Qualstar Credit Union Everett WA | Best Auto Loans & Business Banking

Introduction

Welcome to Qualstar, your trusted partner in financial well-being since 1952! Located at 2502 Colby Ave, Everett, WA 98201, our Everett Branch is dedicated to serving the community with reliable banking solutions tailored to meet your needs. With a strong membership base of over 70,000 members, we take pride in being a cornerstone of support for families and businesses alike in the Everett area. At Qualstar, we understand that financial decisions can be overwhelming. That's why we offer a range of services, from personal banking options like checking and savings accounts to specialized loans for vehicles and homes. Our total assets of over $822 million and total deposits nearing $60 million reflect our commitment to stability and growth, ensuring that your funds are safe and accessible. Our leadership team, led by CEO Michael Elfstrom and Board President Mitch Johnson, is passionate about building lasting relationships with our members. We are here to help you navigate your financial journey with personalized service and expert guidance. Whether you're looking to secure a loan or need assistance with online banking, our friendly staff is ready to assist you. While members can visit us at our Everett location, please note that official correspondence should be sent to our mailing address: PO Box 3050, Bothell, WA 98041. Feel free to reach out at 800-848-0018 or explore more about our services at qualstarcu.com. Join us today and experience the Qualstar difference where community meets commitment!

Branch History & Mission

Commitment to Community

Our dedication extends beyond just financial products; it includes active engagement in community outreach efforts. We believe in partnering with local organizations to enhance the quality of life in Everett and surrounding areas. Whether it's sponsoring events or supporting local causes, Qualstar aims to make a positive impact where it matters most. As we look ahead toward future growth and service improvements such as enhancing digital experiences and maintaining ADA compliance we invite you to join us on this journey. Experience firsthand how being part of Qualstar can benefit not just your finances but your entire community. Ready to take the next step? Visit us today or explore more about our offerings at Qualstar's website. Join us in building a stronger community together!

Our Journey

From our humble beginnings, Qualstar has evolved into a robust credit union with total assets exceeding $822 million. Today, we proudly serve over 70,000 members, providing them with access to a wide range of financial products and services. Our branch is conveniently located at 2502 Colby Ave, Everett, WA 98201 right near local landmarks that residents know and love. While you can visit us at this address for all your banking needs, please note that official correspondence should be sent to PO Box 3050, Bothell, WA 98041 if different from our branch location.

Our Mission

At Qualstar, our mission is clear: to deliver exceptional financial services while nurturing a sense of community. We strive not only to meet your banking needs but also to contribute positively to the lives of our members and the broader community. This commitment drives us to offer competitive personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Additionally, we understand the importance of accessibility. That's why we provide convenient online and mobile banking services along with ATM access for easy transactions anytime you need them. Although we currently do not have drive-thru banking at this location, our shared service center ensures that you can conduct basic transactions seamlessly with partner credit unions.

Branch Location & Accessibility

Operating Hours

At Qualstar, we strive to accommodate your busy schedule. Our lobby hours are designed with you in mind: we are open Monday through Thursday from 9:00 AM to 5:00 PM and extend our Friday hours from 9:30 AM to 6:00 PM. Whether you need assistance with personal banking or wish to discuss loan options, our team is ready and eager to help during these hours.

Services Offered

Our Everett Branch offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we provide solutions that cater to individuals and businesses alike. Plus, enjoy the convenience of ATM access right on-site! While we currently do not offer drive-thru banking, our shared service center allows for basic transactions if you're a member of one of our partner credit unions. Whether you're looking for personalized advice or simply want to make a quick deposit or withdrawal, we're here for you. Don't hesitate to reach out if you have questions; give us a call at 800-848-0018. We invite you to stop by the Qualstar Everett Branch today. Our friendly staff looks forward to assisting you with all your financial needs!

Member Eligibility

At Qualstar, we believe that becoming a member means joining a warm, welcoming community where your financial well-being is our top priority. If you're curious about membership, it's simpler than you might think! Anyone who lives, works, or worships in the area around 2502 Colby Ave Everett Wa 98201 is eligible to join us. This includes a diverse range of individuals and families ready to take charge of their financial future with us by their side. Plus, once you're a member, you'll enjoy perks like lower loan rates and personalized service tailored just for you. To get started on your journey with Qualstar, visit our website at for more detailed information about eligibility criteria. When you're ready to open an account, the process is straightforward just head over to http://www.qualstarcu.com/apply-loan-online . If you have any questions or need assistance, don't hesitate to give us a call at (800) 848-0018. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a reliable system that accepts payments seamlessly, allowing you to focus on what you do best running your business. Our solutions are tailored to meet the needs of your specific industry, ensuring you have the tools necessary for smooth transactions. Located conveniently at 2502 Colby Ave Everett Wa 98201, Everett, WA, we're here to partner with you on your journey toward growth and success. Reach out today at (800) 848-0018 to learn more about how our business banking and commercial services can benefit you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,461,812, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks at numerous locations. Plus, as part of a network of shared branches, we ensure that basic transactions such as deposits and withdrawals are straightforward even when you're away from our branch. At Qualstar, we're committed to making your banking experience smooth and enjoyable. If you're ready to explore these services further or have any questions, feel free to reach out at 800-848-0018 or visit us online at Qualstar. Your financial journey starts here!

Auto Loans & Vehicle Financing

Are you thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever. We offer competitive rates and flexible terms so that you can drive away in your dream vehicle without breaking the bank.

Business Banking

For our business members, we offer specialized services like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide financial solutions tailored to help your business thrive.

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards with rewards program allows you to earn points on purchases that can be redeemed for travel, merchandise, or cash back making every swipe count!

Digital Banking Features

In today's fast-paced world, convenience is key. With our online and mobile banking options, managing your finances has never been easier. You can access your accounts anytime, anywhere, making it simple to check balances, transfer funds, or pay bills right from your phone.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we're here to support you every step of the way. Our mortgage loans and refinancing services help you find the right solution for your home financing needs. Whether you're buying your first home or looking to refinance an existing mortgage, our team will guide you through the process.

Personal Banking

We understand the importance of having reliable banking options. Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having an account that not only helps you save for future goals but also makes everyday transactions easy and secure.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. You can consolidate multiple debts into one manageable payment or cover those unplanned costs without stress.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features is our mobile application, which gives you the freedom to bank from your smartphone. You can easily make person-to-person transfers to friends or family, ensuring that sending money is as simple as a text message. Plus, if you need to sign documents quickly, our electronic signature authorization makes it possible without any hassle. Keeping track of your financial activity is essential, and with e-statements available, you can view and download your statements whenever you want. No more waiting for paper copies in the mail! Additionally, if you're someone who enjoys the ease of making payments directly from your mobile device, you'll love our mobile payments feature that allows for quick transactions.

Security and Accessibility

Your security is our top priority. Our online banking services are equipped with advanced security measures to keep your information safe while providing easy access to your accounts. And remember, our 24/7 online banking services mean you can check your balance or transfer funds at any hour perfect for those late-night financial questions! In summary, Qualstar offers a comprehensive suite of digital banking tools designed to enhance your financial experience. With easy access through http://www.qualstarcu.com , combined with secure features like electronic signatures and mobile payments, managing your money has never been this simple or efficient!

Financial Strength

Growing Together

Our commitment is further illustrated by our total share accounts reaching 104,100, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $108,487, we have the capacity to support your dreams while maintaining a robust financial structure. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Qualstar is your trusted partner. Visit us at 2502 Colby Ave Everett Wa 98201 or call (800) 848-0018 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $120,557,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $4,525 in used auto loans and $513,892,821 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $46,349,471 in share certificates and $384,411,025 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,129,132, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $124,497,483, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,507 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $79,219,795 in used vehicle loans and $56,270,730 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $3,461,812 provide the capital needed to grow and expand your business operations. We understand the unique challenges faced by businesses today and aim to support local entrepreneurs with tailored financing solutions. Refinancing options are available for many of our loan products as well. If you're looking to lower your monthly payments or reduce your interest rate, we encourage you to reach out for more information on how we can assist you. If you're interested in any of these loan offerings or would like to discuss eligibility options further, don't hesitate to give us a call at (800) 848-0018 or visit us at our branch located at 2502 Colby Ave Everett Wa 98201 in Everett, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Qualstar can help you meet your financial needs today!

Credit Lines

In addition to traditional loans, we have credit line options that allow you to access funds when you need them. With $52,976,150 available for members, this service can be beneficial for unexpected expenses or planned purchases without the need for a full loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $114,884,270, make buying or refinancing simple. We strive to provide competitive rates and flexible terms to help you settle into your dream home with ease.

Unsecured Credit Card Loans

For those looking for flexibility in managing finances, we also offer unsecured credit card loans. With a total of $63,531,482 in loans available, our credit cards can help you make purchases while also earning rewards. It's an ideal choice for members who want to maintain control over their spending.

Loan Aggregator

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QUALSTAR CREDIT UNION - Everett, WA