Public Employees Credit Union Beaumont TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Public Employees, your trusted financial partner right here in Beaumont, Texas! Located at 4215 Eastex Fwy, Beaumont, TX 77706, we have been serving our community since 1952. With over 22,333 members and a solid commitment to helping you achieve your financial goals, we take pride in being a cornerstone of support for local families and businesses. As a member-focused credit union, we understand that each member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions tailored just for you. Our assets total an impressive $422,959,049, ensuring that we have the resources to back our members' aspirations. With total deposits of $72,034,535 and total cash in hand amounting to $1,890,032, our financial health reflects our dedication to stability and reliability. At Public Employees, our leadership team is here to ensure you receive the best service possible. Led by CEO Gary Whitcomb and Board President Claire McGuinness, our staff of 68 employees is always ready to assist you with friendly advice and personalized solutions. We're not just about numbers; we're about building relationships within our community. While members can visit us at 4215 Eastex Fwy, official correspondence should be sent to PO BOX 7430, Beaumont, TX 77726. Whether you're looking for advice on saving strategies or seeking financing for a new car or home, we invite you to reach out. Give us a call at 409-892-3171 or visit our website at publicemployeescu.org to learn more about how we can help you thrive financially. Join us today and experience the difference that a dedicated credit union can make in your life!

Branch History & Mission

At Public Employees in Beaumont, TX, we take pride in our long-standing commitment to our members and the community. Established in 1952, our branch has grown from humble beginnings to become a trusted financial partner for over 22,000 members. Located at 4215 Eastex Fwy, Beaumont, TX 77706, we are easily accessible to those living and working in the area. Since our inception, we have dedicated ourselves to providing exceptional financial services that meet the diverse needs of our community. Over the years, we have expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. With total assets reaching an impressive $422,959,049, we have successfully managed to serve our members with care and expertise. Our mission is simple yet powerful: to empower individuals and families through reliable financial services while fostering a sense of community. We believe that by supporting our members' financial well-being, we can make a positive impact on their lives. This commitment extends beyond just banking; it includes actively participating in community outreach efforts and partnering with local organizations to enhance the quality of life for everyone in Beaumont. While members can visit us at our main branch location, official correspondence should be sent to PO BOX 7430, Beaumont, TX 77726. We strive to ensure that all members can easily access their accounts and services whether through our drive-thru banking or convenient ATM availability. In addition to traditional banking services, we have embraced technology by offering online and mobile banking options. Our digital platforms allow members to manage their finances anytime and anywhere while ensuring ADA compliance for accessibility. As we look back on our rich history and growth, we invite you to join us at Public Employees. Experience firsthand how we can support your financial journey while contributing positively to the Beaumont community. Visit us today or give us a call at 409-892-3171; let's work together towards your financial goals!

Branch Location & Accessibility

Get in Touch

Have questions or want more information? Don't hesitate to call us at 409-892-3171. We invite you to visit our branch and experience our friendly service firsthand. At Public Employees in Beaumont, we're dedicated to providing you with excellent banking solutions that fit your lifestyle!

Operating Hours

We want to make sure you can bank when it's convenient for you. The drive-thru service is available Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 12 PM. For lobby access, we welcome you Monday through Thursday from 9 AM to 5 PM and on Friday until 6 PM. We strive to accommodate your busy schedule!

Parking and Accessibility

We understand how important it is for our members to have easy access to our services. Our branch features ample parking space and is designed with accessibility in mind, ensuring that everyone can reach us comfortably. Our facilities are ADA compliant, equipped with ramps and wide entrances for those who may need assistance.

Services Offered

At Public Employees, we offer a variety of banking services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we're here to help! Plus, our ATM is readily available for quick cash withdrawals and balance checks.

Member Eligibility

At Public Employees, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! If you live, work, or worship in the Beaumont area, you're likely eligible to join us. We're here for individuals who want to take control of their finances and benefit from our range of services tailored just for you. Whether you're looking for a checking account, an auto loan, or simply want to enjoy competitive rates, joining Public Employees opens up a world of possibilities. To get started, just visit us at our branch located at 4215 Eastex Fwy Beaumont Tx 77706, or give us a call at (409) 892-3171 for any questions you may have about the membership process. For more detailed eligibility criteria, check out our resource page. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Beyond loans, our merchant services equip you with tools to streamline your payment processes. Whether you're a retail shop or a service provider, our solutions help you accept payments easily and efficiently. Picture this: a busy Saturday at your store where customers can quickly pay with their cards or mobile wallets, enhancing their shopping experience while boosting your sales. Visit us at 4215 Eastex Fwy Beaumont Tx 77706 in Beaumont, TX or give us a call at (409) 892-3171 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it easier than ever. With competitive rates and flexible terms, we ensure that financing your next car fits seamlessly into your budget. Picture yourself behind the wheel of that new car without the stress of complicated financing.

Business Banking Solutions

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the challenges businesses face and are committed to helping you succeed.

Convenient Access Options

We believe in making banking as accessible as possible. That's why we provide various ways for our members to access their accounts. Use our ATM services for quick cash withdrawals or balance checks whenever needed. Plus, with basic drive-thru banking available for deposits and simple transactions, handling your finances has never been more convenient. At Public Employees, located at 4215 Eastex Fwy Beaumont, TX 77706, we strive to create a supportive environment where members can thrive financially. If you have any questions about our services or would like more information, feel free to give us a call at 409-892-3171. Ready to take control of your financial future? Visit us today or check out our website at pecutx.org for more details!

Credit Cards with Rewards

Our credit cards with rewards offer more than just purchasing power; they provide benefits that enhance your spending experience. Earn rewards on everyday purchases and enjoy perks like cashback offers or travel points it's like getting paid to spend!

Mortgage Loans and Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we offer personalized support throughout the process. Let us guide you through the paperwork so you can focus on making memories in your new space.

Personal Banking Services

Our personal banking options include checking and savings accounts designed to help you save for the future while managing your everyday expenses. Imagine having access to funds anytime you need them through our convenient online and mobile banking platforms. This means you can check your balance, transfer money, and pay bills from anywhere right from your smartphone!

Personal Loans and Debt Consolidation

If you're feeling overwhelmed by debt or need funds for a special project, our personal loans and debt consolidation services can provide relief. We work closely with you to find solutions that fit your financial situation, helping you regain control over your finances.

Digital & Online Banking

Mobile Banking Features

For even more convenience, download our mobile application. It allows you to manage your account right from your smartphone. Although mobile payments are not currently offered, you can still take advantage of person-to-person transfers to send money quickly to friends and family whenever needed. At Public Employees, we strive to make banking accessible and user-friendly so you can focus on what truly matters your life. With features like these, managing your finances has never been easier! If you have any questions or need assistance, don't hesitate to reach out at (409) 892-3171.

Online Banking Made Easy

With our 24/7 online banking services available at https://www.panhandlecu.org/, you can access your account anytime, anywhere. Need to check your transactions or transfer funds? It's all just a click away! Plus, for those who prefer paperless solutions, we provide e-statements so you can stay organized without clutter.

Secure Transactions

Security is our top priority. Our platform includes electronic signature authorization for safe and quick approvals on necessary documents. You can feel confident knowing that your personal information is protected while you enjoy the ease of banking from home or on the go.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 35,456, showing a strong and growing member base that trusts us with their finances. This trust drives us to maintain high standards of service while continuing to foster an environment where your financial needs come first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Public Employees is your trusted partner. Visit us at 4215 Eastex Fwy Beaumont Tx 77706 or call (409) 892-3171 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Our Future

With $55,302,381 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $1,685 in used auto loans and $226,408,786 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $47,172,412 in share certificates and $113,095,836 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are reflected in our $1,042,978, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 63 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $55,449,606, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,283,720 in used vehicle loans and $66,438,820 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in the vehicle you desire.

Credit Lines and Unsecured Loans

We also understand that managing day-to-day expenses can be challenging. That's why we offer total credit lines amounting to $35,000,000, giving you access to funds when you need them most. Additionally, our unsecured credit card loans, totaling $2,608,378, come with flexible terms tailored to help you manage your finances effectively without putting up collateral. With our comprehensive suite of loan products at Public Employees, located at 4215 Eastex Fwy Beaumont Tx 77706, Beaumont, TX, we are committed to serving our community's financial needs. If you're interested in exploring these options further or have any questions, don't hesitate to reach out at (409) 892-3171. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $102,950,486, make buying or refinancing simple. We guide you through the process and offer refinancing options that can help lower your monthly payments or allow you to tap into your home's equity.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means users can trust that the information they receive is accurate and reflects current market conditions.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for reliable loan comparisons without hidden agendas or misleading claims, LendMesh is your go-to solution. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PECU CREDIT UNION - Beaumont, TX

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