Purdue Credit Union Lafayette IN | Affordable Vehicle Loans & Business Banking

Introduction

At Purdue Federal Credit Union - 4th And Main Downtown, we understand that trust and reliability are the cornerstones of a strong financial relationship. Since our establishment in 1969, we've been dedicated to serving the Lafayette community from our convenient location at 340 Main St, Lafayette, IN 47901. With over 107,000 members and a commitment to providing personalized financial solutions, we strive to make every interaction meaningful. Our assets total an impressive $1,938,470,184, allowing us to offer robust services tailored to your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our team is here to help. We currently manage $70,343,333 in deposits and have granted 38,701 loans to members just like you. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 340 Main Street, Lafayette, IN 47901. With a strong net worth of $208,058,581, we ensure that your money is safe and sound with us. Our dedicated staff of 313 employees, led by CEO Robert Falk and Board President Edgar Cyr, is committed to fostering a community-focused approach that prioritizes your financial well-being. We invite you to take advantage of our various services including online and mobile banking for your convenience. If you have any questions or wish to learn more about how we can support your financial journey, feel free to call us at 765-497-8859 during our operating hours from Monday to Friday between 9 AM and 5:30 PM. Join us at Purdue Federal Credit Union - where your financial future is our priority! For more information about our offerings, visit us online at purduefed.com.

Branch History & Mission

Welcome to the heart of Lafayette, where our journey at Purdue Federal Credit Union began in 1969. Since opening our doors at 340 Main St, Lafayette, IN 47901, we have been dedicated to serving our community with a strong commitment to financial well-being and personal growth. As we proudly celebrate over five decades of service, our story is one of evolution, trust, and unwavering support for our members. From humble beginnings, Purdue has grown into a robust institution that now boasts a total membership of 107,559 and assets exceeding $1.9 billion. Each milestone reflects our mission: to provide exceptional financial services while fostering community support and engagement. We believe in empowering individuals and families through sound financial practices and education. Our operating hours are designed to fit your busy life Monday through Friday from 9 AM to 5:30 PM making it easier than ever for you to access our services. Whether you're looking for personal banking options like checking and savings accounts or seeking loans for vehicles and mortgages, we are here to help you achieve your goals. At Purdue Federal Credit Union, we understand the importance of accessibility. That's why we offer ATM services for convenient cash withdrawals, ensuring you can manage your finances on your terms. Although we do not have drive-thru banking or shared service centers, our dedicated team is always ready to assist you inside our branch. The mission of Purdue Federal Credit Union goes beyond just providing financial products; it's about creating a positive impact in the lives of our members and the community at large. We engage in various outreach efforts aimed at supporting local initiatives and partnerships that uplift those around us. By working together with local organizations, we strive to make a difference in Lafayette and beyond. We also embrace digital advancements to enhance your banking experience. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Features like electronic signatures and mobile payments make transactions simpler and more efficient. While members can visit us at 340 Main St Lafayette In 47901, official correspondence should be sent to 340 Main Street, Lafayette, IN 47901 for any formal communication. Join us on this exciting journey! Experience the benefits of being part of a credit union that genuinely cares about your financial success. At Purdue Federal Credit Union, we're not just about numbers; we're about building lasting relationships within the community. Contact us today at (765) 497-8859 or visit our website at purduefed.com to learn more about how we can help you thrive!

Branch Location & Accessibility

Accessibility and Features

At our Lafayette branch, accessibility is a priority. You'll find ample parking available nearby, along with ADA-compliant features to ensure everyone can visit us comfortably. Whether you're coming in for personal banking or exploring loan options, our friendly staff is ready to assist you during our operating hours from Monday to Friday, 9 AM to 5:30 PM.

Connect With Us

Have questions or want to learn more about how we can help you? Don't hesitate to give us a call at 765-497-8859 or visit our website at purduefed.com. We look forward to welcoming you into our community!

Services Offered

We pride ourselves on offering a range of services tailored to fit your financial journey. From checking and savings accounts to auto loans and mortgage refinancing, we have what you need to manage your finances effectively. Plus, with ATM availability on-site, accessing your funds is quick and hassle-free. While we don't have a drive-thru service at this location, our team is always here to help you inside the branch. If you ever need to send us official correspondence, please use our mailing address: 340 Main Street, Lafayette, IN 47901.

Member Eligibility

At Purdue, we believe that everyone deserves a chance to be part of a community that cares about their financial well-being. Becoming a member is easy and welcoming! If you live, work, or go to school in the Lafayette area, you're likely eligible to join us. Whether you're looking for personal banking solutions like checking and savings accounts, or need help with auto loans or mortgages, our membership opens doors to many financial opportunities designed just for you. To learn more about what it takes to become a member and enjoy the advantages of being part of Purdue, feel free to check out our eligibility details at . We're here to help you every step of the way! If you have any questions, don't hesitate to reach out at (765) 497-8859. We can't wait to welcome you into our family at 340 Main St, Lafayette, IN 47901!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, our merchant services make everyday transactions easy. Imagine having a reliable partner that helps you process payments quickly, so you can focus on what matters most growing your business. With our solutions, you can accept various payment methods seamlessly, ensuring a smooth experience for both you and your customers. Visit us at 340 Main St Lafayette In 47901 in Lafayette, IN, or call us at (765) 497-8859 to learn more about how we can help elevate your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $687 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $478,836,921, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our Business Banking services include everything from merchant services to business loans. We understand the importance of keeping your cash flow healthy and making transactions smooth for your customers.

Credit Options

Our Credit Cards with Rewards program allows you to earn points on your everyday purchases. Think about how rewarding it could be to earn benefits just by using your credit card for things you already buy!

Digital Convenience

With our commitment to convenience, we also provide robust Online & Mobile Banking options. You can manage your accounts anytime from anywhere whether it's checking your balance on the go or transferring funds effortlessly through our mobile app. Plus, our ATM & Cash Withdrawal Services ensure you always have access to your money when you need it. At Purdue, we believe banking should be straightforward and supportive. Our goal is to empower members like you with the tools and resources necessary for financial success. For any questions or assistance, feel free to call us at (765) 497-8859 during our operating hours of Monday through Friday from 9 am to 5:30 pm. We invite you to explore all we have to offer at Purdue Federal Credit Union - 4th And Main Downtown, where exceptional service meets community spirit!

Home Financing

If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services can guide you through the process. Imagine settling into the home of your dreams while enjoying low monthly payments and personalized service from our experienced team. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options provide the support you need. We know life can throw curveballs, and having access to funds when you need them is essential.

Personal Banking

We understand that managing your finances can be daunting. That's why we offer Personal Banking services that include Checking & Savings Accounts tailored to fit your lifestyle. Whether you need a simple checking account for daily expenses or a savings account for future goals, we have options that suit everyone. When it comes to big purchases like cars, our Auto Loans & Vehicle Financing are designed with competitive rates and flexible terms. Picture yourself driving off in that new car you've always wanted, knowing that you have a manageable payment plan in place.

Digital & Online Banking

Key Features

Start by visiting us at https://www.purduefed.com to explore all the features available to you. Our 24/7 online banking services ensure that you can check balances, pay bills, and transfer money whenever you need to. Plus, with the ability to send person-to-person transfers, sharing funds with friends and family is just a few taps away. Our mobile application allows you to bank on the go. Whether you're at home or out and about, you can manage your accounts right from your smartphone. And if you prefer paperless options, our e-statements are available for quick access to your financial information without cluttering your mailbox.

Security and Ease of Use

Security is a top priority at Purdue. We use advanced technology to keep your information safe, so you can bank confidently. Additionally, our electronic signature authorization simplifies the process of signing documents online no more printing or mailing forms! Our mobile payments feature makes it easy for you to make purchases directly from your phone. Imagine checking out without having to dig through your wallet! This is just one way we strive to enhance your banking experience. In summary, with Purdue, you'll find all the tools you need for effective account management right at your fingertips. Enjoy the flexibility and peace of mind that come with our digital banking services your financial well-being is just a click away!

Financial Strength

Dedicated Team Behind You

We also take pride in having 287 full-time employees and 26 part-time employees. Our dedicated team ensures that our branches are always ready to serve you with knowledge and commitment. Your trust is essential to us, which is why we work tirelessly to maintain a supportive environment where your needs come first.

Growing Together

We're excited about the journey ahead together! Our total share accounts stand at 209,336, showing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments amount to $9,688,796, allowing us the flexibility to meet your diverse needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Purdue is your trusted partner. Visit us at 340 Main St Lafayette In 47901 or call (765) 497-8859 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Your savings are secure with us. We have $304,187,313 in share certificates and $553,410,696 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing Member Experience

Our financial strength is further reflected in our $204,042,136 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,051 in used auto loans and $1,473,776,197 in total loans and leases, our lending capacity supports your financial goals across various sectors. Additionally, our operational efficiency is showcased by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Foundation

With a net worth of $208,058,581, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,794,980 in used vehicle loans and $16,856,551 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $478,836,921 provide the capital needed to grow and expand. Whether it's purchasing equipment or managing cash flow, we're dedicated to supporting local businesses with the financial resources they need. At Purdue, we prioritize our members' financial well-being. Our knowledgeable staff is ready to assist you in finding the right loan solution that fits your unique situation. Reach out today at (765) 497-8859 or visit us at 340 Main St Lafayette In 47901, Lafayette, IN, and let's get started on achieving your financial goals together! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,705,414, make buying or refinancing simple. We offer various financing solutions tailored to fit different budgets and lifestyles. Plus, if you're considering refinancing your current mortgage, our experts can help you explore eligibility options that may lower your monthly payments.

Unsecured Credit Cards

Managing daily expenses is easier with our flexible terms on unsecured credit card loans, with a total of $81,006,598 in loans helping members manage their finances effectively. These cards come with rewarding benefits and no annual fees, making them an excellent choice for everyday purchases.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users. By focusing on verified sources, LendMesh provides a trustworthy platform for loan comparisons.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that genuinely reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the value and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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