Purdue Credit Union West Lafayette IN | Affordable Auto Loans & Business Banking

Introduction

At Purdue Federal Credit Union - Purdue Memorial Union, we believe that financial services should be as approachable and reliable as the community we serve. Nestled in the heart of West Lafayette, IN, at 101 N Grant St, our branch has been a trusted partner since 1969, providing personalized banking solutions to over 107,559 members. With total assets of $1,938,470,184 and deposits reaching $70,343,333, we are committed to ensuring your financial journey is smooth and secure. Under the leadership of our CEO, Robert Falk, and Board President, Edgar Cyr, we strive to create an environment where every member feels valued. Our dedicated team of 313 employees is here to assist you with everything from checking and savings accounts to auto loans and business financing. We understand that each member's financial needs are unique, which is why we offer a variety of services tailored just for you. While members can visit us at our main branch location for all their banking needs, official correspondence should be sent to the same address: 101 N Grant St, West Lafayette, IN 47906. With a strong net worth of $208,058,581 and cash reserves amounting to $8,521,326, you can trust that your money is in good hands. Whether you're looking for a personal loan or want to explore our credit card options with rewards, we're here to help you make informed decisions. Join us today and experience the difference a community-focused credit union can make! Feel free to call us at 765-497-3328 or visit our website at purduefed.com for more information about our services. Let's build your financial future together!

Branch History & Mission

At Purdue Federal Credit Union - Purdue Memorial Union, our story began in 1969 when we opened our doors in the heart of West Lafayette, Indiana. Since then, we have been dedicated to serving our community with a focus on providing exceptional financial services and fostering a spirit of collaboration and support among our members. Located at 101 N Grant St, just a stone's throw away from the vibrant Purdue University campus, our branch has evolved into a cornerstone of financial support for over 107,559 members. We take pride in our growth, which mirrors the dynamic changes within the community and the evolving needs of our members. Our total assets now stand at an impressive $1,938,470,184, showcasing our commitment to stability and strength. Our mission is clear: we strive to enhance the financial well-being of our members while giving back to the community that supports us. We believe that banking should be personal and accessible for everyone. Whether you are looking for checking and savings accounts, auto loans, mortgage options, or business banking services, we are here to help every step of the way. While members can visit us at 101 N Grant St, official correspondence should be sent to 101 N Grant St, West Lafayette, IN 47906 if needed. Our operating hours are designed with convenience in mind: we're open from 7 AM to 6 PM Monday through Wednesday and 8 AM to 12 PM on Saturdays, ensuring that you can reach us when it suits you best. As part of our commitment to modern banking solutions, we offer various digital services including online banking and mobile payments. Our ATM is available for easy cash access, although we currently do not provide drive-thru services or shared service centers. We prioritize accessibility and ensure compliance with ADA standards so that all members can comfortably use our facilities. Community involvement is at the heart of what we do. We actively engage in outreach programs and partnerships that uplift those around us. By supporting local initiatives and events, we aim to make a positive impact beyond just financial transactions. We invite you to join us at Purdue Federal Credit Union - Purdue Memorial Union where your financial goals matter. Experience personalized service and a strong sense of community by becoming a member today! For any inquiries or assistance, don't hesitate to reach out at 765-497-3328 or visit us online at purduefed.com. Let's build your financial future together!

Branch Location & Accessibility

Easy Access and Parking

At our branch, accessibility is a priority. We ensure that everyone can visit us comfortably with features like ADA compliance and ramps for easy entry. Parking is available nearby, so you can pop in without any hassle.

Operating Hours Tailored to You

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open from 7 AM to 6 PM Monday through Wednesday and from 8 AM to 12 PM on Saturdays. Whether you're stopping by for a quick transaction or need some assistance, we're here for you.

Services That Fit Your Needs

At Purdue Federal Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM services are available for quick cash withdrawals and balance checks. While you can always visit us at our main location, please note that official correspondence should be sent to the same address: 101 N Grant St, West Lafayette, IN 47906. If you have any questions or need assistance, don't hesitate to give us a call at 765-497-3328. We invite you to stop by today and experience how we can help you achieve your financial goals!

Member Eligibility

At Purdue, we're excited to welcome you into our family! Becoming a member is not just about opening an account; it's about joining a supportive community dedicated to your financial well-being. To be eligible, you typically need to be a student, employee, or alumni of Purdue University or have a family member who is. This means if you share that connection, you're already one step closer to enjoying the many benefits we offer, from competitive loan rates to personalized service. For full details on eligibility criteria. Opening an account with us is straightforward and inviting! Just visit us at our branch located at 101 N Grant St West Lafayette In 47906 or give us a call at (765) 497-3328 for any questions you may have. We're here to help make your transition into membership as smooth as possible. Join us today and start taking advantage of the financial resources and support that come with being part of Purdue!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $687 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $478,836,921, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services that simplify transactions for your business. Whether you run a bustling restaurant or an online store, our services ensure you can accept payments easily and securely. This means more time focusing on what you do best serving your customers and growing your business. Located at 101 N Grant St West Lafayette In 47906 in West Lafayette, IN, we invite you to visit us or call us at (765) 497-3328 to learn how we can help your business thrive. Let's build something great together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our branch offers convenient ATM services where you can withdraw cash or check balances easily. Plus, with basic ATM access available throughout the area, you'll never be far from your funds. At Purdue, we pride ourselves on being more than just a credit union; we're a community partner committed to enhancing the financial well-being of every member. If you're ready to take control of your finances or have questions about any of our services, don't hesitate to give us a call at (765) 497-3328 or visit us today! Your journey towards better banking starts here at Purdue Federal Credit Union - Purdue Memorial Union!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options offer competitive rates that make purchasing your dream vehicle more accessible than ever. With flexible terms and straightforward applications, you can drive away with confidence knowing you're making a smart financial choice.

Business Banking

If you're a business owner, our business banking services, including merchant services and business loans, are designed with you in mind. We understand the importance of having reliable financial support for growing enterprises. Our team is here to assist you in navigating the financial aspects of running a successful business.

Credit Cards with Rewards

For those who love earning rewards on their purchases, our credit cards with rewards program allows you to earn points for every dollar spent. Use these points towards travel, gifts, or even cashback it's all about making your spending work for you!

Mortgage Loans & Refinancing

When it comes to home ownership, we offer mortgage loans that cater to first-time buyers as well as seasoned homeowners looking to refinance. Picture yourself settling into a home that fits your lifestyle while enjoying manageable monthly payments that fit within your budget.

Personal Banking

Whether you're looking to manage your day-to-day expenses or save for the future, our personal banking services have you covered. You can choose from various checking and savings accounts designed to meet your specific needs. Imagine easily accessing your funds through our online and mobile banking options, which allow you to check balances, transfer money, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for emergency repairs or funding a special project, we provide easy access to cash when you need it most. Additionally, if you're juggling multiple debts, our debt consolidation services can help simplify your payments into one manageable monthly sum.

Digital & Online Banking

Accessible Banking

With our user-friendly online banking services, managing your accounts in real-time is simple and efficient. Our goal is to make banking accessible for everyone. So whether you're at home or on the move, you have full control over your finances at Purdue. Join us today and experience how easy it can be to manage your money with our comprehensive digital banking solutions!

Key Services

Our members enjoy the flexibility of 24/7 online banking services, allowing you to check your balances, pay bills, and transfer funds whenever it suits you. Plus, with person-to-person transfers, sending money to friends or family is quick and straightforward. You can even use our mobile application for on-the-go banking perfect for those busy days when you need access to your accounts right from your phone.

Security & Ease of Use

Security is a top priority at Purdue. We provide electronic signature authorization for added safety when signing documents online. This feature ensures that your transactions are secure without sacrificing convenience. Additionally, e-statements are available, which not only help you stay organized but also reduce paper clutter. If you're looking to make payments even easier, our mobile payments feature allows you to pay using just your smartphone. Whether you're shopping at the store or splitting a bill with friends, it's all done quickly and securely.

Financial Strength

A Solid Foundation

With a net worth of $208,058,581, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts: 209,336, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $9,688,796. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Purdue is your trusted partner. Visit us at 101 N Grant St West Lafayette In 47906 or call (765) 497-3328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $304,187,313 in share certificates and $553,410,696 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Earnings and Lending Capacity

With $204,042,136 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,051 in used auto loans and $1,473,776,197 in total loans and leases. Our operational efficiency is evident as shown by our $3,565,665, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 287 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,794,980 in used vehicle loans and $16,856,551 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, our financing options are flexible and tailored to meet your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $478,836,921 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, we have solutions designed specifically for small businesses. At Purdue, we're dedicated to making the lending process straightforward and accessible. Our knowledgeable staff is here to answer any questions you may have about eligibility requirements or refinancing options that might be right for you. For more information about our loan offerings or to speak with one of our representatives, please call us at (765) 497-3328 or visit our website at https://www.purduefed.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,006,598 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,705,414, make buying or refinancing simple. We provide support throughout the entire process, ensuring that you find the right mortgage solution for your situation. Refinancing options are also available if you're looking to lower your payments or tap into your home's equity.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all loan offers are not only current but also fair and transparent. By working with verified financial institutions, LendMesh provides an environment where users can trust the information they receive.

PURDUE FEDERAL CREDIT UNION - West Lafayette, IN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in West Lafayette, IN (47906)