Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $533,129, we continue to drive economic growth by financing new and expanding businesses.
Imagine running your store without worrying about payment processing. Our merchant services simplify transactions for your customers while providing you with valuable insights into sales trends. This means less time managing payments and more time focusing on what you love growing your business. Located at 384 Davis Dr Morrisville Nc 27560 in Morrisville, NC, we're here to help you navigate your business banking needs. Call us at (919) 941-5700 to learn more about how we can assist you today!
If you're a business owner, we haven't forgotten about you! Our Business Banking services, including Merchant Services and Business Loans, are designed to support your growth. We understand the challenges businesses face and aim to provide personalized banking solutions that can help propel your success.
In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. Access your accounts anytime, anywhere with our user-friendly platform. You can pay bills, transfer funds, and even make person-to-person payments seamlessly from your device. While we currently do not have ATM or drive-thru services available at our branch, we ensure that our online offerings remain top-notch so you can manage your finances effortlessly without having to visit us in person. Whether you're just starting out or planning for retirement, R T P is here for every step of your financial journey. If you'd like to learn more about any of our services or if you have questions regarding how we can assist you better, don't hesitate to reach out at (919) 941-5700. Join us today at Rtp Federal Credit Union where your financial well-being is our priority!
Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options offer quick access to funds when you need them most. We strive to make borrowing simple and straightforward, so you can focus on what matters most. Additionally, our Credit Cards with Rewards allow you to earn while you spend. Enjoy cashback or points on everyday purchases it's a smart way to maximize your spending power.
We understand that managing your personal finances can be a challenge. That's why we offer various Checking and Savings Accounts that cater to different lifestyles and preferences. Our accounts come with competitive interest rates and no hidden fees, making it easier for you to save for your goals. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can help make that dream a reality. With flexible terms and competitive rates, you can drive away in the car you've always wanted without breaking the bank. For those looking to invest in their future home, our Mortgage Loans & Refinancing services provide tailored solutions. We work closely with you to find the right mortgage that fits your budget and lifestyle, ensuring that home ownership is within reach.
Our online banking platform allows you to check balances, transfer funds, and manage your accounts with just a few clicks. If you prefer the convenience of using your smartphone, our mobile application is ready for download, giving you the flexibility to bank on the go. You can also enjoy person-to-person transfers, making it simple to send money to friends or family without any hassle.
With features like mobile payments not currently available at this time, we still ensure that managing your account is straightforward and efficient. Our user-friendly interface means you'll spend less time navigating and more time enjoying peace of mind knowing your finances are in good hands. At R T P, we are committed to providing an accessible banking experience that fits into your busy life. Explore all the benefits of our digital banking services today!
Security is our top priority. While we currently do not offer electronic signature authorization, our online banking system is equipped with robust security measures to keep your personal information safe. Plus, with e-statements available, you can easily keep track of your financial activities while helping the environment by reducing paper waste.
With $10,694,514 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; we have provided $3,014 in used auto loans and manage $88,345,956 in total loans and leases to support your financial goals across various sectors.
Our dedication is reflected in our community's trust. With a total of 18,104 share accounts, we're proud to serve over 10,000 members who rely on us for their banking needs. This growing membership base showcases the confidence that individuals place in R T P. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, R T P is your trusted partner. Visit us at 384 Davis Dr Morrisville Nc 27560 or call (919) 941-5700 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $21,375,560 in share certificates and $18,144,539 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency is evident with a reported $52,262, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees ready to assist you with expert advice and service.
With a net worth of $10,853,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
For business owners, our outstanding commercial loans totaling $533,129 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and aim to support local entrepreneurs through accessible financing solutions. If you're interested in learning more about eligibility requirements or exploring refinancing options available at R T P, please visit our website or reach out directly. Our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you navigate your financial journey today!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,193,791 in used vehicle loans and $24,562,903 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options that can fit your budget.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,343,720, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure the home of your dreams. Plus, if you're considering refinancing your current mortgage, we're here to guide you through that process as well.
Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $3,157,120 in loans helping members manage their finances effectively. This option can be ideal for those looking to consolidate debt or simply have a safety net for unexpected costs.
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