflects our core values of integrity and dedication to making a positive impact in people's lives. While members can visit us at 7560 Creedmoor Rd Raleigh Nc 27613, official correspondence should be sent to P O Box 12807, RTP, NC 27709. We are proud to offer convenient features such as ATM availability and drive-thru banking to meet the varied needs of our members efficiently. R T P is not only about financial growth; it's also about fostering strong community ties. We regularly engage in outreach efforts to support local initiatives and collaborate with other organizations dedicated to improving life in Raleigh. Our partnerships allow us to give back effectively while promoting financial literacy among residents. As technology continues to change how we bank, R T P stays ahead with digital advancements like online banking and mobile app access. These tools ensure that our members can manage their finances anytime and anywhere safely. Join us at R T P today! Experience firsthand how we blend tradition with innovation to serve your financial needs while enriching our community together. Whether you're looking for a reliable credit union or a supportive environment where your voice matters R T P is here for you! For more information or to open an account, visit us online at rtpfcu.org.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at the R T P branch! Feel free to give us a call at 919-844-1730 if you have any questions or need assistance before your visit. We look forward to serving you soon!

Nearby Landmarks and Accessibility

Situated near popular local landmarks, our branch is just a short drive from the beautiful Lake Lynn Park and the bustling shopping areas of North Raleigh. You'll appreciate the ample parking available right outside our doors, making it easy for you to stop by. Plus, our location is ADA compliant, ensuring everyone can access our services comfortably.

Operating Hours and Services

We're open Monday through Friday from 8:30 a.m. to 5:30 p.m., making it convenient for you to visit us before or after work. Our drive-thru service allows for quick transactions without leaving your car, while our ATM provides access to cash whenever you need it. At R T P, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our knowledgeable team is always ready to help with any questions you may have.

Member Eligibility

At R T P, we believe that becoming a member is like joining a close-knit community where everyone supports one another. If you're looking to become part of our family, you'll be happy to know that eligibility is designed to be inclusive. Generally, anyone who lives, works, or attends school in our local area can join us. This means you could be just a few steps away from enjoying the benefits of membership, including personalized service and competitive rates on loans and savings. For more detailed information about who qualifies, feel free to check out our eligibility criteria at http://www.rtpfcu.org/home/membership/become. Getting started is straightforward! You can open an account online or visit us at our branch located at 7560 Creedmoor Rd Raleigh Nc 27613. If you have questions or need assistance, don't hesitate to call us at (919) 844-1730. We're here to help you every step of the way as you take this exciting step towards financial wellness with R T P.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers, managing transactions on-the-go, and having detailed reports at your fingertips. This means less time worrying about finances and more time focusing on what truly matters growing your business. Located at 7560 Creedmoor Rd Raleigh Nc 27613 in Raleigh, NC, we're here to partner with you on your path to success. Call us at (919) 844-1730 to learn more about how we can support your business goals today!

Unlocking Potential Through Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $533,129, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Our ATM services ensure you have access to cash whenever you need it. Additionally, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days! At R T P, we're committed to ensuring that every member feels valued and supported in their financial endeavors. If you're ready to explore these services further or have any questions about how we can assist you, please don't hesitate to call us at (919) 844-1730 or visit our website at Stonehenge Branch. We look forward to welcoming you into our community!

Business Banking

For our business members, we offer specialized Business Banking services that include Merchant Services & Business Loans. We recognize that running a business comes with its own set of challenges, and we are here to provide tools and resources that cater specifically to your entrepreneurial needs.

Credit Cards with Rewards

Who doesn't love rewards? Our Credit Cards come with perks that can help you earn points on everyday purchases. It's just one more way we support your financial journey while helping you get more from your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why R T P offers robust Online & Mobile Banking services. With these features, managing your finances has never been easier. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on-the-go using our user-friendly app.

Loans and Financing

If you're in the market for a new vehicle or looking to buy your dream home, our Auto Loans & Vehicle Financing options can help you hit the road with confidence. Our Mortgage Loans & Refinancing services make home ownership attainable, offering competitive rates and personalized guidance throughout the process. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options provide flexible solutions.

Personal Banking

We understand that managing personal finances can be overwhelming. That's why we offer comprehensive personal banking solutions, including Checking & Savings Accounts designed for various lifestyles. Imagine having an account that not only helps you save but also gives you easy access to your funds when you need them most.

Digital & Online Banking

In today's fast-paced world, banking should be easy and secure. At R T P, we offer a range of digital and online banking services designed to make managing your finances as simple as possible. Whether you're at home or on the go, our online platform gives you the flexibility to handle your banking needs anytime, anywhere. With 24/7 online banking services available at https://www.rtpfcu.org/home/home, you can check your account balances, pay bills, and transfer money with just a few clicks. Our user-friendly interface ensures that even those new to online banking will feel comfortable navigating through their options. Plus, for members who prefer paperless options, we provide e-statements, allowing you to access your financial documents quickly and securely. Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that without any hassle. This is perfect for splitting bills or sending gifts making life a little easier when it comes to managing shared expenses. For those who are always on the move, our mobile application offers convenient access to all your banking needs right from your smartphone. You can check balances, deposit checks, and even set up alerts all while enjoying peace of mind knowing that your information is safe and secure. While we currently do not support electronic signature authorization or mobile payments, we focus on providing reliable and accessible services that meet our members' needs. Whether you're using a computer or our mobile app, rest assured that you'll have real-time access to your accounts with ease. At R T P, we're committed to providing exceptional digital banking experiences tailored just for you. Join us today and discover how easy managing your money can be!

Financial Strength

At R T P, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to providing exceptional service and support to our community. With a net worth of $10,853,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,375,560 in share certificates and $18,144,539 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,694,514 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,014 in used auto loans and $88,345,956 in total loans and leases. Our operational efficiency is reflected in our $52,262, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 18,104, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, R T P is your trusted partner. Visit us at 7560 Creedmoor Rd Raleigh Nc 27613 or call (919) 844-1730 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,193,791 in used vehicle loans and $24,562,903 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our team is here to assist you every step of the way.

Credit Lines and Unsecured Loans

For those who need flexibility in managing finances, we provide total credit lines amounting to $38,755,550. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $3,157,120 in loans helping members manage their finances effectively. These options are designed to empower you with the financial resources you need when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,343,720, make buying or refinancing simple. We pride ourselves on guiding members through the mortgage process with clear explanations and support, so you can feel confident in your decisions.

Refinancing Options

If you're considering refinancing an existing loan, our experts at R T P can help evaluate your current situation and explore eligibility options that may save you money over time. Our branch is conveniently located at 7560 Creedmoor Rd Raleigh Nc 27613 in Raleigh, NC, and our dedicated team is available to discuss how our loan offerings can best serve your needs. Feel free to call us at (919) 844-1730 during our operating hours from 8:30 a.m. to 5:30 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey with confidence!

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Ensuring Accurate Loan Comparisons

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R T P FEDERAL CREDIT UNION - Raleigh, NC

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