Purdue Credit Union Lafayette IN | Best Auto Loans & Personal Banking

Introduction

Welcome to Purdue Federal Credit Union - Union Street, your trusted financial partner located at 1520 Union St, Lafayette, IN 47904. Since our establishment in 1969, we have proudly served over 107,559 members, offering a wide range of financial services tailored to meet the needs of our community. With total assets exceeding $1.9 billion and total deposits of $70,343,333, we are committed to ensuring your financial well-being. At Purdue Federal Credit Union, we understand that each member's journey is unique. That's why we provide personalized services, from checking and savings accounts to auto loans and mortgages. Our leadership team, including CEO Robert Falk and Board President Edgar Cyr, is dedicated to fostering a supportive environment for all members. Whether you need assistance with loans having issued a total of 38,701 loans or you're looking for reliable business banking solutions, we're here for you. While members can visit us at our branch location, official correspondence should be directed to the same address: 1520 Union St, Lafayette, IN 47904-2156. Our commitment goes beyond just numbers; it's about building lasting relationships within our community. With a strong focus on member satisfaction and engagement, we strive to make your banking experience as easy and enjoyable as possible. Ready to take the next step? Contact us today at 765-497-3328 or explore our website at purduefed.com for more information on how we can assist you. Join us in making your financial dreams a reality!

Branch History & Mission

At Purdue Federal Credit Union - Union Street, we take pride in our rich history and commitment to serving the community of Lafayette, Indiana. Established in 1969, our branch has grown from a small local credit union to a vibrant financial institution that currently serves over 107,559 members. Located at 1520 Union St, Lafayette, IN 47904, our branch is easily accessible and close to the heart of the city. Our mission at Purdue is clear: we strive to empower our members by providing exceptional financial services while fostering a sense of community and support. We believe that when individuals thrive financially, their families and communities benefit as well. This guiding principle drives us to offer a wide range of services, including personal banking, auto loans, mortgage financing, and business banking solutions. Over the years, we've reached significant milestones that showcase our growth and dedication. With total assets now exceeding $1.9 billion, we are well-equipped to meet the diverse needs of our members. Our modern facilities also feature an ATM for convenient access to cash and drive-thru banking options for quick service. While members can visit us at 1520 Union St for in-person support or transactions, official correspondence should be sent to the same address for your convenience. Our team is here during lobby hours from 7 AM to 6 PM on weekdays and from 8 AM to 12 PM on Saturdays, ensuring that you have access to our services when you need them most. We embrace technology and innovation with features like online banking and mobile payments, making it easier than ever for you to manage your finances on your terms. Furthermore, we are committed to accessibility for all members of our community. Purdue Federal Credit Union actively engages in community outreach initiatives that strengthen local ties and promote financial literacy. By partnering with local organizations and schools, we aim to enhance the lives of those we serve beyond traditional banking practices. If you're looking for a credit union that prioritizes your financial well-being while giving back to the community, we invite you to join us at Purdue Federal Credit Union - Union Street. Experience firsthand how we can support your journey toward financial success! For more information or assistance, feel free to reach out at 765-497-3328 or visit us online at purduefed.com.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At Purdue Federal Credit Union - Union Street, we offer a wide range of services to meet your financial needs. Enjoy the convenience of ATM access for quick withdrawals and balance checks, along with our drive-thru banking service for simple transactions without leaving your car. Whether you're looking for personal loans, mortgage refinancing, or business banking solutions, we are here to help every step of the way. For any official correspondence, please note that while you can visit us at our branch address, mail should be directed to: 1520 Union St, Lafayette, IN 47904-2156.

Convenient Access and Local Highlights

Our branch is conveniently located near local landmarks, making it easy for you to drop by. Just a short drive from popular spots like the Tippecanoe County Public Library and the bustling shopping areas nearby, we're right where you need us to be. Plus, with ample parking available and features designed for everyone including ADA-compliant ramps accessing our services is straightforward and hassle-free.

Get in Touch!

Ready to take the next step towards achieving your financial goals? We invite you to visit us at Purdue Federal Credit Union - Union Street or give us a call at 765-497-3328. Our friendly team is eager to assist you!

Operating Hours Tailored for You

We understand that life can get busy, so we've tailored our operating hours to fit your schedule. Visit us Monday through Friday from 7 AM to 6 PM and Saturday from 8 AM to 12 PM. Our dedicated team is here during these hours to assist you with everything from checking and savings accounts to auto loans and credit cards.

Member Eligibility

At Purdue, we believe that everyone deserves a place in our community. Joining us is simple and welcoming! If you live, work, or go to school in the Lafayette area, you're likely eligible to become a member. We invite individuals from all walks of life to experience the benefits of credit union membership, which includes personalized service, competitive rates, and access to a variety of financial products designed just for you. For full details on eligibility, feel free to check out our website at . Opening an account with us is an easy process, and our friendly team is here to help every step of the way. Whether you're looking for checking and savings accounts or loans for your next big purchase, we've got you covered. To get started or if you have any questions, don't hesitate to call us at (765) 497-3328. We can't wait to welcome you into the Purdue family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $687 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to expand their operations, hire more staff, and invest in new technologies. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your needs.

Merchant Services Tailored for You

In addition to loans, we offer merchant services designed to streamline your payment processes. Picture this: you're busy serving customers while our efficient payment solutions handle transactions smoothly, allowing you to focus on what matters most growing your business. Visit us at 1520 Union St Lafayette In 47904 in Lafayette, IN, or call us at (765) 497-3328 to discover how our business banking and commercial services can support your journey towards success!

Outstanding Support for Local Businesses

With an outstanding commercial loan portfolio of $478,836,921, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to upgrade equipment or increase inventory, we're here to help you every step of the way.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer robust Business Banking services that include merchant services and business loans. We know how important it is for businesses to have reliable banking solutions that support their growth, which is why we're here to assist every step of the way.

Convenient Access

We also provide essential services such as ATM access for quick cash withdrawals and balance checks, along with basic drive-thru banking for simple transactions like deposits and withdrawals. You won't have to wait in long lines; everything is designed for your convenience. With operating hours from 7 AM to 6 PM Monday through Friday and 8 AM to 12 PM on Saturdays, we strive to fit into your busy schedule.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! These cards not only give you purchasing power but also reward you with points that can be redeemed for various perks like travel or cash back. It's a great way to earn while you spend.

Get in Touch

If you're interested in learning more about any of these services or need assistance, don't hesitate to reach out! Call us at (765) 497-3328, or visit us at 1520 Union St Lafayette In 47904. At Purdue, we're not just about numbers; we're about building relationships and helping you achieve your financial goals. Visit our website at https://www.purduefed.com for more information!

Home Financing Made Easy

When it comes to purchasing a home, our Mortgage Loans & Refinancing options stand out. We offer competitive rates and personalized service to make your home-buying experience as smooth as possible. Our mortgage specialists will work closely with you to find a solution that fits your budget and lifestyle. If you're facing debt challenges, our Personal Loans & Debt Consolidation options can provide relief. This service allows you to combine multiple debts into one manageable payment, simplifying your financial life.

Personal Banking Solutions

Our Personal Banking options include various checking and savings accounts designed to help you manage your day-to-day finances effectively. Imagine having the freedom to access your money anytime through our Online & Mobile Banking platforms. With just a few taps on your smartphone, you can check balances, transfer funds, or even pay bills without stepping into the branch. For those considering a new vehicle or needing financial assistance for an existing one, our Auto Loans & Vehicle Financing services are here to help. We understand that buying a car can be overwhelming, so our team is ready to guide you through the process, ensuring you find the best rate possible.

Digital & Online Banking

Key Features

Our digital banking services include e-statements, allowing you to receive your account statements electronically. This not only helps reduce paper clutter but also provides you with quick access to your financial information whenever you need it. Plus, our mobile application puts all of these features right in your pocket! You can easily manage your accounts on the go, making it simple to keep track of your finances wherever life takes you. If you're looking for a way to send money quickly and conveniently, our person-to-person transfers feature lets you send cash directly to friends or family with just a few taps on your phone. And when it comes to payments, you'll love the mobile payments feature that allows you to make purchases directly from your smartphone safe and easy!

Security and Ease of Use

At Purdue, we prioritize the security of your information. Our digital banking services are equipped with robust security measures, ensuring that your data remains safe while you enjoy the convenience of online transactions. Additionally, with options like electronic signature authorization, signing documents has never been simpler or more secure. In today's fast-paced world, having real-time access to your finances is crucial. With our user-friendly interface and reliable online banking services, managing your money has never been easier. Join us at Purdue and experience the freedom of digital banking today!

Financial Strength

At Purdue, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, showcasing the strength and reliability that allows us to serve your needs effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $208,058,581, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $304,187,313 in share certificates and $553,410,696 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $204,042,136 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $4,051 in used auto loans and $1,473,776,197 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency shines through with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 287 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $9,688,796, reflecting our commitment to using resources effectively for member benefit. We have a total of 209,336 share accounts showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Purdue is your trusted partner. Visit us at 1520 Union St Lafayette In 47904 or call (765) 497-3328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,794,980 in used vehicle loans and $16,856,551 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $478,836,921 provide the capital needed to grow and expand. We understand the challenges small businesses face and are committed to supporting local entrepreneurs with tailored financing solutions. At Purdue, we're dedicated to providing personalized service and support throughout your borrowing experience. If you're interested in refinancing or learning more about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (765) 497-3328 or visit us at 1520 Union St Lafayette In 47904, Lafayette, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Unsecured Loans

For those seeking additional financial flexibility, we offer credit lines totaling $720,613,425. This option allows you to access funds as needed while managing your budget effectively. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $81,006,598 in loans helping members manage their finances effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,705,414, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to help you navigate the process smoothly.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every offer displayed is fair and transparent. By focusing on verified data, LendMesh guarantees that users are presented with legitimate loan offers from trustworthy institutions.

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