Public Service #3 Credit Union Huntington IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Public Service #3, your trusted financial partner in the heart of Huntington, IN. Since our establishment in 1932, we have proudly served our community, fostering a strong sense of belonging among our 5,206 members. Located at 1885 Old Us 24 E, we are dedicated to providing a wide range of financial services tailored to meet your needs. At Public Service #3, we understand that your financial health is essential. With total assets reaching an impressive $80,113,555 and total deposits of $4,185,009, we work diligently to ensure that your money is safe and growing. Our commitment to you goes beyond numbers; it reflects our mission to support every member with personalized service and expert advice. Led by our CEO, Carolyn Mikesell, and Board President, Nathaniel Kolmerten, our team of 19 dedicated employees is here to assist you with everything from personal banking and auto loans to mortgage financing and credit cards with rewards. Whether you need help with a simple transaction or want to explore more complex financial solutions, we've got you covered. For your convenience, while you can visit us at our branch location for all your banking needs, please send any official correspondence to our mailing address at 4025 W Jefferson Blvd, Fort Wayne, IN 46804. Join us as we continue to build a strong community together. Feel free to reach out at 260-432-3433 or explore our website at mypscu.com for more information on how we can serve you better. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Engagement and Support

Over the years, we've built lasting partnerships within our community and engaged in various outreach efforts that uplift those around us. Whether it's hosting financial literacy workshops or participating in local events, we strive to make a positive impact on those we serve. In addition to our commitment to community support, we embrace digital advancements that make banking easier for our members. With features like online banking and mobile payments available, accessing your finances has never been more convenient. We also ensure compliance with ADA standards so that all members can comfortably navigate our services.

Join Us

As we look toward the future, Public Service #3 remains dedicated to providing exceptional service and fostering a sense of belonging among our members. If you're looking for a credit union that genuinely cares about your financial journey and community well-being, we invite you to join us. Experience firsthand the benefits of membership and discover how we can help you achieve your financial goals. For more information or to get started today, give us a call at 260-432-3433 or visit our website at mypscu.com. Together, let's build a brighter future for Huntington!

Our Mission

Our mission is simple yet profound: to provide quality financial services while supporting the communities we serve. We believe that strong financial health leads to stronger communities. This belief drives us to offer personalized banking solutions that cater to every member's unique needs, from personal banking to business services. We are committed to ensuring that everyone has access to essential financial resources, whether it's through checking accounts, auto loans, mortgages, or credit cards with rewards. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 4025 W Jefferson Blvd, Fort Wayne, IN 46804. This structure allows us to efficiently manage communication while still being fully present in Huntington.

Branch Location & Accessibility

Welcome to Public Service #3, your friendly neighborhood credit union located at 1885 Old Us 24 E in Huntington, IN. We understand that convenience matters, and our branch is easily accessible for all your banking needs. Nestled near local landmarks and just a short drive from the bustling downtown area, we are here to serve you with a smile. If you're planning to visit us, you'll find ample parking available right outside our doors, making it easy to pop in for a quick transaction or to explore our services. For those who require additional assistance, our branch is fully equipped with ADA-compliant features, ensuring everyone can access our facilities comfortably. While members can visit us at 1885 Old Us 24 E, official correspondence should be sent to our mailing address at 4025 W Jefferson Blvd, Fort Wayne, IN. Our operating hours are designed to fit your busy schedule; we're open Monday through Friday, ready to assist you with everything from checking and savings accounts to auto loans and mortgages. Additionally, we offer drive-thru banking for those on the go. Whether you need to make deposits or withdrawals, our friendly staff is here to help you quickly and efficiently. Plus, we participate in shared services, allowing you access to basic transactions if you're a member of one of our partner credit unions. For any inquiries or assistance, feel free to call us at 260-432-3433. We can't wait to welcome you into our branch!

Member Eligibility

At Public Service #3, we believe that everyone deserves to be part of a welcoming community where financial goals can thrive. Joining us is simple! If you live, work, or worship in the area surrounding 1885 Old Us 24 E Huntington In 46750, you're likely eligible for membership. This means that whether you're just starting your financial journey or looking to make smarter money moves, we have a place for you. The advantages of being a member here are plentiful think personalized service, competitive rates, and a wide array of financial products tailored to meet your needs. Ready to take the next step? Opening an account with us is easy and straightforward! You can find more detailed eligibility criteria. If you have any questions or need assistance, don't hesitate to reach out at (260) 432-3433. We're excited to welcome you into our community and help you achieve your financial dreams! For more information on how to open your account, check out this link: https://forms.joinmycu.com/mop/223/apply.

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a busy day at your shop where customers are eager to make purchases. Our reliable merchant services ensure smooth transactions, helping you focus on what you do best serving your customers. Located at 1885 Old Us 24 E Huntington In 46750 in Huntington, IN, we're here to partner with you on your journey toward success. Reach out at (260) 432-3433 to learn more about how we can support your business today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For those who own businesses or are planning to start one, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. These resources will empower you to manage your business finances effectively while supporting growth.

Convenient Access

We know that convenience matters. That's why we provide basic drive-thru banking services for deposits, withdrawals, and simple transactions right here at our branch. Additionally, if you're a member of one of our partner credit unions, you can also perform basic shared branch transactions like deposits and withdrawals.

Credit Card Rewards

Don't forget about our Credit Cards with Rewards! With every purchase you make, you can earn points that lead to great benefits. It's an excellent way to get more from your everyday spending.

Digital Features

In today's fast-paced world, we recognize the importance of digital access. With features like Mobile Payments, Person-to-Person transfers, and even electronic signatures for documents, managing your finances has never been easier. We invite you to explore all that Public Service #3 has to offer. If you have questions or want more information about any of our services, don't hesitate to reach out at 260-432-3433 or visit us online at mypscu.com. Our friendly staff is ready to assist you on your financial journey!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options to suit different lifestyles. Our Checking and Savings Accounts provide the flexibility you need for day-to-day transactions and long-term savings goals. Imagine having the convenience of accessing your funds anytime through Online & Mobile Banking it's as easy as checking your phone! If you're considering buying a new vehicle, our Auto Loans & Vehicle Financing can help turn your dream into reality with competitive rates and flexible terms. Perhaps you're thinking about purchasing a home? Our Mortgage Loans & Refinancing options make it simple to navigate the housing market. Plus, if you're juggling multiple debts, our Personal Loans & Debt Consolidation services can assist in streamlining your payments into one manageable monthly bill.

Digital & Online Banking

Key Features

With our online banking, you can check your balances, transfer funds, and pay bills anytime. We also provide E-Statements so you can keep track of your transactions without the clutter of paper statements. Plus, if you're in a hurry, our Mobile Payments feature allows you to make purchases quickly using your smartphone. Our Mobile Application brings all these features right to your fingertips. Download it today for a user-friendly experience that makes banking easier than ever. And for those moments when you need to send money to a friend or family member, our Person-to-Person Transfers feature makes it simple and fast.

Security and Convenience

Your security is our top priority. With Electronic Signature Authorization, signing documents online is not only convenient but also safe. You can trust that your sensitive information is protected as you manage your accounts from the comfort of your own home or while out and about. At Public Service #3, we believe that accessibility and ease-of-use are essential for effective banking. Our digital services give you real-time control over your finances, allowing you to stay informed and make decisions with confidence. Explore all that our online banking has to offer at https://www.mypscu.com/ your financial partner is just a click away!

Financial Strength

Commitment to Growth and Innovation

With $7,020,951 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,226 in used auto loans and $47,857,295 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 12,246, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $19,030, further highlighting our commitment to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Public Service #3 is your trusted partner. Visit us at 1885 Old Us 24 E Huntington In 46750 or call (260) 432-3433 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $167,594 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $18,435,069 in share certificates and $7,792,591 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth and Capital Foundation

With a net worth of $9,331,303, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,589,675 in used vehicle loans and $3,217,826 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, making it easy to find the right financing for your dream ride.

Credit Lines and Other Offerings

For those looking for additional flexibility, our credit lines total $3,750,000, providing access to funds when you need them most. These lines can be an excellent resource for managing cash flow or covering larger purchases. If you're considering refinancing options or want more information about eligibility criteria for any of our products, don't hesitate to reach out. Our team at Public Service #3 is ready to assist you every step of the way. You can contact us at 260-432-3433 or visit us at our branch located at 1885 Old Us 24 E Huntington IN 46750. For more information on all our services and loan offerings, please visit our website at Public Service #3. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,343,866, make buying or refinancing simple. We aim to make the process straightforward so you can focus on what matters turning your house into a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,134,528 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses or consolidate debt without needing collateral.

Loan Aggregator

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PUBLIC SERVICE #3 CREDIT UNION - Huntington, IN

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