Public Safety Credit Union Kansas City MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Public Safety, your trusted partner in financial well-being since 1934. Located at 8320 N Brighton Ave, Kansas City, MO 64119, we have proudly served our community for nearly 90 years. With a strong membership of 13,106 and total assets of $175,601,218, we are dedicated to providing personalized financial solutions that cater to your needs. At Public Safety, we understand the importance of reliable banking services. That's why we offer a range of options, including personal banking, auto loans, mortgages, and business banking services. Our commitment to our members is reflected in our impressive total deposits of $13,816,616 and cash reserves of $6,101,675, ensuring that your money is safe and accessible when you need it. Our leadership team, led by CEO Mary Shea and Board President Brian Bartch, works tirelessly to maintain the values of trust and service that our credit union stands for. Whether you're looking for online banking or a simple drive-thru transaction, we're here to assist you with friendly service. While members can visit us at our branch location, official correspondence should be sent to PO Box 270020, Kansas City, MO 64127-0020. We invite you to explore our website at publicsafetycu.org for more information on how we can help you achieve your financial goals. Feel free to reach out to us at (816) 504-2800 if you have any questions or would like assistance. Your financial journey is important to us let's take it together!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. At Public Safety, we embrace digital innovations that improve your banking experience. Our online and mobile banking platforms allow you to manage your finances conveniently from anywhere. Additionally, we offer ADA-compliant facilities to ensure that all members can access our services comfortably. While members can visit us at 8320 N Brighton Ave, official correspondence should be sent to PO Box 270020, Kansas City, MO 64127-0020 if needed.

Join Us

As part of our commitment to serving the community, we invite you to join Public Safety. Experience firsthand the benefits of being a member-focused credit union where your financial success is our priority. Connect with us today by calling 816-504-2800 or explore more about membership options on our website Public Safety Credit Union. Together, let's build a brighter future for you and your family!

Our Mission

Our mission at Public Safety is clear: we aim to provide exceptional financial services while fostering a sense of community support. We believe in empowering our members by offering personalized banking solutions that help them achieve their financial goals. Whether it's through auto loans, credit cards with rewards, or mortgage refinancing, we strive to make banking easy and accessible for everyone. In addition to providing top-notch financial products, we are dedicated to supporting local initiatives and partnerships that enhance the well-being of our community. Our outreach efforts focus on making a positive impact through various programs and events that strengthen relationships within Kansas City.

Branch Location & Accessibility

Connect With Us

Ready to learn more? Don't hesitate to reach out! Give us a call at 816-504-2800, or drop by during our operating hours. We look forward to welcoming you into the Public Safety family!

Convenient Access and Features

We pride ourselves on making your banking experience as smooth as possible. With ample parking available, you won't have to worry about finding a spot when you arrive. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can easily access our services. While you can visit us at 8320 N Brighton Ave, please note that any official correspondence should be sent to our mailing address at PO Box 270020, Kansas City, MO 64127-0020.

Operating Hours

Our friendly staff is ready to assist you during the following hours: - Lobby Hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. - Drive-Thru Hours: Open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 3 PM. Whether you need help with personal banking, auto loans, or mortgage refinancing, we're here for you during these hours!

Services Offered

At Public Safety, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash in a hurry? Enjoy easy access with our ATM on-site. Plus, take advantage of our drive-thru banking for simple transactions like deposits and withdrawals without leaving your vehicle.

Member Eligibility

Becoming a member of Public Safety feels like stepping into a supportive community where your financial needs are understood and prioritized. If you live, work, or worship in the area around 8320 N Brighton Ave Kansas City Mo 64119, you may already be eligible to join us! We welcome individuals from various backgrounds, especially those involved in public safety and their families. Joining is easy, and the benefits are plenty think competitive rates on loans, access to personalized services, and a commitment to help you achieve your financial goals. To learn more about our eligibility criteria, visit https://www.publicsafetycu.org/become-a-member/ . If you're ready to open an account or have questions, give us a call at (816) 504-2800 or check out the details for account opening at https://www.24x7loans.com/kcpolicecuauto/default.aspx . We can't wait to have you as part of our family!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds to expand your operations or invest in new technology. With our competitive loan options, you can make those plans a reality. Whether you're looking for a simple line of credit or need financing for a specific project, we're here to help.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having efficient merchant services is crucial. Picture this: your customers can easily pay using their preferred methods, whether that's credit cards, mobile payments, or online transactions. Our merchant services streamline these processes, ensuring you can focus on what really matters growing your business. Visit us at 8320 N Brighton Ave Kansas City Mo 64119 or give us a call at (816) 504-2800 to learn more about how we can support your business journey!

Comprehensive List Of Services

Basic Transactions Made Simple

Our branch also offers basic drive-thru banking services for quick transactions like deposits and withdrawals. If you're on the move but need banking assistance, just swing by our drive-thru window for fast service. We invite you to visit us at Public Safety or call us at 816-504-2800 for any questions regarding these services. Our team is here to assist you in finding the best financial solutions tailored specifically for you. Ready to take the next step in achieving your financial goals? Explore more about becoming a member here or open an account today here!

Business Banking Solutions

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. Whether you're looking to expand your operations or simply manage cash flow better, we have the tools to support your business journey.

Convenient Digital Services

In today's busy world, convenience is key. That's why we've invested in Online & Mobile Banking features so you can access your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or making payments on the go, managing your finances has never been easier. Plus, with our ATM & Cash Withdrawal Services available at multiple locations, you can get cash when you need it without any hassle.

Financing Your Dreams

When it comes to purchasing a vehicle or securing a home, our Auto Loans & Vehicle Financing options make these dreams attainable. Picture yourself driving off in a new car or settling into your dream home all possible with our affordable loan terms. For those looking to refinance their current mortgage, we offer personalized solutions that can help lower your monthly payments.

Personal Banking Made Easy

Whether you are just starting out or looking to manage your finances more effectively, our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having a safe place for your money while earning interest on your savings. With our competitive rates, you can watch your savings grow over time.

Simplifying Borrowing Needs

If you're facing unexpected expenses or need funds for a big purchase, our Personal Loans & Debt Consolidation services provide flexible borrowing options. Think of it as having a safety net when life throws you curveballs. And don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases turning spending into rewards!

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Visit us at https://www.publicsafetycu.org/ to explore all the features available at your fingertips.

Effortless Account Management

Managing your finances has never been simpler with our electronic signature authorization feature. This allows you to sign documents securely without needing to visit the branch in person. Plus, with e-statements available, you can receive your monthly statements electronically, helping you keep track of your transactions while reducing paper clutter.

Mobile Features for Your Busy Life

For those on the go, our mobile application makes banking even more accessible. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is quick and easy. Imagine being able to settle up with a friend or pay for groceries right from your phone!

Secure and User-Friendly Experience

At Public Safety, we prioritize your security while ensuring that our digital services are user-friendly. You can feel confident knowing that your financial information is protected as you manage your accounts online. Our platform is designed with ease of use in mind so that you can navigate effortlessly through various banking tasks. In conclusion, whether you're at home or on the move, Public Safety provides a comprehensive suite of digital and online banking options tailored to fit your lifestyle. Explore how we can help you manage your finances better today!

Financial Strength

Commitment to Growth

With $19,690,284 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is reflected in our $56,225 in used auto loans and an impressive total of $119,367,253 in loans and leases. This means we are here to support your financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 28,413, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking for a loan today, Public Safety is your trusted partner. Visit us at 8320 N Brighton Ave Kansas City Mo 64119 or call 816-504-2800 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $17,931,095 in share certificates and $28,392,073 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $20,861,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.88% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those looking for extra financial flexibility, we provide credit lines totaling $5,000,000, ensuring that you have access to funds when unexpected expenses arise. If you're considering refinancing any existing loans or are curious about eligibility options for our various products, feel free to reach out to us at 816-504-2800. Our team is here to assist you in exploring all available options and finding the best solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Public Safety Credit Union, we are dedicated to supporting our members through every step of their financial journey. Let us help you find the loan that fits your life today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,008,167 in used vehicle loans and $7,989,625 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used car or a brand-new model, we have financing options that fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,308,488 in loans helping members manage their finances effectively. Our credit cards provide you with the purchasing power you need while allowing you to earn rewards along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,139,523, make buying or refinancing simple. We offer competitive rates and flexible terms designed to meet your needs.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are fair and transparent. You can trust that the information you see reflects real-time market conditions and is not influenced by misleading advertising.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, promoting transparency in your search for loans. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: The platform features up-to-date loan rates from multiple institutions, allowing you to compare options effortlessly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testament highlights how effective and user-friendly the service can be.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PUBLIC SAFETY CREDIT UNION