Publix Employees Credit Union Lakeland FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Publix Employees at our Lakeland branch, where our commitment to serving you and our community is at the heart of everything we do. Located conveniently at 3005 New Tampa Hwy, Lakeland, FL 33815, our credit union has been a trusted financial partner since 1978. With a proud history of helping over 115,000 members, we take pride in providing personalized financial services tailored to your needs. At Publix Employees, we understand that managing your finances can be daunting. That's why we offer a range of services, from checking and savings accounts to auto loans and mortgages. With total assets of $1,548,324,819 and total deposits reaching $212,612,226, we are well-equipped to support your financial journey. Our dedicated team of 269 employees, led by CEO Jeremiah Kossen and Board President Linda Hall, is here to ensure you receive the best service possible. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3005 New Tampa Hwy, Lakeland, FL 33815-3468. We invite you to explore our online resources at www.pefcu.com for more information about our offerings. Join us as we continue to grow and serve the community with integrity and dedication. Whether you're looking for a new loan or just need assistance with your current accounts, feel free to reach out! Call us today at 863-683-6404 or visit our branch during business hours Monday through Friday from 8:30 AM to 5 PM (with extended hours on Wednesday starting at 10 AM). Your financial well-being is important to us, and we look forward to partnering with you!

Branch History & Mission

Looking Ahead

As technology advances, so do we. Our commitment includes offering online banking options, mobile payments, and e-statements to ensure that managing finances is easy and convenient for everyone. We are also proud of our dedication to ADA compliance, making sure that all members can access our services without barriers. If you're not yet part of our family, we invite you to join us at Publix Employees Credit Union. Experience firsthand how we can help you achieve your financial goals while being an active participant in your community. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at 863-683-6404 or visit us online at www.pefcu.com. We look forward to welcoming you!

Our Journey

Our journey began with a vision to provide accessible financial services tailored specifically for employees of Publix and their families. Over the years, we have expanded our offerings and embraced new technologies while remaining committed to personal service. The evolution from a small branch to a key player in the local economy showcases our commitment to growth and community involvement. As we established roots in Lakeland, we've made it a priority to stay connected with the needs of our members. We offer a range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We also prioritize accessibility; with an ATM available for your convenience and operating hours designed to fit your busy schedule Monday through Friday from 8:30 AM to 5 PM, and Wednesday from 10 AM to 5 PM.

Our Mission

At Publix Employees, our mission is simple yet powerful: to empower individuals and families by providing exceptional financial services while fostering a sense of community. We believe that banking should be about more than just transactions; it should be about building relationships and supporting one another. This philosophy drives us as we partner with local organizations and engage in outreach efforts that make a tangible difference in people's lives. While you can visit us at 3005 New Tampa Hwy, official correspondence should be sent to the same address for ease of communication.

Branch Location & Accessibility

Accessibility Features

At our Lakeland branch in Polk County, we prioritize accessibility for all our members. The facility is ADA compliant and features ramps for easy entry. Plus, there's ample parking available right outside the entrance, ensuring that you can get in and out without hassle.

Operating Hours

We understand that your time is valuable. That's why we offer convenient operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5 PM, and on Wednesday from 10 AM to 5 PM. Whether you're stopping by before work or during lunch breaks, our doors are open to assist you.

Services Offered

Our branch provides a range of services designed to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and credit cards with rewards, we have solutions for everyone. While we do not currently offer drive-thru service, you can enjoy ATM access for quick cash withdrawals and balance checks anytime. If you have any questions or would like more information about our services, please don't hesitate to give us a call at 863-683-6404. We look forward to welcoming you at the Publix Employees branch! Come visit us soon!

Member Eligibility

At Publix Employees, we believe that everyone deserves a supportive financial community, and becoming a member is the first step towards enjoying that experience. If you're connected to Publix whether as an employee, family member, or retiree you are eligible to join us! Our doors are open to those who want to take advantage of our wide range of services, from personal banking to loans and more. It's easy to start your journey with us; simply visit our website for detailed eligibility information at http://www.pefcu.com/accounts/more-account-info/check-membership-application-status/. If you're ready to open an account, you can do so online with just a few clicks through this link: https://olb.pefcu.com/enrollment. Should you have any questions or need assistance along the way, don't hesitate to call us at (863) 683-6404. We look forward to welcoming you into our family at Publix Employees, located at 3005 New Tampa Hwy Lakeland Fl 33815!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase that new piece of machinery you've been eyeing or securing a larger space for your growing team. With the right financing, these goals can become a reality.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment solutions are key. Our merchant services help streamline transactions, allowing you to focus on what truly matters running your business. From card processing to online payment systems, we ensure that you have the tools necessary to provide exceptional service to your customers. At Publix Employees, located at 3005 New Tampa Hwy Lakeland Fl 33815 in Lakeland, FL, we're dedicated to helping you navigate the financial landscape with ease. Let us partner with you as you take your business to the next level! For more information, give us a call at (863) 683-6404.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Enjoy convenient access to ATMs where you can make withdrawals or check balances without hassle. Plus, with mobile payment options available, managing your funds is simpler than ever. At Publix Employees, we strive to make banking accessible and user-friendly for everyone in the community. If you have any questions about our services or want assistance getting started, don't hesitate to call us at (863) 683-6404 or visit us in person at 3005 New Tampa Hwy Lakeland Fl 33815. We invite you to explore all that we have to offer and experience banking made easy!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever. We understand that buying a car is a big decision, so we offer competitive rates and flexible terms to ensure you get the right loan for your budget. Imagine driving off the lot in your dream vehicle without breaking the bank it's possible with us!

Business Banking

For our business members, we offer merchant services and business loans tailored to help grow your venture. Whether you're starting out or looking to expand an existing business, our financial solutions can provide the support you need to succeed.

Credit Cards with Rewards

Our credit cards come with rewards that make spending more enjoyable! Earn points on everyday purchases that can be redeemed for travel, gift cards, and more. With features like no annual fees and low-interest rates, you'll love using this card for all your shopping needs.

Mortgage Loans & Refinancing

If homeownership is on your radar, our mortgage loans are designed to help you secure the home you've always wanted. We also provide refinancing options that can lower your monthly payments or help you tap into your home's equity for renovations or other expenses. Our knowledgeable staff will guide you through every step of the process, making it simple and stress-free.

Personal Banking

We offer various personal banking options, including checking and savings accounts designed to fit any lifestyle. Whether you're saving for a vacation or just need a safe place for your everyday funds, our accounts provide the flexibility and security you need. Plus, with online and mobile banking, accessing your money is as easy as tapping your phone or clicking a button on your computer.

Personal Loans & Debt Consolidation

For those unexpected expenses or when you need a little extra cash, our personal loans can be a great solution. Additionally, if you're juggling multiple debts, we offer debt consolidation services to help simplify your payments and potentially lower your interest rates. It's all about finding the right fit for your financial situation.

Digital & Online Banking

Enhanced Convenience

Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends and family instantly. And if you're looking to make payments on the go, our mobile payments feature allows for quick and easy transactions without needing cash or cards. With 24/7 online banking services, you have the freedom to manage your accounts whenever it suits you best. No more rushing to the bank during business hours everything you need is just a click away. At Publix Employees, we are dedicated to providing accessible and user-friendly banking solutions that fit seamlessly into your busy lifestyle. Experience the future of banking today!

Key Services Offered

Our online banking platform, available at https://www.pefcu.com/, offers a wide array of features tailored to meet your needs. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application, managing your money has never been easier. Whether you're using Android or iOS, our app brings banking right to your fingertips. Security is paramount in everything we do. Our electronic signature authorization allows you to sign documents securely online, giving you peace of mind that your information is safe. Additionally, with e-statements available, you can view your account statements electronically eliminating the clutter of paper while keeping your personal information secure.

Financial Strength

At Publix Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which demonstrates our commitment to serving you reliably. With a net worth of $177,765,802, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,145 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $203,006,820 in share certificates and $320,952,683 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is reflected in our $173,153,522 in undivided earnings, which we reinvest into stronger lending options and enhanced security measures to serve our members better. With $9,061 in used auto loans and $777,894,247 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Even as we navigate the complexities of the economy, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 264 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 235,887, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Publix Employees is your trusted partner. Visit us at 3005 New Tampa Hwy Lakeland Fl 33815 or call (863) 683-6404 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

In addition to these key offerings, we provide various other loan products tailored to meet your needs. If you're looking for personal loans or debt consolidation options, our team can assist you in finding the right solution. At Publix Employees, we're committed to providing exceptional service and support throughout your borrowing journey. For those considering refinancing or seeking eligibility options, please reach out to us we're here to help you navigate these choices. For inquiries or assistance regarding our loan products, don't hesitate to contact us at (863) 683-6404. You can also visit us at our branch located at 3005 New Tampa Hwy Lakeland Fl 33815 in Lakeland, FL. Your financial success is our priority! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,668,543 in used vehicle loans and $94,584,100 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,128,834, make buying or refinancing simple. We provide personalized assistance to guide you through the mortgage process, ensuring that you find the best terms available.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $72,050,813 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can benefit your lifestyle.

Loan Aggregator

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Real-Time Rate Comparisons

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