PSE Credit Union Strongsville OH | Top Auto Loans & Mortgage Rates

Introduction

At Pse Credit Union, Inc., we pride ourselves on being more than just a financial institution; we are a trusted partner in the community. Located at 12700 Prospect Rd, Strongsville, OH 44149, we have been serving our members since our establishment, continuously striving to meet their financial needs. With a total membership of 26,498, we understand the importance of personalized service and community engagement. Our commitment to our members is reflected in our impressive financial standing, with total assets amounting to $315,265,694 and total deposits reaching $23,935,325. We offer a variety of services including personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. In addition to personal banking, we provide business banking services that cater to local entrepreneurs and businesses. Under the leadership of CEO Joseph Anderson and Board President Robert Vasil, our team of 66 employees is dedicated to ensuring that every member feels valued and supported. Whether you're looking for help with financing your dream car or seeking advice on saving for your future, we're here for you. While members can visit us at our branch for face-to-face assistance during convenient hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM official correspondence should be sent to the same address listed above. With total loans at 15,179 and net worth standing strong at $33,575,383, Pse Credit Union is well-equipped to help you achieve your financial goals. We also maintain a cash reserve of $2,501,074, ensuring that we have the resources available for our members when they need us most. Ready to take the next step? Call us today at 440-572-3830 or visit our website at psecreditunion.org for more information on how we can assist you on your financial journey!

Branch History & Mission

Community Engagement

Our commitment extends beyond just providing financial services; we actively engage with the Strongsville community through various initiatives aimed at fostering growth and support for local residents. Our partnerships with local organizations allow us to contribute positively to the area we serve. We invite you to join us on this journey! Experience firsthand how Pse Credit Union can support your financial goals while being part of a community-focused organization. Together, let's build a brighter future for Strongsville and its residents. Visit us today or explore more about what we offer online at Pse Credit Union.

Our Mission

At Pse Credit Union, our mission is clear: to empower our members by providing exceptional financial products and services while fostering a sense of community. We strive to make banking easy and accessible for everyone. Whether it's offering personal banking options like checking and savings accounts or more complex services like auto loans and mortgages, our goal is to ensure that every member feels valued and supported. In addition to traditional banking services, we have embraced technology to enhance your experience. With features like online banking, mobile payments, and ATM access available at our branch location and beyond, managing your finances has never been easier. We are also proud to offer ADA-compliant facilities to ensure all members can access our services comfortably. While members can visit us at 12700 Prospect Rd Strongsville Oh 44149, official correspondence should be sent to 12700 Prospect Rd, Strongsville, OH 44149. We believe in transparency and encourage open communication if you have questions or need assistance, don't hesitate to reach out at 440-572-3830.

Branch Location & Accessibility

Call to Action

We invite you to stop by our Strongsville branch today! Whether you're interested in opening an account or just have questions about our services, give us a call at 440-572-3830. Our team looks forward to welcoming you and helping you with all your banking needs!

Local Landmarks and Accessibility

Our location is not only easy to find but also close to several well-known landmarks. Whether you're running errands or enjoying a day out in Strongsville, we're just around the corner. Plus, we offer ample parking space for your convenience. The branch is fully ADA compliant with features like ramps and accessible entrances to ensure everyone can visit us comfortably.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 2:00 PM. Need quick banking on the go? We have an ATM available for cash withdrawals and balance checks whenever you need them. At Pse Credit Union, Inc., we provide a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For those who prefer convenience, our drive-thru service allows for simple transactions without leaving your car.

Member Eligibility

At Pse Credit Union, Inc., we believe that everyone deserves a chance to be part of a supportive community that prioritizes their financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 12700 Prospect Rd Strongsville Oh 44149, you're likely eligible to join us. We aim to serve our members with personalized banking solutions tailored to meet their needs, whether it's for personal banking, loans, or credit cards. You can find the specific eligibility criteria on our website at , where we've made it easy for you to understand what it takes to become part of our family. Once you're ready to join, opening an account is straightforward. Just give us a call at (440) 572-3830 or visit us during our business hours, and we'll guide you through every step of the process. Our friendly team is here to make your experience as smooth as possible. Join us today at Pse Credit Union, Inc. where you're not just another number; you're part of something special!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to our loan offerings, we provide essential merchant services that help streamline daily operations. Imagine having the ability to process payments seamlessly whether it's through credit cards or digital wallets right at your fingertips. This not only enhances customer experience but also boosts your bottom line. Our services are designed to make banking easier so you can focus on what truly matters: growing your business. Located at 12700 Prospect Rd Strongsville Oh 44149 in Strongsville, OH, we invite you to explore how our tailored banking solutions can empower your business today! For more information, feel free to call us at (440) 572-3830.

Comprehensive List Of Services

Business Banking

For entrepreneurs, our business banking services include merchant services and business loans to help grow your ventures. We know how important it is for small businesses to have access to reliable financial support, which is why we offer tailored solutions just for them.

Credit Cards

Consider earning rewards while making everyday purchases with our credit cards. Designed with features that benefit our members, these cards offer great perks while allowing you to build your credit score responsibly.

Digital Banking Features

In today's fast-paced world, convenience matters. At Strongsville - Prospect, we offer robust online and mobile banking features that put you in control of your finances anytime, anywhere. From checking balances to transferring funds or even making person-to-person payments, managing your money has never been easier. Whether you prefer the traditional approach with in-branch service or the convenience of digital tools, Pse Credit Union, Inc. is here for you every step of the way. If you're ready to explore how our wide array of services can benefit you personally or for your business, don't hesitate to reach out at (440) 572-3830 or visit us online at https://psecreditunion.org/. Let's work together toward achieving your financial goals!

Home Financing

Dreaming of owning your own home? Our mortgage loans and refinancing options make it easier than ever to turn that dream into reality. We guide you through the process, ensuring that you understand each step as you secure the financing needed for your future home.

Personal Banking

Our personal banking services include checking and savings accounts tailored for everyday needs. Imagine having a checking account that not only keeps your money safe but also offers easy access through online and mobile banking. You can make deposits and withdrawals at our convenient ATM or utilize our drive-thru service for quick transactions without leaving your car. For those planning on purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Whether you're buying new or used, we're here to help you drive away in the car you want.

Personal Loans

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, we can help you manage those costs effectively. Picture consolidating multiple debts into one manageable payment, giving you peace of mind as you work towards financial freedom.

Digital & Online Banking

At Pse Credit Union, Inc., we understand that managing your finances should be as easy and secure as possible. That's why we offer a variety of digital and online banking services that put you in control, anytime and anywhere. With our 24/7 online banking services, you can access your accounts whenever it suits you, making it simple to keep track of your financial health. One of the standout features is our easy-to-use online banking platform, which you can explore at https://psecreditunion.org/. Here, you can view your account balances, transfer funds, and even manage your transactions all from the comfort of your home or on the go. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. For those who prefer going paperless, we offer e-statements that allow you to receive your bank statements electronically. This not only saves trees but also ensures that you have immediate access to your financial records without cluttering your mailbox. Our mobile application takes convenience a step further. You can make mobile payments effortlessly and send money directly to friends and family with our person-to-person transfer feature. Whether you're splitting a dinner bill or sending a gift, it's never been easier to manage payments right from your phone. Security is paramount at Pse Credit Union, Inc.. We use advanced measures to protect your information while ensuring that all transactions are safe. Our user-friendly platform makes banking accessible for everyone, whether you're tech-savvy or just starting out with digital tools. In summary, our digital banking services at Pse Credit Union, Inc. are designed with you in mind offering accessibility, ease-of-use, and real-time account management whenever you need it. Experience the future of banking today!

Financial Strength

Commitment to Growth

With $22,433,402 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,670 in used auto loans and $192,864,787 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $91,952,660 in share certificates and $21,493,842 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $33,575,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,064 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts: 47,264, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,255,141. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pse Credit Union, Inc. is your trusted partner. Visit us at 12700 Prospect Rd Strongsville Oh 44149 or call (440) 572-3830 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,055,680 in used vehicle loans and $24,035,022 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, we have options that fit your budget and lifestyle.

Credit Lines

For those who need flexibility in their spending, our total credit lines of $20,000,000 offer an excellent option for managing unexpected expenses or funding special projects without the pressure of immediate repayment. If you're considering refinancing any existing loans or would like to explore eligibility options for our products, don't hesitate to reach out. Our knowledgeable staff at Pse Credit Union is here to provide guidance and support throughout the process. For more information on our loan offerings or to get started today, call us at 440-572-3830 or visit our website at psecreditunion.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,768,120, make buying or refinancing simple. We can guide you through the process and offer competitive rates that make home financing more accessible than ever.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $9,190,458 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you while providing the purchasing power you need.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, giving you confidence in your choices. Each loan comparison is built on verified information, allowing you to explore options without the worry of hidden fees or misleading rates.

Pse Credit Union Inc