Publix Employees Credit Union Royal Palm Beach FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Publix Employees, your trusted credit union located at 11957 Southern Blvd, Royal Palm Beach, FL 33411. Since our establishment in 1978, we've proudly served a growing community of over 115,875 members. At Publix Employees, we believe in the power of collaboration and support, ensuring that every member feels valued and secure in their financial journey. With total assets exceeding $1.5 billion, our strong financial foundation reflects our commitment to serving you better. We offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Our team, led by CEO Jeremiah Kossen and Board President Linda Hall, is dedicated to creating a welcoming environment where your needs come first. While members can visit us at our branch location, official correspondence should be directed to the same address: 11957 Southern Blvd, Royal Palm Beach, FL 33411-7619. With total deposits amounting to $212,612,226 and a net worth of $177,765,802, we have the resources to assist you effectively. Our offerings extend beyond traditional banking; we provide online and mobile banking options for your convenience. Whether you're looking to open a new account or take out a loan our friendly staff is just a call away at 561-832-2629. Join us today at Publix Employees Credit Union and experience personalized service that puts you first! Visit our website at pefcu.com for more information or to start your membership journey. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking. We actively participate in local events and initiatives aimed at uplifting our community. By forming partnerships with local organizations, we contribute to various outreach efforts that support education, health, and financial literacy programs. While members can visit us at 11957 Southern Blvd, official correspondence should be sent to 11957 Southern Blvd, Royal Palm Beach, FL 33411-7619 for your convenience. Join us at Publix Employees Credit Union and experience how our legacy continues through meaningful relationships and dedicated support. Together, we can build a brighter financial future for you and your family! If you're interested in becoming part of our growing family or learning more about what we offer, call us at 561-832-2629 or visit us online at www.pefcu.com.

Our Mission

At Publix Employees, our mission is clear: we strive to enhance the financial well-being of our members while making a positive impact in the communities we serve. We believe in putting people first this means offering personalized banking experiences that cater to individual needs. Our approach combines traditional banking values with modern technology. Members can enjoy the convenience of online and mobile banking while still benefiting from face-to-face interactions at our branch. We also pride ourselves on being accessible to everyone. With features like ADA compliance and drive-thru banking services available during our operating hours Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM and Wednesday from 10:00 AM to 5:00 PM we make it easy for all members to engage with us. Additionally, we provide ATM services for quick transactions.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is equipped with ADA-compliant features including ramps and accessible parking spaces, ensuring everyone can easily access our services. Plus, we offer both ATM and drive-thru banking options for your convenience.

Operating Hours

Our dedicated team is here for you Monday through Friday from 8:30 AM to 5:00 PM, and on Wednesday from 10:00 AM to 5:00 PM. Whether you need assistance with personal banking or business services, we're ready to help during these hours.

Services Offered

At the Publix Employees branch, we take pride in offering a variety of financial services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have solutions that meet your unique needs. Our drive-thru service allows for quick deposits and withdrawals without leaving your car! For any questions or to learn more about our services, feel free to give us a call at 561-832-2629. We look forward to welcoming you soon!

Member Eligibility

At Publix Employees, we believe that becoming a member is more than just opening an account it's about joining a warm and welcoming community that supports your financial journey. If you're interested in becoming a part of our family, you'll be happy to know that membership is open to those who meet our eligibility criteria. Generally, you can qualify if you're an employee of Publix or related to someone who is, which makes it easy for many to join us. We invite you to check out the detailed eligibility requirements at http://www.pefcu.com/accounts/more-account-info/check-membership-application-status/. Once you're ready to take the next step, opening an account with us is straightforward and user-friendly. You can start your application online at https://olb.pefcu.com/enrollment, or feel free to give us a call at (561) 832-2629 if you have any questions or need assistance. Located conveniently at 11957 Southern Blvd Royal Palm Beach Fl 33411, we're here to help you every step of the way as you embark on this exciting new chapter with Publix Employees!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loan options, we offer comprehensive merchant services that streamline your payment processes. Imagine being able to accept payments quickly and securely whether in-store or online allowing you more time to focus on what you do best: running your business. Our services include everything from point-of-sale systems to e-commerce solutions tailored for your needs. When you're ready to take your business to the next level, reach out to us at (561) 832-2629 or visit us at Publix Employees. Together, we can build a brighter future for your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Whether you're looking to expand your operations, purchase new equipment, or cover day-to-day expenses, our commercial loans are designed to help you achieve your goals.

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, Business Banking services are available to support your ventures. From merchant services that make transactions seamless to business loans aimed at growing your company, we understand what it takes to thrive in today's market.

Digital Banking Convenience

In this fast-paced world, managing your finances from anywhere is crucial. That's why we emphasize our Online & Mobile Banking features. Whether you're checking balances or transferring funds on the go, you'll find it easy and convenient with just a few taps on your smartphone. Need cash quickly? Our ATM & Cash Withdrawal Services ensure access when you need it most. For those who prefer face-to-face interactions, we offer basic Drive-Thru Banking for quick deposits and withdrawals without leaving your car a perfect solution for busy days!

Financial Flexibility at Your Fingertips

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play, helping you manage those financial bumps with ease. Plus, our credit cards come with rewards that can benefit your everyday purchases think about earning points on groceries or gas that lead to future discounts!

Personal Banking Made Easy

Navigating your finances should be simple and stress-free. That's why we offer Personal Banking services like checking and savings accounts tailored to fit your lifestyle. Imagine opening a new checking account that helps you manage your daily expenses while offering competitive interest rates on savings. This can give you peace of mind as you watch your savings grow over time. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options are crafted with your budget in mind. Picture yourself driving off in that new car you've been eyeing, knowing you got it financed at an excellent rate. Additionally, if you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services will guide you through the process smoothly.

We're Here for You

At Publix Employees, located conveniently at 11957 Southern Blvd Royal Palm Beach Fl 33411, we're committed to providing exceptional service that meets your needs now and in the future. If you're ready to explore how we can assist you further or have any questions about our services, don't hesitate to reach out! Call us at (561) 832-2629, or visit us online at Pefcu/royal Palm Beach Branch. Join us today and discover how easy banking can be!

Digital & Online Banking

Enhanced Features

We prioritize your security. Our electronic signature authorization ensures that your transactions are safe and verified. You can also opt for e-statements, which provide a paperless way to keep track of your account activity while reducing clutter. For those who love the convenience of modern technology, our mobile payments feature allows you to pay with just a tap of your phone. It's a fast and hassle-free way to make purchases without needing cash or cards. At Publix Employees, we believe in making banking accessible for everyone. Our digital tools help you stay on top of your finances easily and effectively. Join us today and experience the convenience of banking designed for your needs!

Key Services

Our online banking services, available at https://www.pefcu.com/, allow you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you have the power to manage your finances 24/7 through our secure online portal. Want to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just enter their information, and you're set! Plus, with our mobile application, available for download on major app stores, you can perform these transactions right from your smartphone.

Financial Strength

At Publix Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your finances are in capable hands. With a net worth of $177,765,802, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,145 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $203,006,820 in share certificates and $320,952,683 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $173,153,522 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $9,061 in used auto loans and $777,894,247 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 264 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 235,887, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Publix Employees is your trusted partner. Visit us at 11957 Southern Blvd Royal Palm Beach Fl 33411 or call (561) 832-2629 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,668,543 in used vehicle loans and $94,584,100 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can provide the support you need to make it happen.

Credit Cards

Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $72,050,813 in loans helping members manage their finances effectively, we offer flexible terms designed to suit your lifestyle.

Eligibility and Refinancing Options

If you're considering refinancing existing debt or exploring eligibility options for our various loan products, we are here to assist you every step of the way. Our team is ready to provide information tailored specifically to your situation. For any questions or personalized assistance regarding our loan offerings, feel free to reach out at (561) 832-2629. We are located at 11957 Southern Blvd Royal Palm Beach Fl 33411, Royal Palm Beach, FL 33,411, and would be happy to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,128,834, make buying or refinancing simple. We strive to offer terms that fit your budget while guiding you through the entire process.

Loan Aggregator

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive fair and transparent offers based on reliable information. LendMesh focuses on providing: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"