Puget Sound Cooperative Tacoma WA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Puget Sound Cooperative, your trusted partner in financial services located at 1703 Dock St Ste A, Tacoma, WA 98402. Established in 1936, we have been dedicated to serving our community for over 85 years, fostering a sense of belonging and support among our 17,827 members. With total assets exceeding $255,740,190 and total deposits reaching $13,478,409, we strive to provide financial stability and growth for individuals and families alike. At Puget Sound Cooperative, we pride ourselves on our commitment to member satisfaction. Under the leadership of CEO Brandy McBride and Board President Marc Stepper, our team of 31 employees works tirelessly to ensure that you receive personalized service tailored to your unique needs. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we're here to help you navigate your financial journey. While you can visit us at our Tacoma branch for all your banking needs, please note that official correspondence should be sent to the same address: 1703 Dock St. Ste A, Tacoma, WA 98402-3235. If you have any questions or need assistance, feel free to reach out at 425-531-7500 during our operating hours from Monday to Friday, 8:00 am to 4:00 pm. Join us today and discover how Puget Sound Cooperative can make a positive impact on your financial future! For more information about our services or to become a member, visit us online at psccu.org. We look forward to welcoming you into our cooperative family!

Branch History & Mission

At Puget Sound Cooperative, our story began in 1936 when we opened our doors in Tacoma, WA. Over the decades, we have grown from a small local credit union into a trusted financial partner for over 17,800 members. Our branch is located at 1703 Dock St Ste A, Tacoma, WA 98402, a vibrant area near the waterfront that reflects our commitment to community and connection. Our mission is simple yet powerful: to provide exceptional financial services while supporting and empowering our members and the communities we serve. We believe that everyone deserves access to fair and affordable financial products, which is why we offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. From the beginning, we've been dedicated to making a difference in the lives of our members. With total assets now exceeding $255 million, we have consistently prioritized member satisfaction over profit. Our commitment to excellence has allowed us to adapt and thrive through changing times while maintaining strong relationships with those we serve. While members can visit us at our branch for all their financial needs during our operating hours Monday through Friday from 8:00 AM to 4:00 PM official correspondence should be sent to our mailing address at 1703 Dock St. Ste A, Tacoma, WA 98402-3235. In addition to traditional banking services, we have embraced technology to enhance the member experience. Our online banking platform allows members to manage their finances conveniently from anywhere. We also offer mobile payments and electronic signatures for added convenience. Community involvement is at the heart of what we do. We actively engage in partnerships with local organizations and initiatives that promote financial literacy and support those in need within Tacoma. Our goal is not just to provide services but also to uplift our community as a whole. As we look towards the future, Puget Sound Cooperative remains committed to its founding principles of service and community support. We invite you to join us on this journey. Experience how being part of Puget Sound Cooperative can help you achieve your financial goals while making a positive impact in your community. Together, let's build a brighter future for all!

Branch Location & Accessibility

Accessibility Features

At Puget Sound Cooperative, we understand the importance of accessibility for all members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots to ensure that everyone can access our services comfortably.

Call To Action

If you have questions or need assistance with your financial goals, don't hesitate to reach out! You can call us at 425-531-7500 or simply drop by during our business hours. We look forward to welcoming you at Puget Sound Cooperative!

Operating Hours

We invite you to visit us Monday through Friday from 8:00 am to 4:00 pm. Our operating hours are tailored to fit into your busy schedule, making it convenient for you to come in when it suits you best.

Services Offered

Though we don't have an ATM or drive-thru service available at this branch, our team is ready to assist you with a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking solutions such as merchant services and business loans.

Member Eligibility

At Puget Sound Cooperative, we believe that becoming a member is more than just opening an account; it's about joining a warm and welcoming community that supports your financial journey. If you're looking to become part of our family, the good news is that eligibility is open to many! You can join us if you live, work, worship, or attend school in the area surrounding 1703 Dock St Ste A Tacoma Wa 98402. Additionally, immediate family members of current members are also encouraged to apply. This means whether you're a long-time resident or new to the community, there's a place for you here at Puget Sound Cooperative. Joining us is simple and rewarding. As a member, you'll gain access to personalized services designed to meet your needs from checking and savings accounts to loans and credit options all tailored with your best interests in mind. To get started, you can find more detailed eligibility criteria at http://www.psccu.org/about-us-belong/membership .aspx . When you're ready to open an account, visit http://www.psccu.org/spend/apply .aspx , or give us a call at (425) 531-7500 for assistance. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $125,665, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to simplify payment processing. Imagine having the ability to accept payments seamlessly from customers whether they're using cards or mobile payments right at your fingertips. Our services make transactions smooth, allowing you to focus on what matters most: growing your business. Located at 1703 Dock St Ste A Tacoma Wa 98402, Tacoma, WA 98402, we are here Monday through Friday from 8:00 am to 4:00 pm. Reach out at (425) 531-7500 for more information about how our business banking solutions can empower your venture!

Comprehensive List Of Services

ATM Services

While we currently do not have ATMs on-site or drive-thru services available at our Tacoma branch, we ensure easy access for cash withdrawals through shared networks in the area. At Puget Sound Cooperative in Tacoma, WA, we prioritize your financial well-being by providing convenient services designed around your needs. If you're ready to explore how we can support your financial journey or if you have any questions about our offerings, don't hesitate to reach out! Call us at 425-531-7500 or visit us online at psccu.org. Let's work together towards achieving your financial dreams!

Business Banking

For small business owners, we offer comprehensive business banking services, including merchant services and business loans. We understand the unique challenges businesses face and provide tailored solutions to help them thrive.

Credit Cards

With our credit cards featuring rewards, enjoy benefits every time you spend. From cashback offers to travel points, there's something for everyone. It's not just about making purchases; it's about earning while you spend.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. That's why we offer robust online and mobile banking features that allow you to check balances, transfer funds, pay bills, and manage your accounts from anywhere. Plus, with options like mobile payments and person-to-person transfers, managing your money has never been easier.

Home Loans

If you're ready to buy a home or refinance your existing mortgage, our mortgage loans and refinancing services will guide you through every step of the process. We understand that purchasing a home is one of the biggest decisions you'll make, and we're here to ensure it's as smooth as possible.

Personal Banking

Whether you're just starting out or looking to manage your finances more effectively, our personal banking services are tailored for you. We offer checking and savings accounts that suit various lifestyles and preferences. Imagine having a checking account that helps you track your spending while offering great rewards for everyday purchases. Our savings accounts are perfect for building an emergency fund or saving for a special occasion.

Personal Loans

For those unexpected expenses or when you need extra cash, consider our personal loans and debt consolidation options. Whether it's medical bills, home repairs, or consolidating credit card debt into one manageable payment, our team is here to assist you in finding a solution that works.

Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easier than ever to hit the road in style. With competitive rates and flexible terms, we can help you find the right loan that fits your budget. Whether it's a new ride or a reliable used vehicle, we've got you covered.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is open 24/7, giving you the freedom to check your account balances, transfer funds, and pay bills whenever it suits you. Plus, with our mobile application, available for download now, you can manage your money right from your phone. Whether you're at home or on the go, your finances are always at your fingertips. We also provide electronic statements (Yes) for those who prefer to keep things paperless. This not only helps the environment but also makes it easy to track your transactions without the clutter of physical documents. Additionally, our electronic signature authorization feature means you can sign documents quickly and securely without needing to print anything out saving you time and effort.

Stay Connected with Mobile Payments

For even greater convenience, take advantage of our mobile payments feature (Yes). With this service, making purchases directly from your smartphone has never been simpler. Need to split a bill? Our person-to-person transfers (Yes) allow you to send money instantly to friends and family with just a few taps. At Puget Sound Cooperative, we prioritize your safety. Our online banking system is equipped with advanced security measures to protect your personal information while allowing you easy access to manage your accounts. Join us today and discover how our digital banking services can enhance your financial experience!

Financial Strength

Building Trust Together

Total Share Accounts: 24,661 show a strong and growing member base that trusts us with their finances. This trust fuels our commitment to providing exceptional service and value. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Puget Sound Cooperative is your trusted partner. Visit us at 1703 Dock St Ste A Tacoma Wa 98402 or call (425) 531-7500 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $19,179,878 in undivided earnings, we continually reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. This commitment allows us to support your financial journey effectively.

Community-Focused Resources

Unlike traditional banks, we prioritize our members. With non-member deposits at $62,399,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community means your financial health is always top of mind.

Diverse Lending Options

We understand that every member has unique needs. That's why we offer robust lending options. With $137 in used auto loans and $234,943,159 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Your savings are in good hands at Puget Sound Cooperative. We have secured $53,296,070 in share certificates, providing you with stable and rewarding growth opportunities. While our money market shares currently stand at $0, our focus remains on delivering the best possible returns for our members.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 30 full-time employees and 1 part-time employees who are dedicated to serving you with expertise.

Solid Financial Foundations

With a net worth of $20,772,134, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $812 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,356,732 in used vehicle loans and $3,056,112 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles.

Business Loans

For business owners, our outstanding commercial loans totaling $125,665 provide the capital needed to grow and expand your operations. If you're looking to invest in your business's future, we are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,978,913, make buying or refinancing simple. We can assist you whether you're purchasing your first home or looking to refinance your current mortgage.

Refinancing Options

If you're considering refinancing any existing loans or need assistance determining eligibility for our services, we're here to help guide you through the process. Our team is dedicated to ensuring you find the best options tailored to your financial situation. For more information about our loan offerings or to speak with one of our knowledgeable representatives, please call us at 425-531-7500 or visit us at 1703 Dock St Ste A Tacoma WA 98402. We're open Monday through Friday from 8:00 am to 4:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,533,683 in loans helping members manage their finances effectively. Our credit card options come with rewards and no hidden fees so you can spend confidently.

Loan Aggregator

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Puget Sound Cooperative