Member Eligibility
Becoming a member of Puerto Rico is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the Aguadilla area, you're already on the path to membership! Our community is open to anyone who shares our values and commitment to helping each other succeed. Joining us means gaining access to a range of services designed to make your financial life easier, from personal banking and auto loans to online banking options that fit your busy lifestyle. If you're ready to take the next step, opening an account is simple! Just give us a call at (787) 890-8251 or visit us at 35 Ramey Shopping Ctr Aguadilla Pr 00603 for more information. For detailed eligibility criteria, feel free to check out our resource. We can't wait to welcome you into our community!
Financial Strength
At Puerto Rico, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid foundation that supports your financial needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $24,307,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.32% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,925,989 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,910,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,360,065 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $345 in used auto loans and $132,087,778 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is highlighted by a net income of $209,036, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees ready to serve you with knowledge and commitment. Total Share Accounts stand at 26,587, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $2,044,790. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Puerto Rico is your trusted partner. Visit us at 35 Ramey Shopping Ctr Aguadilla Pr 00603 or call (787) 890-8251 to learn more about how we can help you achieve your financial goals.
