Puget Sound Cooperative Renton WA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Puget Sound Cooperative, your trusted financial partner located at 17620 Talbot Rd S, Renton, WA 98055. Established in 1936, our credit union has proudly served the community for over 85 years, growing to a strong membership of 17,827 individuals who rely on us for their banking needs. With total assets exceeding $255,740,190, we are committed to providing valuable services that enhance the financial well-being of our members. At Puget Sound Cooperative, we believe in fostering a sense of community and belonging. Our dedicated team of 31 employees, led by CEO Brandy McBride and Board President Marc Stepper, is here to support you with a variety of services including personal banking, auto loans, mortgage options, and business financing. We understand that every member's financial journey is unique, which is why we tailor our offerings to meet your specific needs. While members can visit us at our branch location, official correspondence should be sent to 17620 Talbot Rd S, Renton, WA 98055. We invite you to explore our comprehensive range of services designed with you in mind. With $13,478,409 in total deposits and a net worth of $20,772,134, we have the resources to help you achieve your financial goals. Our commitment goes beyond just numbers; it's about building lasting relationships within our community. Whether you're looking for guidance on managing your finances or seeking competitive loan options like our popular auto loans with a total outstanding balance of 12,691 we're here for you every step of the way. Ready to take control of your financial future? Visit us today or give us a call at 425-251-5161. Your journey starts here!

Branch History & Mission

Our Mission

Our mission is simple yet profound: to empower our members through accessible financial services while fostering strong community connections. We believe that everyone deserves a chance to achieve their financial goals, and we strive to make banking easy and inclusive for all. Whether you're looking for checking accounts, auto loans, or mortgage options, Puget Sound Cooperative is here to support you every step of the way. We are dedicated to creating an environment where members feel valued and supported. Our staff works tirelessly to build relationships within the community, partnering with local organizations to provide outreach programs and resources that make a real difference in people's lives. While members can visit us at 17620 Talbot Rd S, official correspondence should be sent to the same address since it serves both as our branch and mailing location. We invite you to reach out with any questions at 425-251-5161 or explore our website at www.psccu.org for more information on how we can serve your financial needs. As we continue on this journey together, we welcome you to join Puget Sound Cooperative. Experience firsthand the benefits of being part of a community-focused credit union committed to your success!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is ADA compliant, featuring ramps and designated parking spaces for those who need them. With ample parking available, you can easily stop by without any hassle.

Operating Hours

Our doors are open Monday through Friday from 8:00 AM to 4:00 PM, providing plenty of time for you to come in and get the help you need. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, we're here for you!

Services Offered

At the Puget Sound Cooperative Renton Branch, we offer a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our online and mobile banking services also allow you to manage your finances conveniently from anywhere. Need cash? We have an ATM on-site for quick withdrawals and balance checks. While we don't have drive-thru service at this location, our team is always ready to serve you inside with a smile. Feel free to give us a call at 425-251-5161 if you have any questions or need assistance before your visit. We look forward to welcoming you to the Puget Sound Cooperative Renton Branch soon!

Member Eligibility

Joining the Puget Sound Cooperative is like stepping into a caring community where your financial well-being is our priority. To become a member, you'll need to meet some simple eligibility criteria. If you're living or working in the areas we serve, or if you have a family member who is already part of our credit union, you're likely eligible! This means more than just access to great financial products; it's about being part of a supportive network that values you. You can learn all the specifics by visiting our detailed membership page at [this link]( http://www.psccu.org/about-us-belong/membership .aspx ). Once you know you qualify, opening an account with us is easy! Just visit [our account opening page]( http://www.psccu.org/spend/apply .aspx ) to get started. If you have questions or need assistance, don't hesitate to reach out at 425-251-5161. We're here to help you take this exciting step toward becoming a member of the Puget Sound Cooperative family, located at 17620 Talbot Rd S, Renton, WA 98055. Your journey toward better banking starts here!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $125,665, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that simplify payment processing for your business. Whether you're running a small shop or a larger enterprise, our services ensure you can accept payments easily and securely. This means faster transactions and happier customers, allowing you to focus on what you do best growing your business. Visit us at 17620 Talbot Rd S Renton Wa 98055 or give us a call at (425) 251-5161 to learn how we can support your business banking needs!

Comprehensive List Of Services

Accessibility

At Puget Sound Cooperative, we strive to ensure that our services are accessible for everyone. Whether you prefer visiting us in person or utilizing our digital platforms, we're here to assist you every step of the way. Our branch operates Monday through Friday from 8:00 AM to 4:00 PM, so feel free to reach out at (425) 251-5161 if you have any questions. In summary, whether you're looking for personal banking solutions like checking accounts and loans or business services tailored to help you thrive, Puget Sound Cooperative has got you covered. Visit us today at 17620 Talbot Rd S Renton Wa 98055 in Renton, WA or explore more online at Renton Branch. We look forward to serving you!

Business Banking

For entrepreneurs and small business owners, we understand that having reliable financial support is crucial. That's why we provide business banking services, including merchant services that make transactions seamless for you and your customers. Our business loans are designed to give your enterprise the boost it needs to grow.

Credit Cards & Rewards

To enhance your purchasing power, our credit cards with rewards offer benefits that suit your lifestyle. Earn points on your everyday purchases, which can be redeemed for travel, cash back, or other exciting rewards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our comprehensive online and mobile banking features allow you to manage your finances anytime and anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with our ATM services, withdrawing cash or checking your balance is just a few taps away.

Personal Banking

Managing personal finances should be straightforward, and that's why we offer various checking and savings accounts designed with you in mind. For those looking to purchase a new car or refinance an existing vehicle, our auto loans and vehicle financing options are competitive and easy to understand. If you're thinking about buying a home, our mortgage loans and refinancing services can help you navigate the process smoothly. We also provide personal loans and debt consolidation, allowing you to tackle unexpected expenses or consolidate debts into manageable payments.

Digital & Online Banking

Accessible Anytime

No matter where life takes you, our online and mobile banking services provide the flexibility you need to manage your finances effectively. From checking your balance during lunch breaks to paying bills late at night, we've got you covered. Join us at Puget Sound Cooperative today and experience the ease of digital banking! Your financial journey is just a few clicks away.

Convenient Online Banking

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills without ever having to step foot in a branch. Just visit https://www.psccu.org/ to get started! Whether you're at home or on the go, accessing your financial information is just a click away.

Secure Transactions

Security is our top priority at Puget Sound Cooperative. We offer electronic signature authorization for your peace of mind, ensuring that every transaction is safe and reliable. Additionally, opting for e-statements means you can view your account statements digitally, reducing clutter while keeping sensitive information secure.

User-Friendly Mobile App

For members who prefer using their smartphones, our mobile application makes banking even more convenient. You can manage your accounts, deposit checks with just a snap of your phone's camera, and even make mobile payments securely. Plus, with person-to-person transfer options, sending money to friends or family is quick and easy no cash needed!

Financial Strength

Building Trust Together

Total Share Accounts stand at 24,661, highlighting a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Puget Sound Cooperative is your trusted partner. Visit us at 17620 Talbot Rd S Renton Wa 98055 or call 425-251-5161 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $19,179,878 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $234,943,159 in total loans and leases and 137 used auto loans currently available.

Member-Centric Savings Solutions

Members' savings are secured through $53,296,070 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $62,399,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, showcasing our focus on sustainability and responsible management of resources. We also take pride in having 30 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Position

With a net worth of $20,772,134, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 812 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,356,732 in used vehicle loans and $3,056,112 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can fit your budget.

Credit Lines

For those looking for additional flexibility, our credit lines are available with a total amount of $18,000,000. This option allows you to borrow as needed while only paying interest on what you use. If you're considering refinancing or exploring eligibility options for any of our loan products, please reach out to us at 425-251-5161 or visit us at 17620 Talbot Rd S Renton Wa 98055. We're here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,978,913, make buying or refinancing simple. We provide various terms and competitive rates to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,533,683 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and come with rewards that can benefit you as you spend.

Loan Aggregator

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Puget Sound Cooperative