PUBLIC SERVICE H C EMPLOYEES FEDERAL CREDIT UNION - Toms River, NJ

Welcome to Public Service H C Employees, your trusted financial partner located at 17 Harbor View Ln, Toms River, NJ 08753. Since our establishment in 1953, we have proudly served our community with a commitment to providing personalized banking solutions and exceptional member service. With a dedicated team of just 2 employees, led by our experienced CEO Edward Sullivan and Board President Richard Taylor Jr., we focus on fostering a welcoming environment for all 688 members. At Public Service H C Employees, we understand the importance of financial stability and growth. Our total assets stand at an impressive $7,796,333, and we have accumulated total deposits of $533,958. With a net worth of $2,652,792, we are well-positioned to support you with various financial products, including auto loans, personal loans, and business banking services. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at P.O. BOX 7, Brick, NJ 08723-0007. We invite you to reach out to us at 888-606-8877 or explore our website for more information on how we can assist you. Join us in making your financial goals a reality with the support and trust of Public Service H C Employees!

Welcome to the story of Public Service H C Employees in Toms River, NJ a branch that has been a cornerstone of community support and financial services since it opened its doors in 1953. Located at 17 Harbor View Ln, our branch is more than just a financial institution; it's a place where families and individuals come together to secure their financial futures. Over the years, we have grown from humble beginnings into a thriving credit union, proudly serving 688 members with total assets of approximately $7,796,333. Our mission remains steadfast: to empower our members with personalized financial solutions while nurturing the community around us. We believe that everyone deserves access to reliable banking services, which is why we focus on offering various products, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. While members can visit us at 17 Harbor View Ln, official correspondence should be sent to P.O. BOX 7, Brick, NJ 08723-0007. This helps us maintain clear communication as we continue to build lasting relationships with our members. At Public Service H C Employees, we take pride in being community-focused. From partnerships with local organizations to outreach programs aimed at enhancing financial literacy, we are committed to making a positive impact in Toms River and beyond. We understand that financial stability is not just about numbers; it's about people and that's what drives us every day. In our commitment to customer service, we have made strides in improving accessibility and convenience for our members. Although we do not currently offer ATMs or drive-thru banking services, our lobby hours are designed for your convenience: open from 9:00 AM to 4:00 PM Monday through Friday. As we look ahead, we remain dedicated to embracing digital advancements that make banking easier for you while ensuring compliance with ADA standards so that everyone can access our services comfortably. We invite you to join us at Public Service H C Employees and experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Whether you're looking for personal banking solutions or seeking guidance on financial matters, we're here for you every step of the way. Come see how we can help you achieve your financial goals!

Joining the Public Service H C Employees family is a warm and welcoming experience, designed to make you feel right at home. To become a member of our community, you need to meet certain eligibility criteria that are quite straightforward and inclusive. Generally, we invite individuals who live, work, or worship in the Toms River area, as well as their families. If you're unsure about your eligibility or want to explore all the details, we encourage you to visit our website for more information at . Once you confirm your eligibility, opening an account with us is a breeze! We're here to guide you through each step of the process. Just give us a call at (888) 606-8877, and our friendly team will be ready to assist you from 9:00 AM to 4:00 PM, Monday through Friday. Embrace the advantages of membership at Public Service H C Employees, where we prioritize your financial well-being and offer personalized services tailored just for you!

At Public Service H C Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the trust and reliability you expect from your credit union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $2,652,792, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 34.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, which means we have stable options for rewarding financial growth opportunities as our resources grow. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,630,966 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases stand at $788,046, reflecting our commitment to supporting your financial goals across various sectors. Our net income of $21,826 shows our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 688, highlighting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Public Service H C Employees is your trusted partner. Visit us at 17 Harbor View Ln Toms River Nj 08753 or call 888-606-8877 to learn more about how we can help you achieve your financial goals.