Manati PR Credit Union | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Puerto Rico, where your financial well-being is our top priority! Located at 148 Bda Felix Cordova Davila, Manati, PR 00674, the Prfcu Manati Branch is more than just a credit union; it's a community hub dedicated to serving over 23,751 members with tailored financial solutions since 1960. Under the leadership of our CEO, Jomar Martinez Gomez, and Board President, Gregorio Ramos, we take pride in offering personalized services that meet the diverse needs of our members. At the heart of our operations is a commitment to transparency and trust. With total assets of $197,316,026 and total deposits amounting to $11,971,991, we ensure that your money is safe and growing. Our lending portfolio boasts 10,269 loans and leases, empowering members to achieve their dreams whether it's buying a new car or starting a business. While you can always visit us at our branch for friendly service and support, please note that official correspondence should be directed to our mailing address: 55 Calle Resolucion, Caparra, PR 00920-2727. We invite you to explore our wide range of services from checking and savings accounts to auto loans and credit cards with rewards. Our goal is not just to serve you but to help you thrive financially in your everyday life. Ready to take control of your financial future? Call us today at 787-749-0500 or visit us online at prfedcu.com to learn more about how we can assist you!

Branch History & Mission

Community Engagement

Over the years, we have made significant strides in community engagement. Our partnerships with local organizations allow us to give back effectively, supporting initiatives that uplift our neighborhoods and foster growth. We are dedicated to creating a positive impact through community outreach efforts that resonate with the values of our members.

Modern Banking Solutions

As times change, so do we. Our commitment to innovation means that we embrace digital advancements while ensuring accessibility for all. We offer online and mobile banking services, allowing members to manage their accounts conveniently from anywhere. Our ADA-compliant facilities ensure everyone can access our services without barriers. Join us today and experience the benefits of being part of a community-focused credit union that prioritizes your financial well-being. At Puerto Rico, you're not just another member; you're part of our family! For more information or assistance, feel free to call us at (787) 749-0500 during our operating hours: 9:00 am - 3:00 pm from Monday to Friday (we're closed on Thursdays). We look forward to welcoming you!

Our Mission

Our mission goes beyond providing traditional banking services. We strive to offer a personal touch, ensuring that every member feels valued and supported in their financial journey. Whether it's personal banking options like checking and savings accounts or loans for vehicles and homes, we aim to meet the diverse needs of our community. Our credit cards come with rewards tailored for everyday use, and we also provide business banking services designed to help local entrepreneurs thrive. We believe that financial education is key to success. Through workshops and outreach programs, we work to enhance financial literacy among our members, helping them make informed decisions about their finances.

Branch Location & Accessibility

Accessibility Features

Accessibility is important to us. We ensure that everyone can visit our branch without hassle. Our location features ADA-compliant ramps and ample parking to accommodate all visitors comfortably. You'll find it easy to navigate through our space whether you're coming in for a quick transaction or a more in-depth conversation about your financial needs.

Banking Services

While we don't have ATM or drive-thru services available at this branch, we offer online and mobile banking options that allow you to manage your finances on the go. You can enjoy cash withdrawal services and other personal banking needs right from your device whenever it suits you. Our Manati Branch is dedicated to providing excellent service and support for all your banking needs. If you're looking for reliable financial solutions from people who care about their community, give us a call at 787-749-0500 or visit us today! We can't wait to meet you and help with your financial journey!

Operating Hours

We know your time is valuable! That's why we operate Monday through Friday from 9:00 AM to 3:00 PM. Please note that we are closed on Thursdays. During these hours, our friendly staff is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage options, and even credit cards with rewards.

Member Eligibility

At Puerto Rico, we believe that everyone deserves a chance to belong to a supportive community where their financial needs are prioritized. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're already on the path to joining us. We proudly serve individuals from all walks of life, so whether you're looking for personal banking options or seeking assistance with loans, there's a place for you here. You can find all the details about eligibility on our website. Once you've checked your eligibility, opening an account is just as easy! Our friendly team is ready to guide you through the process and answer any questions you might have. Feel free to reach out to us at (787) 749-0500 for more information or simply stop by our branch located at 148 Bda Felix Cordova Davila Manati Pr 00674. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing for your business. Picture this: you've just made a sale, and with our streamlined payment solutions, you can instantly accept payments from various methods credit cards, mobile payments, and more allowing you to focus on what really matters: serving your customers. Located at 148 Bda Felix Cordova Davila Manati Pr 00674 in Manati, PR, we're here to be your trusted partner on the path to success. Connect with us today at (787) 749-0500 to explore how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, our business banking services include essential tools like merchant services and business loans tailored to support your growth and success. We believe in the potential of local businesses and are committed to helping them thrive in today's economy.

Credit Card Rewards

Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases. These rewards can add up quickly, giving you benefits that make spending feel a little more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, transfer funds, and even send money to friends using our person-to-person service. Plus, our ATM and cash withdrawal services ensure that accessing your cash is never a hassle. Our commitment at Puerto Rico goes beyond just providing services; it's about building relationships with our members and understanding their unique needs. If you're ready to experience personalized banking that puts you first, don't hesitate to reach out! Feel free to contact us at (787) 749-0500 or visit us at 148 Bda Felix Cordova Davila Manati Pr 00674 in Manati, PR. We look forward to serving you!

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer personal banking services designed to simplify your life. Our checking and savings accounts come with features that help you save for the future while giving you easy access to your funds when you need them. If you're thinking about purchasing a vehicle, consider our auto loans and vehicle financing options, which provide competitive rates to help you drive away in your dream car without breaking the bank. Homeownership is also within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we guide you through every step, making it easier than ever to achieve your homeownership goals. Additionally, if you find yourself in need of extra cash, our personal loans and debt consolidation options can assist in managing expenses effectively.

Digital & Online Banking

Online Banking Features

With our 24/7 online banking services, you can check your balances, transfer funds, and pay bills with just a few clicks. We also provide electronic statements, making it easy to stay organized without the clutter of paper. You can opt for e-statements at any time, allowing you to view your financial information securely and conveniently. For those who love using their smartphones, our mobile application is available for easy access to all your banking needs. With features like mobile payments, managing your finances has never been simpler. You can send money quickly through person-to-person transfers without needing cash or checks.

Security You Can Trust

Your security is our top priority. While we currently do not offer electronic signature authorization, we ensure that all transactions on our digital platforms are protected with robust security measures. This means you can bank with confidence knowing that your personal information is safe. Whether you're checking your account balance or making a quick payment while out shopping, Puerto Rico offers user-friendly tools to help you manage your finances effectively. Our goal is to provide you with accessible and efficient banking solutions that fit seamlessly into your lifestyle. Experience the ease of banking from the comfort of your home or wherever life takes you. Join us today at https://prfedcu.com/!

Financial Strength

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $5,910,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Trust

Total Share Accounts stand at 26,587, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $2,044,790, further showcasing our commitment to responsible management of your funds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Puerto Rico is your trusted partner. Visit us at 148 Bda Felix Cordova Davila Manati Pr 00674 or call (787) 749-0500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $62,925,989 in share certificates, offering stable and rewarding financial growth opportunities. While our money market shares stand at $0, rest assured that your funds are managed with care.

Operational Efficiency

Our operational efficiency is reflected in our $209,036, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and no part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Growth

With $21,360,065 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also impressive, with $345 in used auto loans and $132,087,778 in total loans and leases supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $24,307,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.32% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,603,176 in used vehicle loans and $66,050,129 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options that fit your budget and lifestyle.

Credit Lines and Refinancing Options

For those looking for additional flexibility, we also provide access to credit lines totaling $20,100,000. If you're considering refinancing your current loans for better terms or lower interest rates, our team is here to guide you through the process. Our dedicated staff is ready to assist you with any questions about eligibility or the application process. You can reach us at (787) 749-0500, or visit us at our branch located at 148 Bda Felix Cordova Davila Manati Pr 00674, Manati, PR during our operating hours from 9:00 am to 3:00 pm Monday through Friday (Thursday - Closed). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent information so you can make informed decisions about your financial future. Let us help you take the next step toward achieving your dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $548,815, make buying or refinancing simple. We work with you to find the right mortgage solution that meets your needs while providing competitive rates.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans, with a total of $4,722,446 in loans helping members manage their finances effectively. This option allows you to access funds without needing collateral, giving you the freedom to use your credit as needed.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means you receive fair and transparent offers tailored to your needs.

PUERTO RICO FEDERAL CREDIT UNION - Manati, PR

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