Quest Credit Union Ada OH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Quest Federal Credit Union, located at 232 N Main St, Ada, OH 45810. Since our establishment in 1969, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 16,280 members. With total assets of $194,942,446 and total deposits reaching $18,093,982, we are dedicated to ensuring your financial well-being. At Quest FCU, we believe that banking should be personal and accessible. Our CEO, Matthew Jennings, along with Board President Sarah Wirbel, leads a team of 56 dedicated employees who are here to assist you with everything from checking accounts and auto loans to mortgage financing and business banking solutions. We take pride in offering a variety of services including online and mobile banking options, making it easier for you to manage your finances on the go. While you can visit us at our branch in Ada, for any official correspondence, please send it to the same address: 232 N Main St, Ada, OH 45810. With a net worth of $18,288,059 and cash in hand totaling $4,418,253, we are financially stable and ready to support your financial goals. Whether you're looking for an auto loan or need help consolidating debt, we're here for you. Explore how we can make a difference in your life by visiting us or calling us at 419-634-0031. Join us today and experience the Quest difference!

Branch History & Mission

Community Commitment

Quest Federal Credit Union takes pride in its community involvement. We actively participate in local events and support various charitable initiatives aimed at improving the lives of those around us. By joining Quest, you become part of a family that cares deeply about the well-being of its neighbors. We invite you to experience the Quest difference firsthand. Join us today and discover how we can help you achieve your financial dreams while contributing to the growth of Ada and beyond. For more information or assistance, feel free to call us at 419-634-0031 or visit our website at questfcu.com. Your journey towards better financial health starts here!

Our Journey

From our humble beginnings, Quest has grown significantly. We started with a vision to offer personalized banking services that prioritize our members' interests. Over the years, we have expanded our offerings and enhanced our facilities to better serve you. Today, our total assets stand at an impressive $194,942,446, reflecting our stability and growth as a trusted financial partner. As technology evolved, so did we. Quest now offers convenient online and mobile banking options alongside traditional services like drive-thru banking and ATM access. Members can manage their accounts easily from anywhere while enjoying the same personal touch they expect from in-branch visits.

Our Mission

At Quest Federal Credit Union, our mission is simple yet powerful: to provide quality financial services that empower our members and enrich our community. We believe in supporting not only individual financial goals but also local initiatives that foster collective prosperity. Whether it's through affordable loans for personal needs or business financing solutions, we strive to make a positive impact on every member's life. Our branch operates Monday through Thursday from 8:00 a.m. to 4:30 p.m., and on Fridays from 7:30 a.m. to 5:00 p.m., ensuring accessibility for all members. Drive-thru services are available on Fridays until 5:30 p.m., making it even easier for you to manage your finances on the go. While members can visit us at 232 N Main St, official correspondence should be sent to the same address for consistency.

Branch Location & Accessibility

Convenient Access

At Quest Federal Credit Union, we prioritize accessibility for everyone. Our branch is designed to be easily navigable, featuring ADA-compliant entrances and ramps to ensure all members can access our services comfortably. Plus, we offer ample parking space right outside the building, so you won't have to worry about finding a spot when you visit.

Get in Touch

While members can visit us at 232 N Main St, Ada, OH 45810, official correspondence should be sent to the same address as there's no difference between our mailing and physical locations. If you have any questions or would like more information about our services, don't hesitate to give us a call at 419-634-0031. We invite you to stop by Quest Federal Credit Union today! Experience our commitment to excellent service firsthand and discover how we can assist you in reaching your financial aspirations.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible operating hours. Join us Monday through Thursday from 8:00 a.m. to 4:30 p.m., and on Fridays from 7:30 a.m. to 5:00 p.m. For those who need it, our drive-thru service is available on Fridays until 5:30 p.m., making it even easier for you to handle your banking tasks without leaving your vehicle. Our branch offers a variety of essential services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here to help you achieve your financial goals. Additionally, enjoy convenient ATM access for quick cash withdrawals and balance checks anytime.

Member Eligibility

At Quest, we believe that joining our credit union means becoming part of a caring community dedicated to your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you're a resident of Hardin County or surrounding areas, you're already on the right track! We also welcome those who work for one of our partner employers or are related to an existing member. This inclusive approach ensures that your journey with us starts smoothly and personally, as we strive to support you in achieving your financial goals. Opening an account with us is straightforward and welcoming. You can start the process online through our easy-to-use application found at https://www.joinmycu.com/129/apply . If you have any questions or just want to chat about membership options, feel free to call us at (419) 634-0031. For more detailed information on eligibility requirements, please visit . We're excited to have you join the Quest family!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to secure the funding you need to purchase new equipment or expand your workforce. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $103 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,386,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions are crucial. Our merchant services streamline transactions, making it easy for your customers to pay with various methods. Imagine having a point-of-sale system that keeps track of sales while providing valuable insights into customer preferences. This allows you to focus more on what you do best running your business. Located at 232 N Main St Ada Oh 45810 in Ada, OH, our team is ready to help you navigate the financial landscape and find the right solutions tailored specifically for your needs. Reach out today at (419) 634-0031 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking Options

For our business members, we offer tailored solutions like Merchant Services & Business Loans. Whether you're looking to expand your operations or improve cash flow, we're here to support your entrepreneurial journey.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that let you manage your accounts from anywhere. Need to check your balance or pay bills? Just log in through our app or website. With features like ATM & Cash Withdrawal Services, accessing cash is as simple as visiting one of our ATMs. Our basic drive-thru service allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. We also ensure that ATM access is available for those who prefer a bit more privacy when handling their finances.

Join Us Today!

At Quest, we strive to be more than just a place to bank; we want to be a part of your financial success story. Our friendly staff is ready to guide you through any service you need. Visit us at 232 N Main St Ada Oh 45810 in Ada, OH, call us at (419) 634-0031, or explore more about what we offer by visiting our website at Quest Federal Credit Union. Let us help you take the next step towards achieving your financial goals!

Personal Banking Solutions

Whether you're just starting out or looking to manage your wealth, our personal banking services cater to everyone. We offer Checking & Savings Accounts that help you save for the future while providing easy access to your funds. Imagine having the peace of mind knowing you have a reliable account for everyday transactions and savings goals. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options ensure you can drive away in the car of your dreams without breaking the bank. We also provide Mortgage Loans & Refinancing services, making it easier for you to buy a home or lower your monthly payments on an existing mortgage. When life throws unexpected expenses your way, our Personal Loans & Debt Consolidation can give you the financial relief you need. And don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

Access Your Account Anytime

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds at any time. Just visit https://questfcu.com/ to get started. Our online platform is not only convenient but also equipped with top-notch security features to protect your personal information.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! We offer e-statements for those who prefer a paperless option. You'll receive timely statements directly to your email, making it easy to keep track of your finances while also being environmentally friendly.

Manage Payments Easily

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to quickly send and receive money with just a few clicks. Plus, if you're out shopping, our mobile payments feature lets you make purchases directly from your smartphone, adding another layer of convenience to your daily life.

Stay Connected with Our Mobile App

Don't forget about our mobile application! With it, you can access all the essential features of online banking right from your phone. From checking balances to making payments and even authorizing electronic signatures securely, managing your finances has never been easier. At Quest, we're committed to providing accessible and user-friendly banking solutions that fit into your lifestyle. Join us today and experience the ease of digital banking that puts you in control of your financial future!

Financial Strength

A Solid Foundation

With a net worth of $18,288,059, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $937 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Efficiency You Can Count On

Our $1,062,797 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts stand at 40,382, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,090,348. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Quest is your trusted partner. Visit us at 232 N Main St Ada Oh 45810 or call (419) 634-0031 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $19,702,506 in share certificates and $33,185,306 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,291,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $15,206,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports your financial goals with $2,423 in used auto loans and $135,628,772 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,252,372 in used vehicle loans and $2,715,425 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to ensure that you can get behind the wheel with ease. Plus, if you have an existing auto loan that you'd like to refinance for better terms or rates, we can help with that too.

Credit Lines and Business Loans

For those who require additional flexibility in their finances or are business owners seeking capital to grow and expand, our total credit lines amount to $129,518,227. Additionally, our outstanding commercial loans totaling $14,386,906 provide essential funding for entrepreneurs looking to take their businesses to the next level. We invite you to learn more about our loan offerings by contacting us at 419-634-0031 or visiting our website at questfcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let Quest be your partner in navigating your financial journey wherever it may lead!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,847,760, making buying or refinancing simple. We understand that securing a mortgage can feel overwhelming; that's why our friendly team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing daily expenses can be tricky at times. That's where our flexible unsecured credit card loans come into play. With a total of $3,363,194 in unsecured credit card loans available, we help members effectively manage their finances without the stress of high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users make informed decisions without the stress of sifting through countless offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means the information you receive is based on the latest results, ensuring fair and transparent offers. The commitment to accuracy is at the heart of LendMesh's mission, allowing users to trust that they are seeing legitimate options. One of the standout features of LendMesh is its use of verified data. Loan offers are sourced from legitimate financial institutions, which promotes transparency in the lending process. There are no sponsored listings; LendMesh does not prioritize lenders based on paid promotions. Instead, their goal is to provide unbiased results that allow users to choose what works best for them. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information helps users make well-informed decisions about their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your loan search and compare real-time loan offers today at LendMesh, you can find the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

QUEST FEDERAL CREDIT UNION - Ada, OH