Quest Credit Union Kenton OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Quest Federal Credit Union, your trusted financial partner located at 101 Jacob Parrot Rd, Kenton, OH 43326. Since our establishment in 1969, we have been dedicated to serving our community with a strong focus on member satisfaction and financial well-being. With over 16,280 members and total assets reaching $194,942,446, we take pride in offering a wide range of services tailored to meet the unique needs of each individual. At Quest, we understand that every financial journey is different. That's why we provide personalized banking options including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking services. Our commitment to helping you achieve your financial goals is evident through our total loans amounting to 8,409 and total deposits of $18,093,982. Under the leadership of CEO Matthew Jennings and Board President Sarah Wirbel, our team of 56 dedicated employees is here to assist you with all your banking needs. We believe in transparency and reliability; that's why you can count on us for sound financial advice and support. While members can visit us at our branch location for personal service, official correspondence should be sent to the same address: 101 Jacob Parrot Rd, Kenton, OH 43326. If you have any questions or need assistance, please don't hesitate to reach out to us at (419) 675-2322. Explore how we can help you thrive financially by visiting our website at questfcu.com. Whether you're looking for a new loan or simply want to check your balance online through our user-friendly platform, we're here for you every step of the way. Join us today and experience the difference that community-driven banking can make!

Branch History & Mission

Commitment to Innovation

As part of our dedication to providing superior service, we have embraced modern banking technologies. Members can enjoy convenient online banking, mobile payments, and electronic statements tools designed for today's fast-paced lifestyle. We also maintain ADA compliance in all our facilities, ensuring that everyone can access our services comfortably.

Join Us!

As we continue on this journey together, we invite you to become part of the Quest family. Experience firsthand the benefits of membership where your voice matters and your success is our priority. Visit us today at 101 Jacob Parrot Rd or give us a call at 419-675-2322. Together, let's build a brighter financial future!

Our Mission

At Quest Federal Credit Union, our mission is simple yet impactful: we aim to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. From personal banking options such as checking and savings accounts to auto loans and mortgages, we strive to meet diverse needs with competitive rates and exceptional service. In addition to our core offerings, we are committed to community support through various outreach initiatives. We partner with local organizations and schools, ensuring that we contribute positively to the lives of those around us. Our focus on member education and financial literacy helps empower individuals to make informed decisions about their finances.

Branch Location & Accessibility

Welcome to Quest Federal Credit Union, your friendly neighborhood banking partner conveniently located at 101 Jacob Parrot Rd in Kenton, Ohio. Whether you're stopping by for personal banking or need assistance with loans and credit services, our branch is here to serve you. Situated near the heart of Kenton, we are just a stone's throw away from local landmarks that make finding us easy and familiar. Our location provides ample parking and features accessibility options, ensuring that everyone can visit us comfortably. We take pride in our ADA compliance, so ramps and accessible entrances are available for your convenience. At Quest Federal Credit Union, we understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule: visit us Monday through Thursday from 8:00 a.m. to 4:30 p.m., and on Friday from 7:30 a.m. to 5:00 p.m. If you're in need of drive-thru banking, we're pleased to offer this service on Fridays until 5:30 p.m., making it even easier for you to complete quick transactions without leaving your vehicle. In addition to traditional banking services like checking and savings accounts, our members enjoy access to auto loans, mortgages, and credit cards with rewards all designed with your financial needs in mind. Plus, for those who prefer modern conveniences, our ATM is available for cash withdrawals and balance checks any time of day. While members can visit us at 101 Jacob Parrot Rd, official correspondence should be sent to the same address. Should you have any questions or wish to learn more about our services, feel free to give us a call at 419-675-2322. We invite you to stop by Quest Federal Credit Union soon! Our friendly team looks forward to welcoming you and helping you achieve your financial goals.

Member Eligibility

At Quest, we believe that becoming a member is like joining a family a supportive community where your financial well-being matters. To be eligible for membership, we invite individuals who live, work, worship, or attend school in our community to join us. It's a welcoming process designed to foster connections and growth, so whether you're looking for personal banking options or simply want to benefit from our range of services, you're in the right place. Opening an account with us is straightforward and hassle-free. You can find all the details you need about eligibility on our website at . And when you're ready to take the next step, just visit https://www.joinmycu.com/129/apply to get started! If you have any questions or need assistance, feel free to reach out at (419) 675-2322. We're here to help and can't wait to welcome you into the Quest family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $103 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $14,386,906, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital you need to invest in new equipment or expand your operations. Our member-focused approach ensures you have access to the resources necessary for success.

Merchant Services That Work for You

In addition to loans, we offer robust merchant services designed to simplify transactions for your business. Picture this: accepting payments seamlessly from customers while managing your cash flow effectively. Whether you're at a local market or running a brick-and-mortar store, our merchant solutions make it easy to conduct sales, track inventory, and keep your finances organized. Discover how Quest can help turn your business aspirations into reality! Visit us at 101 Jacob Parrot Rd Kenton Oh 43326 or give us a call at (419) 675-2322. Let's build the future of your business together!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer specialized services that empower local entrepreneurs. Our Business Banking solutions include everything from Merchant Services that simplify transactions to flexible Business Loans that help you expand and grow your operations.

Digital Convenience

In today's fast-paced world, managing finances should be simple and efficient. That's why we provide robust Online & Mobile Banking features, allowing you to handle transactions anytime and anywhere. With options for ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, accessing your money is always convenient. Our digital tools also enable you to perform balance checks and transfers at an ATM without hassle. Plus, with features like mobile payments and person-to-person transfers, managing your finances has never been easier.

Personal Banking Solutions

Whether you're looking to manage your daily expenses or save for future plans, our Personal Banking options have you covered. We offer various Checking & Savings Accounts designed for every lifestyle. Imagine having a checking account that suits your spending habits while also growing your savings effortlessly. When it comes to financing big purchases like a car or home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options are here to help. Picture driving off in your dream car or settling into a cozy new home with manageable monthly payments tailored just for you. Additionally, if you're facing unexpected expenses or need to consolidate debt, our Personal Loans & Debt Consolidation services can provide the support you need. And don't forget about our Credit Cards with Rewards, which offer benefits that make everyday purchases even more rewarding.

Visit Us Today!

If you're ready to explore how Quest can support your financial journey, don't hesitate to reach out! You can contact us at 419-675-2322 during our lobby hours from Monday to Thursday 8:00 a.m. to 4:30 p.m., and Friday from 7:30 a.m. to 5:00 p.m., with drive-thru service available until 5:30 p.m. on Fridays. Experience the personalized service of Quest Federal Credit Union today where your financial wellbeing is our priority! For more information or to open an account online, visit us at questfcu.com or apply directly here.

Digital & Online Banking

Mobile Application and Payments

Our mobile application brings banking to your pocket! With features like mobile payments, you can make purchases directly from your phone, simplifying everyday transactions. You can also send money to friends or family instantly with our person-to-person transfer feature no cash needed!

Online Banking Services

With our 24/7 online banking services, you have the power to manage your money at your fingertips. Check your balances, pay bills, and transfer funds with just a few clicks. Our platform is designed for ease of use, ensuring you can navigate through your financial tasks without hassle. Plus, if you prefer paperless options, you can enroll in e-statements to receive your account statements electronically making it easier for you to stay organized.

Security and Convenience

Your security is our top priority. We offer electronic signature authorization so you can complete transactions safely online without visiting a branch. Rest assured that all of your information is protected with state-of-the-art security measures. At Quest, we're committed to providing accessible and efficient banking solutions tailored to meet your needs. Experience the convenience of managing your accounts digitally while enjoying peace of mind knowing that you are well-protected. Start exploring today by visiting https://questfcu.com/ !

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Quest is your trusted partner. Visit us at 101 Jacob Parrot Rd Kenton Oh 43326 or call (419) 675-2322 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $19,702,506 in share certificates and $33,185,306 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,291,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,062,797 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, we manage net shares available for lending and investments amounting to $1,090,348, demonstrating our strong position in the market. With a growing member base of 40,382, it's clear that many trust us with their finances.

Reinvesting in Your Future

With $15,206,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication enables us to improve our services continuously. Our lending capacity supports members' financial goals across various sectors with $2,423 in used auto loans and $135,628,772 in total loans and leases. This broad range of lending options ensures you have access to the funds you need when you need them.

Solid Foundations

With a net worth of $18,288,059, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This net worth is a testament to our commitment to providing reliable and trustworthy banking solutions. Our net worth ratio of $937 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio reflects our ability to sustain operations while supporting our members' financial needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,252,372 in used vehicle loans and $2,715,425 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or purchasing a reliable used one, we've got you covered with options tailored for every situation.

Business Financing

For business owners, our outstanding commercial loans totaling $14,386,906 provide the capital needed to grow and expand. We believe in supporting local businesses, and our team is ready to assist you with tailored solutions that can help take your business to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,847,760, make buying or refinancing simple. We work closely with you to ensure that you understand all your options, making it easier to move into your new home without the stress that often comes with mortgages.

Refinancing Options

If you're considering refinancing any existing loans, we have various options available that may save you money or reduce your monthly payments. Our experienced staff can help assess your current situation and determine if refinancing is right for you. At Quest, we pride ourselves on transparency and customer service. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step or want more information about our loan offerings, don't hesitate to reach out! You can contact us at (419) 675-2322 or visit us during our operating hours: Monday - Thursday from 8:00 a.m. to 4:30 p.m., and Friday from 7:30 a.m. to 5:00 p.m., with drive-thru service available on Fridays until 5:30 p.m. Let us help you finance your dreams today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,363,194 in loans helping members manage their finances effectively. These cards are designed to give you access to funds when you need them most while providing rewards and benefits that can enhance your purchasing power.

Loan Aggregator

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Ensuring Accurate Comparisons

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QUEST FEDERAL CREDIT UNION - Kenton, OH