R G Credit Union Belton MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to R G, your trusted financial partner located at 400 Towne Center Drive, Belton, MO 64012. Established in 1957, our credit union has proudly served the community for over six decades, helping our 7,786 members achieve their financial goals. With total assets amounting to an impressive $135,349,842 and total deposits reaching $2,622,301, we are committed to providing secure and reliable banking services. At R G, we believe in the power of community. Our dedicated team of 27 employees, led by CEO Steven Deere and Board President Jerry Youngblood, is here to ensure that you receive personalized service tailored to your needs. We offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. While you can visit us at our branch location for any inquiries or transactions, please note that official correspondence should be sent to our mailing address at 421 Remington Plaza Court, Raymore, MO 64083. With a robust loan portfolio consisting of 4,447 loans and leases, we strive to support you in every step of your financial journey. Whether you're looking to purchase a new vehicle or open a savings account, R G is here to help. We invite you to explore our services further on our website at RGFCU.COM, or simply give us a call at 816-331-6600. Our friendly staff is ready to assist you with any questions or concerns you may have. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Join Us Today!

With operating hours from Monday to Friday from 8 AM to 5 PM and Saturday drive-thru hours from 9 AM to 1 PM, we are here for you when you need us most. Our branch offers convenient ATM access and drive-thru banking services for quick transactions. Join us at R G today and experience the benefits of being part of a credit union that truly cares about its members and the community. Visit us at our website or call us at (816) 331-6600 for more information on how you can become a member. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, we have evolved into a trusted credit union serving over 7,786 members and managing total assets of $135,349,842. Located at 400 Towne Center Drive, Belton, MO 64012, our branch is conveniently situated near local landmarks that make us easily accessible to everyone in the area. For official correspondence, please send your mail to our mailing address: 421 Remington Plaza Court, Raymore, MO 64083. Over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Additionally, we have embraced digital advancements to ensure that our members can access their accounts anytime and anywhere through online and mobile banking platforms.

Our Mission

At R G, our mission is clear: to empower our members through excellent financial services while actively supporting the communities we serve. We believe that financial health goes hand-in-hand with community well-being. That's why we engage in various outreach efforts and partnerships aimed at uplifting those around us. Whether it's sponsoring local events or providing educational resources about financial literacy, we are dedicated to making a positive impact. Our commitment extends beyond just banking; it's about building relationships based on trust and integrity. We strive to be more than just a financial institution; we aim to be your partner in achieving your dreams.

Branch Location & Accessibility

A Call to Action

We invite you to come and experience our welcoming atmosphere and helpful staff. Whether you're looking to open a new account, explore loan options, or simply ask questions about our services, we're here for you! Feel free to give us a call at 816-331-6600 if you need more information or want assistance before your visit. We look forward to serving you!

Convenient Access

At R G, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and parking spaces, ensuring that everyone can comfortably visit us. If you're looking for a quick banking solution, we offer drive-thru service where you can conduct simple transactions without leaving your vehicle. Plus, with an ATM available on-site, you can easily withdraw cash or check your balance whenever needed.

Operating Hours

Our doors are open Monday through Friday from 8 AM to 5 PM, and we welcome you on Saturdays from 9 AM to 1 PM for drive-thru services. We strive to accommodate your busy schedule so you can manage your finances at your convenience. While members can visit us at 400 Towne Center Drive, please note that official correspondence should be sent to our mailing address: 421 Remington Plaza Court, Raymore, MO 64083.

Member Eligibility

Becoming a member of R G is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the area, or even if you have an immediate family member who is already a member, you're likely eligible to join us at our friendly branch located at 400 Towne Center Drive Belton Mo 64012. We welcome individuals from diverse backgrounds and are committed to helping you achieve your financial goals with personalized support. For more detailed information on eligibility criteria, feel free to check out our dedicated page at https://www.RGFCU.COM/about-us/membership/qualification. Opening an account with us is straightforward and hassle-free! You can easily start the process online by visiting https://apply.rgfcu.com/7isoo1sid9t5pnz, or if you prefer a personal touch, don't hesitate to give us a call at (816) 331-6600. We're here to answer any questions and guide you through becoming part of our vibrant community. Join us today and experience the benefits of being a member of R G!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. From credit card transactions to online payments, our solutions are designed to help you serve your customers better and streamline your operations. Imagine being able to accept payments effortlessly while focusing on what really matters growing your business. Discover how R G, located at 400 Towne Center Drive Belton Mo 64012 in Belton, MO, can be your trusted partner in success. For more information about our offerings, feel free to call us at (816) 331-6600. Together, we can take your business to new heights!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans and Vehicle Financing options can help make that dream a reality. With flexible terms and competitive rates, we make it easy for you to drive away in the vehicle of your choice without straining your budget. Picture cruising through Belton in a reliable car without worrying about high monthly payments!

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking services, including merchant services and business loans. If you're running a small business in Belton, our team is ready to assist with tailored solutions that meet your unique needs.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. This means every time you shop or dine out, you're working towards rewards that could benefit you later like travel discounts or cash back!

Digital Convenience

We understand the importance of convenience in today's world. That's why our Online & Mobile Banking features allow you to manage your finances on-the-go. Whether it's checking balances, making transfers, or applying for loans directly from your smartphone, we've got you covered. You can also take advantage of our ATM & Cash Withdrawal Services as well as basic Drive-Thru Banking for quick deposits or withdrawals when you're in a rush. In summary, at R G, located at 400 Towne Center Drive Belton Mo 64012, we are committed to providing all the financial tools necessary for our members' success. If you have any questions or want to explore how we can assist you further, feel free to reach out at (816) 331-6600. We invite you to visit us and see how our services can enhance your financial journey!

Home Financing

When it comes to finding your perfect home, our Mortgage Loans and Refinancing services are here to support you every step of the way. Whether you're a first-time homebuyer or looking to refinance your existing mortgage for better rates, we are dedicated to helping you find the best solution for your housing needs.

Personal Banking

For those looking to manage their money more effectively, we offer Personal Banking services that include checking and savings accounts designed to fit various lifestyles. Imagine having a checking account that helps you track your spending while allowing you to save effortlessly for your next big purchase. Our savings accounts also offer competitive rates, helping you grow your funds over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses our way, and that's why we provide Personal Loans and Debt Consolidation options. These loans can help you cover emergency costs or consolidate multiple debts into one manageable payment. Think about how stress-free it would be to have a single loan instead of juggling several!

Digital & Online Banking

Key Features

Our online platform includes the convenience of e-statements, allowing you to view your financial statements electronically whenever you need them. No more waiting for mail or worrying about losing paper documents! Plus, with our electronic signature authorization, you can sign documents quickly and securely from the comfort of your home. If you're always on the go, our mobile application puts banking right in your pocket. You can manage your accounts, pay bills, and even set up mobile payments with just a few taps. And if you ever need to send money to friends or family, our person-to-person transfer feature makes it simple and fast.

Security and Ease-of-Use

At R G, security is a top priority. Our online banking services are equipped with advanced security measures to ensure that your personal information remains safe. Plus, our user-friendly interface means that navigating through your accounts will feel intuitive and straightforward. With all these features at your fingertips, managing your finances has never been easier. Enjoy real-time account management and the flexibility to handle your banking needs from anywhere whether you're at home or on the move. Join us today at R G and experience the future of banking!

Financial Strength

Investing in Your Future

Our $13,140,105 in undivided earnings means we reinvest back into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,790 in used auto loans and $101,215,929 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $22,686,445 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,702,000, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $52,969 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $13,268,027, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to building a solid capital base is reflected in our net worth ratio of 9.81%, which ensures we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Trust Built on Numbers

With net shares amounting to $17,136,094, our funds available for lending and investments demonstrate our readiness to support your financial needs. Additionally, our total share accounts stand at 13,302, showing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, R G is your trusted partner. Visit us at 400 Towne Center Drive Belton Mo 64012 or call (816) 331-6600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

In addition to these offerings, we provide credit lines totaling $2,825,275, which can be an excellent resource for managing unexpected expenses or funding special projects. We encourage our members to explore refinancing options if you're looking to improve your current loan terms. It's always worth checking eligibility for better rates that could save you money in the long run. For any inquiries about our loan products or to discuss how we can support your financial journey, please feel free to reach out at (816) 331-6600 or visit us at our branch located at 400 Towne Center Drive Belton Mo 64012 in Belton, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority, and we're here to help every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,958,508 in used vehicle loans and $14,826,573 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a reliable used vehicle, we have options tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,173,752, make buying or refinancing simple. We offer flexible terms and competitive rates to ensure that your path to homeownership is as smooth as possible.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,244,245 in loans helping members manage their finances effectively. Enjoy the convenience and peace of mind that comes with having access to credit when you need it.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to regulatory standards guarantees fair and transparent offers. Users can trust that the information they receive reflects current market conditions and legitimate lending practices.

R G FEDERAL CREDIT UNION - Belton, MO

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