QSide Credit Union Queens Village NY | Affordable Auto Loans & Checking

Introduction

At Qside Federal Credit Union, we believe in building strong financial futures for our members and the community. Located at 21131 Jamaica Ave, Queens Village, NY 11428, our credit union has been serving its members since 1940. With a commitment to member satisfaction and community support, we pride ourselves on being more than just a financial institution; we are your trusted partner in navigating your financial journey. Our dedicated team, led by CEO Mark Johnson and Board President Jerry Waters, is here to provide you with personalized service that meets your unique needs. As of now, we have grown to serve 6,959 members, managing a robust total of assets valued at $51,961,909. Our commitment to responsible lending is reflected in our total loans and leases amounting to 2,695, ensuring that you have access to the funds you need when it matters most. We understand that financial stability is paramount. That's why our credit union maintains a strong net worth of $4,547,255 and keeps over $286,355 in deposits ready to serve you. Whether you're looking for personal banking services like checking and savings accounts or financing options for your next vehicle or home purchase, we offer a variety of products tailored just for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 21131 Jamaica Ave, Queens Village, NY 11428-1621. You can reach us directly at (718) 353-1300, where our friendly staff is eager to assist you during our operating hours Monday, Tuesday, Thursday, and Friday from 8:00 AM to 3:00 PM, and Wednesday from 8:00 AM to 7:00 PM. Join us today at Qside Federal Credit Union and discover how we can help you achieve your financial goals. Visit our website at qsidefcu.org for more information or to become a member! Your future starts here!

Branch History & Mission

Welcome to Qside Federal Credit Union, a place where community and financial empowerment come together. Since our inception in 1940, we have proudly served the vibrant community of Queens Village, NY. Our branch, located at 21131 Jamaica Ave, has become a trusted resource for our members over the decades. From our early days with just a handful of members, we have grown into a strong financial institution with nearly 7,000 members and total assets reaching an impressive $51,961,909. This growth reflects not only our commitment to providing excellent financial services but also our dedication to supporting the community around us. Our mission is simple yet profound: to enhance the financial well-being of our members while fostering community connections. We believe that every member deserves access to quality financial products and services that meet their unique needs. Whether it's personal banking options like checking and savings accounts or loans for vehicles and homes, we strive to offer solutions that empower our members to achieve their goals. In addition to traditional banking services, we embrace modern technology to make banking easier for everyone. Our online banking platform allows members to manage their finances from the comfort of their homes, ensuring that we stay accessible and convenient. Plus, with features like mobile payments and electronic signatures, we're making strides toward a more user-friendly experience. While members can visit us at 21131 Jamaica Ave for all their banking needs, official correspondence should be sent to our mailing address at 21131 Jamaica Ave, Queens Village, NY 11428-1621. We are committed to ensuring that all communications are handled efficiently. At Qside Federal Credit Union, we are not just about numbers; we're about people. Our partnerships with local organizations and initiatives reflect our dedication to giving back to the community. From outreach programs to financial literacy workshops, we aim to uplift those around us and contribute positively to the lives of our members. As we look toward the future, we invite you to join us on this journey. Experience firsthand how Qside can support your financial aspirations while being part of a caring community. Whether you're looking for a new checking account or seeking advice on loans, our team is here for you. Come see what makes Qside Federal Credit Union special where your dreams matter as much as ours! For any inquiries or further information about membership options, feel free to contact us at 718-353-1300. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch is compliant with ADA standards, featuring ramps and wide entryways to ensure everyone can easily navigate our space. Ample parking is available nearby, allowing you to park conveniently as you come in.

Call to Action

Ready to take the next step towards managing your finances? We invite you to visit us at Qside Federal Credit Union or give us a call at 718-353-1300. Let us show you how we can help with all your banking needs!

Operating Hours

Our doors are open at convenient times throughout the week. You can visit us Monday, Tuesday, Thursday, and Friday from 8:00 AM to 3:00 PM. On Wednesdays, we extend our hours until 7:00 PM to better accommodate your busy schedule.

Services Offered

At Qside Federal Credit Union, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to mortgage loans and personal loans, you'll find everything under one roof. Plus, with ATM availability on-site and shared service center options for partner credit union members, accessing your funds has never been easier.

Member Eligibility

Becoming a member of Qside is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Queens Village area, you're already on the path to membership! We welcome individuals who are part of our community, making it easy for you to enjoy all the benefits we offer. At Qside, our members benefit from personalized service, competitive rates on loans and savings, and access to a range of financial products tailored to meet your needs. To learn more about the specific eligibility criteria, please visit our website at http://WWW.qsidefcu.org/membership. Opening an account is simple and straightforward, so don't hesitate to reach out if you have questions or need assistance! You can call us at (718) 353-1300 for more information or stop by our branch located at 21131 Jamaica Ave Queens Village Ny 11428. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment processing is crucial. Our merchant services enable you to accept payments easily and securely. Picture this: a customer walks into your store, makes a purchase, and completes their transaction quickly using their card. This not only enhances customer satisfaction but also streamlines your cash flow. At Qside, we're here to help you thrive with tailored solutions designed for your business needs. Visit us at 21131 Jamaica Ave Queens Village Ny 11428 in Queens Village, NY, or give us a call at (718) 353-1300 to learn more about how we can support your business journey!

Tailored Business Loan Options

Imagine having access to financing that helps you invest in new equipment, expand your team, or launch a marketing campaign. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

At Qside, we also ensure that basic ATM access is available for quick withdrawals and balance checks. Our friendly staff is always ready to assist with any questions or needs during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 3:00 PM; and Wednesday from 8:00 AM to 7:00 PM. Whether you're a first-time member or a long-time supporter of Qside Federal Credit Union, we're excited to help you navigate your financial journey. For more information about our services or how we can assist you further, please don't hesitate to reach out at (718) 353-1300. Come visit us today at 21131 Jamaica Ave Queens Village Ny 11428 in Queens Village! Your financial success starts here at Qside.

Business Banking Solutions

For local businesses, we offer essential financial tools through our Business Banking services. Our Merchant Services & Business Loans are here to help you grow your business and streamline operations. We aim to empower entrepreneurs by providing flexible financing options that can adapt to changing needs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that give you access to your accounts anytime and anywhere. Need cash? Our ATM & Cash Withdrawal Services make it easy to get what you need on the go. Plus, members can enjoy basic shared branch transactions such as deposits and withdrawals at partner credit union locations, making it even simpler to manage your finances.

Personal Banking Services

For individuals seeking financial stability, our personal banking services are designed with you in mind. Open a Checking or Savings Account today to manage your daily expenses and save for the future. If you're dreaming of a new car, explore our Auto Loans & Vehicle Financing options that come with competitive rates tailored to fit your budget. We also offer Mortgage Loans & Refinancing to help you secure your dream home or lower your current mortgage payments. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services can provide the support you need. Don't forget about our Credit Cards with Rewards, which allow you to earn while you spend! These cards come with various benefits, ensuring you get the most out of your purchases.

Digital & Online Banking

Key Features

Imagine checking your balance, transferring money, or paying bills anytime you want all without having to step into a branch. Our online banking service provides just that! It allows you to manage your accounts in real-time, giving you up-to-date information whenever you need it. Plus, with features like electronic signature authorization, handling important documents has never been simpler or safer. We also offer e-statements for those who prefer going paperless. This option not only helps the environment but also makes it easier for you to keep track of your financial history. You'll have everything organized and accessible with just a few clicks. If you're looking to send money quickly to friends or family, our person-to-person transfer feature is here for you. It's a fast and secure way to move funds without hassle. And for those who love convenience, our mobile application lets you manage your accounts directly from your smartphone making banking truly portable! While we currently don't support mobile payments, we do ensure that all transactions are safe and secure through our advanced security measures. Your peace of mind is our priority. With all these features, Qside is committed to providing you with an exceptional online banking experience that fits seamlessly into your lifestyle. Whether it's day or night, managing your finances has never been more accessible!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 10,530, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,029,956. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Qside is your trusted partner. Visit us at 21131 Jamaica Ave Queens Village Ny 11428 or call (718) 353-1300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $4,515,289 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $410 in used auto loans and $32,110,667 in total loans and leases.

Secure Savings Options

Members' savings are secured through $4,877,947 in share certificates and $1,710,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $497,025, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $4,547,255, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $875 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Qside, we understand that financial needs can vary greatly from person to person. That's why we offer a range of loan products designed to help our members achieve their goals, whether it's purchasing a car, buying a home, or managing everyday expenses. Located at 21131 Jamaica Ave Queens Village Ny 11428 in Queens Village, NY, our team is ready to assist you with personalized service and competitive rates. With over 2,695 loans issued, we've helped thousands of members achieve their financial goals. If you're looking for an auto loan, you'll find some of the best rates in the industry here. Our auto loans have already facilitated $9,441,045 in used vehicle loans and $2,088,340 in new vehicle loans, helping many get on the road with ease. For those considering homeownership, our mortgage options simplify the process. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,725,275, making buying or refinancing straightforward. Whether you're a first-time buyer or looking to refinance an existing mortgage, we have options tailored to your needs. In addition to vehicle and mortgage loans, we also provide flexible terms on unsecured credit card loans. With a total of $3,271,416 in loans available, members can manage their finances effectively without the burden of collateral. For business owners in need of capital, while we currently do not have outstanding commercial loans available, we are committed to supporting local businesses when opportunities arise. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, feel free to reach out! You can contact us at (718) 353-1300, and our dedicated staff will guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you with your financial journey!

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