Puget Sound Cooperative Vashon WA Credit Union | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Puget Sound Cooperative, your trusted credit union located at 9928 Sw Bank Road, Vashon, WA 98070. Since our establishment in 1936, we have been dedicated to serving the financial needs of our community with integrity and commitment. With a strong membership base of 17,827 members, we pride ourselves on offering personalized services that cater to both individual and business banking needs. At Puget Sound Cooperative, we understand that your financial journey is unique. That's why we provide a wide range of services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our total assets stand at an impressive $255,740,190, reflecting our stability and capacity to support you in achieving your financial goals. Whether you're looking to secure a loan or simply want to manage your money effectively, we're here for you. Our total deposits amount to $13,478,409, demonstrating the trust our members place in us. Plus, with a net worth of $20,772,134, you can be confident that your finances are in safe hands. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 628, Vashon, WA 98070-0628. If you have any questions or need assistance, feel free to reach out at 206-408-7453. Led by our CEO Brandy McBride and Board President Marc Stepper, our team of 31 employees is committed to providing exceptional service tailored just for you. Visit us today or explore our website at psccu.org to learn more about how we can assist you in your financial journey. We look forward to being part of your success!

Branch History & Mission

A Legacy of Community Commitment

Located at 9928 SW Bank Road in Vashon, our branch has become a cornerstone of the local community. We pride ourselves on providing personal banking services that cater to the diverse needs of our members. Over the years, we have expanded our offerings significantly from basic checking and savings accounts to auto loans, mortgages, and even business banking solutions. Our total assets now exceed $255 million, reflecting our commitment to responsible growth and member service.

Call to Action

Join us at Puget Sound Cooperative and experience the difference that comes from being part of a member-focused credit union. Whether you're looking for a new account or exploring loan options, we're here for you every step of the way. Visit us today or check out more about becoming a member on our website at Puget Sound Cooperative. Together, let's build a stronger community!

Embracing Modern Banking

In addition to traditional banking options, we have embraced modern technology with features like online banking and mobile payments. This ensures that managing your finances is as convenient as possible. Our ATM availability means you can access your funds anytime without hassle. We also prioritize inclusivity and accessibility. Our facilities comply with ADA standards so that everyone in the community can benefit from our services.

Our Mission

The mission of Puget Sound Cooperative is clear: we are here to empower our members by providing accessible financial services while supporting the communities we serve. We believe that strong communities build strong financial institutions. Therefore, we strive not only to meet your banking needs but also to invest in local initiatives and partnerships that make a difference. While members can visit us at 9928 Sw Bank Road Vashon Wa 98070, official correspondence should be sent to PO Box 628, Vashon, WA 98070-0628. Our operating hours are Tuesday through Friday from 9:00 am to 5:00 pm and Saturday from 10:00 am to 2:00 pm, making it easy for you to access our services when you need them most.

Branch Location & Accessibility

Call-to-Action

Ready to take the next step? Stop by the Puget Sound Cooperative today or give us a call at 206-408-7453. We're excited to help you achieve your financial goals!

Nearby Landmarks and Accessibility

Our branch is close to several local landmarks, making it easy to find. If you're near the Vashon Island Ferry terminal or enjoying a day at Vashon Park, you're just a short drive away from our doors. We strive to make your visit as smooth as possible with ample parking and features that comply with ADA standards, including ramps for easy access.

Operating Hours and Services

We're open from Tuesday to Friday between 9:00 AM and 5:00 PM, and on Saturdays from 10:00 AM to 2:00 PM. These hours are designed to fit your busy schedule. When you come in, you'll discover a range of services tailored to meet your financial needs whether it's opening a checking account, applying for an auto loan, or discussing mortgage options. Plus, we have ATM services available for quick cash withdrawals or balance checks. Although we don't offer drive-thru banking at this location, our friendly staff is always ready to assist you inside. Our team is committed to providing personalized service that makes banking enjoyable.

Member Eligibility

At Puget Sound Cooperative, we believe that becoming a member is like joining a caring community where your financial well-being is our top priority. If you're wondering about eligibility, we're happy to share that membership is open to anyone who lives, works, or worships in our local area, as well as their family members. This means that if you're part of the vibrant Vashon community, you can easily become part of our family. By joining us, you'll gain access to a range of benefits, including competitive rates on loans and savings accounts, personalized service, and a suite of modern banking tools designed to make your life easier. Getting started is simple! To learn more about the specific eligibility criteria and see if you qualify, check out our detailed information at http://www.psccu.org/about-us-belong/membership .aspx . Once you're ready to take the next step, you can conveniently open an account online by visiting http://www.psccu.org/spend/apply .aspx or give us a call at (206) 408-7453. We're excited to welcome you to Puget Sound Cooperative, located at 9928 Sw Bank Road Vashon Wa 98070, where your financial journey can thrive!

Business Banking & Commercial Services

Financing Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $125,665, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Picture this: Your store is bustling with customers, but managing payments can be overwhelming. Our merchant services simplify transactions, enabling you to focus on what matters most your business. With easy-to-use payment solutions, you can accept payments seamlessly, keeping your cash flow steady and your customers happy. Located at 9928 Sw Bank Road Vashon Wa 98070, Vashon, WA, our team is here to guide you through each step of your financial journey. Call us today at (206) 408-7453 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, we provide essential Business Banking services, including Merchant Services & Business Loans. We recognize that running a business comes with its own set of challenges, and we're here to help streamline your operations and provide the financial support necessary for growth.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. Picture yourself enjoying a weekend getaway funded by the rewards you've accumulated just by using your card!

Digital Access

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. Access your accounts anytime, anywhere, whether it's checking balances, transferring funds, or making payments all from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure that you're never far from cash when you need it. Our basic ATM access allows for easy withdrawals and balance checks without any hassle. With these tools at your disposal, managing your finances has never been easier.

Get In Touch

We invite you to experience all that Puget Sound Cooperative has to offer! If you're ready to explore these services further or have questions about how they can work for you, don't hesitate to reach out. Call us at (206) 408-7453 during our operating hours: Tuesday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. Visit us today at 9928 Sw Bank Road Vashon Wa 98070 or check out our website at Vashon Office for more information. Your financial journey starts here!

Personal Banking

We offer a variety of Personal Banking options tailored to fit your lifestyle. From convenient Checking & Savings Accounts that allow you to manage your daily expenses and save for the future, to Auto Loans & Vehicle Financing that make purchasing your dream car easier than ever. Imagine driving off in a new vehicle with flexible financing options designed just for you. When it comes to homeownership, our Mortgage Loans & Refinancing services can guide you through the process, helping you secure the best rates and terms available. And if you need extra funds for personal projects or debt consolidation, our Personal Loans can provide the support you need without the stress.

Digital & Online Banking

Accessible Online Services

With just a few clicks at https://www.psccu.org/ , you can access our 24/7 online banking services. Whether you're checking your balance, transferring funds, or paying bills, our online banking portal is ready to help you every step of the way. Plus, with our mobile application available, you can manage your money right from your smartphone.

Convenient Features

Our digital services also include mobile payments and person-to-person transfers. Need to split a dinner bill or send money to a friend? It's simple with our easy-to-use tools. And if you prefer to stay organized, e-statements let you keep track of your finances without the clutter of paper. In today's fast-paced world, convenience matters. At Puget Sound Cooperative, we're committed to providing you with accessible and innovative solutions that simplify your banking experience while keeping it safe. Experience the ease of online banking today!

Security You Can Trust

We prioritize your security with features like electronic signature authorization and e-statements, so you can confidently handle transactions without worrying about safety. Our systems are designed to keep your information secure while giving you the freedom to bank on your own terms.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 24,661, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, which further illustrates our capability to support your financial journey. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Puget Sound Cooperative is your trusted partner. Visit us at 9928 Sw Bank Road Vashon Wa 98070 or call (206) 408-7453 to learn more about how we can help you achieve your financial goals.

Lending Support for Your Needs

Our lending capacity supports members' financial goals across various sectors with $137 in used auto loans and $234,943,159 in total loans and leases. This flexibility allows us to meet your needs whether you're purchasing a vehicle or seeking financing for other important projects.

Member-Focused Savings

Members' savings are secured through $53,296,070 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have $0 in money market shares, these options allow our members to choose what best fits their financial goals. Unlike traditional banks, we prioritize our members. With non-member deposits at $62,399,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $19,179,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth means we can continue improving our services for everyone who walks through our doors.

Strong Financial Health

With a net worth of $20,772,134, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $812 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,356,732 in used vehicle loans and $3,056,112 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $125,665 provide the capital needed to grow and expand. Whether you're just starting or looking to take your business to the next level, our team is ready to assist you with tailored financing solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,533,683 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit you as you navigate everyday expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,978,913, make buying or refinancing simple. We believe that everyone deserves a chance at owning a home and are committed to guiding you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, we encourage you to reach out. Our dedicated staff will work closely with you to determine the best fit for your financial situation. Feel free to visit us at our branch located at 9928 Sw Bank Road Vashon Wa 98070 or call us at 206-408-7453 during our lobby hours from Tuesday through Saturday. We look forward to partnering with you on your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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Puget Sound Cooperative