Quorum Credit Union Purchase NY | Affordable Auto Loans & Business Banking

Introduction

At Quorum, we believe in the power of community and the importance of trust in financial relationships. Located at 2500 Westchester Ave, Purchase, NY 10577, our branch has been serving members since 1977 with a commitment to providing personalized banking solutions tailored to your needs. With a total membership of 67,782 and assets exceeding $1,094,945,040, we are dedicated to supporting our members' financial journeys. Our team, led by CEO Jeff Pachter and Board President Jim Ingold, is passionate about helping you achieve your financial goals. Whether you're looking for auto loans, mortgage options, or business banking services, we offer a variety of products designed to empower you financially. As a community-focused credit union, we have issued over 33,391 loans while maintaining total deposits of $117,791,767 and net worth of $113,909,100. We invite you to visit us at our branch or reach out via phone at 914-641-3700 for any inquiries. At Quorum, we're here to listen and help you every step of the way! While members can visit us at our main location for all banking services, official correspondence should be directed to our mailing address: 2500 Westchester Ave, Suite 113, Purchase, NY 10577-2587. Explore how Quorum can make a positive impact on your financial future today! For more information about our offerings and services, check out our website at [quorumfcu.org]( https://www.quorumfcu.org/ ).

Branch History & Mission

Accessibility and Convenience

While members can visit us at 2500 Westchester Ave, official correspondence should be sent to 2500 Westchester Ave, Suite 113, Purchase, NY 10577-2587. Our operating hours are convenient for busy schedules: Monday through Friday from 8:45 AM to 7 PM. Although we currently do not offer drive-thru or ATM services at this location, we ensure that all other banking needs are met with efficiency and care.

Community Commitment

Quorum is dedicated to supporting local initiatives and helping those in need within our communities. We participate in various charitable events and encourage our members to get involved as well. By joining forces with local organizations and businesses, we amplify our impact and foster a spirit of collaboration. As you consider your financial future, let Quorum be your trusted partner every step of the way. Join us today and experience the difference that a member-focused credit union can make in your life! For more information or to open an account, visit [our website]( https://www.quorumfcu.org/ ) or call us at 914-641-3700. Together, let's build a brighter tomorrow!

Our Evolution

From our humble beginnings, Quorum has evolved significantly. We started with a small membership base but quickly became a pillar in the community as we expanded our offerings to meet the diverse needs of our members. Today, we provide a wide range of services including personal banking accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our commitment to innovation has led us to embrace digital advancements like online banking and mobile applications that make managing finances easier for everyone.

Our Mission

At the heart of Quorum is our mission: to empower our members through personalized financial solutions while giving back to the communities we serve. We believe that strong financial health is key to personal success and community growth. This is why we focus not just on financial transactions but also on building lasting relationships with our members. Through various community outreach programs and partnerships, we strive to create positive impacts that extend beyond banking.

Branch Location & Accessibility

Welcome to Quorum! Located at 2500 Westchester Ave Purchase Ny 10577, our branch is nestled in the heart of beautiful Purchase, NY. We're conveniently situated near local landmarks, making it easy for you to find us whether you're running errands or need assistance with your banking needs. At Quorum, we prioritize accessibility and comfort. Our location is designed to be welcoming for everyone, featuring ADA-compliant entrances and parking options that ensure a hassle-free visit. Although we do not have a drive-thru service, our friendly staff is always ready to assist you inside during our operating hours, which are Monday through Friday from 8:45 AM to 7 PM. While members can visit us at 2500 Westchester Ave Purchase Ny 10577, official correspondence should be sent to 2500 Westchester Ave, Purchase, NY 10577-2587 if it differs. If you have any questions or need assistance, please don't hesitate to reach out to us at (914) 641-3700. We look forward to seeing you soon at Quorum, where we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Come by and discover how we can help you achieve your financial goals!

Member Eligibility

At Quorum, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. Membership is open to anyone who lives, works, or attends school in our community, as well as immediate family members of existing members. This means whether you're just starting out on your financial journey or looking to make smarter money moves, there's a place for you here. To discover all the details regarding eligibility, we invite you to check out our resource at https://www.quorumfcu.org/why-quorum/eligibility/ . Opening an account with us is a breeze! Simply visit our website at https://register.quorumfcu.org , and you'll find everything you need to get started. If you have any questions or need assistance, feel free to give us a call at (914) 641-3700. We're here to help you every step of the way as you take this exciting step towards better banking with Quorum at 2500 Westchester Ave Purchase Ny 10577.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,862,973, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make transactions easier for your business. Imagine a local café serving customers seamlessly with quick payment processing. Our merchant services help you accept payments efficiently, so you can focus on what matters most serving your customers and growing your brand. Located at 2500 Westchester Ave Purchase Ny 10577 in Purchase, NY, we're here to partner with you every step of the way. For more information or to get started, call us at (914) 641-3700!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans designed to support growth. Whether you're just starting or looking to expand, we'll work alongside you to find the right financial tools for your business needs.

Convenience at Your Fingertips

Our commitment doesn't stop at traditional banking services. With features like ATM access and cash withdrawal services, accessing your funds is straightforward whenever you need them. The convenience of online transactions allows you to pay bills or transfer money without ever leaving home. At Quorum, we believe in being there for our members every step of the way. If you'd like more information about any of these services or have questions about how we can assist you further, don't hesitate to reach out! Call us at (914) 641-3700 or visit us in person we're here to help make your financial journey a positive one. Explore everything we have to offer by visiting our website at [Quorum Fcu]( https://www.quorumfcu.org ). We look forward to serving you!

Loans and Credit Options

When life throws unexpected expenses your way, our personal loans and debt consolidation options help you tackle those challenges head-on. We understand that managing finances can be tough sometimes; that's why we're here to help you find the best solution for your situation. Plus, our credit cards with rewards let you earn while you spend what's not to love about earning points on purchases?

Personal Banking

Starting with personal banking, we offer various checking and savings accounts tailored to fit your lifestyle. Our accounts come with no hidden fees and competitive interest rates, making it easier for you to grow your savings. You can access your accounts anytime through our online and mobile banking platforms, allowing you to manage your money on-the-go. If you're considering a new vehicle, our auto loans and vehicle financing options make purchasing that dream car more achievable. With flexible terms and competitive rates, getting behind the wheel has never been easier. Additionally, if you're looking to buy a home or refinance your existing mortgage, our mortgage loans and refinancing services provide personalized solutions designed for every budget.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to send money directly to friends and family with our person-to-person transfer option. No need for cash or checks; simply use your smartphone or computer to make instant transfers. For those who prefer using their devices on the go, our mobile application offers a full suite of banking features right at your fingertips. You can manage your accounts, view e-statements, and even authorize transactions securely with electronic signature authorization. It's all about giving you control over your finances whenever you need it.

Security and Accessibility

Your security is our top priority. We utilize robust security measures to protect your personal information while you bank online. With every login and transaction, you can feel confident that your data is safe. Whether you're at home or out and about, managing your accounts has never been easier. Our services are tailored for accessibility and ease-of-use, making real-time account management a breeze. So why wait? Explore all that Quorum has to offer with our convenient digital banking options today!

Financial Strength

At Quorum, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that we have the resources to support you in achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $113,909,100, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $319,118,315 in share certificates and $38,323,839 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,889,722, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $89,834,096 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,695 in used auto loans and $731,698,616 in total loans and leases. While our current net income stands at $0, it reflects our commitment to maintaining stability during challenging times. We also take pride in having 140 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at $7,683,225, alongside a strong member base represented by 95,048 accounts, it's clear that trust runs deep within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Quorum is your trusted partner. Visit us at 2500 Westchester Ave Purchase Ny 10577 or call (914) 641-3700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $39,832,292 in used vehicle loans and $40,264 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a brand-new vehicle or a reliable used option, we provide flexible terms that can help you find the perfect fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $5,862,973 provide the capital needed to grow and expand your business. We are here to support local entrepreneurs with tailored financial solutions designed for success.

Credit Lines and Unsecured Credit Cards

Managing everyday expenses can sometimes be challenging. That's why we also offer total credit lines amounting to $292,358,167, providing you with access to funds when you need them most. Additionally, our flexible unsecured credit card loans total $14,586,980, allowing members to manage their finances effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $233,779,344, which can help you secure your dream home or refinance your existing mortgage at competitive rates. Homeownership is within reach when you choose Quorum.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore your options with us. Our team is ready to assist you in evaluating potential savings and determining eligibility for refinancing programs that may benefit you. At Quorum, we prioritize making financial services accessible and beneficial for all our members. For more information about our loan offerings or to discuss how we can assist you further, feel free to contact us at (914) 641-3700 or visit us at 2500 Westchester Ave Purchase Ny 10577 in Purchase, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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