Puget Sound Cooperative Bellevue WA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Puget Sound Cooperative, your trusted partner in financial growth and community support. Located at 11201 SE 8th St, Bellevue, WA 98004, we have proudly served our members since 1936. With a commitment to providing personalized banking services, we are here to help you achieve your financial goals. At Puget Sound Cooperative, our membership has grown to over 17,827 individuals who benefit from our wide range of financial products, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. As of now, we boast total assets of $255,740,190 and total deposits amounting to $13,478,409. Our dedication to responsible lending is evident in our total loans and leases reaching 12,691, ensuring that we can meet the diverse needs of our community. Led by CEO Brandy McBride and Board President Marc Stepper, our team of 31 employees is passionate about helping you navigate your financial journey. We pride ourselves on being a part of the Bellevue community and strive to make a positive impact through various initiatives and support programs. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 11201 SE 8th St, Suite 208, Bellevue, WA 98004-6420. If you're ready to take the next step in your financial journey or have questions about our services, don't hesitate to reach out. Call us at 425-283-5151 during our lobby hours Monday through Friday from 8:00 am to 4:00 pm or visit us online at www.psccu.org. We look forward to serving you!

Branch History & Mission

Commitment to Innovation and Community

As technology evolves, so do we. At Puget Sound Cooperative, we are dedicated to ensuring our services meet the highest standards of accessibility and innovation. We are proud to be ADA compliant and continually seek ways to enhance your banking experience through digital advancements like mobile payments and online account management. Our commitment doesn't stop at banking; we actively engage with local organizations and initiatives that strengthen our community ties. From supporting local events to providing educational resources about financial literacy, we're here not just as your bank but as a partner in your journey. We invite you to join us at Puget Sound Cooperative. Experience firsthand how we blend tradition with modern banking solutions tailored just for you. Whether you're looking to open an account or simply want to learn more about how we can help, give us a call at (425) 283-5151 or visit us during our operating hours: Monday through Friday from 8:00 am to 4:00 pm. Together, let's build a brighter financial future!

Our Mission

At Puget Sound Cooperative, our mission is simple yet powerful: to provide exceptional financial services while uplifting our community. We believe in making banking accessible and beneficial for everyone, which is why we offer a range of products including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our goal is to empower individuals and families by helping them achieve their financial dreams. While members can visit us at 11201 Se 8Th St Bellevue Wa 98004, official correspondence should be sent to 11201 SE 8th St, Bellevue, WA 98004-6420 if it's different from the physical location. We understand that convenience matters; that's why we offer online and mobile banking services for your ease.

Branch Location & Accessibility

Get in Touch

We invite you to visit us soon! If you have any questions or would like more information about our services before your visit, feel free to give us a call at 425-283-5151. At Puget Sound Cooperative, we're not just a credit union; we're your partners in financial success!

Operating Hours

Our lobby is open Monday through Friday from 8:00 AM to 4:00 PM, making it easy for you to fit banking into your busy schedule. Whether you need assistance with personal banking services or want to explore loan options, our friendly staff is ready to assist you during these hours.

Parking and Accessibility

At Puget Sound Cooperative, we prioritize your convenience. Our branch offers ample parking spaces right outside the entrance for easy access. Plus, we are committed to being accessible to everyone. Our facilities include ADA-compliant features like ramps and wide doorways, ensuring all our members feel welcome.

Services Offered

Although we currently do not have ATM or drive-thru services available at this location, we offer a comprehensive range of services that can meet your banking needs. From checking and savings accounts to auto loans and mortgages, we're dedicated to providing tailored financial solutions. If you're looking for business banking options or online services like mobile banking and e-statements, we've got you covered!

Member Eligibility

At Puget Sound Cooperative, we believe that everyone deserves the chance to belong to a community that supports their financial goals. Joining us as a member is an exciting opportunity, and it's easier than you might think! If you live or work in certain areas, or if you're related to someone who is already a member, you may qualify to join. We welcome individuals from all walks of life, and our mission is to provide a friendly and inclusive environment where you can thrive. For more detailed information about eligibility, feel free to check out our website at http://www.psccu.org/about-us-belong/membership .aspx . Opening an account with us is straightforward and designed with your convenience in mind. Whether you're looking for checking accounts, savings options, or loans, we've got you covered. Our dedicated team is here to help you every step of the way. If you have any questions or want to start the process, don't hesitate to give us a call at (425) 283-5151. We're excited to help you become part of the Puget Sound Cooperative family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $125,665, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that simplify transactions for your business. Imagine being able to accept payments quickly and securely from your customers, whether they are shopping online or in-store. Our solutions provide you with the tools you need to manage your finances effectively, allowing you to focus on what you do best running your business. Located at 11201 Se 8Th St Bellevue Wa 98004 in Bellevue, WA, our team is ready to assist you with personalized service and expertise. For inquiries or assistance, call us at (425) 283-5151. Let us partner with you on your journey towards success!

Comprehensive List Of Services

Connect with Us

Ready to learn more about how we can assist you? Give us a call at (425) 283-5151 or visit us online at https://www.psccu.org/ for more information on becoming a member or opening an account today! At Puget Sound Cooperative, we're not just a credit union; we're part of your community and committed to helping you thrive financially.

Convenient Banking at Your Fingertips

In today's busy world, convenience matters more than ever. That's why Bellevue Office provides robust online and mobile banking features. Whether you're checking balances from home or making transfers on the go, managing your finances has never been easier. You can access all these services right from your smartphone or computer! While we currently do not have ATM services available at our branch location, our team is always ready to assist you during lobby hours: Monday through Friday from 8:00 am to 4:00 pm.

Personal Banking Made Easy

When it comes to personal banking, we offer checking and savings accounts that fit into your lifestyle. Imagine having easy access to your money with no hidden fees. Our accounts are designed for everyone, whether you're just starting out or looking to manage a growing family budget. For those looking to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. You can drive off in your dream car without the stress of overwhelming payments. If you're thinking about homeownership or refinancing your existing mortgage, our mortgage loans are tailored to help you secure the best rates available. Additionally, we understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help you manage those costs efficiently. With us by your side, you can tackle any financial hurdle with confidence.

Rewards and Business Solutions

Don't forget about our credit cards with rewards! They allow you to earn points on every purchase, making it easier for you to enjoy great benefits while managing your expenses. If you're a business owner, we've got you covered too. Our business banking services, including merchant services and business loans, make it simple for you to manage cash flow and grow your enterprise without unnecessary hassle.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization. This means you can complete important transactions without needing to visit the branch. Plus, e-statements are available, letting you view your account statements digitally and reducing paper clutter. For those who prefer managing their accounts on the go, our mobile application is a game changer. With mobile payments enabled, you can make purchases directly from your phone perfect for busy lifestyles. Additionally, our person-to-person transfer option allows you to send money to friends or family quickly and easily. We take security seriously. Our digital banking services are designed with multiple layers of protection to keep your information safe while providing an intuitive experience. You can feel confident knowing that every transaction is secure. Whether you're checking your balance or making payments, our digital banking tools provide real-time management of your finances in a way that's simple and efficient. Experience the convenience of modern banking with Puget Sound Cooperative today!

Financial Strength

At Puget Sound Cooperative, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your hard-earned money. With a net worth of $20,772,134, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $812 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $53,296,070 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $62,399,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $19,179,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident in our lending practices; we have $137 in used auto loans and $234,943,159 in total loans and leases. This means we are here to help you with financing options that fit your needs. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We're proud of our team as well comprised of 30 full-time employees and 1 part-time employees who are dedicated to providing exceptional service. Additionally, the strength of our member community is highlighted by our 24,661, showcasing a growing base of individuals who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Puget Sound Cooperative is your trusted partner. Visit us at 11201 Se 8Th St Bellevue Wa 98004 or call (425) 283-5151 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,356,732 in used vehicle loans and $3,056,112 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that suit every budget.

Credit Lines

For those needing additional financial flexibility, we offer credit lines totaling $18,000,000. These lines can help you manage cash flow for personal or business needs without the stress of traditional loan payments. At Puget Sound Cooperative located at 11201 Se 8Th St Bellevue WA 98004, we're here to assist you with all your lending needs. For more information about our loan offerings or eligibility requirements, don't hesitate to call us at 425-283-5151. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our website at psccu.org for more details on how we can support you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,978,913, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the journey toward owning your own home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $2,533,683 in loans helping members manage their finances effectively. This option can be an excellent way to cover unexpected expenses or consolidate debt without the need for collateral.

Loan Aggregator

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Puget Sound Cooperative