Public Employees Credit Union Austin TX | Convenient ATM & Drive-Thru Banking

Introduction

Welcome to Public Employees, your trusted credit union located at 5838 Hwy 290 W, Austin, TX 78735. Established in 1952, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability among our 22,333 members. Our commitment to enhancing the financial well-being of our members is reflected in our impressive total assets of $422,959,049 and total deposits amounting to $72,034,535. At Public Employees, we understand that every member has unique financial needs. That's why we offer a range of services tailored just for you. From basic drive-thru banking to convenient ATM services, we aim to make your banking experience as seamless as possible. We currently manage a diverse portfolio with 7,642 loans and leases, ensuring that we can provide the support you need when it matters most. While members can visit us at our branch address, official correspondence should be sent to PO Box 2205, Austin, TX 78768-2205. Our dedicated team of 68 employees, led by CEO Gary Whitcomb and Board President Claire McGuinness, is here to assist you every step of the way. With a net worth of $55,449,606 and cash reserves totaling $1,890,032, Public Employees is well-equipped to meet your financial needs now and into the future. We invite you to explore the benefits of being part of our credit union family. Feel free to reach out via phone at 512-474-1955 or visit our website at pecutx.org for more information about how we can support your financial journey. Join us today and experience the difference that comes with being a member of Public Employees!

Branch History & Mission

Accessibility and Services

To better serve you, we ensure our branch is equipped with modern conveniences. Our branch features an ATM for quick cash access and a drive-thru service for added convenience during busy days. Our operating hours are designed with your schedule in mind: Monday through Friday from 7 AM to 6 PM, ensuring you can get the help you need when it matters most. While members can visit us at 5838 Hwy 290 W, official correspondence should be sent to PO Box 2205, Austin, TX 78768-2205.

Join Us

As we look toward the future, Public Employees remains committed to enhancing the financial lives of those we serve. Whether you're opening your first account or looking for assistance with loans or savings, we invite you to join us. Experience the benefits of being part of a credit union that truly cares about its members and the community. For more information about joining Public Employees or utilizing our services, please call us at 512-474-1955 or visit our website at www.panhandlecu.org. Together, let's build a brighter financial future!

Our Mission

At Public Employees, our mission is simple yet profound. We strive to empower our members with reliable financial solutions while fostering a strong sense of community. We believe that financial well-being is essential for personal success and communal growth. Every day, we work hard to offer services that range from basic banking transactions to personalized loans and savings plans designed to meet our members' unique needs. Our commitment extends beyond just banking; we actively participate in local initiatives and partnerships that support community development. We understand that when our community thrives, so do our members.

Branch Location & Accessibility

Convenient Access for Everyone

We pride ourselves on providing accessibility for all members. The branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can visit us comfortably. Whether you're stopping by for a quick transaction or need assistance with your account, our team is here to help.

Get in Touch!

If you have questions or would like more information about our services, don't hesitate to give us a call at 512-474-1955. We invite you to stop by and experience firsthand how we can support your financial journey. Visit us today at Public Employees, where your banking experience matters!

Operating Hours Tailored to Your Needs

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 7 AM to 6 PM, making it easy to visit before or after work. On Saturdays, you can still catch us from 9 AM to 1 PM. If you're in a hurry, take advantage of our drive-thru banking services where you can handle deposits, withdrawals, and simple transactions without leaving your car.

Services at Your Fingertips

At our Public Employees branch, we offer essential services such as ATM access and basic drive-thru banking. Whether you need cash or want to check your balance quickly, our ATM is available for your convenience. While we currently do not have shared service center options, our dedicated staff is always ready to assist you with any inquiries or needs you may have.

Member Eligibility

Joining the Public Employees community is a wonderful way to take charge of your financial future while being supported by a team that truly cares. To become a member, you need to meet certain eligibility requirements, which are designed to ensure that our services cater to those we serve best. Generally, if you are an employee of a public sector organization or have family members who work in this sector, you're likely eligible. We invite you to explore the details and see if you qualify by visiting our website at . Once you're ready to join, opening an account with us is straightforward and welcoming. You can reach out to us anytime at (512) 474-1955 for any questions or assistance during the process. Our branch is located at 5838 Hwy 290 W Austin Tx 78735, where our friendly staff is eager to help you get started on your journey with us. We believe that being part of Public Employees means having access to great financial products and personalized service that makes a difference in your life. Don't hesitate to visit us or call for more information!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are dedicated to developing these offerings to better serve the community.

Merchant Services that Simplify Transactions

Imagine your customers enjoying a smooth checkout experience while you manage your finances effortlessly. Our merchant services equip your business with the tools needed for efficient payment processing, whether you're operating a storefront or an online shop. By streamlining transactions, you can focus on what matters most growing your business. Whether you're just starting out or looking to take your established company to new heights, Public Employees at 5838 Hwy 290 W Austin Tx 78735, Austin, TX is here to support you every step of the way. Reach out today at (512) 474-1955 and discover how our business banking solutions can help you thrive!

Comprehensive List Of Services

Accessing Funds Anytime

For those times when you need cash outside of normal business hours, we offer ATM Services Only. Our ATMs provide basic functions like withdrawals and balance checks, ensuring you have access to your funds whenever you need them.

Banking Made Easy

Our services are designed with you in mind. Whether you're looking to make a quick deposit or check your balance, our Basic Drive-Thru Banking allows for easy transactions without the need to step inside. This means you can handle your banking needs quickly and efficiently while on the go.

Convenience at Your Fingertips

In today's fast-paced world, we understand the importance of convenience. That's why we also provide access to online banking features. You can manage your accounts from the comfort of your home or while out and about. With options like electronic statements and person-to-person transfers, handling your finances has never been easier.

Get in Touch

If you have any questions about our services or need assistance, don't hesitate to reach out. You can contact us at 512-474-1955 during our operating hours: Monday through Friday from 7 AM to 6 PM, and Saturday from 9 AM to 1 PM. At Public Employees, we're committed to supporting our members with essential banking solutions tailored to fit their lifestyles. We invite you to visit us at our Austin branch or explore our offerings online at our website. Your financial well-being is our priority!

Digital & Online Banking

Key Features

We know security is important. That's why we provide electronic signature authorization for all your transactions. You can sign documents electronically without worrying about the hassle of printing or mailing them. Plus, our e-statements are available, so you can easily access your account statements online saving paper and keeping everything organized. If you're on the go, you'll love our mobile application, which allows you to bank from your smartphone or tablet. With this app, making person-to-person transfers is simple and fast perfect for splitting bills or sending money to friends without any fuss. While we currently don't offer mobile payments, our focus remains on providing secure and efficient online banking experiences that meet your needs today and tomorrow. At Public Employees, we're dedicated to making banking accessible for everyone. Join us today and experience the ease of managing your finances digitally!

Financial Strength

Commitment to Innovation

With $55,302,381 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $226,408,786 in total loans and leases.

Efficient Operations

Our net income of $0 reflects our operational efficiency during this period. We strive to maintain competitive loan rates and solid financial products for our members while having 63 full-time employees and 5 part-time employees ready to assist you with a knowledgeable team.

Growing Member Base

Total Share Accounts stand at 35,456, showing a strong and growing member base that trusts us with their finances. This trust empowers us to focus on your needs and enhance the value we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Public Employees is your trusted partner. Visit us at 5838 Hwy 290 W Austin Tx 78735 or call 512-474-1955 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $47,172,412 in share certificates and $113,095,836 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $55,449,606, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,283,720 in used vehicle loans and $66,438,820 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible terms make it easy for you to drive away with confidence.

Credit Card Loans

Managing finances can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $2,608,378 in loans helping members manage their expenses effectively. Whether it's an unexpected bill or everyday purchases, our credit card options give you peace of mind.

Credit Lines

For those looking for additional financial flexibility, our total credit lines available amount to $35,000,000. These lines can be a helpful resource for managing cash flow or making larger purchases without the need for a traditional loan. At Public Employees, we prioritize your financial wellness and strive to provide options that fit your lifestyle and budget. If you're interested in refinancing any of these products or want to learn more about eligibility options, our team is here to assist you. For more information or to discuss your specific needs, don't hesitate to reach out at (512) 474-1955. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward achieving your financial goals starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $102,950,486, make buying or refinancing simple. We can guide you through the process, ensuring you understand your options every step of the way.

Loan Aggregator

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PUBLIC EMPLOYEES CREDIT UNION