Quantum Credit Union Wichita KS | Best Auto Loans & Business Banking

Introduction

Welcome to Quantum, your trusted financial partner located at 6300 W 21St St N, Wichita, KS 67205. Since our establishment in 1938, we have proudly served our community with dedication and care, offering a wide range of financial services tailored to meet the needs of our 12,349 members. With total assets exceeding $148,067,093, we are committed to providing stability and growth for our members' financial journeys. At Quantum, we understand that every member's financial needs are unique. That's why we offer a variety of services including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Our team of 38 dedicated employees is here to ensure that you receive personalized assistance every step of the way. Under the leadership of CEO Charles Bullock and Board President Bryan Chapman, we're not just about numbers; we're about building relationships and fostering a supportive community. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 6300 W 21st St N, Wichita, KS 67205. With over $9,269,653 in total deposits and a strong net worth of $14,453,922, we prioritize your financial security above all. Whether you're looking to save for the future or need support for a business venture (with a net member business loan balance of $465,333), Quantum is here to help you achieve your goals. We invite you to explore how we can serve you better. Feel free to give us a call at (316) 263-5756 or visit our website at theq.org for more information on how to become part of our community-focused credit union. Join us today and experience the difference that comes from being a member of Quantum!

Branch History & Mission

Community Engagement

Quantum is more than just a credit union; we are an active participant in the Wichita community. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving financial literacy and promoting economic empowerment among residents. By investing in our community's future, we aim to create lasting change that benefits everyone. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 7:30 AM to 12:00 PM we also welcome correspondence at our mailing address: 6300 W 21st St N, Wichita, KS 67205. As you consider your financial future, we invite you to join Quantum. Experience firsthand how being part of a member-focused credit union can make a difference in your life. Together, let's build a brighter future! For more information or assistance, feel free to reach out by calling us at 316-263-5756 or visiting our website at Quantum Credit Union.

Our Mission

At Quantum, our mission is clear: we are committed to enhancing the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services that empower them to succeed. This mission drives us every day as we strive to offer innovative products and personalized service tailored to meet the unique needs of each member. We understand that life can be unpredictable. That's why we focus on providing tools and resources that support our members' journeys whether it's through online banking for easy access or mobile payments for convenience. Our drive-thru service makes banking even more accessible for those on the go.

Branch Location & Accessibility

Convenient Access and Amenities

At Quantum, we understand that accessibility matters. Our branch features ADA-compliant facilities, ensuring that everyone can access our services comfortably. Ample parking is available right outside, so you can park with ease when you visit us. For added convenience, our drive-thru service allows you to conduct basic transactions without leaving your vehicle. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:30 PM in the lobby and from 7:30 AM to 6:00 PM at the drive-thru. On Saturdays, you can visit us from 9:00 AM until noon. If you ever need assistance outside these hours, don't hesitate to give us a call at 316-263-5756.

Services Tailored for You

At Quantum, we offer a range of personal and business banking services designed to meet your unique needs. From checking and savings accounts to auto loans and mortgage refinancing, our dedicated team is here to guide you every step of the way. Plus, with ATM availability on-site, accessing your funds has never been easier. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at the same location: 6300 W 21st St N, Wichita, KS 67205. We invite you to stop by Quantum today and see how we can support your financial journey!

Member Eligibility

At Quantum, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! To become a member, you just need to meet a few eligibility criteria, which can include living, working, or worshiping in the areas we serve. We're here for individuals and families who value financial well-being and want access to personalized banking solutions. For more details on specific eligibility requirements, feel free to check out our website at http://www.theq.org/contact-us/membership.html . Once you're ready to take the next step, opening an account is straightforward and quick. You can easily start your journey with us online by visiting http://www.theq.org/services/mobile-services/mobile-banking-enrollment.html . If you have any questions or need assistance, don't hesitate to call us at (316) 263-5756. We're excited to welcome you to the Quantum family at 6300 W 21St St N Wichita Ks 67205, where your financial goals become our priority!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine a busy Saturday at your store. Customers are coming in, eager to make purchases, but they can only pay with cash. This situation can lead to lost sales and frustrated customers. Our merchant services offer practical solutions that keep your business running smoothly. From card processing to online payment options, we ensure you have the tools needed to serve your customers effectively. At Quantum, located at 6300 W 21St St N Wichita Ks 67205 in Wichita, KS, we are dedicated to helping local businesses like yours succeed. Reach out today at (316) 263-5756 to learn how we can support your financial needs!

Tailored Loan Options for Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $316,395, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Our ATM & Cash Withdrawal Services ensure you have access to your money whenever you need it. Enjoy basic ATM access for withdrawals and balance checks without any hassle.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it easy to get behind the wheel. With competitive rates and flexible terms, you can drive off with confidence knowing that your loan fits your budget.

Business Banking Solutions

For our business members, we offer comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have resources to help support your growth.

Credit Cards with Rewards

Enjoy shopping more with our Credit Cards with Rewards program! Earn points on every purchase that you can redeem for travel, merchandise, or cash back. It's not just about spending; it's about rewarding yourself along the way.

Drive-Thru Banking

For those who prefer face-to-face transactions but are short on time, our Basic Drive-Thru Banking offers deposits, withdrawals, and simple transactions without leaving your vehicle. At Quantum, we're more than just a financial institution; we're your partner in achieving financial wellness. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out! Call us at (316) 263-5756, visit us at 6300 W 21St St N Wichita Ks 67205, or check out our website at West today!

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans provide the support and guidance you need. We understand that buying a house is one of the biggest investments you'll ever make, and we're here to help simplify the process.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services. Check balances, transfer funds, pay bills, and manage your accounts anytime from anywhere using our user-friendly app or website.

Personal Banking Services

Managing your finances should be simple and straightforward. That's why we offer a variety of Personal Banking options, including checking and savings accounts that help you grow your money while keeping it accessible. Whether you're saving for a vacation or just want to set aside funds for emergencies, our accounts are designed with you in mind.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide quick access to funds when you need them most. We work with you to find a solution that eases your financial stress.

Digital & Online Banking

At Quantum, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience smoother and more efficient. With our 24/7 online banking services, you can access your accounts anytime, anywhere, ensuring you're always in control of your money. To explore all the features we provide, visit us at https://www.theq.org/ . Our user-friendly online platform allows you to check balances, view transactions, and transfer funds without stepping foot in a branch. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free no need for paper or stamps! We also offer e-statements for those who prefer a paperless option. Enjoy the benefits of managing your statements digitally while reducing clutter. Want to send money to friends or family? Our person-to-person transfer feature lets you do just that with ease. For those on the go, our mobile application makes banking even simpler. You can use it to make mobile payments, deposit checks remotely, and manage your accounts directly from your smartphone. Whether you're grabbing coffee or waiting in line, banking is right at your fingertips. At Quantum, we prioritize your security as much as your convenience. Our digital services come equipped with advanced security measures to keep your information safe while you bank online. With our commitment to accessible and easy-to-use services, managing your finances has never been easier. Join us today at Quantum and experience how our digital banking solutions can simplify your life!

Financial Strength

Commitment to Growth

With $10,744,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $2,975 in used auto loans and $113,059,875 in total loans and leases.

Growing Member Base

Our commitment is evident as we proudly serve a growing member base with a total of 20,994 share accounts. This reflects the trust placed in us by our community and underscores our dedication to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Quantum is your trusted partner. Visit us at 6300 W 21St St N Wichita Ks 67205 or call (316) 263-5756 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Your savings are important to us. Members' savings are secured through $40,566,271 in share certificates and $13,068,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,439,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $14,453,922, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $976 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,412,119 in used vehicle loans and $16,104,910 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used car, our loan specialists can guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $316,395 provide the capital needed to grow and expand your business ventures. We aim to support local entrepreneurs by offering accessible financing solutions. If you're considering refinancing any of these options or want to explore eligibility requirements further, don't hesitate to ask us! At Quantum, we prioritize transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore all that we have to offer today and take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $14,521,828. This means you have access to affordable financing options whether you are purchasing your first home or refinancing an existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We provide flexible terms with a total of $3,966,721 in loans to help members manage their finances effectively. Our credit cards come with rewards and benefits tailored to suit your spending habits.

Loan Aggregator

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QUANTUM CREDIT UNION