Publix Employees Credit Union Altamonte Springs FL | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Publix Employees, your trusted financial partner located at 482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701. Since our establishment in 1978, we have proudly served a vibrant community of 115,875 members. Our commitment to providing exceptional financial services is reflected in our impressive total assets of $1,548,324,819 and total deposits amounting to $212,612,226. At Publix Employees, we understand that banking is not just about transactions; it's about building relationships. Led by our dedicated CEO, Jeremiah Kossen, and Board President Linda Hall, our team of 269 employees is here to support your financial journey with personalized service and a wide range of products tailored to meet your needs. From auto loans to mortgage options and credit cards with rewards, we offer comprehensive solutions designed for individuals and businesses alike. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address for convenience. We pride ourselves on being more than just a credit union; we are part of the community. Our members benefit from access to various resources including online banking and mobile payments that make managing finances easier. Join us in experiencing the difference that a member-focused credit union can make. Whether you're looking for a new loan or simply want to discuss your financial goals, feel free to call us at 407-260-1490 or visit our website at pefcu.com today!

Branch History & Mission

Community Focus

While our primary goal is to provide excellent financial services, we are equally committed to community outreach. We actively engage in local events and partnerships that uplift those around us. Our efforts ensure that we not only help individuals achieve their personal financial goals but also foster a sense of belonging within our community.

Join Us

We invite you to become part of the Publix Employees family. Experience the benefits of personalized service from a team dedicated to your success. For more information or to open an account today, call us at 407-260-1490 or visit us online at www.pefcu.com. Together, let's build a brighter future!

Mission Statement

Our mission is simple yet impactful: to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that everyone deserves access to fair financial products and services. By offering personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions, we strive to meet diverse financial needs.

Modern Banking Services

As times change, so do we. At Publix Employees, we embrace digital advancements that make banking easier for you. Our online and mobile banking services allow you to manage your finances anytime and anywhere. We prioritize ADA compliance to ensure that all members can access our services comfortably. While you can visit us at 482 E Altamonte Dr Ste 1010, official correspondence should be sent to 482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701-4604 if different.

Our Legacy

Since opening our doors, Publix Employees has remained focused on providing quality banking solutions tailored to the needs of our members. Over the years, we have achieved significant milestones, including accumulating total assets of over $1.54 billion. This growth is a testament to the trust placed in us by our community and our commitment to responsible financial practices.

Branch Location & Accessibility

Welcome to the Publix Employees branch, conveniently located at 482 E Altamonte Dr Ste 1010 in beautiful Altamonte Springs, Florida. Nestled in Seminole County, our branch is easy to reach, whether you're coming from nearby shopping spots or local parks. Just a short drive away from the bustling Altamonte Mall, we are perfectly positioned to serve your banking needs. At Publix Employees, we pride ourselves on making banking accessible for everyone. Our location features ADA-compliant facilities, ensuring that all members can comfortably visit us. While parking is ample and convenient, please remember that if you need to send official correspondence, it should be directed to our mailing address at the same location: 482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701-4604. We're here for you during our welcoming operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM and Wednesday from 10:00 AM to 5:00 PM. Whether you're looking to open an account or discuss loans and services like auto financing or credit cards with rewards, our friendly team is ready to assist you. Please note that while we currently do not have ATM services or a drive-thru option available at this branch, our dedicated staff is here to provide personalized assistance tailored to your financial needs. If you have any questions or would like more information about our services, feel free to give us a call at 407-260-1490. We invite you to stop by and experience the friendly service at Publix Employees. Join us today and discover how we can help you achieve your financial goals!

Member Eligibility

At Publix Employees, we believe that becoming a member is like joining a close-knit family where your financial well-being is our priority. If you're looking to join us at our welcoming location on 482 E Altamonte Dr Ste 1010 Altamonte Springs Fl 32701, you'll find it's easier than you might think! Membership is open to those who work for or are retired from Publix, as well as their family members. This means that if you're part of the Publix community, we would love to have you with us! Being a member of Publix Employees comes with great advantages, including access to personalized banking services tailored just for you. You can explore all the details about eligibility on our website at http://www.pefcu.com/accounts/more-account-info/check-membership-application-status/, where you'll find clear and straightforward information. When you're ready to open an account, just head over to https://olb.pefcu.com/enrollment for an easy application process. If you have any questions or need assistance, don't hesitate to give us a call at (407) 260-1490. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments quickly and securely while managing your business finances effortlessly. Our merchant services provide just that. You can streamline payment processing, manage transactions, and improve cash flow all essential for running a successful business. Ready to take your business to the next level? Visit us at 482 E Altamonte Dr Ste 1010 Altamonte Springs Fl 32701 in Altamonte Springs, FL, or call us at (407) 260-1490 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Business Banking for Entrepreneurs

For our business members, Publix Employees offers essential services like merchant services and business loans. These tools help you streamline operations and secure funding so you can focus on what matters most growing your business.

Convenient Digital Banking Features

In today's fast-paced world, accessibility is key. That's why we prioritize digital banking solutions at Pefcu/altamonte Springs Branch. Our robust online and mobile banking platforms allow you to check balances, transfer funds, and manage your accounts anytime and anywhere. Plus, with features like ATM and cash withdrawal services, accessing your money has never been easier. At Publix Employees, we are committed to making banking simple and accessible for everyone in our community. If you have questions or need assistance with any of our services, please don't hesitate to reach out at (407) 260-1490.

Credit Options That Reward You

We understand that credit plays a vital role in achieving your financial goals. That's why we provide credit cards with rewards that allow you to earn benefits as you spend. Whether it's cash back, travel points, or other perks, our credit cards are designed to enhance your purchasing power while keeping your finances manageable.

Get Started Today!

Ready to explore how we can help you achieve your financial goals? Visit us at 482 E Altamonte Dr Ste 1010 Altamonte Springs Fl 32701, give us a call at (407) 260-1490, or check out our website at https://www.pefcu.com/ for more information on opening an account or becoming a member. Join us today and experience the difference!

Personal Banking Solutions

Our personal banking options are designed to meet the diverse needs of our members. You can choose from various checking and savings accounts that help you manage your day-to-day finances efficiently. If you're planning to buy a new car or need financing for an existing vehicle, our auto loans and vehicle financing services make it easy for you to hit the road with confidence. For those looking to own a home or refinance their current mortgage, we offer competitive mortgage loans and refinancing options that can fit any budget. Additionally, if you're facing unexpected expenses or wish to consolidate debt, our personal loans and debt consolidation services are here to assist you in regaining control over your financial situation.

Digital & Online Banking

Key Services

Explore our comprehensive online banking options at https://www.pefcu.com/. Whether you prefer using a computer or your smartphone, our mobile application makes it easy to stay connected with your finances on the go. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your device without the hassle of carrying cash or cards. Need to send money quickly? Our person-to-person transfer feature lets you send and receive funds with just a few taps on your screen. Plus, with electronic signature authorization, signing documents has never been easier or more secure.

Security and Accessibility

We take your security seriously. Our online banking services are equipped with robust security measures to protect your personal information. Additionally, e-statements are available so you can manage your documents digitally without the clutter of paper statements. With all these features at your fingertips, managing your accounts is not only convenient but also user-friendly. At Publix Employees, we strive to provide you with real-time account management that keeps you in control of your financial journey whenever and wherever you need it. Join us today and experience the ease of digital banking!

Financial Strength

At Publix Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's ever-changing economic landscape, trust in your financial institution is paramount. That's why we are proud to share our robust financial health with you. With a net worth of $177,765,802, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,145 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $203,006,820 in share certificates and $320,952,683 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being extends beyond just savings. With $9,061 in used auto loans and $777,894,247 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Furthermore, our impressive $173,153,522 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also take pride in having 264 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. Total Share Accounts stand at an impressive 235,887, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Publix Employees is your trusted partner. Visit us at 482 E Altamonte Dr Ste 1010 Altamonte Springs Fl 32701 or call (407) 260-1490 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

In addition to our main loan products, we provide various other financing options to support your financial journey: - Credit Lines: With total credit lines amounting to $749,064,666, we help members access funds whenever they need them without the hassle of applying for a new loan each time. If you're considering refinancing any existing loans or want more information on eligibility options, our team is ready to assist you. Feel free to reach out via phone at (407) 260-1490 or visit us at our branch located at 482 E Altamonte Dr Ste 1010 Altamonte Springs Fl 32701 in Altamonte Springs, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan products and find the best fit for your needs. At Publix Employees, we're committed to helping you take control of your finances and achieve your dreams.

Diverse Loan Products

With over 57,239 loans issued, we've helped thousands of members achieve their financial goals. Our offerings include: - Auto Loans: Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,668,543 in used vehicle loans and $94,584,100 in new vehicle loans already helping members get on the road. We provide flexible terms and fast processing to ensure you can drive away with your dream vehicle quickly. - Mortgage Loans: Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,128,834, make buying or refinancing simple. We guide you through the entire process and offer competitive rates to help you secure a place you can call home. - Unsecured Credit Card Loans: We also offer flexible terms on unsecured credit card loans, with a total of $72,050,813 in loans helping members manage their finances effectively. These cards are great for everyday purchases and come with rewards programs that can benefit you even further.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its emphasis on transparency. The platform provides: - Verified Data: All loan offers are sourced from reputable financial institutions, ensuring users can rely on the information they receive. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions its goal is to deliver unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that users receive fair and transparent offers. By only presenting information from legitimate financial institutions, LendMesh builds a foundation of trust and reliability for its users.

Get Started Today

If you're looking for the best rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*