Publix Employees Credit Union Lakeland FL | Best Auto Loans & Mobile Banking

Introduction

Welcome to Publix Employees Federal Credit Union, your trusted financial partner since 1978. Located at 3005 New Tampa Hwy, Lakeland, FL 33815, we are proud to serve a vibrant community with over 115,875 members. Our mission is to provide you with exceptional banking services that empower you to achieve your financial goals. With total assets exceeding $1.5 billion, we offer a range of products tailored to meet your needs, from checking and savings accounts to auto loans and mortgages. Our commitment to our members is reflected in our impressive total deposits of $212,612,226 and a strong net worth of $177,765,802. We understand the importance of having reliable financial support, which is why we have provided over 57,239 loans and leases to help our members thrive. Led by our dedicated CEO, Jeremiah Kossen, and Board President, Linda Hall, our team of 269 employees is here to ensure you receive personalized service every step of the way. We are not just about numbers; we're about building relationships within our community. While you can visit us at our branch for all your banking needs, please remember that official correspondence should be sent to our mailing address: P.O. Box 1000, Lakeland, FL 33802-1000. Explore how we can help you make the most of your finances today! Whether you're looking for personal loans or business banking solutions, we're here for you. Don't hesitate to give us a call at 863-683-6404 or visit our website at pefcu.com for more information. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As part of our commitment to serving you better, we've embraced digital advancements that make banking easier and more accessible than ever before. With features like online banking, mobile payments, and e-statements, managing your finances has never been simpler. We also ensure that our facilities are ADA compliant so everyone can access our services comfortably.

Community Engagement

Our dedication extends beyond just providing banking services; we strive to be an active participant in the Lakeland community. By partnering with local organizations and participating in various outreach initiatives, we aim to uplift those around us and create a positive impact. In closing, we invite you to join us at Publix Employees Federal Credit Union. Experience firsthand how we're not just a credit union but a community focused on helping you thrive financially. For any inquiries or assistance, please feel free to reach out at 863-683-6404 or visit us online at www.pefcu.com. Together, let's build a brighter financial future!

Our Mission

At the core of Publix Employees Federal Credit Union is our mission statement: "Empowering members through personalized financial services." We believe that every individual deserves access to the resources they need to achieve their financial goals. Whether it's opening a checking account, securing an auto loan, or planning for retirement, our team is here to support you every step of the way. We understand that financial literacy plays a crucial role in empowering our members. That's why we offer educational resources and workshops designed to enhance your understanding of personal finance. Additionally, we actively engage in community outreach programs that focus on improving the overall well-being of those around us.

Branch Location & Accessibility

Welcome to Publix Employees, your friendly neighborhood credit union located at 3005 New Tampa Hwy in beautiful Lakeland, Florida! Our branch is easy to find and conveniently situated near local landmarks, making it a breeze for members and visitors alike to stop by. Whether you're heading to the nearby shopping centers or enjoying a day out in Polk County, we're just around the corner. At Publix Employees, we pride ourselves on being accessible to everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spaces for those who need them. We want every member of our community to feel welcome when they visit us. Our operating hours are designed with your schedule in mind. We're here Monday through Friday from 8:00 a.m. to 5:00 p.m., ready to assist you with all your banking needs. If you have any questions or need assistance, don't hesitate to give us a call at 863-683-6404. For added convenience, we offer ATM services right at our location so you can manage your cash quickly and easily. While we do not have drive-thru service, our dedicated team is eager to help you inside the branch where we provide a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and much more. If you're sending official correspondence, please note that while you can visit us at our physical address, our mailing address is P.O. Box 1000, Lakeland, FL 33802-1000. We invite you to come visit us at Publix Employees Federal Credit Union where friendly faces and helpful service await!

Member Eligibility

At Publix Employees, we believe in creating a welcoming community where every member feels valued and supported. Becoming part of our family is simple! If you live, work, or worship in the area, or if you have a family member who is already a member, you're likely eligible to join us. We also welcome employees of Publix and their immediate family members. You can check all the details about eligibility by visiting our website at http://www.pefcu.com/accounts/more-account-info/check-membership-application-status/. Joining Publix Employees not only connects you with financial services tailored to your needs but also offers benefits like competitive rates on loans and access to personalized banking options. The process to open an account is easy and straightforward; just visit us online through this link: https://olb.pefcu.com/enrollment, or give us a call at (863) 683-6404 for assistance. We're here to help you take the first step towards better financial health!

Business Banking & Commercial Services

Merchant Services that Work for You

In addition to loans, we offer comprehensive merchant services. This means you can accept payments easily, manage transactions efficiently, and focus on what you do best running your business. With tools tailored for both small and large enterprises, you'll find the right fit to streamline your operations. Visit us at 3005 New Tampa Hwy Lakeland Fl 33815 in Lakeland, FL or contact us at (863) 683-6404 to learn more about how we can help your business thrive. Your success is our mission!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Imagine needing funds to expand your operations or invest in new equipment. Our loans are designed to help you seize those opportunities and drive your business forward.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide essential banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our tailored solutions can help ensure your business thrives.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Publix Employees offers robust online and mobile banking platforms. You can easily access your accounts, make payments, transfer funds, and even deposit checks right from your smartphone or computer. Our ATM services allow for quick cash withdrawals and balance checks without stepping into the branch, making it easier than ever to manage your money on the go.

Credit Cards and Rewards

With our credit cards featuring rewards programs, you can earn points on everyday purchases. Imagine earning cash back just by shopping for groceries or filling up your gas tank. These rewards can add value to your spending habits while helping you maintain control over your finances.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your daily expenses and save for future goals. You might find yourself needing a reliable auto loan when purchasing a new vehicle, or perhaps you're considering mortgage loans for that dream home our team is here to assist you every step of the way. We also offer personal loans for those unexpected expenses or debt consolidation options that can ease your financial burden.

Why Choose Us?

We understand that financial decisions are significant, which is why we prioritize member service above all else. Our knowledgeable staff is always available at (863) 683-6404 during regular operating hours Monday through Friday from 8:00 a.m. to 5:00 p.m. to answer any questions or guide you in finding the best solutions for your needs. At Publix Employees, we take pride in being more than just a financial institution; we're a community partner invested in your success. Explore our full list of services at Publix Employees Federal Credit Union, where managing your finances becomes simpler and more rewarding. Ready to get started? Visit us today at 3005 New Tampa Hwy Lakeland Fl 33815 or check out our website at https://www.pefcu.com/ to learn more about how we can support you!

Digital & Online Banking

Key Features

Our online banking platform provides you with real-time account management, allowing you to check balances, pay bills, and transfer funds with just a few clicks. We also offer electronic signature authorization, making it easier than ever to complete important transactions without the hassle of printing or mailing documents. If you prefer paperless options, you'll love our e-statements feature. Enjoy the convenience of receiving your statements digitally, saving you time and helping the environment at the same time.

Mobile Banking Made Easy

For those on the go, our mobile application is here to help. You can manage your accounts directly from your smartphone or tablet, giving you the power to perform transactions whenever and wherever you need. Plus, with our mobile payments feature, making purchases is quick and straightforward just tap and go! Need to send money to a friend? Our person-to-person transfer service allows you to easily send funds without any fuss.

Security You Can Trust

At Publix Employees, your security is our priority. We utilize advanced security measures across all digital platforms, ensuring that your personal information remains safe while you enjoy the convenience of online banking. With these user-friendly features at your fingertips, managing your finances has never been easier! Whether you're checking balances or making payments, Publix Employees is committed to providing you with a seamless digital banking experience.

Financial Strength

Commitment to Innovation and Growth

With $173,153,522 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,061 in used auto loans and $777,894,247 in total loans and leases.

Growing Trust Within the Community

Total Share Accounts: 235,887, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further underline our commitment to responsible financial management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Publix Employees is your trusted partner. Visit us at 3005 New Tampa Hwy Lakeland Fl 33815 or call (863) 683-6404 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Options

Members' savings are secured through $203,006,820 in share certificates and $320,952,683 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 264 full-time employees and 5 part-time employees who are dedicated to serving you with knowledgeable support.

Strong Financial Position

With a net worth of $177,765,802, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,145 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these core products, our total auto loans stand at $18,122, along with significant credit lines totaling $749,064,666. If you're considering refinancing options or want to learn more about eligibility requirements, don't hesitate to reach out to us. We invite you to visit us at our branch located at 3005 New Tampa Hwy Lakeland Fl 33815, Lakeland, FL, or give us a call at (863) 683-6404 during our operating hours from Monday to Friday, 8:00 a.m. - 5:00 p.m. Our team is ready to assist you with any questions you may have regarding our loan offerings or the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,668,543 in used vehicle loans and $94,584,100 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,128,834, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without the stress.

Unsecured Credit Card Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $72,050,813 in loans available. This product allows you to make purchases and pay them off over time without tying up your assets.

Loan Aggregator

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