R T P Credit Union Morrisville NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to R T P, where your financial well-being is our top priority! Nestled in the heart of Morrisville, NC at 384 Davis Dr, we have been serving our community since 1968. With a dedicated membership base of over 10,000 members, we pride ourselves on being more than just a credit union; we are a trusted partner in your financial journey. Our commitment to you goes beyond traditional banking. At R T P, we offer an array of services designed to meet your needs whether you're looking for personal banking options like checking and savings accounts or exploring auto loans and mortgages. As of now, our total assets stand at an impressive $139,332,309, supported by total deposits of $13,597,326 and net worth of $10,853,208. We believe that strong finances lead to a stronger community. Led by our CEO Charles Venable and Board President Walt O'Neal, our team of 30 dedicated employees is here to provide personalized service with a smile. We understand that every member has unique needs, which is why we strive to offer tailored financial solutions along with the latest in online and mobile banking services. While members can visit us at 384 Davis Dr, official correspondence should be sent to our mailing address: P O Box 12807, RTP, NC 27709. We invite you to explore how R T P can make a difference in your financial life. Feel free to reach out at 919-941-5700 or visit us online at RTP Federal Credit Union for more information about our services and how you can become part of our growing family. Let's build a brighter future together!

Branch History & Mission

Welcome to R T P, where our journey began in 1968. Since opening our doors at 384 Davis Dr, Morrisville, NC 27560, we have been committed to serving our community with passion and dedication. Over the years, we have grown from a small credit union into a vibrant financial institution, proudly boasting a membership of over 10,000 individuals. Our total assets now stand at an impressive $139,332,309, reflecting our stability and commitment to our members. Our mission is simple yet powerful: to provide exceptional financial services while fostering community growth and support. At R T P, we understand that banking is not just about numbers; it's about people. We strive to empower our members with the tools they need for financial success whether that's through personal banking products like checking and savings accounts, auto loans, or mortgage options. While you can visit us at our main branch address, we also have a mailing address for official correspondence: P O Box 12807, RTP, NC 27709. As part of our commitment to modern banking solutions, R T P offers convenient online and mobile banking services. We ensure that your banking experience is smooth and accessible. Although we currently do not have ATM facilities or drive-thru services available, our friendly staff is here during operating hours from 8:30 a.m. to 5:30 p.m., Monday through Friday. Community outreach remains at the heart of what we do. We actively engage in partnerships and initiatives aimed at enhancing the lives of those around us. By supporting local events and providing educational resources on financial literacy, we aim to uplift our community as a whole. Join us today and discover the benefits of being part of R T P. Experience firsthand how we blend quality service with a deep-rooted commitment to helping you achieve your financial goals. Your journey towards better financial health starts here! For more information or to become a member, call us at 919-941-5700 or visit us online at rtpfcu.org.

Branch Location & Accessibility

Welcome to R T P, your trusted credit union located at 384 Davis Dr in Morrisville, NC. Our branch is nestled in the heart of Wake County, making it easy for you to access all the banking services you need. Whether you're coming from nearby landmarks like the Morrisville Community Park or just passing through the area, you'll find us conveniently situated and ready to assist. While members can visit us at 384 Davis Dr, official correspondence should be sent to P O Box 12807, RTP, NC 27709. Our location is designed with your convenience in mind, featuring accessible parking and ADA-compliant facilities to ensure everyone can enjoy a welcoming experience. At R T P, we understand that your time is valuable. That's why our lobby hours are set from 8:30 a.m. to 5:30 p.m., Monday through Friday. We encourage you to stop by during these hours for personalized service from our dedicated team. If you have questions or need assistance before visiting, feel free to give us a call at 919-941-5700. Though we currently do not offer ATM services or drive-thru banking at this location, we are committed to providing top-notch personal banking services including checking and savings accounts, auto loans, mortgage loans, and more. Our friendly staff is here to help guide you through our offerings and find the best solutions for your financial needs. We invite you to visit R T P today and discover how we can help you achieve your financial goals!

Member Eligibility

At R T P, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you're likely eligible to join us. Our goal is to serve as your trusted partner in achieving financial success, and being a member opens up access to personalized services tailored just for you. For complete details on eligibility criteria, feel free to check out our website at http://www.rtpfcu.org/home/membership/become. Once you know you're eligible, opening an account is a breeze! You can start the process online by visiting http://www.rtpfcu.org/home/membership/become/apply, or if you prefer speaking to someone directly, don't hesitate to call us at (919) 941-5700. We're here to help you every step of the way as you take this exciting step toward better financial health at R T P, located at 384 Davis Dr Morrisville Nc 27560. Join us today and experience the benefits that come with being part of our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $533,129, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your store without worrying about payment processing. Our merchant services simplify transactions for your customers while providing you with valuable insights into sales trends. This means less time managing payments and more time focusing on what you love growing your business. Located at 384 Davis Dr Morrisville Nc 27560 in Morrisville, NC, we're here to help you navigate your business banking needs. Call us at (919) 941-5700 to learn more about how we can assist you today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services, including Merchant Services and Business Loans, are designed to support your growth. We understand the challenges businesses face and aim to provide personalized banking solutions that can help propel your success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. Access your accounts anytime, anywhere with our user-friendly platform. You can pay bills, transfer funds, and even make person-to-person payments seamlessly from your device. While we currently do not have ATM or drive-thru services available at our branch, we ensure that our online offerings remain top-notch so you can manage your finances effortlessly without having to visit us in person. Whether you're just starting out or planning for retirement, R T P is here for every step of your financial journey. If you'd like to learn more about any of our services or if you have questions regarding how we can assist you better, don't hesitate to reach out at (919) 941-5700. Join us today at Rtp Federal Credit Union where your financial well-being is our priority!

Financial Assistance and Credit Solutions

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options offer quick access to funds when you need them most. We strive to make borrowing simple and straightforward, so you can focus on what matters most. Additionally, our Credit Cards with Rewards allow you to earn while you spend. Enjoy cashback or points on everyday purchases it's a smart way to maximize your spending power.

Personal Banking Solutions

We understand that managing your personal finances can be a challenge. That's why we offer various Checking and Savings Accounts that cater to different lifestyles and preferences. Our accounts come with competitive interest rates and no hidden fees, making it easier for you to save for your goals. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can help make that dream a reality. With flexible terms and competitive rates, you can drive away in the car you've always wanted without breaking the bank. For those looking to invest in their future home, our Mortgage Loans & Refinancing services provide tailored solutions. We work closely with you to find the right mortgage that fits your budget and lifestyle, ensuring that home ownership is within reach.

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, transfer funds, and manage your accounts with just a few clicks. If you prefer the convenience of using your smartphone, our mobile application is ready for download, giving you the flexibility to bank on the go. You can also enjoy person-to-person transfers, making it simple to send money to friends or family without any hassle.

Real-Time Management

With features like mobile payments not currently available at this time, we still ensure that managing your account is straightforward and efficient. Our user-friendly interface means you'll spend less time navigating and more time enjoying peace of mind knowing your finances are in good hands. At R T P, we are committed to providing an accessible banking experience that fits into your busy life. Explore all the benefits of our digital banking services today!

Security and Accessibility

Security is our top priority. While we currently do not offer electronic signature authorization, our online banking system is equipped with robust security measures to keep your personal information safe. Plus, with e-statements available, you can easily keep track of your financial activities while helping the environment by reducing paper waste.

Financial Strength

Commitment to Growth

With $10,694,514 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; we have provided $3,014 in used auto loans and manage $88,345,956 in total loans and leases to support your financial goals across various sectors.

Growing Membership Base

Our dedication is reflected in our community's trust. With a total of 18,104 share accounts, we're proud to serve over 10,000 members who rely on us for their banking needs. This growing membership base showcases the confidence that individuals place in R T P. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, R T P is your trusted partner. Visit us at 384 Davis Dr Morrisville Nc 27560 or call (919) 941-5700 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $21,375,560 in share certificates and $18,144,539 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees ready to assist you with expert advice and service.

Strong Financial Health

With a net worth of $10,853,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $786 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $533,129 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and aim to support local entrepreneurs through accessible financing solutions. If you're interested in learning more about eligibility requirements or exploring refinancing options available at R T P, please visit our website or reach out directly. Our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,193,791 in used vehicle loans and $24,562,903 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,343,720, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure the home of your dreams. Plus, if you're considering refinancing your current mortgage, we're here to guide you through that process as well.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $3,157,120 in loans helping members manage their finances effectively. This option can be ideal for those looking to consolidate debt or simply have a safety net for unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This verification guarantees that users are viewing trustworthy information when considering their borrowing options. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so that every user can see all available options equally. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess which loans fit their needs best. This timely information is essential for making sound financial decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

R T P