Public Safety Credit Union Overland Park KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Public Safety, your trusted partner in financial wellness since 1934. Located at 7721 W 123Rd St, Overland Park, KS 66213, our credit union is dedicated to serving over 13,100 members with a strong commitment to community and personalized service. With total assets exceeding $175 million, we are proud to offer a range of financial products designed to meet the unique needs of our members. At Public Safety, we believe in building lasting relationships with our community. Our leadership team, led by CEO Mary Shea and Board President Brian Bartch, is committed to ensuring that every member feels valued and supported. Whether you're looking for an auto loan, mortgage refinancing, or a simple checking account, we have the tools to help you succeed financially. Our branch is equipped with modern banking solutions including online and mobile banking services, making it easy for you to manage your finances on the go. We also provide drive-thru services and ATM access for added convenience. While members can visit us at our branch address, official correspondence should be sent to the same address: 7721 W 123rd Street, Overland Park, KS 66213. With total deposits amounting to $13,816,616 and total loans reaching 86,799, we are financially sound and ready to assist you in achieving your financial goals. Come see how we can make a difference in your life today! If you have any questions or need assistance, feel free to call us at 816-504-2960. Your journey toward financial freedom begins here!

Branch History & Mission

Welcome to Public Safety, a cornerstone of financial support and community growth in Overland Park, KS. Established in 1934, our branch has proudly served the needs of our members for nearly a century. Over the years, we've seen significant milestones that reflect our commitment to providing accessible and meaningful financial services. With a current membership of over 13,106 individuals, we have built a strong community around trust, transparency, and service. Located at 7721 W 123Rd St Overland Park Ks 66213, just a stone's throw from local landmarks, our branch is easily accessible for all your banking needs. Whether you're stopping by for assistance or simply to use our convenient ATM services, we are here to support you. Our operating hours are designed to fit your busy lifestyle: Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 3 pm. At Public Safety, our mission is clear: we strive to empower our members through comprehensive financial solutions while fostering community well-being. We believe that everyone deserves access to quality banking services, which is why we offer a wide range of products including personal checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Beyond traditional banking, we also engage in community outreach efforts aimed at enhancing the lives of those around us. In addition to our in-branch services, we embrace modern technology with online and mobile banking solutions that are user-friendly and secure. Our commitment extends to ensuring ADA compliance so that all members can enjoy equal access to our facilities and services. While members can visit us at 7721 W 123Rd St Overland Park Ks 66213, official correspondence should be sent to 7721 W 123rd Street, Overland Park, KS 66213. We invite you to explore the many ways Public Safety can assist you on your financial journey. Join us today and experience firsthand the dedication we have for both your financial success and the vibrant community we share! For more information or to become a member, please call us at (816) 504-2960 or visit our website at https://www.publicsafetycu.org/ . Together, let's build a brighter future!

Branch Location & Accessibility

Banking Made Easy

At Public Safety, we strive to make your banking experience as smooth as possible. Our lobby hours are designed with you in mind; we're open Monday through Friday from 9 am to 5 pm, and Saturday from 9 am to 3 pm. Whether you're looking to open an account, apply for a loan, or simply ask a question, our friendly staff is here to assist you during these times. In addition to our regular services, we offer convenient drive-thru banking for quick transactions like deposits and withdrawals. If you're on the go, you can also take advantage of our ATM services available on-site.

Our Location

Nestled in the heart of Overland Park, our branch is just a short drive from popular spots like the Oak Park Mall and the beautiful Overland Park Arboretum and Botanical Gardens. You can easily find us right off major roads with plenty of parking available for your convenience. For those who may need assistance, we are proud to be ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably.

Stay Connected

While members can visit us at 7721 W 123Rd St, official correspondence should be sent to the same address for mailing purposes. If you have any questions or need assistance, don't hesitate to give us a call at 816-504-2960. We invite you to stop by our Public Safety branch in Overland Park today! Experience first-hand how easy it is to manage your finances with us. Your financial well-being is just around the corner!

Member Eligibility

At Public Safety, we believe that everyone deserves access to a supportive financial community. If you're looking to join us, becoming a member is simple and welcoming! To be eligible for membership, you need to meet certain criteria, which primarily include being associated with specific groups or professions that align with our mission. You can find the detailed eligibility requirements on our website at https://www.publicsafetycu.org/become-a-member/ . This means if you're part of the public safety sector or have connections in this community, you're likely to qualify! Joining Public Safety opens the door to numerous benefits, from competitive loan rates to personalized banking services that truly cater to your needs. We're here to guide you through the process of opening an account, which you can easily begin by visiting https://www.24x7loans.com/kcpolicecuauto/default.aspx . If you have any questions or need assistance, feel free to give us a call at (816) 504-2960. We can't wait for you to become a part of our family at Public Safety, located at 7721 W 123Rd St Overland Park Ks 66213!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need to purchase new equipment, hire more staff, or expand your services. Our loans can be a stepping stone towards achieving those goals.

Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for your business. Picture this: your customers can pay quickly and easily, whether they're using cards or mobile payments. This not only enhances their shopping experience but also helps you manage cash flow more effectively. By choosing Public Safety at 7721 W 123Rd St Overland Park Ks 66213, Overland Park, KS 66213, you're not just getting a financial partner; you're gaining a supportive ally dedicated to helping your business thrive. For more information, call us at (816) 504-2960 or visit our website at Public Safety. Let's work together to build a successful future!

Comprehensive List Of Services

ATM Access & Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services are available 24/7 for your convenience. Plus, if you prefer face-to-face interactions without stepping inside the branch, take advantage of our Basic Drive-Thru Banking, where simple transactions like deposits and withdrawals can be handled swiftly. At Public Safety, we believe banking should be accessible and user-friendly for everyone. With dedicated staff ready to assist you and numerous services at your fingertips, we're here to support all your financial needs. We invite you to explore what we have to offer! For more information or assistance, please call us at (816) 504-2960 or visit our website at Overland Park. Let's embark on this financial journey together!

Business Banking Solutions

For our business members, we offer essential Business Banking services including merchant services and business loans. These tools empower local entrepreneurs to thrive by providing the financial support they need to grow their businesses.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards program! Whether you're planning a trip or just doing your everyday shopping, you can earn rewards that benefit you in many ways. It's a smart choice that helps you save while spending.

Digital Convenience

In today's fast-paced world, convenience matters more than ever. That's why we provide comprehensive Online & Mobile Banking services. With these tools, managing your finances is just a click away! You can easily check balances, transfer funds, pay bills, and even make person-to-person payments right from your phone.

Loans Made Easy

When it comes to financing, Public Safety offers a variety of loan options. If you're in the market for a new car or simply want to refinance your current auto loan, our Auto Loans & Vehicle Financing make the process straightforward and hassle-free. For those considering homeownership, we provide Mortgage Loans & Refinancing tailored to fit different budgets and lifestyles. And if you need cash for unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation can help get you back on track.

Personal Banking

Our Personal Banking services include checking and savings accounts that help you manage your day-to-day finances. Imagine having the ability to set aside funds for future goals while also enjoying easy access to your money whenever you need it. We understand that life is unpredictable, so our accounts come with flexible terms and competitive rates.

Digital & Online Banking

Enhanced Accessibility

We also offer person-to-person transfers, allowing you to send money to friends and family quickly and easily. This feature is especially helpful for splitting bills or sharing expenses. And with 24/7 online banking services available, you can access your financial information whenever you need it. At Public Safety, we prioritize security alongside convenience. Our systems are designed to protect your personal information while providing a seamless banking experience. Whether you're at home or out and about, managing your finances is straightforward and safe. Experience the ease of digital banking today with Public Safety! Visit us at https://www.publicsafetycu.org/ to learn more about how our online services can benefit you.

Key Features

Our online banking services include convenient options like e-statements, which allow you to review your account activity without the clutter of paper statements. You can also enjoy the benefits of electronic signature authorization, making it easier than ever to complete transactions securely from the comfort of your home. For those who prefer mobile solutions, our mobile application provides a user-friendly experience where you can manage your accounts on-the-go. Whether you're checking balances or transferring funds, everything is just a tap away. Plus, with our mobile payments feature, making purchases has never been simpler just use your phone!

Financial Strength

Growing Membership Base

With a total of 28,413 share accounts, we show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $816,543, further emphasizing our stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Public Safety is your trusted partner. Visit us at 7721 W 123Rd St Overland Park Ks 66213 or call (816) 504-2960 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $19,690,284 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth means more resources for our community and more benefits for you.

Member-Centric Savings Options

Your savings are secured through $17,931,095 in share certificates and $28,392,073 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $20,861,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,188 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $56,225 in used auto loans and $119,367,253 in total loans and leases. Our focus on personal service means we understand your needs better than anyone else.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,008,167 in used vehicle loans and $7,989,625 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have competitive financing options that make the process smooth and straightforward.

Credit Lines

For those who require more flexibility in their borrowing options, our total credit lines amount to $5,000,000. This product is ideal for managing fluctuating expenses or unexpected costs without having to apply for a new loan each time. At Public Safety located at 7721 W 123Rd St Overland Park KS 66213, we're committed to providing personalized service to our members. If you're considering refinancing any of your existing loans or would like to know more about eligibility options for our products, feel free to contact us at 816-504-2960. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We invite you to explore our offerings further by visiting our website here. Your financial success is important to us!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,139,523, make buying or refinancing simple. We aim to guide you through every step of the mortgage process to ensure you find the best fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,308,488 in loans helping members manage their finances effectively. These cards come with benefits that can assist you in budgeting while providing the convenience you need for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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PUBLIC SAFETY CREDIT UNION - Overland Park, KS